Householder Package Policy

Provides an all-round protection for your home and its contents against various risks such as fire, burglary, natural calamities etc

Choose from various sections that suit different needs and budgets, whether you own or rent your home

Protect youself and your family from financial setbacks due to incidents like burglary, theft or fire

Get comprehensive coverage for Housing Societies

Avail all risk coverage for pedal cycles, electronic items etc.

Get coverage for personal accident, liability, pedal cycle, baggage, breakdown of domestic appliances etc.

Get discount of 15% on opting for more than 5 sections & get discount of 20 % on opting 7 or more sections

Cover for damage to the house and its contents due to fire, lightning, explosion, and other specified perils

Get coverage for loss or damage to the insured property due to burglary or theft

Protects against loss or damage to jewellery and other valuable items due to theft, burglary, or other covered perils

Covers accidental breakage of fixed plate glass in the insured premises

Covers repair or replacement costs for domestic appliances that break down due to electrical or mechanical issues

Provides coverage for loss or damage to electronic equipment like computers, TVs, and other gadgets

Cover for loss or damage to pedal cycles due to accidents, theft, or other covered perils

Protect against loss or damage to personal baggage while travelling

Get compensation in case of accidental death or disability of the insured person

Cover for legal liability for accidental bodily injury or property damage to third parties

Get coverage for legal liability towards employees for bodily injury or death arising out of and in the course of employment

Any pre-existing damage to the structure of your home and contents is not covered

Loss or damage to articles of consumable nature is not covered

Loss or damage due to manufacturing defects in electrical, mechanical, and electronic items is excluded

Any intentional or willful destruction of the property (home and contents) is not covered

Any consequential or indirect losses such as loss of rental income due to a fire rendering your property unlivable for a certain period of time

Loss or damage caused by depreciation or wear and tear

Please refer to policy wordings for details

If your home becomes inhabitable due to covered perils, some plans cover rent & brokerage for alternate accomodation up to a specified limit

Compensates for lost rental income if your insured property becomes uninhabitable following a loss

Covers expenses for temporary accommodation if your home is uninhabitable after a covered event

Covers repair or replacement costs due to unforeseen accidental loss or damage to the covered portable equipments

Cover loss or damage to newly purchased furniture, appliances, and electronics due to fire, burglary, theft, or accidents at the insured premises

Covers cost for replacing locks and keys of your home and vehicles if they are lost or stolen

Provides financial protection if you are robbed after withdrawing cash from an ATM

Replacement costs for lost or stolen wallet as well as personal papers and payment cards that were in the wallet

Insures against death from accidents or diseases of your pet dog covered under the policy

Covers ambulance expenses upto INR 5,000 for transporting the injured to the nearest hospital