Leaving the nest is hard. Not only are you leaving behind the familiar comfort of your home but also the constant support of your family. It can get especially difficultat first because you are expected to focus on your education while adjusting to a new country all by yourself.
In a situation like this, you could use a solid support system that looks after your needs and our Student Travel Insurance does just that.
While studying in foreign universities gives you an edge in your career, a Student Travel Insurance takes care of unexpected expenses that might crop up anytime. Be it a medical emergency, loss of passport, loss of baggage or a visit from a family member in case of an emergency, a Student Travel Insurance is one of your most trusted friends in a foreign country.
Offering financial help in these situations, our customised Student Travel Insurance Policies give you the peace of mind in case of an eventuality. Thus, it allows you to focus on your studies and achieve your goals.
Our global expertise combined with local knowledge help us know your needs and we have tailored our Student Travel Insurance packages accordingly. Hassle free and quick disbursement of claims coupled with in-house international toll free and fax numbers ensure instant support whenever you need.
Instant On-call Support Anywhere in the World
Just like your loved ones at home, we are yourbest companions abroad. For any query or support just give us a missed call on our toll-free number +91-124-6174720 and we will connect with you on priority. Quick, fast, and hassle-free, we are by your side whenever you need us.
1. Medical expenses due to hospitalisation
2. Loss of checked baggage
3. Bail bonds and tuition fees (Offered with Student Elite and Student Prime plans)
4. Loss of passport (Offered with Brilliant Minds and Student Prime plans)
5. Family visit
6. Accident to sponsor and other incidental expenses
7. Emergency dental pain relief (Offered with Study Companion, Student Elite and Student Prime plans)
A Student Travel Insurance is a kind of insurance policy offered by insurance companies tailored for students who wish to study abroad.
Any student who wishes to pursue higher studies abroad or need to travel abroad for higher academics in a foreign country can buy a Student Travel Insurance.
No. It’s not necessary to have a Student Travel Insurance. However, some Universities across the globe where you enrol for higher education make it mandatory for every foreign student to have a Student Travel Insurance.
Also, it’s financially prudent to opt for it when you go abroad to protect yourself financially in case of any unpleasant event such as loss of passport, medical emergency, loss of baggage, etc.
You can avail a Student Travel Insurance online. Just visit our website, fill up the online application form, make the payment and you are done. It’s quick, seamless and hassle free.
Ideally, you should buy a Student Travel Insurance when you go abroad and need to stay for a certain period of time for your education. Depending on the course you choose, a foreign stay can range anything between a year to three years. In other words, you should get this insurance for the number of years you are abroad.
A Student Travel Insurance policy has multiple benefits. Medical expenses are much higher in a foreign country than they are in India. In case you face a medical emergency abroad, it can burn a big hole into your pocket. Having this policy takes care of the hospitalisation expenses.
It also covers up for financial losses incurred due to loss of baggage or passport during your stay. In case you suffer any bodily injury, the policy bears the cost of your treatment. These are some of the readily available benefits of having this policy.
To cater to your unique needs while staying abroad, we, at Bajaj Allianz, have come up with three different types of Student Travel Insurance Policies - Student Companion Plan, Student Elite Plan, and Student Prime Plan. Each of these plans has further variants with a pre-defined benefit.
You can choose any of these plans and its variants as per your choice.
The premium amount depends on the type of plan you choose, the sum insured, and the add-on features. Ideally, you should choose a plan that best suits your needs and gives you an all-round protection.
No. You will only be issued one policy for your journey.
● Minimum age: 16 years of age.
● Maximum age: 35 years of age.
Generally, the policy period ranges from 1-3 years. This can be further extended for 1 more year.
Deductible is a cost-sharing model whereby the insurer is not liable to pay a specified monetary amount or the benefits of the policy kick-in after a specified time period. Note that a deductible doesn’t reduce your sum insured.
It simply means that you will have to bear a certain portion of the expenses out of your own pocket. Our Student Prime Plan has deductibles under certain sections.
Making a claim is really easy. All you need to do is call our helpline number and intimate us regarding your claim. Our executives start the claim initiation process as soon as it’s received. Do remember to keep your policy details, passport number etc., with you while raising a claim.
Our executives will tell you about the documents you need to substantiate your claim. We settle your claim within Y hours.
In case your overseas stay is extended for reasons beyond your control, you must immediately reach out to us. We will accommodate the extension, for which you need to pay an additional premium.
If you feel you don’t want the policy and wish to cancel it, you can easily do so. Cancelling your policy will fall under three sections:
1. Before the commencement of the policy period
2. After the commencement of the policy period during which you haven’t travelled
3. After the commencement of the policy period during which you have travelled
The rules for cancellation are a little different under each of these sections. While in the first case you just need to email us, in the second case you need to send/email us certain documents. In the third case, refer to the table given above to know about refunds.
Good online experience.
Very user friendly and convenient. Appreciate Bajaj Allianz team a lot.
Very nice services with affordable premium of Travel insurance.
TWe offer a gamut of Student Travel Insurance Policies for you to choose from as per your needs. Our offerings include:
STUDENT COMPANION PLAN
The Student Companion Plan covers the cost of any medical treatment or exigency that you may face while studying abroad. We offer you three plans to choose from – Standard, Silver, and Gold - based on the sum insured and the premium amount.
| Standard | Silver | Gold | |
| Coverages | Benefit in US$ | Benefit in US$ | Benefit in US$ |
|---|---|---|---|
| Medical Expenses,Evacuation and Repatriation | 50,000 | 1,00,000 | 2,00,000 |
| Emergency dental pain relief included in (I) above | 500 | 500 | 500 |
| Tuition Fee | 10,000 | 10,000 | 10,000 |
| Personal accident, resulting in bodily injury or accidental death Only 50% of the sum assured with respect to death of the insured person |
50,000 | 50,000 | 50,000 |
| Loss of baggage (Checked) – Per baggage, maximum 50%, and per item in baggage, maximum 10% | 1,000 | 1,000 | 1,000 |
| Accident to Sponsor | 10,000 | 10,000 | 10,000 |
| Family Visit | 7,500 | 7,500 | 7,500 |
| Personal Liability | 1,00,000 | 1,00,000 | 1,00,000 |
*All figures are in USD
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STUDENT ELITE PLAN
Our customised Student Elite Plan covers your trip abroad and takes care of health-related needs during your stay in a foreign country. This plan gives you three plans to choose from – Standard, Silver, and Gold.
| Standard | Silver | Gold | |
| Coverages | Benefit in US$ | Benefit in US$ | Benefit in US$ |
|---|---|---|---|
| Medical Expenses,Evacuation and Repatriation | 50,000 | 1,00,000 | 2,00,000 |
| Emergency dental pain relief included in (I) above |
500 | 500 | 500 |
| Personal Accident | 25,000 | 25,000 | 25,000 |
| Accidental Death & Disability Common Carrier | 2,500 | 2,500 | 2,500 |
| Loss of baggage (Checked) Per baggage maximum 50% and per item in baggage 10% | 1,000 | 1,000 | 1,000 |
| Bail bond insurance | 500 | 500 | 500 |
| Tuition Fee | 10,000 | 10,000 | 10,000 |
| Accident to Sponsor | 10,000 | 10,000 | 10,000 |
| Family Visit | 7,500 | 7,500 | 7,500 |
| Personal Liability | 1,00,000 | 1,00,000 | 1,00,000 |
*All figures are in USD
Buy Student Elite Plan Today!
STUDENT PRIME PLAN
Loaded with premium features, our Student Prime Plan covers any medical emergency including hospitalisation and other expenses for a fraction of the amount that you would need otherwise to shell out. The Student Prime Plan offers you seven options to choose from – Standard, Gold, Silver, Platinum, Super Gold, Super Platinum, and Maximum.
| Standard | Silver | Gold | Platinum | Super Gold | Super Platinum | Maximum | Deductible | |
| Coverages | 50,000 USD | 1 Lakhs USD | 2 Lakhs USD | 3 Lakhs USD | 5 Lakhs USD | 7.5 Lakhs USD | 10 Lakhs USD | - |
|---|---|---|---|---|---|---|---|---|
| Personal Accident* | 25,000 USD | 25,000 USD | 25,000 USD | 25,000 USD | 25,000 USD | 25,000 USD | 25,000 USD | Nill |
| Medical expenses, Evacuation | 50000 USD | 100000 USD | 200000 USD | 300000 USD | 500000 USD | 750000 USD | 1000000 USD | 100 USD |
| Emergency Dental Pain Relief included in section Medical Expenses, Evacuation | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 100 USD |
| Repatriation | 5000 USD | 5000 USD | 5000 USD | 5500 USD | 5500 USD | 6000 USD | 6500 USD | Nil |
| Loss of Checked Baggage** | 1000 USD | 1000 USD | 1000 USD | 1000 USD | 1000 USD | 1000 USD | 1000 USD | Nil |
| Loss of Passport | - | - | - | 250 USD | 250 USD | 300 USD | 300 USD | 25 USD |
| Personal liability | 100,000 USD | 100,000 USD | 100,000 USD | 150,000 USD | 150,000 USD | 150,000 USD | 150,000 USD | 200 USD |
| Accidental Death & Disability common carrier | 2500 USD | 2500 USD | 2500 USD | 3000 USD | 3000 USD | 3500 USD | 3500 USD | Nil |
| Bail Bond Insurance | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 50 USD |
| Loss of Laptop | - | - | - | 500 USD | 500 USD | 500 USD | 500 USD | Nil |
| Tuition fee | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | Nil |
| Accident to Sponsor | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | 10,000 USD | Nil |
| Family Visit | 7500 USD | 7500 USD | 7500 USD | 7500 USD | 7500 USD | 7500 USD | 7500 USD | Nil |
| Suicide | - | - | - | 1500 USD | 2000 USD | 2000 USD | 2000 USD | Nil |
| Abbreviation: * Per Baggage maximum 50% and per item in the baggage restricted to 10% | ||||||||
*All figures are in USD
Buy Student Prime Plan Today!
Going abroad to study? Bajaj Allianz is with you!
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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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Thank you for your interest. We will send you a reminder when your policy is due for renewal.
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Thank you for your interest. We will send you a reminder when your policy is due for renewal.
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Just as it’s easy to avail our Student Travel Insurance Policy, so is the way to cancel it. Given below is the cancellation procedure under three possible situations:
Note that you need to pay Rs 250/- as cancellation charges in this case.
In this scenario, you need to send us the following documents to cancel the policy:
Based on the approval from our underwriters, we will cancel the policy within one working day after receiving your email and the passport copy post start date.
In this case, an early return before the expiry of the policy period, we will retain the premiums as shown the table given below, and return the rest, subject to no claims incurred on the policy.
Period of Risk |
Rate of Premium Retained by Us |
Above 50% of policy period |
100% |
Between 40%-50% of policy period |
80% |
Between 30%-40% of policy period |
75% |
Between 20-30% of policy period |
60% |
Policy inception-20% of policy period |
50% |
(Based on 5,340 reviews & ratings)
David Williams
Pretty smooth process. Hassle free process while buying travel insurance
Satwinder Kaur
I like your online service. I am happy with that.
Madanmohan Govindarajulu
Straight forward online travel insurance quote and price. Easy to pay and buy
Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Excecutive will call you back shortly to assist you through the Process.
Request Call Back
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
Written By: Bajaj Allianz - Updated: 18th February 2021
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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