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Travel Insurance

Germany Visa For Indians

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Key Inclusions

What's covered?
  • Personal Accident Cover

Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

  • Medical Treatment & Evacuation Expenses Cover

Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

  • Hospitalization Daily Allowance

Pays agreed per day compensation in case of hospitalisation abroad

  • Trip Cancellation, Interruption & Extension

Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

  • Return of Minor Child

Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

  • Missed Connection

Reimburses you in case you miss a connecting flight

  • Ticket Overbooking

Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

  • Loss and Delay of Checked-in Baggage

Pays compensation if the airline delays or misplaces your checked-in-baggage

  • Loss of Passport and Driving License

Covers cost of replacing your passport / driving licensein case if they are lost during the journey

  • Loss of Personal Belonging

Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

  • Bounced Hotel

Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

  • Sporting Activities Cover

Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

  • Note

Please read the policy wordings for detailed inclusions

Key Exclusions

What's not covered?
  • Pre-existing Condition

Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

  • Intoxication

Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

  • Routine Examination

It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

  • Self-Inflicted Injuries

Injuries resulting from intentional harm or attempted suicide are not covered

  • Criminal or unlawful act

Actual or attempted engagement in any criminal or other unlawful act

  • War and Related Perils

Losses due to war, rebellion, or terrorism are not covered

  • Cosmetic and Weight Loss Treatments

No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

  • Adventure Sports

Injuries from adventure sports are excluded unless the benefit is opted for

  • Deductible & Co- Pays

Part of the claim will have to be borne by you if you have Deductible or Copay

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Plan a Smooth and Safe Trip to Germany

A German visa for Indians is an official authorisation for Indians to enter Germany. In addition, if you have opted for a transit visa, it permits you to travel through Germany's international transit zones to other nations.

Every Indian who wants to travel to Germany briefly can obtain a Schengen Visa from the German Embassy. However, they do not grant separate German visas to visitors outside Germany for brief stays.

Nonetheless, a German long-term national visa is given out if visitors want to stay in Germany for over 3 months (90 days). This may suit you if your trip is geographically limited to Germany and you plan to stay there for a longer period.

What Does It Mean to Have a German Visa?

There are certainly several good reasons to visit Germany. It is a renowned centre for all the arts and hosts festivals like the Berlin Film Festival and Oktoberfest. So, suppose you are planning to visit Deutschland to experience the culture or to conduct business. In that case, you should include applying for a German visa for Indians when making your travel plans. Once you have acquired the same, the possibilities are endless.

What Are the Different Types of German Visas?

Indian citizens can typically obtain one of three types of German visas:

  • Schengen tourist visa

    Indian citizens who want to travel to Germany for a brief period are awarded this visa for a stay of fewer than three months (90 days). There are two types of Schengen visas: Single Schengen visas and Schengen visas with a restricted territorial validity for brief stays may be issued by German diplomatic offices.

     

  • Airport Transit Visa

    Indian nationals who must pass through Germany to another country are given airport transit permits. In this case, you may not be planning to stay in Germany for long but use it as a stopover.

  • German national visa

    Indian nationals who want to stay in Germany longer than three months are given the German National Visa, a long-stay German visa. This can be used if you plan to stay there longer for certain reasons, such as taking a course.

    The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on German Visa for Indians.

    Validity of the Different Types of German Visas

    The validity period of a German visa depends on the visa type. Here is a look at the type of visas and their validity. Knowing the validity that may be granted when applying for a visa is best.

    Visa TypeValidity
    German Airport Transit Visa24 hours
    Germany Guest and Research Scientist Visa3 to 6 months (might last longer depending on the research work)
    Germany Business Visa90 days within 180 days
    Germany Schengen (Tourist) Visa90 days within 180 days
    Germany Student VisaMore than 3 months (depending on the study program)
    Germany Job Seeker Visa6 months
    Germany Student Applicant Visa3 months (only if one hasn’t received formal admission yet)
    German Language Course Visa3 months
    Germany Freelancer Entry Visa3 months
    Germany Freelancer Long-Stay Visa1 to 3 years
    Germany Temporary Work Permit1 to 3 years (depending on the contract)
    Germany Family Reunion VisaInitially 1 year
    Germany EU Blue Card4 years (with the possibility of extension)

    The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on German Visa for Indians.

    What Are the Eligibility Criteria for a German Visa?

    An Indian citizen with a valid reason to travel to Germany and the intention to return before the expiry of their visa can apply for a German Visa. One of the primary requirements for applying for a visa is a valid passport that doesn’t expire for another three months.

    Besides this, you will also need to ensure that you have all the documents required to get a visa. Being financially stable is also important, as this will allow you to prove that you can undertake this voyage to Germany.

    Furthermore, travel insurance for Germany is a requirement when applying for a visa. You can buy your policy online or offline and ensure adequate coverage.

    Travelling to Germany from India no longer requires you to present proof of vaccination. Testing or recovery is also not required. However, proof of vaccination may be required when accessing some places in the country. Thus, carrying your vaccination certificates when travelling to Deutschland is best.

    The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on German Visa for Indians.

     

    How Can You Apply for a German Visa?

    The entire process of applying for German visas for Indians is simple. Any reputed visa application centre, German consulate, or embassy in the country may accept you.

    To apply for a German visa, please follow these instructions:

    • ● Visit the official website of any reputed visa application centre.
    • ● Choose the German embassy or consulate in their Union territory or state.
    • ● Choose the tab labelled "Apply for a Visa".
    • ● Choose the "see more" option under the "Identify visa type" list, then pick the city where their consulate or embassy is located.
    • ● Choose the type of visa you want to apply for.
    • ● One may complete the online visa application form, or they may just download and complete it.
    • ● Visit the website of the Visa application centre to make a visa appointment online.
    • ● Show their appointment for a visa and submit the visa application together with any supporting documentation.
    • ● Pay the visa-related fees and provide the biometric information.

    What Are the Fees Applicable for a German Visa?

    When the application and supporting documents are submitted, all applicants for a German visa for Indian citizens must pay a visa fee. In addition to the German visa price, your visa application agency may levy a service charge. Demand draft or cash may be the only mode of payment available to you for paying your visa fees. Some locations may only accept demand drafts.

    Is a German Visa Available on Arrival for Indian Citizens?

    No, visas are not issued upon arrival in Germany or other European nations. Indians who want to visit Germany as tourists must have a visa that has already been approved.

    Why Your German Visa Can Get Rejected

    For the following reasons, the application for a German visa for Indians may be rejected:

    • ● Application form being submitted incorrectly or incompletely.
    • ● No definite evidence of one's intentions of leaving Germany.
    • ● A history of immigration offences or criminal activity.
    • ● Inadequate documentary evidence to support a visa application.

    Why Is Travel Insurance Essential for a German Visa?

    Although Germany is usually considered a safe country, nobody can completely rule out the potential of unforeseen accidents, thefts, pickpockets, and illnesses when travelling. One of the ways to prevent these significant problems from disrupting your trip is to buy travel insurance, online or offline and apply for a German visa.

    The German Consulate will entirely refuse any application for a visa if travel insurance does not accompany it. The process of getting travel insurance is straightforward and hassle-free. This can be done online or offline before your trip begins.

    What Are the Documents Required to Apply for a German Visa?

    The following documents are a requirement when applying for a German visa.

    • ● Properly filled-up application.
    • ● Two 35x45mm coloured photographs with 70–80% face visible.
    • ● An international travel insurance policy with at least €30,000 (approximately 27,00,000) in health insurance coverage is recommended. An insurance policy covering the Schengen region may be available.
    • ● ID from your school, college, or company.
    • ● A current passport no older than ten years. It must be valid for at least three months during your visit.
    • ● Evidence of travel including airline tickets and hotel booking confirmations.
    • ● Evidence of payment of the required fees.
    • ● Most recent six-month bank statement.
    • ● A letter outlining your travel objectives.

    Are There Any Changes in Documents After COVID-19 for a German Visa?

    Earlier, when entering Germany, proving your vaccination status was a requirement for citizens of several countries, including India. However, this requirement has now been waived.

    However, carrying your vaccination certificate with you is best as some places within Germany may require you to produce it.

    Tourist Attractions in Germany

    The essence of holidays in Germany may be best explained by culture, natural beauty, and history. Ensure you get your travel insurance for Germany and a visa before visiting these places.

    • ● Immerse yourself in Miniatur Wunderland's charm.
    • ● Visit Neuschwanstein Castle.
    • ● In Europa Park, set out on a fantastic adventure.
    • ● Visit the Mercedes Benz Museum to learn more about the auto industry.

Benefits You Deserve

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

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Step-by-Step Guide

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How to Buy

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    Download the Caringly Yours Mobile App and use your login credentials

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    Select the travel insurance option by providing necessary details

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    Allow the application to process your information & get quotes

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    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

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    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

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    Please reach out to us for policy extensions

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    Phone +91 020 66026666

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    Fax +91 020 66026667

Cashless Claim

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    Applicable for overseas hospitalization expenses exceeding USD 500

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    Submit documents online for verification.

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    Upon verification Payment Guarantee to be released to the hospital

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    Please complete necessary formalities by providing missing information

Reimbursement

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    On complete documentation receipt, reimbursement takes approx. 10 days

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    Submit original copies (paid receipts only) at BAGIC HAT

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    Post scrutiny, receive payment within 10 working days

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    Submit incomplete documents to our document recovery team in 45 days

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    Policy deductible will be applicable as per policy copy

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What Our Customers Say

Simple Process

Straightforward online travel insurance quote and price. Easy to pay and buy

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Madanmohan Govindarajulu

Chennai

5

11th Apr 2019

Convenient

Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.

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Pune

4.8

15th Mar 2019

Affordable

Very nice service with an affordable premium for travel insurance.

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Mumbai

4.5

5th Mar 2019

User Friendly

Quick, easy, and user-friendly process to buy travel insurance.

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Pune

4.5

6th Feb 2019

Customer Support

Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.

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Ahmedabad

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31st Jan 2019

Quick Assistance

I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.

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25th Dec 2018

FAQ's

Is it necessary to get travel insurance when applying for a visa?

For your Schengen region (including Germany) visa application and approval process to be successful, it is required by law that you get travel insurance for your trip. The visa application may be denied if you don't have travel insurance.

Should I disclose my financial situation when applying?

Yes, you must supply the last three months' worth of bank statements. The authorities will examine these and decide if you qualify for the visa.

How can I determine the fees for applying for and processing my visa?

You may quickly learn more about them by visiting the official website of the German Ministry of Tourism or the German Missions In India. There may also be occasional adverts in well-known magazines alerting readers about rate changes as they occur.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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