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Travel Insurance
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Seychelles, a group of 115 unique islands, is located roughly 1450 kilometres from the coast of East Africa. While most of the nation's islands are still deserted, the ones occupied, have some of the most romantic landscapes and tourist attractions, especially for Indian tourists.
If you are an avid traveller looking to explore this location and seeking more information on a Seychelles visa for Indians, continue reading.
The first and foremost thing you should know is that Seychelles is a visa-free country. This means that any person that wishes to travel to Seychelles does not require a visa. Being a passport holder of the State of Kosovo is the only exception at this point. However, you still have to fulfill some eligibility criteria to gain entry to Syechelles. Even though you do not require a Seychelles visa for Indians, you need to gain a permit. Furthermore, acquiring international travel insurance is vital if you want to unwind and take advantage of all that this magnificent country has to offer.
Considering the health risks linked to the ongoing coronavirus pandemic scare, having Seychelles travel insurance is essential, since it ensures financial support in an emergency.
Since Seychelles is visa-free, an Indian national visiting Seychelles is not required to obtain a visa. Visitors must possess a valid passport and several other forms of identification recognised by the Republic of Seychelles to enter Seychelles.
These documents are required to get a visitor's permit entering the country.
Since Seychelles is a visa-free country, the Seychelles Department of Immigration issues a permit when a traveller from India enters the Seychelles International Airport. This permit has a 30-day validity. However, it can be extended up to 3 months starting from the date it was first issued.
Anyone travelling to the Republic of Seychelles for pleasure, business, or to see family or friends must meet the following criteria to obtain a visitor's permit:
Should not be an illegal immigrant.
Should be carrying a valid return ticket.
Should carry a GOP (Gainful Occupation Permit), sometimes known as a work permit, if travelling to the Republic of Seychelles to work there (this document grants the holder permission to engage in employment or self-employment in Seychelles).
Must have confirmed lodging and adequate money for their stay.
Employees will also need a resident permit to reside in the country. These licences are frequently granted to people who are:
Not an illegal immigrant.
Of sound Health, reputation, and impeccable character
Actively involved in the nation's social, cultural, and economic life and connected to Seychelles by family or domestic ties.
Professional and technically qualified.
There is no visa fee for Indian nationals travelling to Seychelles because it is a visa-free country for Indian citizens.
The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Seychelles Permit for Indians.
No, you won't need an e-visa or a visa on arrival to enter Seychelles, because the country is visa-free for Indian nationals. However, a permit is still required for travellers. The permit application process is offline.
For visitors from outside of Seychelles, purchasing travel insurance for Seychelles is recommended. Here’s why -
Going on adventures without concern: Online travel insurance offers coverage for accidents that may occur in due course, so you can engage in any adventure sports in Seychelles (as long as they are one-day activities).
Exploring Seychelles without limits: By purchasing travel insurance for Seychelles, you may ensure you are financially protected against unforeseen events while travelling, such as an accident or any other medical emergency.
The various types of travel insurance will cover any financial obligations resulting from third-party liabilities, damage to the rental car, etc., in the event of an accident.
Facilitating the replacement of a lost or stolen passport or permit: While you are travelling, your bag, which contains crucial documents, like your passport, could be stolen. In such cases, your international travel insurance should cover the cost of replacing the passport or permit.
You must travel with the following documents to obtain a permit for Seychelles:
Confirmed tickets from Seychelles for your return.
Two passport-sized photographs.
Hotel accommodations for you and your family (if required), supported by receipts or bills.
Passport from India with at least six months of validity.
Possession of at least $150, or around Rs. 11,000 per day of stay (this amount may change; please refer to the official government website for updated figures).
A negative COVID-19 PCR report (certificate) no older than three days may be needed if you are a visitor from a low-risk country. A RAT (Rapid Antigen Test) may also suffice. A COVID-19 negative PCR test report may be necessary for travellers from medium-risk nations.
All negative test results must be sent to the Public Health Authority by every tourist. Provide information about your travel and accommodations to visitor@health.gov.sc as well. These documents must be produced for verification upon arrival.
The following are some events and sights you shouldn't miss:
Beaches
Hiking trails in Mahé.
A walk around the Vallée de Mai Boat excursions.
Water activities on Fregate Island.
Bird watching at Bird Island.
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Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
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Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
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Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
11th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2019
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
Paromik Bhattacharyya
Kolkata
25th Dec 2018
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You should evaluate and compare quotes from different insurance providers. Consider the premium amount, the scope of coverage, and the financial cap on your covered expenses. Ask inquiries before investing, irrespective of the insurance provider you choose. You'll benefit from knowing exactly what is and isn't covered. Moreover, it can be really beneficial for you if you choose the option of purchasing travel insurance online.
Upon arrival, candidates must obtain a permit at the airport in Seychelles.
Be sure the following are covered when you buy travel insurance online or offline as per your convenience for Seychelles:
Accidents and injuries; Medical costs; Claims for lost or delayed baggage; Costs of cancelled or delayed flights; Loss of a passport; Medical evacuation and repatriation (including COVID-19 coverage)
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.