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Home Insurance Renewal


Congratulations! You’ve just bought a new home and a Home Insurance cover to secure it. It is time to pop the champagne and celebrate! Getting a Home Insurance policy is something that a lot of home owners prefer to postpone or simply avoid.

Welcome to the exclusive club of people who have made a wise decision. Home Insurance Renewal ensures that all remains well in your world!

The rationale that a Home Insurance policy adds to the overall cost of construction or cost of buying a home is misplaced. When the benefits of Home Insurance cover are taken into consideration, it is a certainly a worthwhile investment. After all, property insured is peace of mind assured!

Consider this: For as little as Rs 5 per day, you can get a sum insured worth Rs 9 lakhs, depending on the plan. That’s less than your annual Netflix subscription!

Home Insurance renewal extends a circle of protection around your home, its contents and the people that inhabit it. From the boundary wall surrounding your home to the family heirlooms in your safe, Bajaj Allianz Home Insurance plan gives you a distinct advantage. How you ask? Let’s consider the risk.


The Safety Trends and Reporting of Crime (SATARC) Survey 2018 revealed that only 34% of theft cases were formally reported to law enforcement agencies in Mumbai in the last 12 months. This indicates that the vast majority of cases are not even investigated and the threat of robberies remains significant.

You wouldn’t want to take any chances with the safety and wellbeing of your family members. House Insurance renewal helps keep your worries at bay and lets you breathe easy!

Building Collapses:

Earthquakes, floods and landslides have become all too common! The images of homes being washed away during the Uttarakhand floods are still vivid in the public consciousness.

Also, structural defects or inadequate maintenance have been identified as major causes of buildings collapsing. Home Insurance renewal helps you rebuild your home and make good any loss or damage, should the need arise.


Like cricket, we believe that all-rounders are match winners. They decide the fate of the game, especially in its final moments. Renewing your Home Insurance policy lets you retain the advantage over any twists that the Game of Life may decide to take!

At Bajaj Allianz, we strive to provide our customers with comprehensive protection that covers their home and belongings, no matter where they may be!

Loss or damage to property can be a cause of trauma, especially when an object has sentimental value. A Home Insurance plan helps soothe the financial loss and gets you back on your feet faster.

If you’re considering giving your home a makeover, we help you cover any new furniture, fixtures or fittings that you might want to add. Be sure to include the costly new home entertainment system that adorns your living room in your home insurance policy!

The benefits of your Home Insurance cover cease, when your Home Insurance cover lapses. That is why it is important to ensure that is renewed periodically. You may just thank yourself for doing this someday!

Buying a home is the culmination of years of effort for the vast majority of us. The amount of money invested is rather substantial too! You end up spending anywhere between 20% and 30% of your net income on paying the EMIs towards your home loan. Home Insurance protects you from multiple risks and ensures a sense of continuity in your life in the event of a disaster. 


Since 2001, Bajaj Allianz has provided millions of Indian home owners with comprehensive solutions for their Home Insurance needs. Our extensive network in more than 1000 small and big cities helps us deliver personalised services to you. Our digital initiative, Virtual Office, allows us to interact with customers across the country via non-brick/mortar offices, touching their lives in a significant way. Our goal is to make Home Insurance simple, seamless and affordable for our customers

Thanks to your continued support and patronage, we were named the General Insurance Provider of the Year by Money Today.

Bajaj Allianz Home Insurance offers the following benefits:


  • ✓    Complete protection for property and contents of your home under a comprehensive single policy:

    Rather than buying different policies for your home and other belongings, opt for a single plan that does both. Bajaj Allianz offers tailored insurance solutions that provide seamless coverage. This not only gives you and your family members an integrated insurance cover, but is also cheaper. Depending on your risk profile and budget, we help you get complete protection against loss or damage due to natural calamities and man-made disasters at an affordable cost.

  • ✓    Protection against burglary and theft:

    The latest technology- video door phones, CCTV surveillance cameras and automatic locks- cannot guarantee foolproof security for your home. Bajaj Allianz Home Insurance helps you bridge the gap between physical security systems and the threat of burglars or thieves. The Bajaj Allianz My Home Insurance cover offers protection for the contents of your home so that you live life with utmost confidence.

  • ✓    Coverage for your belongings, including portable equipment, on a worldwide basis:

    If you have wanderlust, there is no other cure but to travel the world. If visiting the Pyramids of Egypt or the Great Wall of China has been on your to-do list for a while, do yourself a favour and go for it! Your belongings are in safe hands with Bajaj Allianz Home Insurance. We cover losses to high value portable electronic devices like laptops, cameras etc that you might need to carry on your sojourn. It’s like having a halo of protection around your valuables, whether at home or while on a nature trail.

  • ✓    Protects valuables like jewellery and valuables stored in your home:

    Are you an art connoisseur? Our Home Insurance plans cover not only your fabulous art collection but also jewellery and other valuables. Fine art serves as an aspiration for generations to come. Bajaj Allianz Home Insurance helps protect and preserve it.


A few clicks is all it takes! Life can get busy, especially if are a busy professional or a doting parent who just has their hands full, almost throughout the day. Luckily, you can continue to enjoy the benefits by making your Home Insurance renewal online, in a matter of minutes.

Before you begin, you may want to make sure that you have all the documents you need. These include your existing policy number, PIN code and contact details. And, yes, a cup of coffee, if you’d prefer!

Once you have accessed your policy information, you can proceed to update the necessary information such as a change of address or phone number. If your needs have changed, you may need to consider revising the sum insured or opt for an add-on cover.

Take a close look at the terms and conditions to avoid unpleasant surprises later! If you need assistance, simply call us and we’ll be happy to help you sort things out.

Finally, select your preferred quote, after going through the options available. Keep in mind any new home improvements you may have made, new electronics that may be on your wishlist and think about any add-ons that you may want to add to your insurance cover, while making your choice.

Make your payment and you’re done!


Renew your Home Insurance plan before it expires to continue getting its benefit. Before you renew, there are a few things to remember. Coverage: A lot can happen in a year. When it comes to a Home Insurance plan, it surely helps to think about whether you have sufficient cover for everything that you own. Walk around your house and make a list of any new consumer appliances, works of art, fixtures or furniture etc. that you may want to get coverage for. High-value items, like paintings, sculptures and curios are examples of things that need appropriate insurance coverage.

Count your blessings but also make sure that they have adequate insurance cover! Cost: After you have assessed your insurance needs, you may want to review the cost of your plan. To get the most out of your plan, check for any long-term discounts available. You might be surprised at the amount of money you could end up saving, for the same insurance benefits. Talk to our customer service specialists for assistance.

Renovations: If you’ve recently renovated your home, it is a good time to check if your Home Insurance plan covers the new additions and if not, self-assess how much of additional insurance may be needed. A comprehensive Home Insurance cover will preserve the aesthetics of your home, by taking care of any damages.

If you have your heart set on Italian flooring, state of the art modular kitchens and leading edge home entertainment systems, you’d also want to protect them with a comprehensive plan like Bajaj Allianz My Home Insurance. Upgrade your insurance cover and add a robust layer of protection to your beautiful home!


Can multiple policies be renewed online?

Yes, multiple insurance policies can be renewed online. All you need is the policy number of the relevant policies that you’d like to renew, the PIN code and many information that you’d like to update eg: billing address or contact details. Review your policy details eg: sum insured, premium payable etc.

Upon filling the online renewal form, you can submit it and then make a payment.

I have a tenant that lives in the guest room which is on the first floor of my house. Do I need an insurance cover for both myself and the tenant together in my name?

If there are two separate families living in this house (owner & tenant), then two separate policies can be issued. Similarly, in case your tenant has taken up alternate accommodation within premises that are otherwise owned by you, you can also get two separate policies issued.

You can opt for an all-inclusive policy for both the structure as well as the contents of your house. Also, your tenant can also get a policy for the portion of the house he lives in along with his belongings.

Am I allowed to upgrade my Home Insurance policy during renewal? What if I want to reduce my cover?

Renewing your policy means that it is essentially brand new and has no bearing on the previous year’s policy. So, you can certainly upgrade or downgrade your insurance cover to suit your needs.

I realized that my Home Insurance policy has expired? What do I do?

Don’t fret. All you have to do is call or visit us 30 days after the expiry of your Home Insurance policy and we’ll set up a new one for you!

What are the different ways in which I can renew my Home Insurance Policy?

Our website lets you renew your Home Insurance Policy with just a few clicks!

Alternatively, just give us a call and schedule a call back. We’ll follow-up with you and process the payment online.

You’re also welcome to visit our branch for assistance. We’re always glad to see our customers!


I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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