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Travel With Care

COVID-19 Travel concerns


Medical expenses cover

Covers medical expenses arising out of covid-19, including medical expenses incurred during quarantine period

Medical evacuation

Provides for medically necessary evacuation to a medical facility in India because of Covid-19

Trip interruption & extension cover

Cover the accommodation and transportation cost because of trip is interrupt or extended or beyond original schedule due to Covid-19

Trip cancellation

Flight and Hotel charges reimbursement and in the event of trip cancellation due to covid-19

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#TRAVELWITHCARE


You are all excited to go on a holiday to an exotic international destination. The flight tickets are booked, the travel visa is in place, accommodation is done, and almost everything is in place. But have you ever imagined what if the luggage is misplaced at the airport or you miss a connecting flight? What if you lose your passport or wallet in a foreign land? Sounds scary? Well, any such situation is disheartening and financially draining too. Now you can explore the world without any worries and with our care. For over two decades we have been your travel companion witnessing all the possible hues of travel. The Bajaj Allianz travel insurance assists travellers across the globe. Travel with care for safe travels! #travelwithcare

WHY #travelwithcare

  • We have been your travel buddies for the last 20 years, delivering the best-in-class experience with our travel insurance. It’s been 20 years of care, growth, and making memories covering around 80 lakh customers. 

  • Enabling you to explore smartly and safely, choose our travel with care. Regardless of where get on board, we ensure that you come back with baggage of happy memories and no travel worries. Our travel insurance plans are curated fulfilling the varying traveling requirements and assisting you throughout the process. We promise to assist you by delivering the best travel insurance product and service. 

  • Our travel insurance plan offers coverage against different types of emergencies. Anyone who plans to travel abroad should buy a travel insurance policy. Our #travelwithcare will let you enjoy the trip without any interruptions. 

HOW HELPFUL IS A TRAVEL INSURANCE?

Buying our travel insurance online secures your travel journey and lets you stay protected financially even in case of an unforeseen event. Ensuring that you have a hassle-free experience, we have curated travel insurance plans even for adventurous travelers and senior citizens. Go, travel with care for your multiple or single trips, varying on the needs and budget.

Select the travel insurance policy from the comfort of your space. Choose the best travel insurance plan in India.

Get started with our travel with care journey!

Range of products designed to protect your trip

Download Brochures for more information

Buy Travel Insurance Policy- Explore Travel With Care

Single Trip : A single trip travel insurance plan is beneficial for those who travel abroad once in a while Perfect for one-off trips or longer stays up to 365 days

Annual Multi-Trip:The multi-trip travel insurance plan is for those travelers who travel often or more than once a year You can go on multiple trips in years covering
any 30, 60,90,120,150 and 180 days

Travel Insurance Plan for Single Trip

 

Coverage | Plan

Travel Ace Standard
USD 50,000

Travel Ace Silver
USD 1 Lakhs

Travel Ace
 Gold
USD 2 Lakhs

Travel Ace Platinum
USD 5 Lakhs

Travel Ace Super Age
USD 50,000

Deductible

Age

0-70 years

0-70 years

0-70 years

0-70 years

70 +

 

Personal Accident (International)

10000

12000

15000

25000

10000

 

Lifestyle Modification Benefit

3000

5000

6000

10000

NA

 

Child Education Benefit

2000

3000

4000

8000

NA

 

Accidental Death & Disability- Common Carrier (AD&D)

5000

6000

7000

10000

2000

 

Personal Accident Cover in India (INR)

100000

200000

500000

1000000

100000

 

Sickness Medical Exigencies

50000

100000

200000

500000

50000

USD100

Pre- Existing Illness Cover

NA

NA

NA

5000

NA

USD100

Accidental Medical Exigencies

50000

100000

200000

500000

50000

USD100

Emergency Dental Pain Relief

500

500

500

500

500

USD 25

Hospitalization Daily Allowance

50/7 days

50/7 days

75/7 days

100/7 days

50/7 days

 

Trip and Event Cancellation

1000

1500

2000

5000

1000

 

Trip Interruption

500

750

1000

2000

500

 

Loss of Checked-in Baggage

500

500

750

1000

500

 

Delay of Checked-in Baggage

 

 

 

 

 

 

Geography - Abroad

100/10 hrs

100/10 hrs

200/8 hrs

300/6 hrs

200/8 hrs

6/8/10 hrs

Geography - India (INR)

1000/10 hrs

1000/10 hrs

2000/8 hrs

3000/6 hrs

2000/8 hrs

6/8/10 hrs

Personal Liability

50000

100000

150000

200000

100000

 

Loss of Passport and Driving License

300

300

400

500

250

 

Golfers Hole-in-one

300

300

500

1000

NA

 

Hijack Cover

2000

3000

5000

10000

3000

 

Home Burglary and Robbery Insurance (INR)

 

 

 

 

 

 

Portable Equipment’s other than Laptop

100000

150000

200000

500000

100000

 

Laptop

100000

100000

100000

100000

100000

 

Others

100000

150000

200000

500000

100000

 

Standard Fire and Special Perils Cover (INR)

 

 

 

 

 

 

Portable Equipment’s other than Laptop

100000

150000

200000

500000

100000

 

Laptop

100000

100000

100000

100000

100000

 

Others

100000

150000

200000

500000

100000

 

Trip Delay Delight

80/6 hrs

100/6 hrs

120/5 hrs

150/4 hrs

80/6 hrs

4/5/6 hrs

Emergency Cash Assistance Service

500

1000

1000

1500

1000

 

Missed Connection

250

300

300

300

300

 

Bounced Hotel

NA

400

500

500

500

 

Trip Extension

NA

750

1000

1500

1000

 

Legal Expenses

NA

NA

1000

1000

NA

 

Weather Guarantee

NA

NA

200

500

NA

 

Extended Pet Stay (INR)

NA

NA

3000

3000

NA

 

Loss of Personal Belonging including Mobile, Laptop, Ipad, E-Reader

NA

NA

NA

1500

NA

 

Car Hire Excess Insurance

NA

NA

NA

50

NA

 

Alternative Transport Expenses

NA

NA

NA

200

NA

 

Compassionate Visit

NA

NA

NA

1000

1000

 

Compassionate Stay

NA

NA

NA

1000

1000

 

Return of Minor Child

NA

NA

NA

1000

NA

 

Ticket Overbooking

NA

NA

NA

200

200

 

Travel Insurance Plan for Annual Multi-Trip

 

Coverage | Plan

Travel Ace Corporate Lite
USD 2.5 Lakhs

Travel Ace Corporate Plus
USD 5 Lakhs

Deductible

Age 

0-120 years

0-70 years

 

Personal Accident (International)

10000

10000

 

Accidental Death & Disability- Common Carrier (AD&D)

5000

6000

 

Personal Accident Cover in India (INR)

100000

200000

 

Sickness Medical Exigencies

250000

500000

USD100

Accidental Medical Exigencies

250000

500000

USD100

Emergency Dental Pain Relief

500

500

USD 25

Hospitalization Daily Allowance

50/7 days

50/7 days

 

Trip and Event Cancellation

1000

2000

 

Trip Interruption

500

750

 

Loss of Checked-in Baggage

500

750

 

Delay of Checked-in Baggage

 

 

 

Geography - Abroad

100/10 hrs

100/10 hrs

6/8/10 hrs

Geography - India (INR)

1000/10 hrs

1000/10 hrs

6/8/10 hrs

Personal Liability

100000

100000

 

Loss of Passport and Driving License

300

400

 

Golfers Hole-in-one

300

300

 

Hijack Cover

2000

3000

 

Home Burglary and Robbery Insurance (INR)

 

 

 

Portable Equipment other than Laptop

100000

150000

 

Laptop

100000

150000

 

Others

100000

150000

 

Standard Fire and Special Perils Cover (INR)

 

 

 

Portable Equipment other than Laptop

100000

150000

 

Laptop

100000

150000

 

Others

100000

150000

 

Trip Delay Delight

80/6 hrs

80/6 hrs

4/5/6 hrs

Emergency Cash Assistance Service

1000

1000

 

Bounced Hotel

500

500

 

Trip Extension

750

750

 

 

Understanding the Medical Sublimits

Sublimits as shown below will apply to anyone above 50 years of age. The sub-limits will apply per hospitalization/ OPD under Sections “Sickness Medical Exigencies” and “Accidental Medical Exigencies "-

Benefits (in USD)

Travel Ace Standard
USD 50,000

Travel Ace Silver
USD 1 Lakhs

Travel Ace
 Gold
USD 2 Lakhs

Travel Ace Platinum
USD 5 Lakhs

Travel Ace Super Age
USD 50,000

Travel Ace Corporate Lite
USD 2.5 Lakhs

Travel Ace Corporate Plus
USD 5 Lakhs

Hospital Room, Emergency Room, Board and hospital miscellaneous

1200 / day

1500 / day

1500 / day

1700 / day

1200 / day

1700 / day

1700 / day

Intensive Care Unit

2000 / day

2500 / day

2500 / day

2500 / day

2000 / day

2500 / day

2500 / day

Surgical Treatment

8000

9000

9000

11500

8000

11500

11500

Anaesthetist Services

25%of Surgical treatment

Consultation Charges

150 / Visit

200 / Visit

200 / Visit

200 / Visit

150 / Visit

200 / Visit

200 / Visit

Diagnostic and Testing

1000

1250

1250

1500

1000

1500

1500

Ambulance Services

300

400

400

500

300

500

500

Travel Insurance Coverage- How Do We Ensure That You Travel With Care?

Medical expenses

The medical treatment expenses are usually on the higher side in a foreign land. Having the right travel insurance offers a cover for medical expenses incurred due to hospitalization, OPD, surgeries, daycare procedures, etc. because of accidental injury and sickness/illness.

Compassionate visit and stay

A medical emergency can occur at any point in time. So, in case of hospitalization while traveling, if the insured gets hospitalized due to an accident or illness. Any one of their family members can travel to stay with the insured. This visit is covered up to a specified limit for both transportation and accommodation in the travel insurance policy.

Tax saving

Tax saving up to Rs 1 lakh under Section 80D of the Income Tax Act.*

*On opting for Health Ensure policy for yourself, your spouse, children and parents, you can avail Rs 25,000 per annum as a deduction against your taxes (provided you are not over 60 years). If you pay a premium for your parents who are senior citizens (age 60 or above), the maximum health insurance benefit for tax purposes is capped at Rs 50,000. As a taxpayer, you may, therefore, maximise tax benefit under Section 80D up to a total of Rs 75,000, if you are below 60 years of age and your parents are senior citizens.  If you are above the age of 60 years and are paying a medical insurance premium for your parents, the maximum tax benefit under Section 80D is, then, Rs 1 lakh.

Loss of checked-in baggage

It offers a cover in case the airline loses your checked-in bag in case of total and complete loss of baggage including contents therein.

Delayed checked-in baggage

As per the travel insurance coverage, you will be provided a fixed benefit amount in case the airline delays your checked-in baggage beyond the deductible hours.

Loss of personal belonging:

This travel insurance cover will compensate for the replacement expenses in case of theft or robbery of the baggage while you are on a trip. You will be covered for the loss or damage to personal belonging such as a mobile, laptop, camera, iPad, iPod, E-reader, etc. There could be other reasons such as larceny, robbery, or holding up at an international airport or anywhere outside India.

Loss of passport /driving License

Nothing could be more dangerous than losing your passport or driving license while on a trip. Our travel with care offers a cover for the necessary and reasonable expenses incurred to get a new passport or driving license.

Trip cancellation

There could be various reasons for a trip cancelation. This cover will compensate you for costs that have been paid or are payable and cannot be recovered if your trip is completely canceled. Such a cover becomes even more important when the tickets you have booked are non-refundable.

Trip interruption and extension

This cover will compensate you for costs that have been paid or are payable and cannot be recovered in case you had to change travel plans. Or the trip is extended beyond the original schedule due to any listed reason in context to both transportation and accommodation.

Missed connection

It offers a cover to compensate for expenses related to missing a connecting flight. A fixed amount mentioned in the travel insurance policy schedule will be paid in case the insured fails to board the connecting flight. It could be due to the delayed arrival of the earlier flight caused by reasons that are beyond the insured’s control.

Flight delay

You are eligible for a flight delay claim if the scheduled flight delay is beyond 30 min (delay time specified in the policy schedule).

Personal liability

Our travel insurance policy also covers the cost incurred for which the insured is legally liable for causing damage or loss to the property of a third party or for any accidental bodily injury.

Legal expenses

This cover pays prosecution costs for claiming damages or compensation against a third party

Hijack

In rare cases, if the flight gets hijacked during a trip, having this travel insurance cover will compensate you for the emotional distress.

CHOOSE TRAVEL ACE AND TRAVEL THE WORLD WITH OUR CARE

Include the real ace when packing your travel bags. With the Bajaj Allianz Travel Ace plan, you can explore the world carefreely. A flexible plan that aptly suits the need of every international traveler Our Travel Ace is available in a wide range of plans to meet varying needs. Here’s a rundown of the benefits of the Travel Ace plan:

  • 47 risk covers, choose the cover as per the requirement

  • Extensive medical coverage, cashless hospitalization up to USD 4 million (30 crores+) medical expenses

  • No additional charges for up to 75 days of hospitalization after the policy expires

  • Waiver of sublimit for all geographical areas

  • Pre-existing illness and injury cover all conditions

  • Sporting injury cover for professional sports players

  • Cover accidental injury because of adventure sports

  • Mental rehabilitation expenses are covered up to 25% of medical expenses

  • Delay of checked-in baggage is covered while returning to home country

  • Any reason trip cancellation cover

  • Trip extension - we will compensate for accommodation and transportation

  • Cover the flight delay from 2 hours, no question asked

  • Loss of mobile, laptop, Camera, iPad, iPod, E-reader, etc are covered

Download Individual Travel Insurance Documents

Set Renewal Reminder

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Thank you for your interest. We will send you a reminder when your policy is due for renewal.

UPGRADE YOUR TRAVEL INSURANCE WITH SPECIAL ADD ON COVERS



Now, you can make your travel insurance policy more extensive and airtight. These travel insurance add-on covers will help to decrease the financial burden that may incur in an unforeseen event.

Hence, while you choose to upgrade your travel insurance policy select the add-ons as per the requirement and type of trip. To avail of the benefits of travel insurance add-ons, an extra premium amount needs to be paid. Let us have a look at the following add-ons under the travel insurance policy that we offer:

  •  Professional sports injury cover - The sports injury cover is suitable for any professional or semi-professional sports person. Anyone who engages in any sporting activity for training or participates in a professional semi-professional sports competition outside India should opt for it. In case the person gets injured, the best care can be availed so that you return to your favorite sport soon after your recovery.

  • Waiver of sublimit - There is no restriction on medical expenses. If you buy a travel insurance policy that has medical coverage of USD 100,000 and at the time of claim you came to know this policy has medical expenses restriction of USD 5000 per claim then, you are only responsible to pay whatever extra amount from your pocket. Many travel policies in the market include sub-limits on hospital room rent, ICU charges, ambulance charges, physicians visit, anesthetists’ charges, diagnostic reports, etc. Waiver of sublimit coverage that removes restrictions on all medical expenses for all age groups.

  • Any reason cancellation - There are chances that you may need to cancel the trip suddenly. Our Bajaj Allianz risk trip cancelation cover helps to recover the non-refundable amount. This is applicable in case of necessary and unavoidable cancellation of the trip before its commencement. It could be due to events that are sudden and unpredictable. We will compensate you for a non-refundable amount of the following:

    • Travel ticket charges
    • Hotel charges
    • Cancellation of pre-booked events
    • Tours, excursions and activities
    • International SIM card charges

  • Pre-existing illness and injury cover - Pre-existing illness and injury are generally excluded by travel insurance policies, but you can waive that exclusion by opting for pre-existing illness and injury cover. Mostly the insurance companies in the market are providing pre-existing conditions in life-threatening situations only. At Bajaj Allianz, we offer a cover for pre-existing illnesses and injuries so that your journey is seamless and you travel with care.

  • Loss of personal belongings cover - It includes devices of personal use such as a mobile, laptop, iPad, iPod, e-reader camera, etc. We will pay you for the loss or damage to personal belongings due to theft, larceny, robbery, or hold-up at the international airport and or anywhere outside India during the policy period.

DOES TRAVEL INSURANCE COVER CORONAVIRUS (COVID-19)?

Adversity can occur at a point in time while traveling. Hence it becomes crucial to secure your travel journey with Bajaj Allianz travel insurance. You can explore the world with our care as we have a plan designed that helps to deal with any situation that may come your way. 

You can travel with care even in a pandemic. The healthcare concerns have been significantly amplified ever since the outbreak of COVID-19. Even though lockdowns are lifted and somewhat travel has again started, coronavirus remains a threat. Let us ensure to wear masks, use sanitizers and follow travel-related protocols.

When traveling abroad it's important to carefully plan a secured trip. Our overseas travel policy offers a cover for the medical expenses that may arise out of COVID-19 while you are tested positive abroad. It includes the medical costs that may incur during the quarantine period and is subject to policy terms and conditions. Any accommodation and non-medical incidental expenses arising during the quarantine period stand excluded

With Bajaj Allianz, you can enjoy your travel with no worries. 

*Standard T&C apply

Why Choose Bajaj Allianz Travel Insurance?

At Bajaj Allianz General Insurance, we care about everything that we do. We innovate the way you travel today and tomorrow.

 

No age restriction

Travel with care as our travel insurance policies are open to everyone and age is a just a number for us

Missed call facility

Give a missed call at +91 124 6174720. You receive an intimation acknowledging the call via an SMS. Within 10 minutes you receive a call from our representative. This service is cost-free, easy, and doesn’t fear a call drop. We have received around 60k missed calls till now

Largest hospital tie up

Our travel insurance customers have access to the largest hospital network in the US- the United Healthcare hospital network

24 x7 Assistance

We assist you globally in 216 countries and islands round-the-clock

In-house team

Have an in-house team HAT for faster claim processing

Claim settlement

Smart phoned enabled claim processing and settlement

What Makes Our Customers Believe in Us?


We are there for you when you need us the most. Since we started, we have paid out over 500 crores in claims.

  • Personalization of insurance - Our travel insurance offers 47 risk covers. The customers can select the risk cover that fulfills their prerequisite

  • No age restriction - Our policies are open to anyone of any age and there is no such bar for our travel with care.

  • Adequate health insurance - It offers USD 4 million in medical expenses cover for both hospitalization and OPD without any sublimit

  • Coverage beyond expiry  - Hospitalization expenses are covered beyond the expiry of the policy for up to 75 days without any additional premium

Travel With Care Customer Claim Stories

Below are some customer stories who chose #travelwithcare

  • I bought an overseas travel insurance policy from Bajaj Allianz General Insurance, their new Tailor-made plan ‘Travel Ace Modular’ with extra coverage of ‘any reason trip cancellation’ because of medical urgency, I could not travel to my dream vacation LA and I had to cancel my trip


    I registered the claim by calling the BAJAJ Allianz toll-free, and I received the claim registration confirmation and required document list by email. I emailed all of the documents, and the claim was settled in 5 working days, with the funds credited to my account in the following 7 days. You won't believe it when I tell you that my hotel booking, flight ticket, fun land tickets, and even international SIM card charges are all paid.


    My advice to all travelers is to provide all essential claim documents on the first go then the claim process will be very smooth’

  • I’m a senior citizen, every year I renew my annual coverage with BAJAJ Allianz. Last year, I had a minor OPD claim, and in 2018, I had an accidental injury claim for USD10, 000. I was just given a missed call on Bajaj Allianz's Missed call number and got the return call within 5 minutes. I gave the hospital, my policy details and details of the accident, and the rest was taken care of by them. Thank you for your lightning-fast service, team Bajaj Allianz. Your missed call service and collaboration with the hospital for a cashless claim have pleased me.

    And now a new feature in Travel Ace, I can renew my annual policy beyond 70 years without any medical report and medical sublimit’

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.

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Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Written By : Bajaj Allianz - Updated: 16th  May 2022

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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