• search-icon
  • hamburger-icon

Travel Insurance

Visa Requirement for Indians

alt

Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

A Detailed Guide on Visa Requirements for Indian Citizens

A visa is an official document entitling the holder to enter a foreign nation legally. The bearer's passport is typically stamped with the visa or secured with glue. There are numerous distinct visa types, each granting the holder unique privileges within the host nation.

A visa comprises details such as the validity, limits, and the amount of time that can be spent in another country. Most nations demand visitors from other countries get visas before entering their territory. With travel insurance you can relax and enjoy travelling across various nations without worrying. The process of buying travel insurance online is simple and hassle-free.

Countries have visa restrictions to check and control the flow of visitors in and out of the country and to prevent illegal immigration and other criminal activities. Asking travellers to apply for a visa allows the authorities to vet potential visitors.

People from certain countries can enter other countries without needing a prior visa application, thanks to agreements on visa waivers. Since this is a deal between nations, anyone who is not from one of them must apply just like everyone else.

For example, while the citizens of New Zealand are exempt from applying for a Japan visa and get a 90-day tourist visa waiver, the citizens of Russia and the Philippines must apply for visas upon arrival to Japan.

Among the many reasons, these nations are worried about overstaying or an influx of foreigners looking for work. The nation's concern is that visitors may need help to support themselves and may not attempt to leave at the end of their stay. A visa ensures you won't attempt to enter illegally or in the wrong place.

List of Countries Where a Visa Is Required for Indians

Below are the countries where a visa is required for Indian citizens:

Afghanistan

Algeria

Albania

Andorra

Angola

Armenia

Argentina

Austria

Australia

Bahamas

Bangladesh

Belarus

Barbados

Belize

Belgium

Botswana

Bulgaria

Burkina Faso

Brazil

Bosnia and Herzegovina

Benin

Burundi

Brunei

Canada

Chile

Costa Rica

Cameroon

China

Chad

Cuba

Colombia

Cyprus

Croatia

Czech Republic

Republic of the Congo

The Central African Republic

The Democratic Republic of the Congo

Djibouti

Dominican Republic

Denmark

Equatorial Guinea

Egypt

Estonia

Eritrea

Finland

France

Gambia

Germany

Greece

Guatemala

Guinea

Ghana

Honduras

Hungary

Indonesia

Iceland

Iraq

Ireland

Israel

Iran

Italy

Japan

Kuwait

Kiribati

Kazakhstan

Latvia

Libya

Lithuania

Luxembourg

Liechtenstein

Lebanon

Liberia

Malawi

Mali

Macedonia

Mexico

Morocco

Mongolia

Montenegro

Moldova

Malta

Monaco

Nauru

New Zealand

Niger

Nicaragua

Nigeria

North Korea

Norway

Netherlands

Namibia

Oman

Papua New Guinea

Paraguay

Pakistan

Philippines

Peru

Portugal

Poland

Panama

Russia

Romania

Saudi Arabia

San Marino

Sierra Leone

In addition to the visa, you should consider purchasing international travel insurance from India. When you avail international travel insurance, you can enjoy your trip without worrying about unexpected medical or non-medical situations.

List of Countries Where a Visa is Not Required for Indians

Below are all the visa-free countries where a visa is not required for Indian citizens:

Bhutan

Dominica

Ecuador

El Salvador

Fiji

Grenada

Grenada

Haiti

Indonesia

Indonesia

Maldives

Mauritius

Micronesia

Micronesia

Nepal

Saint Vincent and the Grenadines

Serbia

Senegal

Saint Kitts and Nevis

 

You can acquire coverage for all travel-related situations throughout your vacation in visa-free countries with the appropriate international travel insurance from India. While buying international travel insurance for visa-free countries isn't mandatory, you should be covered in medical and non-medical situations.

List of Countries Where an On-Arrival Visa is Available

For travellers who enjoy exploring foreign countries without the hassle of applying for a traditional visa through a Visa Application Center (VAC) or Embassy/Consulate, the visa-on-arrival option is perfect. It is crucial to purchase travel insurance from India before starting your journey if you are travelling to the following countries:

Bolivia

Cape Verde

Comoros

East Timor

Guyana

Jordan

Laos

Madagascar

Mauritania

Marshall Islands

Mozambique

Palau

Thailand

Saint Lucia

 

List of Countries Where an E-Visa is Required for Indians

Travel insurance from India is crucial to avoid a difficult financial situation due to a travel emergency in a foreign country. Since the COVID-19 pandemic, many nations have begun to provide e-visa services to foreign visitors for promoting tourism and strengthening the economy. Indian citizens can now digitally apply for tourist visas (e-visas) to many countries without going to any visa centres.

Below are all the countries where e-visas are required for Indian citizens:

Antigua and Barbuda

Azerbaijan

Bahrain

Georgia

Ivory Coast

Ivory Coast

Kyrgyzstan

Lesotho

Malaysia

Myanmar

Rwanda

Singapore

Sao Tome and Principe

 

 

What Are the Documents & Additional Procedures for Indians to Visit Other Countries?

It is essential to purchase an adequate travel insurance policy to protect your trip and provide financial support in a foreign country. To travel outside of India, holders of an Indian passport must provide requisite documentation, obtain a visa, and go through a few formalities as per the following list:

Visa Application Form

By submitting a properly completed visa application form along with any necessary supporting documentation and passport-size photos, applicants can obtain their visas.

Passport

Indian nationals must present their passport or relevant official travel documents. Most nations demand a passport be valid for at least six months after the date of travel. A passport must also contain enough blank pages for immigration stamps.

Invitation letter

Certain countries may require Indian citizens to submit a letter of invitation when applying for a visa.

Biometrics

A few nations require Indian nationals to provide biometric data, such as fingerprints. This is required before travelling to the relevant nation or going through immigration.

Interview

Depending on the type of visa requested, Indian candidates must attend an interview. Only certain nations are eligible under this criteria.

Fees

Indian nationals must pay a processing fee of a certain amount while applying for a visa. These fees are determined based on the admission policy, the length of stay, and other factors.

By being aware of the important facts and visa requirements for Indian nationals, candidates can avoid any inconvenience when travelling abroad.

Furthermore, you never know what experiences you may have when planning a trip to a foreign place. You may fall sick, misplace your luggage, or even need emergency financial assistance. That’s why investing in a reliable international travel insurance plan is usually preferable before going for the trip to be on the safe side.

Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 0

    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

  • 2

    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

  • 5

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 0

    Please reach out to us for policy extensions

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Cashless Claim

  • 0

    Applicable for overseas hospitalization expenses exceeding USD 500

  • 1

    Submit documents online for verification.

  • 2

    Upon verification Payment Guarantee to be released to the hospital

  • 3

    Please complete necessary formalities by providing missing information

Reimbursement

  • 0

    On complete documentation receipt, reimbursement takes approx. 10 days

  • 1

    Submit original copies (paid receipts only) at BAGIC HAT

  • 2

    Post scrutiny, receive payment within 10 working days

  • 3

    Submit incomplete documents to our document recovery team in 45 days

  • 4

    Policy deductible will be applicable as per policy copy

FAQ's

Which countries require transit visas for Indian citizens?

Indian citizens must have a transit Schengen visa to travel across four Schengen countries that are a part of the European Union. These nations are France, Germany, Spain & Czech Republic.

While you apply for a transit visa when travelling through these countries, don't forget to buy travel insurance to guarantee you are financially protected from unforeseen circumstances.

How many countries can Indian passport holders visit without a visa?

Indians do not need to apply for a visa to enter 59 countries worldwide with their passports. Nevertheless, to protect yourself against disasters on foreign soil, it is advised that you avail travel insurance online coverage even if you do not need a visa for these visa-free countries.

Is a visa-on-arrival available for Indians?

A list of countries where visa-on-arrival is available for Indian citizens has been listed above. Getting international travel insurance to these countries should be one of your top priorities before leaving on your vacation because it can lessen the financial and emotional strain resulting from flight delays or changed plans.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

PromoBanner

Why juggle policies when one App can do it all?

Download Caringly Yours App!

What Our Customers Say

Simple Process

Straightforward online travel insurance quote and price. Easy to pay and buy

alt

Madanmohan Govindarajulu

Chennai

5

11th Apr 2019

Convenient

Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.

alt

Payal Nayak

Pune

4.8

15th Mar 2019

Affordable

Very nice service with an affordable premium for travel insurance.

alt

Kinjal Boghara

Mumbai

4.5

5th Mar 2019

User Friendly

Quick, easy, and user-friendly process to buy travel insurance.

alt

Abhijeet Doiphode

Pune

4.5

6th Feb 2019

Customer Support

Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.

alt

Ushaben Pipalia

Ahmedabad

5

31st Jan 2019

Quick Assistance

I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.

alt

Paromik Bhattacharyya

Kolkata

5

25th Dec 2018