• search-icon
  • hamburger-icon

Travel Insurance

Asia Travel Insurance

alt

Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

What is the Asia Travel Insurance Policy?

Asia Travel Insurance is a specialised policy designed to protect travellers visiting Asian countries. It provides coverage for medical emergencies, personal liability, loss of checked-in baggage, delays, and even hijack incidents. This policy also includes benefits like emergency dental pain relief and personal accident coverage. With Bajaj Allianz General Insurance Company Asia Travel Insurance, you are protected from unexpected costs, allowing you to make the most of your trip.

Why Do I Need a Travel Insurance?

Who would not love to take a break from their daily routine and travel to exciting destinations around the world? Travel is an extremely de-stressing and rejuvenating experience. When the travel bug bites you, you need to be prepared in all ways. It is practical wisdom to buy Travel Insurance before you set off on a trip. A Travel Insurance Policy can make things smoother for you in case of any unforeseen event.

Asia is slowly emerging as a favourite destination for international travellers and we can see why. From cherry blossom picnics in South Korea to sand dune surfing in Vietnam, countries close to home have a plethora of unique and beautiful experiences to offer.

If you are planning to try some of them for yourself and take a trip to an Asian country, Bajaj Allianz is the go-to place for your Travel Insurance needs.

Bajaj Allianz Asia Travel Insurance gives you protection against financial and medical emergencies that may arise during your travel to any Asian country excluding Japan. What’s more interesting is that it is quite affordable, so that you don’t have to hold back from indulging in all the shopping and street food that your heart desires.

Travel Prime Asia and Travel Prime Asia Supreme Coverage

Both Travel Prime Asia Flair and Travel Prime Asia Supreme are comprehensive policies that offer extensive coverage, making your travel smoother and hassle free.

Personal Accident Cover

The Bajaj Allianz Asia Travel Insurance covers the insured against death and permanent total disability caused by accident.

Medical Expenses and Medical Evacuation

The plan covers the insured against any medical emergencies due to illness or injury during the overseas trip. In case the insured is advised to be evacuated to India for further treatment, the medical evacuation cost is also covered under the plan.

Emergency Dental Pain Relief

The insured is also covered against emergency dental pain relief treatment up to $500

Repatriation

In case of the unfortunate demise of the insured during overseas travel, the cost of repatriating the mortal remains back to India will be covered under the plan.

Accidental Death and Disability (Common Carrier)

The Bajaj Allianz Asia Travel Insurance offers coverage against death and permanent disability caused due to accident while travelling overseas in common carriers such as rail, buses, trams or aircrafts.

Loss of Passport

In case the insured person loses his passport during the trip, the plan would cover the cost of procuring a duplicate passport.

Personal Liability

The policy offers coverage for settling any third party claim that may arise due to bodily injury or damage to property caused during the overseas trip.

Trip Delay

The plan provides indemnity against a single trip delay during the pendency of the policy. It may be the trip out of India or the one into India. Even if you are delayed due to missing a connecting flight, you do not need to worry.

Hijack Cover

In the unlikely event of the insured getting detained by hijackers, Bajaj Allianz would pay a lump sum amount as specified in the Schedule.

Delay of Checked- in Baggage

In case your checked- in baggage is delayed beyond 12 hours, the policy will cover the cost of buying emergency medicines, toiletries and clothing.

Emergency Cash Service

In case the insured person needs emergency cash due to theft of luggage, burglary, hold up or natural disaster, the insurance company will provide emergency assistance.

The Golfer’s Hole- in-one

1. If you have chosen a Travel Prime or Travel Elite policy to cover your overseas travel there is an exciting offer for you from Bajaj Allianz. We will reimburse the expenses incurred by you in celebrating a hole-in-one at any United States Golfers’ Association recognized golf course during your trip abroad.

2. The Travel Elite policy protects your home as well, while you are on your overseas trip. It offers coverage against burglary of your home.

3. Bajaj Allianz brings you the convenience of on-call support anywhere in the world. A missed call on +91-124-6174720 will get you immediate access to the insurance company.

Type of Asia Travel Insurance Plans & Unique Features

Bajaj Allianz Asia Travel Insurance offers you some exclusive benefits :

1. It is one of the most comprehensive plans for travel in Asia, covering almost every risk associated with overseas travel

2. You can choose a policy term ranging from 1 to 30 days, according to your requirement

3. It covers hospitalisation, loss of baggage and other incidental expenses

4. With the Asia Travel Insurance, claim settlement is very quick and hassle-free. We even have an international toll free number that you can give a missed call to, and get a call back within a couple of minutes.

How to File a Claim for Asia Travel Insurance?

Filing a claim with Bajaj Allianz General Insurance Company Asia Travel Insurance is simple and hassle-free. Whether it’s a medical emergency, lost check-in baggage, or trip delays, Bajaj Allianz General Insurance Company ensures hassle-free claims processing to ease your stress during critical times.

Notify the Insurer :

Immediately inform Bajaj Allianz General Insurance Company about the incident through the toll-free helpline or email.

Complete the Claim Form :

Obtain and fill out the claim form accurately.

Gather Necessary Documents :

Collect all required supporting documents, such as medical bills, travel tickets, or police reports.

Submit the Documents :

Send the completed form and documents to Bajaj Allianz General Insurance Company for verification.

Follow-up :

Stay in touch with the claims team for updates on your claim status.

Documents Required to File a Claim

To file a claim for your Asia Travel Insurance policy, you need:

- A completed claim form

- Copy of your insurance policy

- Passport and visa copies

- Original travel tickets and boarding passes

- Medical bills, prescriptions, and hospital discharge summaries (if applicable).

- FIR report (for theft or loss of property)

- Original receipts for expenses claimed

Having these documents ready will expedite your claim process.

Why Should You Buy Bajaj Allianz General Insurance Company Asia Travel Insurance Plan?

Here’s why Bajaj Allianz General Insurance Company Asia Travel Insurance is the ideal choice:

- Medical Emergency Coverage : Includes hospital expenses and medical evacuation.

- Personal Accident Benefits : Provides financial support in case of accidental death or disability.

- Trip Delay Coverage : Compensation for delays to ease your inconvenience.

- Hijack Cover : Financial assistance during unfortunate hijack scenarios.

- Loss of Passport Protection : Covers costs associated with reissuing your passport.

- Emergency Cash Advance : Provides immediate cash support during emergencies.

- Affordable Premiums : Comprehensive protection at budget-friendly prices.

Plans and Coverages

Policy Coverage

Take a look at the below table for a quick comparison of the plans you can choose for your travels:

At-A-Glance

Compare Insurance Plans Made for You

Coverage
alt

Standard

alt

Silver

Gold

Platinum

Super Age

Corporate Lite

Corporate Plus

Age Group 0-70 Years 0-70 Years 0-70 Years 0-70 Years 70+ Years 0-120 Years 0-70 Years
Medical Excegencies Sum Insured USD 500,00 USD 100,000 USD 200,000 USD 500,000 USD 50,000 USD 250,000 USD 500,000
Personal Accident (International & India) USD 10,000 | INR 1,00,000 USD 12,000 | INR 2,00,000 USD 15,000 | INR 5,00,000 USD 25,000 | INR 10,00,000 USD 10,000 | INR 1,00,000 USD 10,000 | INR 1,00,000 USD 10,000 | INR 2,00,000
Hospital Cash Allowance USD 50/7 Days USD 50/7 Days USD 75/7 Days USD 100/7 Days USD 50/7 Days USD 50/7 Days USD 50/7 Days
Trip Delay Delight USD 80/6 hrs USD 100/6 hrs USD 120/5 hrs USD 150/4 hrs USD 80/6 hrs USD 80/6 hrs USD 80/6 hrs
Trip Cancellation USD 1000 USD 1500 USD 2000 USD 5000 USD 1000 USD 1000 USD 2000
Trip Interruption USD 500 USD 750 USD 1000 USD 2000 USD 500 USD 500 USD 750
Personal Liability USD 50,000 USD 100,000 USD 150,000 USD 200,000 USD 100,000 USD 100,000 USD 100,000
Delay of Checked-in Baggage Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs Abroad: USD 200/8 Hrs | India : INR 2000/8 Hrs Abroad: USD 300/6 Hrs | India : INR 3000/6 Hrs Abroad: USD 200/8 Hrs | India : INR 2000/8 Hrs Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs Abroad: USD 100/10 Hrs | India : INR 1000/10 Hrs
Loss of Passport and Driving License USD 300 USD 300 USD 400 USD 500 USD 250 USD 300 USD 400
Loss of Personal Belongings Optional Optional Optional USD 1500 Optional Optional Optional
Missed Connection USD 250 USD 300 USD 300 USD 300 USD 300 Optional Optional
Bounced Hotel Optional USD 400 USD 500 USD 500 USD 500 USD 500 USD 500
Trip Extension Optional USD 750 USD 1000 USD 1500 USD 1000 USD 750 USD 750
Note Please read Policy Wordings for more details

Deductibles and the Waiting Periods Under the Various Benefits Offered by Asia Travel Insurance

Medical Expenses and Evacuation

$ 100

Emergency Dental Pain Relief

$ 100

Delay of Checked-in Baggage

12 hours

Trip Delay

12 hours

Loss of Passport

$15

Personal Liability

$ 100

Important Points to Note Before Buying Travel Asia Insurance

Inclusions

- Medical expenses, evacuation and repatriation

- Loss of check-in baggage

- Emergency dental pain relief

- AD & D common carrier

- Personal accident

- Delay of baggage

- Personal liability

- Loss of passport

- Emergency cash advance

Exclusions

- The Insured's participation in any naval, military or air force operations whether in the form of military exercises or war games or actual engagement with the enemy, whether foreign or domestic.

- War, invasion, acts of foreign enemy, hostilities (whether war be declared or not), civil war, civil unrest, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalization or requisition of or destruction of or damage to property by or under the order of any government or local authority.

- The loss or destruction or damage to any property whatsoever or any loss or expenses whatsoever resulting or arising there from or any consequential loss directly or indirectly caused by or contributed to by or arising from

- Ionising radiation or contamination by radioactivity form any nuclear waste from combustion of nuclear fuel;

- The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof

- Asbestosis or any related Sickness or Disease resulting from the existence, production, handling, processing, manufacture, sale, distribution, deposit or use of asbestos, or products thereof.

- The Insured's actual or attempted engagement in any criminal or other unlawful act.

- Any consequential losses.

- In respect of travel by the Insured to any country against whom the Republic of India has imposed general or special travel restrictions, or against whom it may be impose such restrictions, or any country which has imposed or may impose subsequently, such restrictions against travel by a citizen of the Republic of India to such country.

- The insured engaging in air travel unless he flies as a passenger on an Airline. For the purpose of this exclusion, air travel means being in or on, or boarding an aircraft for the purpose of flying therein or alighting there from following a flight

Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 0

    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

  • 2

    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

  • 5

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 0

    Please reach out to us for policy extensions

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Cashless Claim

  • 0

    Applicable for overseas hospitalization expenses exceeding USD 500

  • 1

    Submit documents online for verification.

  • 2

    Upon verification Payment Guarantee to be released to the hospital

  • 3

    Please complete necessary formalities by providing missing information

Reimbursement

  • 0

    On complete documentation receipt, reimbursement takes approx. 10 days

  • 1

    Submit original copies (paid receipts only) at BAGIC HAT

  • 2

    Post scrutiny, receive payment within 10 working days

  • 3

    Submit incomplete documents to our document recovery team in 45 days

  • 4

    Policy deductible will be applicable as per policy copy

FAQ's

Why should I choose Bajaj Allianz Asia Travel insurance?

Bajaj Allianz Travel Asia policy is specially designed to cover travel to Asian countries other than Japan. While you travel you have our on-call support from any country that you are in. This is a big plus since you will have access to our services at all times. Besides, the policy covers most of the risks associated with overseas travel. Bajaj Allianz Asia Travel Insurance offers extensive coverage at affordable rates, making it one of the best insurance policies for Asia

Who is eligible to buy the Asia Travel Policy?

Any person holding an Indian passport and travelling overseas for duration of 30 days or less can buy the Travel Asia Policy. Foreign citizens residing in India are also eligible for the Asia Travel Insurance.

Is there any age restriction for enjoying coverage under this policy?

Any person between the ages of 0.6 years and 70 years can be covered under this policy.

Can I buy coverage for my family under the Asia Travel Policy?

Yes, the Bajaj Allianz Asia Prime Family Policy will take care of the insurance needs of your family. The policy will cover you and your spouse (up to 60 years of age) and 2 children under the age of 21 years. You can choose a Sum Insured of $50,000 or $1,00,000.The Sum Insured will work on a floating basis for the entire family, except the personal accident cover which will work individually.

What if I wish to extend my stay abroad?

The Asia Travel Insurance can be extended for a further period simply by signing the Good Health Declaration form. The request for extension has to be given 7 days before the expiry of the existing policy. But, the maximum policy duration including the extensions cannot exceed 30 days.

When should I apply for travel insurance policy if I am planning a foreign trip?

Travel insurance plans cannot be issued more than 30 days in advance. You can apply for travel insurance within 30 days before the planned trip commences.

What if my trip gets cancelled? Can I cancel the Asia Travel Insurance Policy?

Yes, you can cancel the policy after the expiry of 15 days from the effective date of the policy. You need to submit a cancellation letter in writing to the insurance company and provide proof to the company that the planned trip has not commenced. The plan will stand cancelled if the planned journey has not commenced within 14 days of the commencement date shown in the schedule. The company is entitled to deduct cancellation charges according to the cancellation scale, subject to a minimum charge.

What if I return before the end of the policy period?

If you return before the expiry of the plan period, you are eligible to get refund of a certain percentage of the premium amount, provided there was no claim on the policy. The refund amount depends upon the amount of time elapsed after policy commencement.

What is the procedure for making a claim?

In case of in-patient hospitalisation, the insured or a close one should intimate Bajaj Allianz and share the policy details. We will speak to the hospital and arrange to settle the bill directly. In case of out-patient medical treatment, the procedure depends upon the individual plan chosen.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
PromoBanner

Why juggle policies when one App can do it all?

Download Caringly Yours App!

What Our Customers Say

Simple Process

Straightforward online travel insurance quote and price. Easy to pay and buy

alt

Madanmohan Govindarajulu

Chennai

5

11th Apr 2019

Convenient

Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.

alt

Payal Nayak

Pune

4.8

15th Mar 2019

Affordable

Very nice service with an affordable premium for travel insurance.

alt

Kinjal Boghara

Mumbai

4.5

5th Mar 2019

User Friendly

Quick, easy, and user-friendly process to buy travel insurance.

alt

Abhijeet Doiphode

Pune

4.5

6th Feb 2019

Customer Support

Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.

alt

Ushaben Pipalia

Ahmedabad

5

31st Jan 2019

Quick Assistance

I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.

alt

Paromik Bhattacharyya

Kolkata

5

25th Dec 2018