Suggested
Travel Insurance
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Switzerland, a country in Western-Central Europe, has grown significantly important as a tourist destination. One of India's top foreign travel destinations is Switzerland. So, if you're considering visiting soon, you should know the basic requirements for a Switzerland visa for Indians. You must apply for a Switzerland visa when you purchase your airline tickets. Every Indian visitor will require a current tourist visa to enter the nation. Before we go into the specifics of obtaining a Switzerland visa for Indians, it is necessary to note that getting a good international travel insurance plan is mandatory.
You could experience some trip-related emergencies while travelling throughout this lovely country. You might get sick or have an accident, for instance. You might also lose your bags, passport, or travel connection. And in such circumstances, making the right choice amongst the types of travel insurance coverage can provide unparalleled financial support.
The Swiss government provides travellers from India with a variety of visa types:
● Switzerland Tourist Visa
● Switzerland Business Visa
● Switzerland Work Visa
● Switzerland Visitor Visa
So, if you intend to travel to Switzerland, you must obtain the right Switzerland visa for Indians as soon as you purchase your airline tickets to this stunning nation.
Switzerland is the ideal place for almost everyone, from young couples and honeymooners to a group of friends or your entire family. The lush Swiss Alps, arguably popularised by Bollywood, have a lot to offer to various travellers.
Make sure you have your Switzerland visa for Indians and other crucial documentation, such as your international travel insurance coverage, in order before planning your schedule.
Some of the different Swiss visa options available for Indians are:
● Tourist Visa: Indian nationals wishing to travel to Switzerland for leisure can apply for this visa from their home country.
● Visitor Visa: Indians visiting Switzerland at a friend or family member's invitation should apply for this visa.
● Business Visa: Indian nationals visiting Switzerland for business should apply for this visa, which needs to be approved by the Swiss immigration office.
● Employment/Work Visa
If someone wishes to live and work in Switzerland, they must apply for an Indian work visa for Switzerland.
The Swiss Visa is valid for three months. In exceptional cases, the validity may be extended.
Any Indian national who intends to visit Switzerland must apply for a visa before their trip, regardless of whether they intend to visit Switzerland temporarily or reside there permanently. Even if they want to travel for business, they must apply for a work visa for Switzerland from India.
If they intend to stay in Switzerland longer, people in India must get a valid Swiss visa from the Switzerland Embassy or Consulate in India. Make sure you purchase the appropriate Switzerland tourist visa from India for each family member if you are to travel with your family.
To obtain a valid visa for your trip to Switzerland, the following documents must be submitted with your visa application form:
● A valid Indian passport with at least 6 months validity
● Tickets for entry & return from Switzerland
● Two matte-finished, 35 x 45 mm images of the applicants with white backgrounds
● A cover letter that includes travel information and a detailed itinerary for your vacation to Switzerland
● The latest three years' income tax returns (ITRs)
● Properly completed visa application form
● A copy of travel insurance policy for Switzerland
● Details of a hotel or Airbnb reservation made in Switzerland as proof of lodging
● Bank statement for the last six months
● The last three months’ salary slips
● An invitation letter from friends/relatives if you frequently travel to Switzerland.
The procedure for applying for a visa to Switzerland is easy and hassle-free. At the Switzerland Visa Application Center in New Delhi/Mumbai, you can apply for a Swiss visa in person or with the assistance of a travel agent. You cannot send your visa application for travel to Switzerland via mail or courier.
If you want to apply for a visa to Switzerland from India, do the following:
● Make an appointment for an interview at the Switzerland visa application centre
● Select the appropriate visa category in your visa application before submitting the same
● Get an interview date and appear at the embassy that day
● Bring all required documentation at the centre with a completed visa application form
● Pay the Switzerland visa fees and wait for your passport to be stamped
Different types of Switzerland visas have different fees. Ensure to check the latest fees online before applying. The fees across different types of Switzerland Visas ranges between INR 3500 and INR 7000.
The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Switzerland visas for Indians.
No, Indian nationals cannot enter Switzerland with a visa upon arrival. All bearers of Indian passports must have a pre-approved visa to enter any European nation, including Switzerland.
You could be denied a visa to Switzerland for one of the following reasons:
● Incorrect or incomplete information on your visa application
● No concrete evidence of your intentions or reason for leaving or returning from Switzerland
● A history of immigration offences or criminal activity
● The documentation needed to support your visa application is insufficient
The high cost of living in Switzerland may be one of your problems as an Indian tourist there. When such is the case, dealing with dire situations may be even more difficult, especially financially. And this is precisely why, while travelling there, you would need to buy travel insurance online or offline, as is convenient to you.
By pre-paying for some of the significant unanticipated events, travel insurance for Switzerland will protect your finances. Accidents and illnesses might happen at any time when you're visiting Switzerland. Also, you risk losing essential items like your luggage, passport, or other travel documents. You risk missing a flight or having your connecting flights abruptly delayed or cancelled.
In such a stressful time, you must figure out who to ask for assistance from in a foreign country. Buying travel insurance is straightforward and will help you when in a crunch.
The ongoing COVID-19 outbreak has changed how people travel internationally. But as the virus-related cases decrease, the Swiss government's entry restrictions are gradually relaxed for foreign visitors. Nonetheless, you must check the travel limitations in Switzerland before purchasing your tickets and ensure you get your offline or online travel insurance.
Make sure you buy the appropriate travel insurance before visiting these places.
● Boating at Rhine Falls can give you an adrenaline thrill.
● Skiing in the centre of Grindelwald is an exhilarating experience.
● Try sky eating in Zurich; it's one of the most common activities there.
● A trip to Chillon Castle is advisable if you enjoy history.
● Take the Bernina Express to see Switzerland's real beauty.
Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
0
Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
11th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2019
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
Paromik Bhattacharyya
Kolkata
25th Dec 2018
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