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Travel Insurance

Travel Insurance for the UAE

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Key Inclusions

What's covered?
  • Personal Accident Cover

Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

  • Medical Treatment & Evacuation Expenses Cover

Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

  • Hospitalization Daily Allowance

Pays agreed per day compensation in case of hospitalisation abroad

  • Trip Cancellation, Interruption & Extension

Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

  • Return of Minor Child

Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

  • Missed Connection

Reimburses you in case you miss a connecting flight

  • Ticket Overbooking

Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

  • Loss and Delay of Checked-in Baggage

Pays compensation if the airline delays or misplaces your checked-in-baggage

  • Loss of Passport and Driving License

Covers cost of replacing your passport / driving licensein case if they are lost during the journey

  • Loss of Personal Belonging

Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

  • Bounced Hotel

Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

  • Sporting Activities Cover

Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

  • Note

Please read the policy wordings for detailed inclusions

Key Exclusions

What's not covered?
  • Pre-existing Condition

Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

  • Intoxication

Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

  • Routine Examination

It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

  • Self-Inflicted Injuries

Injuries resulting from intentional harm or attempted suicide are not covered

  • Criminal or unlawful act

Actual or attempted engagement in any criminal or other unlawful act

  • War and Related Perils

Losses due to war, rebellion, or terrorism are not covered

  • Cosmetic and Weight Loss Treatments

No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

  • Adventure Sports

Injuries from adventure sports are excluded unless the benefit is opted for

  • Deductible & Co- Pays

Part of the claim will have to be borne by you if you have Deductible or Copay

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Benefits You Deserve

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Cashless Worldwide

Provides direct settlement of medical bills without upfront payments

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

Get paid for long flight delays

Download Policy Document

Get instant access to your policy details with a single click.

Health Companion

Healthassessment

Track, Manage & Thrive with Your All-In-One Health Companion

From fitness goals to medical records, manage your entire health journey in one place–track vitals, schedule appointments, and get personalised insights

Healthmanager

Take Charge of Your Health & Earn Rewards–Start Today!

Be proactive about your health–set goals, track progress, and get discounts!

Healthassetment

Your Personalised Health Journey Starts Here

Discover a health plan tailored just for you–get insights and achieve your wellness goals

Healthmanager

Your Endurance, Seamlessly Connected

Experience integrated health management with us by connecting all aspects of your health in one place

Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 0

    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

  • 2

    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

  • 5

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 0

    Please reach out to us for policy extensions

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Cashless Claim

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    Applicable for overseas hospitalization expenses exceeding USD 500

  • 1

    Submit documents online for verification.

  • 2

    Upon verification Payment Guarantee to be released to the hospital

  • 3

    Please complete necessary formalities by providing missing information

Reimbursement

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    On complete documentation receipt, reimbursement takes approx. 10 days

  • 1

    Submit original copies (paid receipts only) at BAGIC HAT

  • 2

    Post scrutiny, receive payment within 10 working days

  • 3

    Submit incomplete documents to our document recovery team in 45 days

  • 4

    Policy deductible will be applicable as per policy copy

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What Our Customers Say

Simple Process

Straightforward online travel insurance quote and price. Easy to pay and buy

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Madanmohan Govindarajulu

Chennai

5

11th Apr 2019

Convenient

Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.

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Payal Nayak

Pune

4.8

15th Mar 2019

Affordable

Very nice service with an affordable premium for travel insurance.

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Kinjal Boghara

Mumbai

4.5

5th Mar 2019

User Friendly

Quick, easy, and user-friendly process to buy travel insurance.

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Abhijeet Doiphode

Pune

4.5

6th Feb 2019

Customer Support

Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.

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Ushaben Pipalia

Ahmedabad

5

31st Jan 2019

Quick Assistance

I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.

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Paromik Bhattacharyya

Kolkata

5

25th Dec 2018

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Travel Insurance for the UAE

The UAE is a region of many terrains, from magnificent deserts to the mesmerising Arabian Sea, which makes it popular with travellers. Seven Arab Emirates, including Dubai, Ras Al Khaimah, Abu Dhabi, Sharjah, Fujairah, Umm Al Quwain and Ajman, make up this federation.

Additionally, the migrating species that frequent its beaches draw birdwatchers from worldwide. Most visitors purchase travel insurance for the UAE before leaving for this Emirati nation.

Due to the severe heat, tourists are more likely to suffer from heat exhaustion or heat stroke, which could result in unexpected medical costs. Additionally, participating in activities like desert safaris or water sports can increase your risk of getting into an accident.

Thus, before leaving on your vacation all Indians purchase travel insurance online, especially if they plan to visit Dubai.
 

Why Do You Need Travel Insurance from India to the UAE?

UAE's stunning beaches and massive skyscrapers may excite you, but the nation also has its dangers. This includes the danger of illness, robbery, and accidents for any visitor or traveller to the UAE. A travel insurance policy can help you in such situations.

Furthermore, if you are visiting the UAE or seeking medical attention in a facility there, you must have health or travel insurance for the UAE.

International travel insurance to the UAE can safeguard you from any unexpected circumstances. It will cover any unforeseen costs that might occur due to contingencies, such as hospitalisation, loss of passport, hospital medical evacuation, personal accident, loss of passport, and personal liabilities.

Benefits of Having a UAE Travel Insurance Policy from Bajaj Allianz General Insurance

Travel insurance policies are designed to provide financial protection to travellers against unforeseen circumstances such as medical emergencies, trip cancellations, lost baggage, or even theft. Bajaj Allianz is one of the leading insurance providers in India that offers comprehensive travel insurance policies for UAE travellers. Here are some of the benefits of having a travel insurance policy for the UAE from Bajaj Allianz:

  • ● Bajaj Allianz provides travel insurance policies for the UAE starting at a reasonable price of INR 206, making it an affordable option for those planning a trip without having to worry about exceeding their budget.
  • ● Bajaj Allianz offers a 24x7 claim settlement process, which also includes a missed call service. This enables travellers to contact the insurance company in case of an emergency, and their claims will be settled promptly.
  • ● Bajaj Allianz's travel insurance policies provide coverage in 216 countries and islands worldwide, ensuring comprehensive protection for travellers regardless of their destination.
  • ● Bajaj Allianz's travel insurance policies do not require any deductibles, ensuring that travellers do not have to pay out-of-pocket expenses, and the entire amount is covered by the insurance company.
  • ● Bajaj Allianz provides additional protection to travellers with a range of add-on benefits such as adventure sports cover, hospitalisation cover, check-in baggage delay, loss of passport, emergency cash advance, and trip cancellation cover, among others, protecting them against a wide range of eventualities.

In conclusion, having a travel insurance policy from Bajaj Allianz when travelling to the UAE is a wise decision. It provides travellers with financial protection and peace of mind, knowing that they are covered in case of any unforeseen circumstances.

You Should Know About It: UAE visa and Entry Information

Indian nationals must have a current UAE visa to transit through, enter, or stay in the UAE. Before you leave India, the visa needs to be obtained in advance. However, if they possess a US Green Card or US Visitor visa , Indians may be eligible for a visa on arrival. All travellers from India should also get travel insurance for the UAE to cover any unplanned situations that may arise while they are away.

The United Arab Emirates (UAE) provides six different types of visas to visitors from other countries. Make sure to select a UAE visa based on your intended travel objectives:

  • ● Tourist visa
  • ● Student visa
  • ● Transit visa
  • ● Patient Companion Entry Permit
  • ● Patient Entry Permit
  • ● Work Permit

Application Process When Applying for a UAE Visa

Visas for the UAE are often approved in less than 24 hours, although they may take longer if you apply on a holiday or weekend. Please be aware that the UAE Embassy does not provide tourist visas. Make sure you also get your travel insurance for the UAE in time before travel. Go to the UAE Embassy's official website to discover all the information.

    What are the Travel Documents Required While Travelling from India to the UAE?

    You can submit your visa application form and a few required documents to apply for an online UAE visa. The following list of documents is required:

    • ● Passport- or visa-size photos.
    • ● Properly completed visa application form.
    • ● A copy of your passport's front and back pages.
    • ● Flight tickets back home.

    For protection and safety during your entire travel, get adequate travel insurance for the UAE.

    Safety and Precautionary Measures to be Undertaken When travelling to the UAE

    With the aid of some of the following suggestions and getting the right medical travel insurance, things may go smoothly, provided that tourists observe local laws and customs:

    • ● Try to avoid travelling to the UAE during the hottest months of the year.
    • ● In a critical emergency, Dubai police also promise to dispatch a police helicopter within 8 minutes.
    • ● Although there is little crime in the region, visitors and travellers should be careful with their possessions, especially in crowded markets, on public transportation, or while out and about.
    • ● Most areas allow photography but avoid shooting photos of Muslim ladies, governmental structures, military stations, etc.
    • ● While drinking is legal, stay off the streets and public areas. Driving while intoxicated is not allowed.

    Important Information to Know: the Indian Embassy in the UAE

    If there is an emergency during your stay in the UAE and you need assistance with international travel insurance online, you can reach out to the Indian Embassy in the UAE.

    Embassy/ ConsulateContact DetailsWebsite
    Embassy of India, Abu Dhabi+971 2 4492 700http://www.indembassyuae.gov.in/
    Consulate General of India, Dubai+971 4 3971 222/ 333https://www.cgidubai.gov.in/

    Working hours (Sunday – Thursday - 8:30 am – 5 pm).

    Which are the International Airports in the UAE?

    AirportCity
    Abu Dhabi International AirportAbu Dhabi
    Fujairah International AirportAl-Fujairah
    Dubai International AirportDubai
    Ras Al Khaimah International AirportRas Al Khaimah
    Sharjah International AirportSharjah

    Currency and Foreign Exchange for Carrying When Travelling to the UAE

    The currency used in the UAE is United Arab Emirates Dirham (AED). To know how much money you can carry and convert and its exchange rate, please refer to the updated exchange rate on the Reserve Bank of India’s website.

    The Tourist Places You Can Visit in the Uae

    Make sure you get sufficient travel insurance coverage when visiting these places. Take a look at some of the top tourist destinations in the United Arab Emirates, from magnificent structures to cleverly planned public spaces:

    • The Burj Khalifa

      This is the highest building in the world and arguably the most identifiable landmark in the United Arab Emirates. Its observation deck, which also provides panoramic views of Dubai, is constantly bustling with enquiring tourists.
    • Sheikh Zayed Mosque

      Although it is a new mosque, the Sheikh Zayed Mosque is one of the top attractions in Abu Dhabi. The mosque is renowned for its stunning design and extravagant use of mosaic, gold, and glasswork on its marble framework.
    • The Dubai Desert

      Without exploring the Dubai desert, a trip to the Emirates is not complete. Tourists spend a day or two in the desert participating in sandboarding, camel trekking, desert safaris, and more. And to make your trip a wholesome experience, remember to buy travel insurance online in a simple and hassle-free manner.

    Which Is the Best Time to Visit the Uae?

    The ideal time to visit the UAE is from October through February. The weather is somewhat cold this time of year, so you'll need a light jacket or sweater to explore the area. However, if visiting the beaches is something you want to do, schedule your trip for October, March, or April when the weather will be warm yet nice. In the UAE, the months of June through September are hot and humid. You can go scuba diving if you schedule a trip to the nation during these summer months.

    So, now that you have a good concept of what to expect from a trip to the UAE, you need to protect your finances against unforeseen incidents by choosing travel insurance for the UAE plan.

    Online comparisons of travel insurance policies allow you to pick the one that will give you the most financial protection for your trip to the UAE.

    FAQ's

    Do we require a travel insurance policy for the UAE?

    Yes, a valid travel health insurance policy is required for visitors to the UAE. Both outbound and incoming travellers should have a plan that provides enough coverage to safeguard them against medical emergencies, such as COVID-19, accidents, injuries, and other financial problems brought on by lost passports, delayed flights, or cancelled flights

    How can I get travel insurance for the UAE?

    By going to the insurer's office you wish to purchase the plan from, you may quickly purchase travel insurance for the UAE online. To choose the plan with the best coverage, be sure first to compare a few.

    Which travel insurance policy suits the UAE the best?

    The finest travel insurance policy for the UAE will be from anyone that satisfies all of your needs and fits within your budget. Ensure it includes crucial features like coverage for unexpected medical costs, flight-related situations including delays and cancellations, lost passports, and more.

    What is trip cancellation coverage under International Travel Insurance

    Trip cancellation cover indemnifies the insured for non-recoverable travel or accommodation costs if the trip is cancelled due to unavoidable circumstances before departure. This applies only if the cancellation is caused by events like the insured’s death, serious injury, or sudden illness requiring hospitalisation within seven days of departure.

    What is trip curtailment coverage under International Travel Insurance

    Trip curtailment cover reimburses the insured for non-refundable accommodation or travel costs if the trip is cut short due to unavoidable circumstances. These include the death, serious injury, or sudden illness of a close family member (spouse, parent, parent-in-law, or child) in India, requiring the insured's early return. It also covers the cos

    What is emergency cash assistance coverage under International Travel

    Emergency cash assistance provides financial help when you face emergencies like theft, burglary, or a hold-up. The service coordinates with your relatives in India to arrange emergency funds up to the specified limit in the policy. The claim process requires an FIR to be registered with the local police, confirming the loss. After verification, th

    What is bounced hotel coverage under International Travel Insurance?

    Bounced hotel coverage ensures reimbursement for 90% of expenses if the insured person is unable to avail of confirmed hotel services. This includes costs for transportation to an alternative hotel and any necessary upgrades to a superior hotel class up to the sum insured as stated in the policy schedule.

    Which travel policy is better—individual or family floater?

    When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

    Will I be able to issue more than one policy for the same trip?

    No, you can opt one policy for the single journey. Please check with your insurance company for more details.

    What’s the minimum and maximum age for buying a travel insurance for students

    Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

    What if I want to cancel my travel insurance policy?

    You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

    How do I make a claim on my travel insurance policy?

    It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

    What documents would I need to process my domestic travel insurance claim

    Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

    What is the claim settlement process under the corporate travel insurance

    You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

    Can I renew my travel insurance policy?

    Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

    How can I extend my travel insurance plan?

    Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

    What happens if my travel insurance expires?

    If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

    What is the validity period of travel insurance?

    The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.