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Travel Insurance
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
A trip to Malaysia can be a fantastic way to unwind. It may be the ideal time to buy your tickets for Malaysia, the country that stakes a claim to being `truly Asia’, if you want to explore the culture, cuisine, and history there. If so, you should consider buying travel insurance online when you plan your trip to Malaysia. A travel insurance policy might assist you in providing the necessary financial assistance and protect you from many unfortunate situations that may arise during your vacation.Once you've acquired an international travel policy for Malaysia, you may apply for a Malaysian visa for Indians and begin planning your fascinating international journey. The right type of travel insurance will protect you financially if you need hospitalisation or any other assistance for any emergencies during your trip.
To go to Malaysia, Indian nationals must undergo the Malaysian visa application process. There are specific Malaysian visa costs for Indian citizens. Indian nationals can enter Malaysia without a pre-approved visa if they are entering through Thailand, Indonesia, or Singapore. So, you can obtain a visa on arrival if you visit Malaysia through these nations. Otherwise, applying for a Malaysian tourist visa directly from India is advisable.
Before leaving, Indian citizens who want to visit Malaysia must apply for an eVisa. You must have a current eVisa to travel to Malaysia for any holiday. To prevent complications while travelling, Indian people should apply for an eVisa well in advance. Along with having a valid Indian tourist visa for Malaysia, you must also ensure you have adequate international travel insurance.
Depending on the visa type, Indians can apply for Malaysian visas with references (VDR) or without references (VTR). The Ministry of Home Affairs of Malaysia, which is under the control of the Government of Malaysia, offers three different types of visas to holders of Indian passports:
Those who require a short-stay visa for a visit to Malaysia for social purposes may want to think about applying for this category of visa. Visitors who don't want to visit the country multiple times can use this visa. After its issuance, the visa is valid for three months.
Visitors can utilise a multiple-entry Malaysian visa for Indians to enter and exit Malaysia several times, depending on their business or government demands. The conditions may vary from case to case. Its validity ranges from three to twelve months. This visa cannot be extended for more than a year. Visitors may stay for up to 30 days per entry throughout the visa's validity period.
A transit visa may be necessary for travellers who must pass through Malaysia to reach their final destination. Travellers using airlines may not require a transit visa if they stay inside the airport during their layover. It is best to check the transit visa requirement if you travel from India to another destination and use Malaysia as a layover.
The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Malaysian visa for Indians.
All visitors from India to Malaysia must provide a few necessary documents supplementing their eVisa application form. The following is a list of all the documentation you will need to provide to obtain an eVisa for your visit to Malaysia:
A copy of your return tickets from Malaysia to India
Three recent passport-size photos
Proof of sustenance for the duration of your stay in Malaysia of at least $1000 (close to 83,000)
Parents must submit a NOC and copies of their passports for minors.
Proof of accommodation in Malaysia
You must also present a copy of a current tourist visa for Indonesia, Singapore, or Thailand if you travel there from Malaysia.
The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Malaysian visa for Indians.
To apply for a Malaysian eVisa from India, follow the instructions below:
Download the eVisa application from any reputed visa application centre. You may also visit the Visa website of the Malaysian government.
Complete the application form as required, carefully review the photo requirements, and attach your current photo.
According to the checklist, affix every supporting document required to process the eVisa.
Ensure that your application is correctly filled out and complete. Incomplete applications are bound to be rejected.
At the Malaysian Visa Application Centre in your city or region, you can submit your properly completed eVisa application with the necessary cash or demand draft costs for the Malaysian visa for Indians.
You may follow the progress of your application online, and after it has been issued, you can either pick up your passport in person at the VFS centre or arrange for delivery to your specified address.
There are eVisa fees that must be paid for travellers from India to Malaysia. Also, these fees differ depending on the type of eVisa.
Yes, but only through neighbouring nations like Thailand, Singapore, or Indonesia. Only those Indian nationals who enter Malaysia via a third country, such as Thailand, Singapore, or Indonesia, are eligible for a visa on arrival.
Your application for a Malaysian eVisa from India may be rejected for the following reasons:
Submission of an incomplete or erroneous eVisa application
No clear evidence of your travel itinerary and no specific reason for leaving or returning from Malaysia
History of immigration offences or engagement in criminal activity
Insufficient documentary proof to support your eVisa application.
You never know what you'll encounter while travelling in a foreign country with strangers. However, if you don't have adequate travel insurance and get sick or have an accident, you risk blowing a major hole in your wallet! A travel health insurance policy is therefore advisable. Your travel insurance, purchased online or offline will cover medical emergencies you may experience in Malaysia.
Your travel insurance for Malaysia can be quite helpful for several trip-related dangers and medical emergencies.
Your international travel insurance can assist you with compensation in such circumstances.
Before leaving, travellers must provide proof of a negative RT-PCR test and consent to a RAT (Rapid Antigen Test). The Malaysian government has implemented the following efforts to combat the virus:
Vaccinated travellers must accompany unvaccinated children under the age of 12 for them to enter Malaysia.
A valid travel insurance policy with a minimum coverage of RM100,000 for COVID-19-related medical emergencies and hospitalisation costs is required of all vaccinated short-term visitors to Malaysia.
Malaysia is known to be a beautiful country with many exciting places to visit. Here are some famous tourist attractions in Malaysia.
Petronas Twin Towers: The iconic twin towers are some of the tallest in the world, standing at 452 meters tall. The observation deck on the 86th floor offers a stunning view of Kuala Lumpur city.
Batu Caves: Located outside Kuala Lumpur, the Batu Caves are a series of limestone caves and temples. The most famous is the Temple Cave, which features a 42.7-meter-tall statue of Lord Murugan.
Langkawi Island: Known for its pristine beaches and crystal-clear waters, it is a popular tourist destination. Visitors can enjoy water sports, island-hopping tours, and jungle trekking.
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Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
0
Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
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Straightforward online travel insurance quote and price. Easy to pay and buy
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Chennai
11th Apr 2019
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Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
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Pune
15th Mar 2019
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Very nice service with an affordable premium for travel insurance.
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Mumbai
5th Mar 2019
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Quick, easy, and user-friendly process to buy travel insurance.
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Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
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Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
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Kolkata
25th Dec 2018
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Yes. Before departing for Malaysia, travellers can apply for a Malaysian eVisa online. An eVisa for Malaysia is processed in around 2 days.
A Malaysian eVisa application is a relatively simple procedure. You can apply online and receive your eVisa copy in two working days.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.