On average, the cost of a week-long hospital stay in a Western country is many times more expensive than in India. Without Travel Insurance, the cost of medical treatment can overwhelm your finances and cause anxious moments.
Scope of travel medical coverage
The medical cover offered by a travel insurance plan takes care of the medical expenses in case of a sudden illness or injury while in transit. In an unknown land, the 24*7 hotline number of your travel insurance provider can help you find emergency help quickly.
The insurer will not only locate the nearest healthcare centre for you but will also arrange for your transportation to the hospital. It will also take care of the costs of hospitalization, surgeries (if needed), medications, consultation fee. If required, your insurer will also arrange for your transportation back home.
Need for medical cover while travelling
In the absence of family or close friends, a medical emergency can be debilitating. An injury or sudden sickness can impair your mobility or ability to communicate; you will need immediate and practical help, which your travel cover can provide.
Be it a domestic trip or an international one - staying covered against medical emergencies in unknown territories is a must. If you need emergency evacuation to a healthcare facility, the services of an air ambulance service may need to be engaged along with specialized paramedical personnel. The average cost of such emergency services can run into thousands of dollars.
With travel medical cover, one can stay protected against the medical uncertainties and expenses even in transit. One might regard travel insurance with medical cover as an additional expense. However, the cost of availing a travel insurance policy is just a fraction of the expenditure you might have to bear, in case of a medical emergency in a foreign land.
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