Suggested
Commercial Insurance
Bouquet of covers under single policy
Coverage Highlights
Key Benefits under these plansSafeguard Your Business
Running a business comes with its own set of risks & uncertainties. In an unpredictable world, our Commercial Insurance Policies offers the essential protection you need. Whether you own an Office , Grocery Shop, Motor Dealership, Pharmacy, Jewellery Store, Hardware Shop, Our policies have you covered.
Assets Covered
These policies provide coverage for Structure & building, Electrical & electronic equipment's, Furniture fixtures & fittings, stocks etc.
All Round Protection for your Business
Provides comprehensive coverage for your business by protecting against a wide range of risks, including property damage, theft and burglary, machinery breakdown, electronic and electrical damages, third-party liability insurance, business interruption, and natural catastrophes
Customizable Plans
You can choose from different available packages based on your specific needs, ensuring that you have the right coverage for your property type
Commercial Package Insurance Policy Types
Choose the policy best suited for your requirementShopkeeper Package Insurance Policy
Comprehensive coverage for your shop, including protection against fire, theft, burglary, machinery breakdown, electronic and electrical damages, third-party liability, business interruption, and natural catastrophes
Office Package Insurance Policy
Provides comprehensive coverage for office premises, including protection against fire, theft, burglary, mechanical and electrical breakdowns, business interruption, and public liability
Jeweller's Insurance
Comprehensive coverage for jewelry stock, including protection against theft, robbery, fire, shoplifting, and damage during transit or exhibitions
Motor Dealers Insurance
Comprehensive coverage for motor dealers, including protection against fire, theft, burglary, business interruption, public liability, machinery breakdown, and damage to electronic equipment
Commercial Insurance
BestSeller
Shopkeeper Package Policy
BestSeller
Office Package Policy
BestSeller
Jeweller's Insurance
Get instant access to your policy details with a single click.
Mobile Self Risk Assessment
PRIME Inspection app helps to evaluate quality of your property (Shop, Office, Plant or Others) having SI upto INR 50 crs. It is simple to navigate having multiple Q & A designed for client
Instant Generation of Risk Report
It helps Provide Risk Recommendations, Risk Quality Rating (RQR), Peer Comparison & GAP Analysis for the client
Step-by-Step Guide
How to Buy
0
Visit the Bajaj Allianz General Insurance website
1
Fill in the lead generation form with accurate details
2
Get quote, make payment and receive the policy documents
How to Renew
0
Contact the Policy Issuing Office
1
Review expiring policy and share necessary details
2
Receive renewal quote
3
Make renewal payment
4
Receive the renewed policy documents via email
How to Claim
0
Contact us through our customer service touchpoints
1
Submit the claim form along with the necessary documents
2
Provide details of the incident and any supporting evidence
3
Cooperate with the claims investigation process
4
Receive the claim settlement as per the policy terms
Know More
0
For any further queries, please reach out to us
1
Toll Free : For Sales :1800-209-0144
2
Email ID: bagichelp@bajajallianz.co.in
Instant help for your diverse needs
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Smooth Buying Process
The online policy purchase was quick and seamless. I could easily compare multiple options and choose the best one for my needs. The entire process was hassle-free, and I received my policy instantly.
Aryan Verma
Karnataka
15th Jan 2025
Exceptional Customer Support
The customer support team was extremely helpful and guided me through every step. They promptly answered my queries and ensured a smooth experience. I am happy with the service.
Jaya Dhawan
Maharashtra
8th Feb 2025
Instant Policy Issuance
I was amazed at how fast I got my policy. The process was very user-friendly, and within minutes of completing the payment, I received my documents. Highly recommended!
Manish Garg
Uttar Pradesh
22nd Dec 2024
Hassle-Free Claims Process
The claim process was smooth and efficient. The team handled everything professionally, making sure I didn’t face any difficulties. It was truly a hassle-free experience.
Meera Rishi
West Bengal
3rd Feb 2025
Best Value for Money
The policy offers great coverage at an affordable premium. The features are well-designed, and I feel secure knowing I made the right choice. Great service overall.
Sujal Sharma
New Delhi
10th Jan 2025
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It’s said that making money is art and that good business is the best art. Picasso or Leonardo da Vinci? Take your pick. Well, our artistic skills are more modest, but we are good at Commercial and Retail Insurance solutions.
Running your business is a lot like creating a work of art. Like the deft strokes of a brush that transform a lifeless canvas into a beautiful masterpiece, your business thrives when you make prudent business decisions. But what if a natural or man-made calamity strikes tomorrow and sweeps it all away in a flash?!
Uncertainty in business is a fact of life. In an ideal world, nothing would ever go wrong and there would be no disasters. But in reality, just keeping your fingers crossed is not going to help. No wonder, risk and contingency management plans occupy so much of your time as a senior manager or business owner.
Building resiliency into business processes requires taking the long-term view. You need adequate resource allocation, redundant IT solutions and well-defined outcomes to prevent losses when a crisis strikes.
Business risks come in all shapes and sizes. From natural calamities like earthquakes, fires or floods to man-made ones like labour problems and lawsuits. Your management team needs adequate coverage too so that it can focus on the growth of your business. With Commercial Insurance, you can cater for such emergencies and go from being reactive to proactive.
Since 2001, Bajaj Allianz has helped businesses across domains and geographies take risks in their stride with Commercial Insurance solutions. Some of India’s leading corporates rely on our solutions for their insurance needs. Commercial Insurance gives you additional options when an emergency threatens to destabilize your business. It can form the foundation of a strong, future-ready business that is capable of turning business risks into new opportunities for growth. Bajaj Allianz Commercial Insurance empowers you to take business decisions with confidence.
Don’t you think it is time to put your business on the highway to success? Bajaj Allianz Commercial Insurance solutions are ideal to power your growth.
Choosing the right insurance solution for your business really depends on the kind of industry you operate in. If you own a pizza franchise, your commercial and retail insurance needs would be totally different to a commercial organic farm business. Evaluate the risks you face carefully and decide what type of insurance coverage will best address them.
Broadly, each business needs to protect its primary assets like offices or warehouses and the employees that work in them.
Here’s why:
Every business, irrespective of whether it is small large or medium, needs to ensure their registered office, warehouses or distribution centres are protected. In an emergency, this can go a long way to ensure that your business returns to operational status as early as possible.
Your investment in fixed assets like assembly lines and offices needs adequate protection. Commercial Insurance is recommended to accomplish this.
During day to day operations, contingencies may arise. Labour unrest, outages and production problems can mean that you may not be able to meet delivery timelines and face potential legal complications. To ensure that such emergencies do not derail your business, opt for Commercial Insurance Liability Protection.
One of the most important cogs in the wheel of any business is its employees. Consider the risks that your employees are exposed to during the day to day manufacturing or assembly of goods as well as delivery of services.
Providing adequate employee insurances helps you make sure that in the event of an emergency that results in the death or permanent disability of a co-worker, your business is not adversely affected.
Your office premises are like your second home. You spend countless days and sleepless nights taking your business to the next level and have a lot at stake.
Shipping your products by sea is economical and reliable, but the seas are unpredictable. That’s not all. Transporting finished goods from factory to port also has its fair share of risk.
A lawsuit may cost you a lot of money and cause undue stress. The risk is multiplied if your business is spread across multiple locations.
Suits filed against employers by employees are on the rise and such cases, among other lawsuits, have the potential to put your business at significant financial and legal risk.
You are well aware of the risks that accompany an engineering project. If the execution of your engineering project is affected, the cost and time overruns can affect your business severely.
Everyone in the Oil and Gas Industry surely remembers the “Deepwater Horizon” explosion in 2010 off the Louisiana coast. Mishaps like that can get you into deep financial crisis.
As a good employer, you want to stand by your employee when he is sick or hospitalized. With today’s astronomical medical costs, providing employee benefits can strain your finances.
Dreaming of growing your business and taking it places? Is the fear of risks stopping you from achieving this? You can now let go of your worries with International Insurance Solutions by Bajaj Allianz.
In business, risks represent new opportunities for growth and expansion. With Commercial Insurance, you can take calculated risks that help you succeed. Thankfully, there are different types of Commercial Insurance that can guarantee peace of mind and a good night’s sleep.
Here are the benefits of Commercial Insurance are listed below.
Whether you have a shop or office, your business premises are where you create the products or services that bring your business revenue and recognition. Bajaj Allianz Property Insurance helps safeguard your business space from diverse threats and gives you complete freedom to innovate and excel in your industry.
We know that more than anything else your employees are your real assets. By giving your employees adequate cover, you can motivate them to contribute to the success of your company. A Group Mediclaim Policy or a Group Personal Accident Policy cannot only promote wellbeing among your staff, but it can also create a spirit of belonging among them. Show your employees that you’re committed to their progress by opting for our employee benefit plans.
A business liability can arise at any moment and land your business in a soup. From workplace injuries to consumer complaints, you need adequate protection from unforeseen business risks. Liability Insurance is a form of Commercial Insurance that covers you against legal liabilities.