Non Medical Expense Rider

What is a Non-Medical Expenses Cover? 

A Non-Medical Expenses Cover is an additional feature that you can add to your existing health insurance policy. It provides extra benefits without increasing your out-of-pocket expenses during a medical emergency. This rider is designed to offer comprehensive coverage, ensuring you and your family are financially protected against unforeseen health-related expenses.

What’s covered in a Non-Medical Expenses Cover? 

List of non-medical items payable if opted for rider:

Belts/Braces

Cold Pack/Hot Pack

Leggings

Crepe Bandage

Eyelet Collar

Slings

Blood Grouping and Cross Matching of Donors Samples

Service Charges Where Nursing Charges Also Charged

Surcharges

Mortuary Charges

Walking Aids Charges

Oxygen Cylinder (For Usage Outside the Hospital)

Spacer

Spirometer

Nebulizer Kit

Steam Inhaler

Arm sling

Thermometer

Cervical Collar

Splint

Knee Braces (Long/ Short/ Hinged)

Knee Immobilizer/Shoulder Immobilizer

Lumbosacral Belt

Nimbus Bed or Water or Air Bed Charges

Ambulance Collar

Ambulance Equipment

Abdominal Binder

ECG Electrodes

Gloves

Any Kit with No Details Mentioned (Delivery Kit, Ortho Kit, Recovery Kit, etc.)

Kidney Tray

Mask

Ounce Glass

Oxygen Mask

Pelvic Traction Belt

Pan Can

Trolley Cover

Urometer, Urine Jug

Vasofix Safety

Key Benefits of Non-Expense Health Rider 

Enhanced Coverage: Get additional coverage for critical illnesses, hospitalization, and other medical expenses without the need for extra premium payments.

Cashless Treatment: Enjoy cashless treatment at a wide network of hospitals across India, ensuring you receive the best medical care without financial stress.

No Claim Bonus: Benefit from a no-claim bonus, which increases your sum insured for every claim-free year, providing more coverage at no extra cost.

Tax Benefits: Avail tax deductions under Section 80D of the Income Tax Act, 1961, making your health insurance more affordable.

Peace of Mind: Focus on your recovery without worrying about the financial burden, knowing that your health insurance has you covered.

Advantages of Choosing Our Non-Expense Health Rider 

Comprehensive Protection: Our Non-Expense Health Rider offers extensive coverage for a wide range of medical conditions and treatments.

Affordable Premiums: Enjoy the benefits of enhanced health insurance without a significant increase in your premium payments.

Easy Claim Process: Our hassle-free claim process ensures that you receive the benefits quickly and efficiently.

Wide Network of Hospitals: Access quality healthcare services at our extensive network of partner hospitals across India.

How to Add a Non-Expense Health Rider to Your Existing Health Insurance Policy? 

Adding a Non-Expense Health Rider to your existing health insurance policy is simple and straightforward. Follow these steps:

Review Your Current Policy: Check your current health insurance policy to understand the coverage and benefits you already have.

Consult with Our Experts: Speak with our insurance advisors to determine the best Non-Expense Health Rider options for your needs.

Customize Your Coverage: Choose the rider that best suits your health requirements and budget.

Complete the Formalities: Fill out the necessary forms and submit the required documents to add the rider to your policy.

Enjoy Enhanced Protection: Once the rider is added, enjoy the peace of mind that comes with comprehensive health insurance coverage.