Travel Insurance for Dubai

Why Travel Insurance for Dubai Is Essential for Your Trip

Life can be unpredictable. At times, even the best-laid plans may sometimes fall through, especially in the aftermath of unexpected occurrences like the recent travel delays brought on by the Covid-19 pandemic. If you’re planning a trip to Dubai and are worried about such situations, you may find travel insurance for Dubai useful.

Therefore, before setting off on your excursion, it is a good idea to buy international travel insurance for the UAE and financially safeguard yourself.

Travel insurance for Dubai protects you from uncertainties during your travel.

Why Do You Need Travel Insurance from India to Dubai?

There is no certainty in life, which also holds for vacation plans. Online travel insurance for Dubai will be necessary to handle unforeseen events that may arise before or during your trip to Dubai. This may include a sudden illness that could cause you to miss your flight, baggage loss or delay at the airport, or a medical emergency while travelling to or from Dubai.

As a result, purchasing online international travel insurance for Dubai is recommended to protect yourself from unforeseen events that could jeopardise your vacation.

Benefits of Having a Dubai Travel Insurance Policy

Bajaj Allianz's travel insurance policy for Dubai provides you with the peace of mind you need to enjoy your vacation without worrying about unforeseen events. Our Dubai travel insurance plan offers a variety of benefits, including:

- Customizable Policies

With our extensive portfolio of plans, you can select a policy that suits your requirements, including special covers for students and senior citizens.

- Efficient Support

Instant assistance is just a missed call away from anywhere in Dubai.

- Prompt Claims

Our hassle-free process ensures early disbursement of your travel insurance claims.

- Comprehensive Coverage

You can enjoy financial protection against a range of unexpected events while travelling. For example, hospitalization, cancellation of your trip, lost baggage , and even burglary of your home.

Dubai Visa and Entry Information

The following documents must be submitted when applying for a pre-arranged visa:

- Applicant's colour photograph

- Applicant's passport which must be valid for at least three months

The following group of people can apply for a 14-day Dubai visa for Indians for a certain price. With additional payment, one may be able to extend their stay for some more days.

- Indian nationals holding passports that are at least six months over their arrival date People who have a green card or a visit visa issued by the relevant U.S.A. authority, which is valid for at least six months

- Citizens of the European Union and the United Kingdom

- Holders of GCC residency permits must apply for a visa before travelling to the UAE

All visitors to Dubai with pre-approved visas must carry the following documentation:

- Health statement form

- Form for undertaking quarantine

- Working travel insurance policy including coverage for medical costs during the visit Additionally, it is advised for tourists visiting Dubai to carry a valid, medically comprehensive travel insurance package.

A hard copy of the visitor's visa or the visa confirmation number must be presented during any random eye examinations that are now a part of the immigration process at Dubai International Airport.

Dubai Travel Insurance Requirements and Eligibility 

Travel insurance is a mandatory requirement for all visitors traveling to Dubai. The UAE government requires tourists to have valid travel insurance, including medical coverage, to cover any unexpected expenses. Bajaj Allianz General Insurance Company offers such travel insurance plans designed to meet Dubai’s visa requirements and provide protection during your trip.

Who is Eligible for Bajaj Allianz Dubai Travel Insurance? 

●      Individuals aged 6 months to 70 years.

●      Students travelling to Dubai for studies.

●      Senior citizens seeking an international travel plan with additional health benefits.

●      Business travellers require coverage for trip cancellations and medical emergencies.

●      Families travelling together to ensure safety and financial protection.

By securing Dubai travel insurance with Bajaj Allianz General Insurance Company, you ensure hassle-free visa approval and travel protection in case of emergencies.

Application Process for a Dubai visa

All Indian nationals visiting Dubai must have both - a current passport and a visa issued in advance. Before visiting Dubai, buying and carrying a valid travel health insurance policy may also be a good idea. Indian citizens visiting Dubai must apply for a visa online well in advance.

The following categories of Dubai visas for Indians are accessible:

- Visit permit, which is good for 48 hours

- 96-hour visitation permit for visitors

- 30-day, single-entry, transitory tourist visa for use in Dubai

- 30-day short-term multiple-entry tourist visa that is good for admission into Dubai

- Single-entry tourist visa suitable for 90 days starting with the day of arrival in Dubai

- Long-term multiple-entry tourist visa for 90 days after the first entry into Dubai

Documents Required for a Dubai Visa from India

While it is highly advised to buy travel insurance for the UAE, some travel documents are also needed for flights from India to Dubai. They are stated below:

- Valid passport for India (valid for a minimum of six months from the date of arrival in Dubai)

- Pre-approved visa

- Traveller's colour photograph

- Prescription for drugs, if required

- Travel medical insurance with Covid-19 protection

Inclusions of Dubai Travel Insurance 

Bajaj Allianz General Insurance Company Dubai travel insurance offers a comprehensive list of inclusions to provide financial protection in unforeseen situations. The policy covers:

●      Medical Expenses & Hospitalisation: This covers medical treatment, emergency hospitalisation, and ambulance charges.

●      COVID-19 Coverage: This covers medical expenses if you contract COVID-19 during your Dubai trip.

●      Trip Cancellation & Interruption: Refunds non-refundable booking expenses in case of trip cancellations.

●      Check-in Baggage Loss/Delay: Reimbursement for lost, stolen, or delayed check-in baggage.

●      Personal Liability Cover: Protects against damages to third parties.

●      Emergency Evacuation & Repatriation: This covers medical evacuations and repatriation in case of a serious emergency.

These benefits ensure that you are well-prepared for any unexpected travel mishaps during your Dubai trip.

Exclusions of Dubai Travel Insurance 

While Bajaj Allianz General Insurance Company's Dubai travel insurance covers a wide range of emergencies, there are certain exclusions:

●      Pre-existing medical conditions, unless disclosed and covered under the policy.

●      Self-inflicted injuries or drug/alcohol-related incidents.

●      Loss of check-in baggage due to negligence.

●      Participating in adventure sports or hazardous activities without additional coverage.

●      Travelling to restricted or war-affected areas.

It’s essential to read the policy terms carefully to understand what is and isn’t covered under your Dubai travel insurance plan.

Essential Safety Measures for Dubai Trips

Protect your possessions, especially in congested areas and popular tourist destinations.

- Use official, commercial transportation instead of hiring a private driver.

- Avoid consuming alcohol in public settings, as it is against UAE laws.

- Avoid going to isolated or unfamiliar places, especially at night. Protect yourself with travel health insurance for Dubai.

- Don't engage in illegal activities.

The best travel insurance for Dubai will protect you financially from mishaps and unexpected medical costs.

Indian Embassy in Dubai: Key Info

The Indian Embassy in Dubai is located at the following address:

Contact details of the embassy in case of issues related to international travel insurance online:

Telephone number: 00-971-2-4492700

Fax number: 00-971-2-4444685

Work Hours: Sundays to Thursday, 08:30 AM - 05:00 PM

Public Interface Hours: Sunday to Thursday, 09:00 AM to 12:30 PM

List of International Airports in Dubai

There are two major international airports in Dubai:

- Dubai International Airport (DXB)

- Dubai World Central or the Al Maktoum International (DWC)

Currency and Foreign Exchange to Carry When Travelling to Dubai

The United Arab Emirates Dirham (AED), known as the "Dirham”, is the country's official currency. It is advisable to have enough AED on hand before your vacation begins.

Top Tourist Attractions in Dubai

Here are a few locations in Dubai that you absolutely must visit:

- The Burj Khalifa is the tallest structure in the world and one of Dubai's most well-known monuments. Visitors must see this design, architecture, and human achievement miracle in the thriving metropolis.

- The Dubai Dolphinarium, a well-liked tourist destination that permits dolphin interactions, is renowned as the Middle East's first indoor dolphinarium.

- Jumeirah Beach embodies the friendly and upbeat attitude of Dubai. You can walk on the sand, shop on the nearby boulevard, and engage in water sports.

- The Dubai Museum, housed inside the A-Fahidi Fort, is home to important artefacts from Dubai's past, including miniature wooden boats, paintings, and life-size reconstructions of historical settings.

- The tallest fountain show in the world, the Dubai Fountain Show, is a captivating sight that may fascinate spectators. The fountain offers guests a distinctive and unforgettable experience against a varied musical backdrop.

Having the best travel insurance for Dubai will give you a stress-free vacation experience in the UAE as you visit the places mentioned above.

Best Time To Visit Dubai

November to March, when a moderate winter blankets the city, is the finest time to travel to Dubai and explore the city in all its splendour. The city typically experiences temperatures between 19 to 31 degrees Celsius throughout this period.

Tips to Buy the Most Cost-Effective Travel Insurance for Dubai from India

●     Compare Plans 

Assess multiple travel insurance plans to find the best coverage for your needs. Bajaj Allianz General Insurance Company offers a variety of plans to suit different budgets and travel requirements.

●     Buy Early 

Purchasing your travel insurance at least a few weeks before your trip helps you avoid last-minute price hikes. Early purchases also allow you to explore more coverage options.

●     Choose Essential Coverage 

Avoid over-insuring by selecting only the necessary add-ons. Choose a plan that aligns with your travel purpose, whether it’s leisure, business, or family travel.

●     Look for Offers 

Check for seasonal and promotional offers on Dubai travel insurance. Bajaj Allianz General Insurance often provides special deals to help travellers save money.

●     Opt for Family Plans 

If traveling with family, opt for a group policy, as it provides the same level of protection while being more cost-effective than individual plans.

With Bajaj Allianz General Insurance Company, you get the most affordable and reliable travel insurance plans for Dubai without compromising on coverage.

How to Buy Travel Insurance for Dubai from India? 

Purchasing travel insurance for Dubai from Bajaj Allianz General Insurance Company is a quick and simple process. Here’s how you can get covered in just a few steps:

● Visit the Bajaj Allianz General Insurance website and navigate to the Dubai Travel Insurance section.

● Choose your preferred plan based on the nature of your trip.

● Fill in your details, including travel dates, destination, and number of travellers.

● Select the required coverage options, such as medical insurance, check-in baggage cover, and trip cancellation protection.

● Make a secure payment online, and your policy documents will be emailed instantly.

With paperless documentation and instant policy issuance, Bajaj Allianz General Insurance Company ensures that getting insured for your travel insurance for Dubai from India is hassle-free and convenient.

How to Claim Dubai Travel Insurance? 

Filing a claim with Bajaj Allianz General Insurance Company for Dubai travel insurance is simple and efficient. In the event of an emergency, follow these steps:

● Register your claim online by visiting the Bajaj Allianz General Insurance Company’s website.

● Submit the necessary documents, including the travel itinerary, medical bills (if applicable), police reports (for lost check-in baggage), and proof of trip cancellation.

● Claim processing begins immediately, ensuring fast disbursement of funds.

● 24X7 customer support assists with any questions or documentation requirements.

Bajaj Allianz General Insurance Company ensures quick and smooth claim settlement, minimising disruptions to your travel plans.

Why Choose Bajaj Allianz General Insurance Company for Dubai Travel Insurance?

Choosing Bajaj Allianz General Insurance Company for your Dubai travel insurance means opting for reliability, security, and excellent customer support. Here’s why it is the preferred choice:

●      Affordable Premiums start at a reasonable price.

●      Customisable Policies to suit different travel needs.

●      Instant Policy Issuance with a fully digital process.

●      Hassle-Free Claim Settlement for quick reimbursements.

●      24X7 Emergency Assistance anywhere in Dubai.

With Bajaj Allianz General Insurance Company, you get comprehensive travel protection tailored to your specific travel requirements.