Travel Insurance From India to UK

Plan Your UK Adventure with the Right Travel Insurance Coverage

England, Scotland, Wales, and Northern Ireland make up the United Kingdom (UK), located off the north-western coast of the continent of Europe. The United Kingdom is home to historical and contemporary landmarks and comprises several smaller British Isles.

Whether you adore the mountains or are a history buff, visiting the UK should be on your bucket list. Additionally, it's crucial to protect your trip with UK travel insurance.

Travel insurance for the UK is an international travel insurance plan created for visitors to the UK that provides them with financial security while away.

Features of Travel Insurance for the UK

Bajaj Allianz General Insurance Company offers comprehensive travel insurance for the UK from India that safeguards travellers against various uncertainties. Here are some key features:

●      Medical Emergency Coverage: This covers hospitalisation expenses, emergency medical evacuation, and repatriation.

●      Trip Cancellation & Interruption: Reimburses non-refundable expenses in case of unforeseen trip cancellations.

●      Check-in Baggage Loss or Delay: Compensation for loss, delay, or theft of check-in luggage.

●      Loss of Passport & Travel Documents: Assistance in obtaining emergency travel documents.

●      Cashless Medical Treatment: Access to cashless network hospitals for seamless medical care.

●      Personal Liability Cover: Protection against third-party claims.

●      Customisable Coverage: Plans are tailored for students, families, and senior citizens.

●      Hassle-Free Claim Settlement: Quick and efficient claim processing.

●      COVID-19 Coverage: Protection against COVID-related medical expenses and trip cancellations.

Benefits of Having a UK Travel Insurance Policy

Whether you are travelling alone or with family, for business or leisure, it is crucial to invest in travel insurance to protect yourself from unpredictable travel-related risks. Bajaj Allianz offers a comprehensive UK travel insurance policy with many features and benefits.

Here are some of the advantages of our UK travel insurance plan:

Prompt Assistance

Bajaj Allianz’s 24-hour Emergency Assistance team can assist you promptly anywhere in the UK with just one missed call.

Variety of Policies

With Bajaj Allianz General Insurance, you can choose from various UK travel insurance policies that cover you against all eventualities.

Tailored Coverage

Customised coverage is also available when you opt for policies with Bajaj Allianz — for a senior citizen or a student.

Efficient Claims Process

Bajaj Allianz has one of the most efficient claim settlement processes that offer faster and quicker claim resolution.

Extensive Coverage

Bajaj Allainz’s travel insurance policy for the UK covers medical emergencies, trip cancellation, loss of belongings, lost passports, and similar misfortunate events during your travels.

UK Standard Visitor Visa Rules for Indian Travellers

Indian citizens visiting the UK may apply for a standard visitor visa, which is valid for up to a six-month stay. This visa can be applied for work, tourism, academic activities, medical conditions, visiting family and friends, marriage, engagement, or starting a civil partnership. For trips involving academic or medical endeavours, a Standard Visitor Visa may be extended at an additional cost. Additionally, there are long-term standard visitor visas available for extended stays of two, five, or ten years for visas like student or work visas rather than for visitor visas.

Types of Travel Insurance for the UK

Bajaj Allianz General Insurance Company offers different India to UK travel insurance to cater to varied needs:

●      Individual Travel Insurance: This coverage is for solo travellers.

●      Family Travel Insurance: A single policy for the entire family.

●      Student Travel Insurance: This is specifically designed for students pursuing education in the UK.

●      Senior Citizen Travel Insurance: Tailored for elderly travellers with added medical benefits.

●      Corporate Travel Insurance: Ideal for business travellers.

●      Multi-Trip Travel Insurance: This is the coverage for frequent travellers throughout the year.

Important UK Visa and Entry Information for Indians

Knowing the requirements for a UK visa for Indians is crucial, as is having medical travel insurance.

Standard Visitor Visa

Indian citizens visiting the UK may apply for a standard visitor visa, which is good for up to a six-month stay. This visa can be applied for one of the following reasons:

- Work/tourism

- Academic activities

- Medical conditions

- Visiting family and friends

- Marriage, getting engaged or starting a civil partnership

- Residing with a partner or family for an extended period

- Diplomatic encounters

For trips involving academic or medical endeavours, a Standard Visitor Visa may be extended at an additional cost.

Long-term Standard Visitor Visa

You can get Long-term Standard Visitor Visas available for two, five, or 10 years for extended stays in the UK. The maximum length of any visit allowed under a long-term standard visitor visa is six months. You may also apply for a few additional types of visas to the UK, such as the ones listed below, in addition to the ones already mentioned:

- Marriage Visitor Visa

- Tier 4 (General) Student Visa

- Tier 4 (Child) Student Visa

- Tier 2 - Sportsperson Visa

- Permitted Paid Engagement Visa

- PBS Dependent - Child Visa

- PBS Dependent - Partner Visa

How to Apply for a UK Visa from India?

Indian people can apply for a visa here if they visit the UK. The steps for applying for a UK visa for Indians are listed below:

- Apply for the correct category of UK visa.

- Online visa fee payment.

- Make a visa appointment today.

- Bring the necessary paperwork with you to your booked visa appointment.

Eligibility Criteria for Travel Insurance UK 

To be eligible for Bajaj Allianz General Insurance Company’s UK travel insurance, travellers must meet the following requirements:

●      Age Limit: Generally available for individuals aged 6 months to 70 years.

●      Trip Duration: Coverage is available for both short-term and long-term stays.

●      Purpose of Travel: Suitable for tourists, students, business travellers, and family visits.

●      Pre-existing conditions: Coverage varies depending on the plan chosen.

●      Policy Purchase: Must be bought before the start of the journey.

Documents Required for UK Travel from India

The following documents should be readily available when you attend your UK visa interview appointment:

- Appointment confirmation for the visa.

- Receipt of the payment of the visa application fee.

- Valid travel documents (if available).

- A passport-size photograph.

- Printout of the visa appointment form that has been properly signed.

- Duly signed self-assessment form.

- Other documents that are specific to each visa category, if necessary. Make sure that you buy travel insurance well on time before your trip.

Essential Safety Precautions for UK Travellers

- Always keep your passport secure.

- Use official commercial transportation instead than hiring a private driver.

- Observe the rules and laws of the nation.

- Avoid going to isolated or unfamiliar places, especially at night.

- Don't engage in any illegal activities.

- Pick the finest travel insurance for the UK to protect your finances from unfortunate events.

Guidelines Specific to Covid-19:

- Put a mask over your mouth and nose, especially when riding public transportation.

- Engage in social distancing.

- Follow the Covid-19 recommendations and cooperate with the local government and designated authorities.

- If you experience Covid-19 symptoms, isolate yourself, get tested, and then repeat the process.

Travel insurance for the UK can be easily obtained online with a simple process.

Indian Embassy in the UK: Key Info

Your country's embassy should be your first contact if you ever need help while travelling or with international travel insurance online.

High Commission of India, India House, Aldwych, London, WC2B 4NA, United Kingdom

Contact Details of the High Commission:

Website: High Commission of India, London, United Kingdom

Email: inf.london@mea.gov.in; info.london@mea.gov.in

Telephone number: 00-44 (0) 020 - 78369147

Fax number:020 - 78364331

Working hours: Monday to Friday, 10 AM to 5 PM GMT

List of International Airports in the UK

- Heathrow Airport, London (LHR)

- Manchester Airport, Manchester

- Glasgow International Airport, Glasgow

- Gatwick Airport, London (LGW)

- Edinburgh Airport, Edinburgh

Currency and Foreign Exchange for Carrying When Travelling to the UK

The Pound Sterling (£), sometimes known as the pound, sterling, or quid, is the official currency of the United Kingdom. Before departing for the UK, it is crucial to have enough of the aforementioned money on hand.

Daily fluctuations can be seen in the Pound Sterling (£) value relative to the Indian National Rupee (₹). As a result, you must keep an eye on the relevant currency rate before travelling to the UK.

Top Tourist Attractions in the UK

Tourists have long been captivated by the United Kingdom because of its extensive history and diverse scenery. And if you have comprehensive travel insurance for the UK from India, you may enjoy these locations without a care in the world!

Here are a few locations in the UK that you simply must see:

- London:

London is both an architectural relic and a truly modern marvel, with one arm firmly planted in the past and the other embracing the present and the future. The city is renowned for its world-famous landmarks, cobblestoned streets, and quaint cafes. It is home to the iconic Tower Bridge, Westminster Abbey, Buckingham Palace, the Millennium Bridge, the London Eye, Big Ben, the British Parliament, the Natural History Museum, and Trafalgar Square.

- Edinburgh:

Edinburgh, the charming capital of Scotland, is a city decorated with historical and natural treasures. The ethereal Edinburgh Castle, a picture postcard from the thirteenth century, towers over the city.

- Stonehenge:

Stonehenge is a 4,500-year-old World Heritage Site that spans 20 square kilometres. The building, revered as a historic worship site, is one of the most recognisable symbols of the United Kingdom worldwide. After visiting Stonehenge, you may visit Salisbury, which has some lovely cathedrals and the genuine Magna Carta.

- The Lake District:

Traveling to the tranquil lake district and Cotswolds in the British countryside is like immersing yourself in a book from the sixteenth century set there. The picturesque valleys, mountains, lakes, villages, and meadows in this region, home to Oxfordshire, Warwickshire, and Worcestershire counties, are stunning. The stunning Lake District National Park has some of the country's greatest lakes and is located to the region's north.

Best Time to Travel to the UK

The spring months of March through May or September through November are the ideal times to visit the United Kingdom (autumn). Most areas of the UK experience pleasant springtime weather, which is great for holidays. It is advised to schedule your trip to the nation during spring or autumn because the summer months of June to August are the busiest in tourism.

Travel right away and protect your finances with travel insurance for the UK. You may choose the finest travel insurance for the UK for yourself from various travel insurance options. Plans for travel insurance for the UK from India are available on Bajaj Allianz’s website.

What's Covered under Travel Insurance for UK from India

Travel insurance for the UK offers a variety of benefits to ensure a worry-free trip. It includes medical emergency coverage, trip cancellation, loss of belongings, and passport loss. Bajaj Allianz General Insurance Company provides prompt assistance with a 24-hour emergency team ready to help anywhere in the UK. Customised coverage options are available, tailored to senior citizens or students. The efficient claims process ensures faster claim resolution, providing extensive coverage for all potential travel-related risks.

What's Not Covered Under Travel Insurance for UK from India

While travel insurance offers extensive coverage, certain scenarios are typically excluded. Pre-existing medical conditions may not be covered unless specifically included in the policy.

High-risk activities like extreme sports are often excluded. Incidents related to alcohol or drug use, acts of war, and terrorism are also not covered. Understanding these exclusions helps in setting realistic expectations and ensures that travellers are adequately prepared.

Why Choose Bajaj Allianz General Insurance Company for Travel Insurance for the UK?

Bajaj Allianz General Insurance Company stands out as the preferred choice for travel insurance from India to the UK due to the following reasons:

●      Wide Coverage Options: This covers medical expenses, check-in baggage, and trip-related uncertainties.

●      24X7 Emergency Assistance: Immediate support for any travel-related issue.

●      Fast & Hassle-Free Claims Process: Quick settlement of claims with minimal paperwork.

●      Flexible Plans: Customisable policies for students, families, and senior citizens.

●      Cashless Treatment: Extensive hospital network for direct billing.

●      Competitive Premiums: Affordable insurance plans with extensive benefits.

How to Buy Travel Insurance for the UK Online?

Purchasing Bajaj Allianz General Insurance Company’s UK travel insurance online is simple and convenient:

●      Visit the Bajaj Allianz General Insurance Company’s website and navigate to the UK travel insurance section.

●      Enter traveller details, including trip duration, destination, and number of travellers.

●      Choose the desired coverage based on your travel needs.

●      Review the premium and policy benefits before making a payment.

●      Make an online payment through secure gateways.

●      Receive the policy document instantly via email.

What is the Process for Filing a Claim for Travel Insurance UK?

Bajaj Allianz General Insurance Company ensures a seamless claims process for travel insurance for Indian visitors to the UK. Follow these detailed steps to file a claim:

Step 1: Inform Bajaj Allianz General Insurance Company

As soon as an incident occurs, call the 24/7 Bajaj Allianz General Insurance Company’s helpline number to report the issue. Provide details of your policy, a brief description of the incident, and any immediate assistance required. Prompt notification ensures a smooth claim process.

Step 2: Submit Required Documents

To process the claim, submit the necessary documents based on the nature of the claim:

●      Medical Claims: Submit hospital bills, prescriptions, and medical reports detailing treatment received.

●      Trip Cancellation: Provide documented proof of trip cancellation, such as airline confirmations, medical certificates (if applicable), or other supporting documents.

●      Check-in Baggage Loss: Present check-in baggage tags, airline confirmations, and proof of lost or delayed check-in baggage.

●      Passport Loss: File a police report and provide a copy, along with receipts, for obtaining a new passport.

●      Personal Liability Claims: Submit documentation of third-party claims, police reports, or other relevant legal documents.

Step 3: Claim Processing

Once all the required documents are submitted, Bajaj Allianz General Insurance Company reviews the claim to verify the incident and assess the compensation. Additional documentation may be requested if necessary. The company aims for a fast and transparent processing experience to minimise disruption to your travel plans.

Step 4: Settlement & Reimbursement

Once the claim is approved, the settlement is processed through the preferred method:

●      Cashless Transactions: Direct billing for hospital treatments at network hospitals.

●      Reimbursement: For other claims, compensation is transferred directly to the insured’s bank account.

By following these steps, Bajaj Allianz General Insurance Company ensures a hassle-free experience, allowing travellers to focus on their journey without financial worries.