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Travel Insurance

Travel Insurance for Germany

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Secure Your Germany Trip with Travel Insurance

Planning to visit Germany? You should ensure not to miss carrying travel insurance for Germany! Germany is one of the most well-liked travel destinations in the world, thanks to its diversified landscapes and distinctive historical position. There is something in the nation to captivate people from various socio-economic backgrounds and nations, from museums to memorials and architectural wonders to art galleries.

To guarantee that a vacation to this beautiful destination is financially protected, it is advised that everyone planning a trip to Germany buy travel insurance for Germany.

The process of getting travel insurance in Germany is simple and hassle-free.

Importance of Travel Insurance for Germany

No matter how carefully you prepare for anything in life, there will always be uncertainties that can derail your plans. You must buy reliable travel insurance coverage to protect your overseas vacation plans.

It is advised to obtain sufficient travel insurance for Germany to provide essential safety for the entire travelling group, including friends and relatives. Make sure the travel insurance plan includes health coverage when choosing a policy for Germany..

If your luggage is lost or delayed at any of the airports you fly through in Germany, a good travel insurance package will be useful. With the top-notch travel insurance plans from India, you can select the level of protection based on your budget and insurance needs and keep your finances safe from unforeseen incidents while travelling.

Benefits You Deserve

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Cashless Worldwide

Provides direct settlement of medical bills without upfront payments

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

Get paid for long flight delays

Download Policy Document

Get instant access to your policy details with a single click.

Why Choose Bajaj Allianz Travel Insurance for Germany?

With Bajaj Allianz's travel insurance policy for Germany, you can experience an exciting adventure without any worries. Our Germany travel insurance plan offers a range of benefits, including:

Instant Assistance

You can receive immediate phone assistance anywhere in Germany with just one missed call.

Variety of Policies

You can choose a policy that suits your needs from our wide range of plans. Additionally, students and senior citizens can opt for customized cover that meets their unique requirements.

Efficient Claims Process

Bajaj Allianz’s claims settlement process is smooth and efficient, ensuring that your claims are settled quickly.

Comprehensive Coverage

Bajaj Allianz’s travel insurance policy provides comprehensive coverage, protecting you against hospitalization, trip cancellation, baggage loss, trip curtailment, and more.

Germany Visa And Entry Information

Indian nationals can apply for the following types of German visa for Indians if they intend to travel to Germany in central Europe:

- Tourist visa:

You can apply for a tourist visa to Germany if you are visiting there for leisure. The maximum validity of the Schengen tourist visa is three months. The German embassy or consulates in India are where you can apply for a Schengen tourist visa.

- Language course visa:

You can apply for a Language Course Visa to enter Germany if your trip to the country is intended to help you learn the language thoroughly. It's essential to remember that the chosen course must last for a minimum of 3 to 12 months and include at least 18 hours of instruction per week.

- Student applicant visa:

Indian nationals who have applied for a degree programme at a German university and have a reasonable probability of being accepted may request a student application visa. The aforementioned visa enables the candidate to participate in crucial pre-admission tests, interviews, and other procedures in Germany.

- Student visa:

You must apply for a student visa to Germany if accepted into an academic programme. If your intended stay in Germany is set to last more than 3 months, your student visa must be accompanied by a valid residence permit for only 3 months.

- Business visa:

A brief Schengen visa is necessary for Indian nationals who want to conduct business in Germany. A 90-day stay in Germany is permitted with a German business visa, carried out over a maximum of six months.

- Employment/Working visa:

You must apply for a Germany Working/Employment Visa if you travel to Germany to work there. This is a long-term visa, and its validity is based on how long your employment contract will last. You may apply for an employment visa extension if your employment situation does not change.

Indian nationals travelling to Germany may also apply for one of the following visa categories in addition to the ones already mentioned:

- Airport Transit Visa

- Guest Scientist Visa

- Medical Treatment Visa

- Trade Fair and Exhibition Visa

- Training/Internship Visa

How to Apply for a Germany Visa?

Based on the reason for your visit, you can apply for a particular Germany visa for Indians. These include business visas, transit visas, tourist visas, and more. Before you apply for a German visa, be sure to verify which category you qualify for. You must prepare all the necessary documentation for your application before applying for a visa. You will also need photographs and other details for passport and visa applications.

You can submit your application online at a German Consulate or Embassy in the area (as mentioned below). In the consulate or embassy, your visa application will be reviewed, and if necessary, you might be contacted for an interview.

Required Documents for Germany Travel from India

The following travel and identity documents must be with you if you are travelling to Germany. Additionally, you will also need to buy international travel insurance online.

- A current, three-month-valid Indian passport not more than ten years old

- Two most recent passport-sized photos

- A valid Schengen visa

- A copy of your passport's data page

- A reliable Germany travel health insurance policy

- A letter of introduction that includes the trip's schedule

- Travel documentation, including, if necessary, tickets for flights and trains

- A document demonstrating your intention to stay in Germany

- Evidence of your current financial situation, such as pay stubs, income tax returns, bank statements, and evidence of income

- Letter of employment from your employer (if relevant)

- Letter of approval from your university (if needed)

- Documents proving your civil status (some examples are a marriage licence, a spouse's death certificate, or a child's birth certificate)

Germany-Specific Covid-19 Travel Documents

A negative RT-PCR test result that is no more than 48 hours old and/or documentation of Covid-19 immunisation

Essential Safety Measures for Your Canada Trip

- Always keep your passport secure

- Verify the permissible duration limit in your passport

- Observe the rules and laws of the nation

- Use official commercial transportation instead of hiring a private driver

- Do not remain in the country after your visa has expired

- Avoid going to isolated or unfamiliar places, especially at night

- Don't engage in any illegal activities

- Don't offend others through words, deeds, or a mix of the two

- To protect your finances from unfortunate events, pick the finest travel insurance for Germany

Specific Safety Advice for Covid-19

- Put on a mask over your mouth and nose, especially when riding public transportation.

- Practise social distancing.

- If you experience Covid-19 symptoms, isolate yourself, get tested, and then repeat the process.

- It would also be helpful to have the finest travel insurance for Germany from India while you are away.

Indian Embassy in Germany: Contact Details & Services

Your country's embassy should be your first point of contact if you ever need help with your trip. Here are the details.

Contact details of the Embassy:

The Embassy of India, Tiergartenstraße 17, 10785 Berlin, Germany

Website: Embassy of India, Berlin, Germany

Email: dcm.berlin@mea.gov.inTelephone number: +49 - 30 - 257950

Fax number: +49 - 30 - 26557000

Working hours: Monday to Friday, 9:00 AM to 5:30 PM

Work hours for Consular Services:

Submission of documents: Monday to Friday, 09:30 AM to 12:30 PM

Collection of documents: Monday to Friday, 4:00 PM to 5:00 PM

Consular Services Telephone Number: +49 - 30 25795 820

List of International Airports in Germany

- Frankfurt Airport, Frankfurt

- Munich International Airport, Munich

- Hamburg Airport, Hamburg

- Berlin Tegel Airport, Berlin

- Dusseldorf International Airport, Dusseldorf

Currency and Foreign Exchange for Travelling to Germany

The Euro (€), the official currency of 19 of the 27 countries that make up the European Union, serves as Germany's unit of exchange. The exchange rate between the Euro (€) and the Indian National Rupee (₹) varies daily. Hence, monitoring the prevailing exchange rate before your journey to Germany is essential. Furthermore, you must carry a sufficient amount of the aforementioned currency during travel.

Top Tourist Places to Visit in Germany

Once you have the appropriate travel insurance for Germany, you may move forward and experience the best destinations in the nation. With deep roots in history and a vital presence in present international politics, Germany is a country famous as much for its historic landmarks as its modern architectural marvels.

The following locations must be at the top of your list if you travel to this country in central Europe:

- Berlin:

One of the cultural epicentres of the European Union is Berlin, the capital city of Germany. With its historic landmarks and cultural mix, the city combines ancient charm with modern luxury. While in Berlin, you must see the Brandenburg Gate, Museum Island, German Historical Museum, and Charlottenburg Palace.

- Munich:

One of Germany's major towns and a favourite among tourists is Munich, perched on the edge of the Bavarian Alps. The city, adorned with magnificent churches, is well-known for its rich religious and cultural history. When in Munich, ensure to visit the Micahelskirche, a wonder of the Renaissance, and the Marienplatz, a sizable open space in the city's heart. In Munich, you can visit several art galleries and museums.

- Cologne:

The German city of Cologne, renowned as a centre of trade and commerce, has no shortage of cathedrals, cafes, and galleries. The city, founded during the Roman Empire, has several monuments honouring Roman architecture and culture. One of Cologne's most renowned architectural wonders is the cathedral.

Regardless of your intentions, be sure to purchase the finest travel insurance for Germany from India so that you are always covered.

Best Time to Visit German

The best months to travel to Germany are between March and May when the country experiences spring, and between October and November when the country experiences autumn. In Germany, the temperature often stays at a nice 19 degrees Celsius during both of the previous seasons. It is not ideal to schedule your trip to Germany during the summer when the nation typically sees a high volume of tourists from June through September. Our website allows you to compare travel insurance for Germany policies to pick the one that best meets your needs.

By acquiring travel insurance for Germany from India, you can now visit Germany and financially safeguard your overseas trip.

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Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 0

    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

  • 2

    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

  • 5

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 0

    Please reach out to us for policy extensions

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Cashless Claim

  • 0

    Applicable for overseas hospitalization expenses exceeding USD 500

  • 1

    Submit documents online for verification.

  • 2

    Upon verification Payment Guarantee to be released to the hospital

  • 3

    Please complete necessary formalities by providing missing information

Reimbursement

  • 0

    On complete documentation receipt, reimbursement takes approx. 10 days

  • 1

    Submit original copies (paid receipts only) at BAGIC HAT

  • 2

    Post scrutiny, receive payment within 10 working days

  • 3

    Submit incomplete documents to our document recovery team in 45 days

  • 4

    Policy deductible will be applicable as per policy copy

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What Our Customers Say

Stress-Free Journeys

Bajaj Allianz travel insurance ensures my parents travel stress-free with great medical & trip coverage!

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Rakesh Agarwal

Chennai

5

31st Jan 2025

Great coverage option

Hassle-free international travel coverage for senior citizens—must-have for every trip!

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Debraj Sardar

Pune

5

31st Jan 2025

Great coverage option

Travel worry-free! This insurance covers trip cancellations, baggage loss & medical needs.

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Waskoti Gamma

Mumbai

5

31st May 2025

Good customer support

Easy purchase & excellent customer support for senior citizen travel insurance.Highly recommend!

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Sumedh Sam

Pune

5

31st May 2025

Great coverage option

Great coverage for medical emergencies & flight delays—essential for elderly travelers.

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Sachin Kumar

Ahmedabad

5

31st Jan 2025

Great Senior citizen coverage

My senior parents had a smooth experience abroad, thanks to Bajaj Allianz travel insurance!

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Shivani Singh

Paromik Bhattacharyy

5

31st Jan 2025

Best student travel insurance

Bajaj Allianz makes travel insurance stress-free—best for students!

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Pappu Kumar Singh

Delhi

5

29th Jan 2025

Great coverage option

Smart functionalities such as travel alerts & policy tracking. An absolute must-have!

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Daniel Paul

Surat

5

29th Jan 2025

FAQ's

How can I purchase a German travel insurance policy?

You can visit our website and choose international travel insurance under the products section to acquire travel insurance online for Germany. You will be prompted to enter personal information and choose the level of coverage you desire on the following page.

How much should I spend on a German travel insurance policy?

The price of the best travel insurance for Germany will vary depending on some variables, such as the length of your stay there and the sum assured that you choose when purchasing the policy. If you plan to visit Germany with your family, it is advised to choose an acceptable sum assured so that there is sufficient coverage for all of them during the trip.

Is purchasing a medical travel insurance Germany plan required?

Yes, having current medical travel insurance is required for Germany as one of the requirements for applying for a Schengen Visa. Therefore, you must choose an appropriate medical travel insurance plan for Germany before your trip to protect yourself financially from unfortunate circumstances.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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