Global Accident Insurance

This policy provides cover against expenses arising out of accidental injury, along with accidental death coverage.

This policy covers expenses incurred for lifestyle modification after an accidental injury.

This policy covers you, your spouse, parents and children under one policy.

You can opt for this policy for a period of 1, 2 or 3 years.

Avail a cumulative bonus of 10% of the sum insured for every claim-free year.

Choose from sum insured options ranging from Rs 50,000 to Rs 25 crore based on your income.

Covers expenses incurred in case of hospitalisation due to an accidental injury.

Covers death or disability caused while indulging in adventure sports under supervision.

Covers expenses incurred in case of a fracture caused due to an accident.

Covers road and air ambulance expenses in case of an emergency.

Covers travel of a family member, in case you are hospitalised due to an accident outside your city of residence.

Accidental bodily injury as a result of suicide, attempted suicide or self-inflicted injury or illness.

Accidental injury/death under the influence of liquor or drugs.

Accidental injury/death caused as a result of committing any breach of law with criminal intent.

Accidental injury/death as a result of engaging in aviation or ballooning, while mounting into, dismounting from or travelling in any balloon or aircraft other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world.

Accidental injury/death as a result of participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trial runs.

Any curative treatments or interventions that you carry out or have carried out on your body.

Participation in any naval, military or air force operations whether in the form of military exercises maintained without a break or war games or actual engagement with the enemy, whether foreign or domestic.

Your consequential losses of any kind or your actual or alleged legal liability.

This is an optional cover that protects you against medical expenses incurred in case you are hospitalised for a minimum of 24 hours or have undergone any of the listed daycare procedures because of an accidental injury. Pre and post hospitalisation expenses are also covered in such a case.

This policy provides optional cover against death or permanent total disability caused by accidental bodily injury while engaged in any non-professional adventure sports under supervision.

The optional air ambulance cover would pay for emergency air ambulance expenses from the accident site to the nearest hospital.

Children education benefit is an optional cover that is payable towards the cost of education of your dependent children, in case you are permanently disabled or worse due to an accident.

In case you are in a comatose state due to an accidental injury, this policy provides an optional cover up to the sum insured.

You can opt for this optional cover to insure your active EMI for 3 months in case of permanent partial disability due to an accidental injury, as per the policy terms.

This optional cover is for expenses incurred for treatment of a fracture, up to Rs 5 lakh.

Under this optional cover, in case of hospitalisation due to an accidental injury, you are eligible for a daily benefit amount up to 60 days.

You can opt to receive an amount corresponding to the balance outstanding amount of your loan specified in the policy up to the sum insured opted under this optional cover.

This policy covers you against loss of income due to disability as a result of an accidental injury.

This optional cover would pay at actuals for the emergency ambulance expenses incurred in case of hospitalisation due to accidental injury up to the sum insured.

In case of hospitalisation due to accidental injury outside your city of residence, this optional cover would pay for travel expenses of a family member, up to the sum insured opted.