What Is Schengen Travel Insurance?

Schengen travel insurance and a Schengen visa are requirements for travel to any of the listed Schengen nations. Getting Schengen travel insurance is mandatory for most categories of Indian nationals travelling to the region.

You require Schengen travel insurance for the following reasons:

• To pay for emergency medical needs. Imagine that you are ecstatic about your upcoming trip to Europe. You anticipate discovering the cafes, strolling through the ancient streets, and sampling the diverse food. But all of a sudden, you fall sick and need to see a doctor.


• Your medical travel insurance for a Schengen visa will save the day. Hospitalisation, accidents, and even emergency dental pain relief are covered by it.


• To address potential issues that may arise while travelling. Nothing is worse than getting excited about a trip only to be completely derailed by an unforeseen event. Even though we have no control over what will happen, we want to be present to handle the fallout.


• Schengen visa travel insurance from India will protect you no matter what happens, including flight delays, trip cancellations, missed flights, passport loss, and even bounced reservations. It will reimburse you for the limitations specified in the insurance policy document.


• To protect what you value in your home country. Consider that you have already begun your travel when you suddenly learn that a family member has become ill. You couldn't take advantage of the upcoming vacation at that point. Additionally, you would undoubtedly require financial aid. Travel insurance for a Schengen visa from India reimburses your airfare and lodging expenses and even pays for any property damage.

It's crucial to understand which Schengen visa category best suits your trip before buying travel insurance for a Schengen visa in India:

Uniform Schengen visa

– It consists of two types of visas:

• Anyone flying through a Schengen nation and in transit requires a ‘Type A’ Schengen visa.
• The ‘Type C’ Schengen visa is valid for a stay in a Schengen nation depending on the visa. Depending on the purpose of travel the ‘Type C’ Schengen visa is classified into single-, double-, and multiple-entry visa.
  
  
  1. ✓ Single-Entry Visa:The holder of a single-entry visa can enter the Schengen region only once as mentioned in the visa. Upon exit, the holder cannot re-enter the Schengen region even if they have not spent the permissible days as per the visa issued.
  
  
  2. ✓ Double-Entry Visa: Double-entry visa works in the same way as a single-entry visa, except you can return to a Schengen region once again after your exit.
  
  
  3. ✓ Multiple-Entry Visa: As the name suggests, a multiple-entry visa allows the holder to visit the Schengen region multiple times during the visa duration, till the time they do not violate the 90/180 rule. Depending on the frequency of your visit, you can opt for 1-year, 3-year, or 5-year multiple-entry visa.

National Schengen Visa or ‘Type D’ visa -

- Travelers who intend to stay in a Schengen nation for an academic programme, research, or educational purposes, professionals, international students, and individuals stranded in a Schengen nation due to a medical emergency and other relevant circumstances are all eligible for a National Schengen visa. It can be valid for more than 90 days and up to 1 year.

Ensure you get your travel insurance for a Schengen visa before your trip.

All the paperwork needed for a Schengen visa is listed below:

• A printed copy of the visa application form duly filled out and signed


• Two recent passport-sized photos with a light background. .


• A valid Indian passport not more than ten years old with at least three months remaining on its validity after the date you want to leave the selected Schengen nation


• Evidence of lodging for your stay in the selected Schengen country and region.


• Travel insurance for the Schengen region with coverage of at least €30,000. Such travel insurance coverage must also have protection against accidents, unanticipated medical situations, and evacuation and repatriation.


• Flight schedules and travel tickets within and outside the Schengen region.


• A cover letter outlining why you're visiting the selected Schengen country.


• Evidence of your civil status may include but is not restricted to:
  
  1. Your marriage certificate
  2. Filing tax return evidence for the last three years
  3. Recent six-month bank statement
  4. Child's birth certificate
  5. Ration Card Documentation demonstrating your ability to pay for your stay in the selected Schengen country
  6. Proof of admission if you are travelling as an overseas student; a letter of employment if you are travelling on business

Before you get medical travel insurance for Europe, knowing about the Schengen countries is vital. The countries include: