Asia Travel Insurance

What is the Asia Travel Insurance Policy?

Asia Travel Insurance is a specialised policy designed to protect travellers visiting Asian countries. It provides coverage for medical emergencies, personal liability, loss of checked-in baggage, delays, and even hijack incidents. This policy also includes benefits like emergency dental pain relief and personal accident coverage. With Bajaj Allianz General Insurance Company Asia Travel Insurance, you are protected from unexpected costs, allowing you to make the most of your trip.

Why Do I Need a Travel Insurance?

Who would not love to take a break from their daily routine and travel to exciting destinations around the world? Travel is an extremely de-stressing and rejuvenating experience. When the travel bug bites you, you need to be prepared in all ways. It is practical wisdom to buy Travel Insurance before you set off on a trip. A Travel Insurance Policy can make things smoother for you in case of any unforeseen event.

Asia is slowly emerging as a favourite destination for international travellers and we can see why. From cherry blossom picnics in South Korea to sand dune surfing in Vietnam, countries close to home have a plethora of unique and beautiful experiences to offer.

If you are planning to try some of them for yourself and take a trip to an Asian country, Bajaj Allianz is the go-to place for your Travel Insurance needs.

Bajaj Allianz Asia Travel Insurance gives you protection against financial and medical emergencies that may arise during your travel to any Asian country excluding Japan. What’s more interesting is that it is quite affordable, so that you don’t have to hold back from indulging in all the shopping and street food that your heart desires.

Travel Prime Asia and Travel Prime Asia Supreme Coverage

Both Travel Prime Asia Flair and Travel Prime Asia Supreme are comprehensive policies that offer extensive coverage, making your travel smoother and hassle free.

Personal Accident Cover

The Bajaj Allianz Asia Travel Insurance covers the insured against death and permanent total disability caused by accident.

Medical Expenses and Medical Evacuation

The plan covers the insured against any medical emergencies due to illness or injury during the overseas trip. In case the insured is advised to be evacuated to India for further treatment, the medical evacuation cost is also covered under the plan.

Emergency Dental Pain Relief

The insured is also covered against emergency dental pain relief treatment up to $500

Repatriation

In case of the unfortunate demise of the insured during overseas travel, the cost of repatriating the mortal remains back to India will be covered under the plan.

Accidental Death and Disability (Common Carrier)

The Bajaj Allianz Asia Travel Insurance offers coverage against death and permanent disability caused due to accident while travelling overseas in common carriers such as rail, buses, trams or aircrafts.

Loss of Passport

In case the insured person loses his passport during the trip, the plan would cover the cost of procuring a duplicate passport.

Personal Liability

The policy offers coverage for settling any third party claim that may arise due to bodily injury or damage to property caused during the overseas trip.

Trip Delay

The plan provides indemnity against a single trip delay during the pendency of the policy. It may be the trip out of India or the one into India. Even if you are delayed due to missing a connecting flight, you do not need to worry.

Hijack Cover

In the unlikely event of the insured getting detained by hijackers, Bajaj Allianz would pay a lump sum amount as specified in the Schedule.

Delay of Checked- in Baggage

In case your checked- in baggage is delayed beyond 12 hours, the policy will cover the cost of buying emergency medicines, toiletries and clothing.

Emergency Cash Service

In case the insured person needs emergency cash due to theft of luggage, burglary, hold up or natural disaster, the insurance company will provide emergency assistance.

The Golfer’s Hole- in-one

1. If you have chosen a Travel Prime or Travel Elite policy to cover your overseas travel there is an exciting offer for you from Bajaj Allianz. We will reimburse the expenses incurred by you in celebrating a hole-in-one at any United States Golfers’ Association recognized golf course during your trip abroad.

2. The Travel Elite policy protects your home as well, while you are on your overseas trip. It offers coverage against burglary of your home.

3. Bajaj Allianz brings you the convenience of on-call support anywhere in the world. A missed call on +91-124-6174720 will get you immediate access to the insurance company.

Type of Asia Travel Insurance Plans & Unique Features

Bajaj Allianz Asia Travel Insurance offers you some exclusive benefits :

1. It is one of the most comprehensive plans for travel in Asia, covering almost every risk associated with overseas travel

2. You can choose a policy term ranging from 1 to 30 days, according to your requirement

3. It covers hospitalisation, loss of baggage and other incidental expenses

4. With the Asia Travel Insurance, claim settlement is very quick and hassle-free. We even have an international toll free number that you can give a missed call to, and get a call back within a couple of minutes.

How to File a Claim for Asia Travel Insurance?

Filing a claim with Bajaj Allianz General Insurance Company Asia Travel Insurance is simple and hassle-free. Whether it’s a medical emergency, lost check-in baggage, or trip delays, Bajaj Allianz General Insurance Company ensures hassle-free claims processing to ease your stress during critical times.

Notify the Insurer :

Immediately inform Bajaj Allianz General Insurance Company about the incident through the toll-free helpline or email.

Complete the Claim Form :

Obtain and fill out the claim form accurately.

Gather Necessary Documents :

Collect all required supporting documents, such as medical bills, travel tickets, or police reports.

Submit the Documents :

Send the completed form and documents to Bajaj Allianz General Insurance Company for verification.

Follow-up :

Stay in touch with the claims team for updates on your claim status.

Documents Required to File a Claim

To file a claim for your Asia Travel Insurance policy, you need:

- A completed claim form

- Copy of your insurance policy

- Passport and visa copies

- Original travel tickets and boarding passes

- Medical bills, prescriptions, and hospital discharge summaries (if applicable).

- FIR report (for theft or loss of property)

- Original receipts for expenses claimed

Having these documents ready will expedite your claim process.

Why Should You Buy Bajaj Allianz General Insurance Company Asia Travel Insurance Plan?

Here’s why Bajaj Allianz General Insurance Company Asia Travel Insurance is the ideal choice:

- Medical Emergency Coverage : Includes hospital expenses and medical evacuation.

- Personal Accident Benefits : Provides financial support in case of accidental death or disability.

- Trip Delay Coverage : Compensation for delays to ease your inconvenience.

- Hijack Cover : Financial assistance during unfortunate hijack scenarios.

- Loss of Passport Protection : Covers costs associated with reissuing your passport.

- Emergency Cash Advance : Provides immediate cash support during emergencies.

- Affordable Premiums : Comprehensive protection at budget-friendly prices.

Plans and Coverages

Policy Coverage

Take a look at the below table for a quick comparison of the plans you can choose for your travels:

Deductibles and the Waiting Periods Under the Various Benefits Offered by Asia Travel Insurance

Important Points to Note Before Buying Travel Asia Insurance

Inclusions

- Medical expenses, evacuation and repatriation

- Loss of check-in baggage

- Emergency dental pain relief

- AD & D common carrier

- Personal accident

- Delay of baggage

- Personal liability

- Loss of passport

- Emergency cash advance

Exclusions

- The Insured's participation in any naval, military or air force operations whether in the form of military exercises or war games or actual engagement with the enemy, whether foreign or domestic.

- War, invasion, acts of foreign enemy, hostilities (whether war be declared or not), civil war, civil unrest, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalization or requisition of or destruction of or damage to property by or under the order of any government or local authority.

- The loss or destruction or damage to any property whatsoever or any loss or expenses whatsoever resulting or arising there from or any consequential loss directly or indirectly caused by or contributed to by or arising from

- Ionising radiation or contamination by radioactivity form any nuclear waste from combustion of nuclear fuel;

- The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof

- Asbestosis or any related Sickness or Disease resulting from the existence, production, handling, processing, manufacture, sale, distribution, deposit or use of asbestos, or products thereof.

- The Insured's actual or attempted engagement in any criminal or other unlawful act.

- Any consequential losses.

- In respect of travel by the Insured to any country against whom the Republic of India has imposed general or special travel restrictions, or against whom it may be impose such restrictions, or any country which has imposed or may impose subsequently, such restrictions against travel by a citizen of the Republic of India to such country.

- The insured engaging in air travel unless he flies as a passenger on an Airline. For the purpose of this exclusion, air travel means being in or on, or boarding an aircraft for the purpose of flying therein or alighting there from following a flight