Senior citizen travel insurance plans are specifically designed to make travelling easier and safer for the senior citizens.
While travelling can provide you with the most exhilarating experiences of your life, it is also fraught with several kinds of risks and hazards, particularly in case of senior citizens. These primarily include age-related ailments but also cover typical travel emergencies.
Here are some of the salient inclusions that make senior citizen travel insurance policy a distinguished one:
Coverage for emergency evacuation
An emergency in a foreign country might lead to a scenario where you have to be evacuated. For instance, a natural calamity or sudden re-occurrence of a pre-existing medical condition would mean that you would have to abandon your trip and return home immediately.
A travel insurance plan for senior citizens can come in handy during such situations as it will not only cover the expenses required for your emergency evacuation but will also make arrangements to expedite the process.
These policies also provide coverage for pre-existing diseases of an elderly traveller. In case of a sudden re-occurrence of any pre-existing ailment during the trip, your travel insurer will help you avail the best healthcare facilities without worrying about the finances.
Accidental death or injury
In case of an accident during the trip which may result in death or disability of a person, the travel insurance policy will pay a pre-determined sum to the policyholder or their nominee. It may also cover the expenses incurred while transporting the mortal remains of the insured person in case of his/her untimely demise during the trip.
Apart from the above-mentioned benefits, a senior citizen travel insurance plan also covers the regular adversities such as loss of baggage or passport, trip cancellations etc. However, unlike a general policy, a travel insurance plan for senior citizen can be purchased only by people above the age of 60. Though, it varies from insurer to insurer.
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