Suggested
Travel Insurance
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
The Schengen Area is used to describe a group of 27 European nations that have formally abolished all passport checks and other forms of border control at their shared borders. Being a component of the European Union's (EU) larger area of freedom, security, and justice policy, it primarily operates as a single jurisdiction with a unified approach to visa requirements for international travel. The 1985 Schengen Agreement and the 1990 Schengen Convention, both signed in Schengen, Luxembourg, inspired the area's name. You must obtain a Schengen visa from India to enter the Schengen region.
First, determine the type of Schengen visa travel insurance from India you require before applying for a Schengen Visa. Considering the reason for your trip, the length of your stay, and the number of times you will enter the Schengen region is the best way to determine which kind of Schengen Visa you must apply for.
Standard Schengen or short-stay visas are often issued for journeys up to 90 days. You can apply for a work or study visa to remain in the Schengen area for over 90 days. Finally, if you frequently travel, you can apply for an Indian multiple-entry Schengen visa.
● Schengen visa Type A
● Schengen visa Type B (discontinued after 2010)
● Schengen visa Type C
- Single-entry visa with a number 1 on the visa sticker
- Double-entry visa marked by a number 2 on the visa sticker
- Multiple-entry visa designated by a « MULT » on the visa sticker
● Schengen visa Type D
The validity of the Schengen Area Visa is six months. Depending on your visa type, you may enter once, twice, or multiple times during these six months.
When the "short-stay visit" visa is valid, you can travel to or stay in other Schengen Agreement States if you have an extended-stay visa granted by one of those nations (staying not more than 90 days within 180 days).
Visa Type | Fee for Adults | Fee for Children (6-12 years) |
Airport Transit Visa (Type A) |
€80 | €45 |
Short-stay Visa (Type C) | €80 | €45 |
Long-stay Visa (Type D) | €80 | €45 |
The validity of Schengen visas varies based on the type of visa issued. The short-stay visa (Type C) allows stays up to 90 days within 180 days and can be single-entry, double-entry, or multiple-entry. The long-stay visa (Type D) is for stays over 90 days and up to a year, intended for work, study, or other long-term activities. The multiple-entry visa allows the holder to enter and exit the Schengen Area multiple times within the visa duration, which can be one, three, or five years.
If you have an Indian passport, you must apply for and have your Schengen visa accepted before travelling to other Schengen countries. This will let you travel to 27 Schengen nations, whether heading there for business, pleasure, or education.
You are granted a 90-day travel visa for the Schengen region. This visa is legitimate for six months, and you can apply for a Schengen Multiple Entry visa if you want to travel to and from the Schengen Area on multiple occasions.
Additional proof is required if you are a minor's parent or legal guardian while applying for a Schengen visa. These records consist of:
● Birth certificate of the minor.
● An application form signed by both parents.
● If just one parent has sole custody of the child, a family court order
● Certified copies of each parent's ID or passport.
● If the youngster travels alone, a notarised parental authorisation that both parents or guardians sign.
Additional documents are required when applying for a Schengen visa for minors to ensure the child's safety and compliance with legal guidelines. These include the minor's birth certificate, a visa application form signed by both parents, a family court order if one parent has sole custody and certified copies of both parent's ID or passport. A notarized parental authorization signed by both parents or guardians is mandatory if the minor travels alone.
Meeting the photo requirements is crucial for a successful Schengen visa application. Applicants must provide two recent passport-sized photos from at least six months of age. The images should have a light background, preferably white, and measure 35mm x 45mm. The applicant's face must cover 70-80% of the photo, with a neutral expression and a closed mouth. The eyes should be open and visible, with no headgear unless worn for religious reasons and no reflections or shadows on the face.
● Complete the application form
● Gather the required travel documentation
● Visit the consulate, embassy, or visa application centre in India to schedule a visa interview.
Different types of Schengen visas have different fees. Ensure to check the latest fees online before applying.
Austria | Belgium | Czech Republic | Denmark | Estonia | Finland |
France | Germany | Greece | Hungary | Iceland | Italy |
Latvia | Liechtenstein | Lithuania | Luxembourg | Malta | The Netherlands |
Norway | Poland | Portugal | Slovakia | Slovenia | Spain |
Sweden | Switzerland | Croatia |
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You have the right to file an appeal if your application for a Schengen Visa is denied. If your application for a Schengen visa travel insurance from India is denied, the reasons why are provided. A paper outlining the process for filing an appeal for reconsidering your visa application is also included.
You have the right to appeal the decision if you believe the reasons for rejecting your application for a Schengen Visa are unjustified.
You must provide details about your Schengen visa insurance plan when you apply for a Schengen visa. This document demonstrates that you have sufficient travel medical insurance for a Schengen visa for travelling across the entire Schengen territory. Your travel insurance for a Schengen visa from India should have a minimum coverage of 30,000 euros. Obtaining the best travel insurance for a Schengen visa is very easy. And it will cover you across the following scenarios:
● Any medical crisis
● Illnesses
● Accidents
● Returning home in the event of passing away
● A complete and signed Schengen visa application.
● Two recent passport-size pictures.
● A valid passport not older than 10 years.
● Reservation for a round-trip flight or an itinerary containing dates and flight numbers indicating entry and exit from the Schengen region.
● The passport must be valid for at least three months after the day you intend to depart the Schengen region.
● Visas still attached to older passports (if you have any).
● If you're a student, a No Objection Certificate from your school or university.
● A single passport photocopy (A4 size copy).
● Letter of resignation from your employer (if employed).
● A statement detailing your lodging place and where you will remain during your whole Schengen visit.
● A Schengen visa insurance policy document demonstrates that you have adequate travel medical insurance to cover the entire Schengen region.
● Your cost of travel insurance for a Schengen visa should include a least 30,000 euros in Schengen visa insurance for India coverage for any medical emergencies, including sickness, accidents, and even passing away-related repatriation.
● Evidence of civil statuses, such as birth and marriage certificates.
● Hostel reservations, rental contracts, or letters of invitation from hosts whose homes you will be staying at are all acceptable forms of identification as proof of lodging.
● A recent bank statement (past 3 months) that shows you have enough money to cover the trip.
● Three months' worth of pay-slip or your employment contract if you're an employee.
● Form 16 is the Income Tax Return (ITR) form (Certificate of Income Tax deducted at the source of salary)
● If you are self-employed, a copy of your business licence and the most recent six months' worth of company bank statements.
● Sponsorship Letter — a declaration from a third party that they will cover the cost of your travel to the Schengen area. This letter must accompany the sponsor's most recent three-month bank statement to be considered legitimate.
● Proof of fees paid towards the visa application of €80 for adults
● For kids aged 6 to 12, the cost is €45
● A legitimate marriage certificate
● If you are unemployed and married to a citizen of the EU
● The spouse's current passport
● A letter of employment confirmation from their spouse's workplace, no more than three months old, detailing the position held and the start date
● Latest six-month pension statement
You must adhere to the following requirements to extend your visa:
● Your total stay in the Schengen Area cannot be longer than 90 days.
● You must justify your extended stay if it exceeds 90 days.
The most challenging but exciting aspect of the application procedure is waiting for your Schengen visa to be processed. It can take up to 15 days to learn whether your visa application was accepted or denied. Yet occasionally, you might have to wait up to 45 days.
Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
0
Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
No, Indian citizens must obtain a Schengen visa before travelling. Applications should be submitted at the consulate or embassy of the primary destination country.
You can complete the application form online but must submit the required documents and attend a visa interview at the consulate or embassy. Some countries offer online appointment scheduling.
Extending a Schengen visa in exceptional cases, such as medical emergencies or other unforeseen circumstances, is possible. The total stay must be at most 90 days within 180 days.
A short-stay Schengen visa is valid for 90 days within 180 days. The long-stay visa (Type D) can be valid for over 90 days and up to one year, depending on the purpose of the stay.
The minimum fund requirement varies by country, but applicants generally need proof of financial stability, such as recent bank statements, to cover the cost of their stay and travel expenses.
After applying for and receiving your Schengen visa, you can go on business, study abroad, or vacation in 27 Schengen nations.
You can submit your Schengen visa applications for processing at your destination country's embassy or consulate in India. In addition, you can submit your visa applications at any VFS location if you reside in Bangalore, Chennai, Mumbai, or Kolkata.
Any Indian passport holders who complete the required paperwork, have travel insurance for a Schengen visa from India and have enough money to cover their travel and lodging are eligible to apply. Getting online travel insurance for a Schengen visa is simple and hassle-free.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
11th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2019
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
Paromik Bhattacharyya
Kolkata
25th Dec 2018