Non Medical Expense Rider

What is a Non-Medical Expenses Cover?

A Non-Medical Expenses Cover is an additional feature that you can add to your existing health insurance policy. It provides extra benefits without increasing your out-of-pocket expenses during a medical emergency. This rider is designed to offer comprehensive coverage, ensuring you and your family are financially protected against unforeseen health-related expenses.

What’s covered in a Non-Medical Expenses Cover?

List of non-medical items payable if opted for rider:

- Belts/Braces

- Cold Pack/Hot Pack

- Leggings

- Crepe Bandage

- Eyelet Collar

- Slings

- Blood Grouping and Cross Matching of Donors Samples

- Service Charges Where Nursing Charges Also Charged

- Surcharges

- Mortuary Charges

- Walking Aids Charges

- Oxygen Cylinder (For Usage Outside the Hospital)

- Spacer

- Spirometer

- Nebulizer Kit

- Steam Inhaler

- Arm sling

- Thermometer

- Cervical Collar

- Splint

- Knee Braces (Long/ Short/ Hinged)

- Knee Immobilizer/Shoulder Immobilizer

- Lumbosacral Belt

- Nimbus Bed or Water or Air Bed Charges

- Ambulance Collar

- Ambulance Equipment

- Abdominal Binder

- ECG Electrodes

- Gloves

- Any Kit with No Details Mentioned (Delivery Kit, Ortho Kit, Recovery Kit, etc.)

- Kidney Tray

- Mask

- Ounce Glass

- Oxygen Mask

- Pelvic Traction Belt

- Pan Can

- Trolley Cover

- Urometer, Urine Jug

- Vasofix Safety

Key Benefits of Non-Expense Health Rider

Enhanced Coverage

Get additional coverage for critical illnesses, hospitalization, and other medical expenses without the need for extra premium payments.

Cashless Treatment:

Enjoy cashless treatment at a wide network of hospitals across India, ensuring you receive the best medical care without financial stress.

No Claim Bonus:

Benefit from a no-claim bonus, which increases your sum insured for every claim-free year, providing more coverage at no extra cost.

Tax Benefits:

Avail tax deductions under Section 80D of the Income Tax Act, 1961, making your health insurance more affordable.

Peace of Mind:

Focus on your recovery without worrying about the financial burden, knowing that your health insurance has you covered.

Advantages of Choosing Our Non-Expense Health Rider

- Comprehensive Protection: Our Non-Expense Health Rider offers extensive coverage for a wide range of medical conditions and treatments.

- Affordable Premiums: Enjoy the benefits of enhanced health insurance without a significant increase in your premium payments.

- Easy Claim Process: Our hassle-free claim process ensures that you receive the benefits quickly and efficiently.

- Wide Network of Hospitals: Access quality healthcare services at our extensive network of partner hospitals across India.

How to Add a Non-Expense Health Rider to Your Existing Health Insurance Policy?

Adding a Non-Expense Health Rider to your existing health insurance policy is simple and straightforward. Follow these steps:

1. Review Your Current Policy:

Check your current health insurance policy to understand the coverage and benefits you already have.

1. Consult with Our Experts:

Speak with our insurance advisors to determine the best Non-Expense Health Rider options for your needs.

1. Customize Your Coverage:

Choose the rider that best suits your health requirements and budget.

1. Complete the Formalities:

Fill out the necessary forms and submit the required documents to add the rider to your policy.

1. Enjoy Enhanced Protection:

Once the rider is added, enjoy the peace of mind that comes with comprehensive health insurance coverage.