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Travel Insurance For Schengen From India

Travel Insurance For Schengen Countries

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Do you intend to visit a Schengen nation this year? Before you leave on your trip, purchase Schengen visa insurance for Europe and travel insurance for a Schengen visa!

Travellers must get Schengen travel insurance, which safeguards them from unanticipated circumstances that could jeopardise their vacation by offering financial help in various situations.


Why Do You Need Travel Insurance from India to Schengen?

Schengen travel insurance and a Schengen visa are requirements for travel to any of the listed Schengen nations. Getting Schengen travel insurance is mandatory for most categories of Indian nationals travelling to the region.

You require Schengen travel insurance for the following reasons:

  • To pay for emergency medical needs. Imagine that you are ecstatic about your upcoming trip to Europe. You anticipate discovering the cafes, strolling through the ancient streets, and sampling the diverse food. But all of a sudden, you fall sick and need to see a doctor.

  • Your medical travel insurance for a Schengen visa will save the day. Hospitalisation, accidents, and even emergency dental pain relief are covered by it.

  • To address potential issues that may arise while travelling. Nothing is worse than getting excited about a trip only to be completely derailed by an unforeseen event. Even though we have no control over what will happen, we want to be present to handle the fallout.

  • Schengen visa travel insurance from India will protect you no matter what happens, including flight delays, trip cancellations, missed flights, passport loss, and even bounced reservations. It will reimburse you for the limitations specified in the insurance policy document.

  • To protect what you value in your home country. Consider that you have already begun your travel when you suddenly learn that a family member has become ill. You couldn't take advantage of the upcoming vacation at that point. Additionally, you would undoubtedly require financial aid. Travel insurance for a Schengen visa from India reimburses your airfare and lodging expenses and even pays for any property damage.

Benefits of Having a Schengen Travel Insurance Policy from Bajaj Allianz General Insurance

Bajaj Allianz offers a Schengen travel insurance policy to individuals travelling to the Schengen area. The benefits of having a Schengen travel insurance policy are as follows:

  • Premium Amount

    Bajaj Allianz General Insurance Company’s premiums make the policy an affordable option even for travellers on a budget..

  • Claim Procedure

    Bajaj Allianz's Schengen travel insurance policy offers a paperless smartphone-enabled claim settlement process, making it a hassle-free and convenient way to file a claim.

  • Claim Settlement

    Bajaj Allianz's Schengen travel insurance policy provides 24x7 claim settlement services, meaning that policyholders can file a claim any time of the day. The company also offers a missed call service at +91-124-6174720, allowing policyholders to request a call back to initiate the claim process.

  • Number of Covered Countries

    Bajaj Allianz's Schengen travel insurance policy covers 27 countries providing comprehensive coverage to travellers.

  • Inclusion of Deductibles

    Bajaj Allianz's Schengen travel insurance policy has certain deductibles that the policyholder must pay for any covered expenses specified in the policy terms.

  • Add-on Benefits

    Bajaj Allianz's Schengen travel insurance policy offers several add-on benefits, including adventure sports coverage, hospitalisation, baggage delay, loss of passport, emergency cash advance, trip cancellation, and more. These benefits provide additional protection and peace of mind to travellers.


Types of Schengen Visas


It's crucial to understand which Schengen visa category best suits your trip before buying travel insurance for a Schengen visa in India:


Uniform Schengen visa

– It consists of two types of visas:

  • Anyone flying through a Schengen nation and in transit requires a ‘Type A’ Schengen visa.
  • The ‘Type C’ Schengen visa is valid for a stay in a Schengen nation depending on the visa. Depending on the purpose of travel the ‘Type C’ Schengen visa is classified into single-, double-, and multiple-entry visa.

    1. ✓ Single-Entry Visa:The holder of a single-entry visa can enter the Schengen region only once as mentioned in the visa. Upon exit, the holder cannot re-enter the Schengen region even if they have not spent the permissible days as per the visa issued.

    2. ✓ Double-Entry Visa: Double-entry visa works in the same way as a single-entry visa, except you can return to a Schengen region once again after your exit.

    3. ✓ Multiple-Entry Visa: As the name suggests, a multiple-entry visa allows the holder to visit the Schengen region multiple times during the visa duration, till the time they do not violate the 90/180 rule. Depending on the frequency of your visit, you can opt for 1-year, 3-year, or 5-year multiple-entry visa.


National Schengen Visa or ‘Type D’ visa -

- Travelers who intend to stay in a Schengen nation for an academic programme, research, or educational purposes, professionals, international students, and individuals stranded in a Schengen nation due to a medical emergency and other relevant circumstances are all eligible for a National Schengen visa. It can be valid for more than 90 days and up to 1 year.


Ensure you get your travel insurance for a Schengen visa before your trip.

Schengen Visa Procedure - Explained

You can apply for a Schengen visa once you have purchased offline or online travel insurance. Even if the deadline is 15 days before the trip, it is best to apply for your Schengen visa at least 30 to 60 days before your trip begins. This is because processing times at the embassy or consulate where you apply for a Schengen visa could range from two weeks to two months.

Here's how to approach it:

Step 1

Determine why you are travelling to a Schengen country and choose the appropriate Schengen visa type. These consist of:

  • Transit Visa
  • Tourist Visa
  • Business visa
  • Family and friends’ visitation visa
  • Visa for official visits
  • Study visa
  • Visa for cultural and sports activities
  • Medical visa

Step 2

Submit an application to the embassy of the Schengen nation you plan to visit. Apply at the consulate or embassy of the primary destination nation if you travel to more than one Schengen country.

Step 3

Choose an appropriate application window, with the earliest date being six months before the trip and the latest date being fifteen days before your trip.

Step 4

Schedule an appointment with the Schengen nation's consulate, embassy, or visa centre. Most applications are submitted online, but if your preferred Schengen nation requires an in-person booking, you must adhere to that requirement.

Step 5

You will receive the Schengen visa application form, which you must fill out with information about yourself, your background, your intended reason for travelling, and other pertinent information. Read the whole set of instructions before you begin filling out the form.

Step 6

After completing the application form, gather the necessary paperwork (as specified above) and attach it to your submission. You will be notified of your appointment for a Schengen visa interview.

Step 7

The cost of Schengen travel insurance visas varies between insurers.


What are the Travel Documents Required While Travelling from India to the Schengen?

All the paperwork needed for a Schengen visa is listed below:

  • A printed copy of the visa application form duly filled out and signed

  • Two recent passport-sized photos with a light background. .

  • A valid Indian passport not more than ten years old with at least three months remaining on its validity after the date you want to leave the selected Schengen nation

  • Evidence of lodging for your stay in the selected Schengen country and region.

  • Travel insurance for the Schengen region with coverage of at least €30,000. Such travel insurance coverage must also have protection against accidents, unanticipated medical situations, and evacuation and repatriation.

  • Flight schedules and travel tickets within and outside the Schengen region.

  • A cover letter outlining why you're visiting the selected Schengen country.

  • Evidence of your civil status may include but is not restricted to:
    1. Your marriage certificate
    2. Filing tax return evidence for the last three years
    3. Recent six-month bank statement
    4. Child's birth certificate
    5. Ration Card Documentation demonstrating your ability to pay for your stay in the selected Schengen country
    6. Proof of admission if you are travelling as an overseas student; a letter of employment if you are travelling on business
  • For a visitor visa:
    1. A guarantee form
    2. A copy of your host’s passport
    3. Proof of residence of your host

  • For a tourist visa:
    1. Your detailed travel itinerary including hotel accommodations or a formal invitation letter.

  • For a medical visa:
    1. A copy of a medical certificateter.
    2. A copy of the confirmation of the treatment
    3. Proof of financial means

  • For a business visa:
    1. An invitation letter from the host or the company that you plan to work with and other necessary details about the purpose of your business visit.

  • For a journalist visa:
    1. A confirmation letter from the employer or client for the journalistic trip
    2. An invitation letter, if applicable
    3. Your identification proof as a journalist

If you are travelling to the Schengen region for a cultural exchange, there are additional documents required, based on the purpose of your visit. Please get in touch with your travel agent, the embassy of the country you are visiting, or consulate for additional information about it.

Note: If you are applying for a Schengen visa, insurance is mandatory and you must describe why you are travelling to the Schengen region on the application form and in the embassy interview.


Which are the Schengen Countries?

Before you get medical travel insurance for Europe, knowing about the Schengen countries is vital. The countries include: 







Czech Republic






















Things to Do in Schengen Countries

The Schengen countries provide a wide variety of activities. Make sure you stay safe by buying travel insurance coverage to be safe at all times. You may travel to a well-known location like France and see the Eiffel Tower at dusk. You may travel to places like Greece and Vienna, awash with history on every side street.

You may travel to countries like the Czech Republic, Hungary, and Austria, which are rich in architectural history. While shopping in Germany and Belgium, you might indulge in the diverse cuisines of Italy and Spain. You can buy travel insurance online in a simple and hassle-free manner.

Best Time to Visit Schengen Countries

The highest temperature in Schengen countries never rises over 23 to 25 degrees Celsius so you may travel there any time of year. Even 24-degree weather can appear nice because most of India experiences hotter temperatures than those in Schengen nations. Make sure you get your travel insurance before travelling. There are four seasons in Schengen nations:

  • During the summer, when temperatures range from 14 to 24 degrees Celsius (December – February
  • Autumn, with temperatures ranging from 7 to 14 degrees Celsius (September – November).
  • Spring, when the temperature ranges from 2 to 18 degrees Celsius (June – August). .
  • Wintertime is when the temperature is around -10 degree Celsius temperature (March-May).

You can keep safe by getting your Schengen travel insurance online.



Why do I need travel insurance for the Schengen Area?

If you wish to go to any of the 26 nations that make up the Schengen region, you must have travel insurance for a Schengen visa. In addition, it is usually preferable to have financial security in an emergency that could deplete your resources

How long does it take to get a Schengen visa?

If everything in your application is complete, true and correct, processing a Schengen visa typically takes two weeks. In some unique circumstances, the embassy or consulate may require up to 30 days to process a Schengen visa. The visa processing can take up to 60 days due to some exceptional circumstances.    

Are business travellers eligible to purchase Schengen travel insurance?

Yes, business travellers are required to purchase a Schengen travel insurance policy. Business visas are one of the most common Schengen visas.


And to avoid any hassles, anyone travelling for business or professional reasons must purchase a Schengen visa insurance policy.


I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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