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Terms Of Use

Terms of Use

BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED

By accessing this website (the "Bajaj Allianz Website") and using its content, you acknowledge and you agree that you have read and understood the following terms of use and you agree to be bound by them. Do not use the Bajaj Allianz Website, if you do not agree with these terms of use. As used below, the terms "we", "us" and "our" refer to Bajaj Allianz and the Allianz subsidiaries ("Bajaj Allianz, Bajaj Auto and other Group Companies").

Use of Content

The content is available for informational purposes only. The posting of content and access to this website does not render, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services (including insurance, asset management and banking) is only available through the respective Bajaj Allianz.

No Offer

No information on the Bajaj Allianz Website is or should be interpreted as an offer or a solicitation for an offer, as investment, legal, tax or other advice. Where such is needed, a professional shall be consulted.

No Duty to update

All content on the Bajaj Allianz Website is published as of its date only. We assume no responsibility to update or amend.

Disclaimer

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND BAJAJ ALLIANZ LIFE INSURANCE COMPANY & BAJAJ ALLIANZ GENERAL INSURANCE COMPANY (COLLECTIVELY "BAJAJ ALLIANZ"), AND ITS SUBSIDIARIES AND AFFILIATES, DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Bajaj Allianz does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. Bajaj Allianz does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not Bajaj Allianz) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes.

Copyright

All content of the Bajaj Allianz Website is protected by copyright with all rights reserved. All rights in the pages, site content and arrangement are owned by Bajaj Allianz and/or the respective Allianz Group companies. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of "framing" technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of Bajaj Allianz and/or the respective Allianz Group Companies.

Trademarks, Service Marks and Logos ("Marks")

The marks appearing on the Bajaj Allianz website and/or any other Bajaj Allianz Group Companies' respective websites are the property of Bajaj Allianz and/or of those Bajaj Allianz Group Companies.

No Warranty

All content on the Bajaj Allianz Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided "as is". Without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components. We do not warrant the adequacy, accuracy, reliability or completeness of any information on the Bajaj Allianz Website and expressly disclaim any liability for errors or omissions therein. We do not warrant that the functions of the Bajaj Allianz website will be uninterrupted and/or error-free, that defects will be corrected or that the Bajaj Allianz website or the server that makes it available are free from computer viruses or other harmful components.

Limitation of Liability

We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the Bajaj Allianz website or reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Bajaj Allianz website, regardless of our knowledge there of.

Hyperlinked and Referenced Websites

Certain hyperlinks or referenced websites on the Bajaj Allianz website may for your convenience forward you to third parties' websites, which generally are recognised by their top level domain name. Their content has not been investigated or analysed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites and expressly disclaim any liability for any and all of their content. By accessing the Bajaj Allianz website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the Bajaj Allianz website.

Local Legal Restrictions

The Bajaj Allianz website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Bajaj Allianz website is prohibited. Persons in respect of whom such prohibitions apply must not access the Bajaj Allianz website.

Reservation of Rights

We reserve the right to change, modify, add to, or remove portions of these terms of use at any time.

Jurisdiction, Severability

Any action arising out of these terms or this website shall be litigated in, and only in, courts located in Pune, India, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.

Privacy Policy

How does Bajaj Allianz General Insurance Company Ltd. treat data collected from your visit on their web sites?

Our core business is non-life insurance in India. The information provider's or his/her family members' Personal information [hereinafter referred to as "provider's Personal information"]are confidential matters and Bajaj Allianz General Insurance Company Ltd [hereinafter referred to as "BAGIC"] recognizesthe same. BAGIC is committed to keeping the information provider's Personal information confidential and secure and the provider of information is protected, not only by the applicable privacy laws, but, more importantly, by BAGIC's commitment to safeguard privacy of Personal information.

Notice

The information provider can surf all BAGIC web-sites [which are available to public] anonymously. When the information provider surfsBAGIC'swebsite or or provider's Personal information is collected through any other mode/source viz.proposal forms/ Renewal notices, non-disclosure agreement, emails, or through call center, or any other modes of communication whether at the time of leads, or in the process of solicitation or procurement, or while servicing the customers or when claims communications are being made by customers, at any time, we will be collecting, processing and using the provider's Personal information or sensitive personal data/information of the provider. The information provider is requested to kindly note that, while surfing/accessing BAGIC web-sites or the information provided through any of the above given modes, for whatever purpose, when personal information/data and or sensitive personal data/information is provided by the information provider it is sufficient authorization and or deemed authorization to BAGIC to call back the information provider or store and use the personal information/data and or sensitive personal data/information of the information provider or any family members of information provider for the purpose of solicitation and procurement of business by BAGIC. In this regard the information provider or his/her family members will not be informed separately and surfing our orproviding the Information, Personal information or sensitive personal data/information of the information provider or any family members of information provider by any of the above means shall be sufficient consent given by information provider or his/her family members that such provider's Personal information/sensitive personal information of information of provider or any family members of information provider may be used by BAGIC for sending/calling for any promotional purposes, for marketing of any products of BAGIC, for lead generation, cross-sell, soliciting and procuring any business for BAGIC without any limitation of whatsoever and you hereby give your irrevocable consent for the same and in this regard you shall not hold BAGIC liable for use the information/personal data/sensitive personal data.We store all the Personal information and or sensitive personal data/information in our servers/servers of service providers with all safeguards and such preserving of Personal information or sensitive personal data/information shall be for such period as per policy of BAGIC. Notwithstanding telephone/mobile of the information provider is registration with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited tele calls, by the information provider's accessing BAGIC web-sites [which are available to public] and surfing/leaving the site half way enquiring/verify BAGIC's products/services and or the information provider making a request to call him back, or by information provider providing the information of himself and his/her family members under any of the modes mentioned hereinabove, it is deemed that the information provider has expressly authorized BAGIC and or the information provider hereby authorize BAGIC to call him/her back or send text messages or emails to the information provider for sending promotional messages/emails/information or for solicitation and procurement of various insurance products, or for cross sell, and for services of BAGIC and also for service calls. In this regard notwithstanding the registration/non-registration under NDNC, the information provider or any family members of him/her shall not have any complaint or objections of whatsoever nor complain to TRAI as to any alleged unsolicited calls by BAGIC to the information provider or any family members of him/her.

Choice

In some cases, we may share the information provider's Personal information and or sensitive personal data/information with our employees, licensed agents, telemarketers, legal advisers, consultants, Service Providers, auditors etc. In such cases the provider of information is deemed to have permitted BAGIC to so disclose and use the same for their requirements and or for the purpose of their acting on our behalf and or for their offering their Services/products on our behalf.If sensitive personal data/information is collected by us on BAGIC's web-sites or by any other modes mentioned hereinabove by authorized person/s on behalf of BAGIC only in cases where it is required and considered necessary for offering the respective products/services of BAGIC and subject to what is stated elsewhere in this privacy policy, we will use sensitive personal data/information only for offering the BAGIC's products/services. Further, any Personal information or sensitive personal data/information may be disclosed, without consent of provider of information, to government authorities, courts, statutory authorities,financial institutions/credit bureaus/agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and or as per provisions of laws, or to any third parties as per directions received under laws, as the case may be.

Access

We respect the information provider's privacy rights, particularly the information provider's right to access his/her information. If the information provider asks us, and to the extent provided by Indian law, we will share with the information provider the personal information we collect/collected and retained about the information provider through our web-sites. We will keep the information provider's data accurate but for any mistakes we shall not be liable or responsible provided alwaysBAGIC shall not be responsible for the authenticity of the personal information or sensitive personal data or information supplied by the provider of information to BAGIC or to any other person acting on behalf of BAGIC. Please provide us with any changes or corrections in data/information of provider of information by sending your request to our grievance officer. As and when request is sent by provider of information to our grievance officer, to review the personal information or sensitive personal data or information we will review/update as per request and inputs of and information of provider of information and if personal information or sensitive personal data or information is found to be inaccurate or deficient or has to be updated/revised due to change, then we will correct or amend as feasible: BAGIC will comply with their obligations of secrecy.

Data Security

BAGIC will take and implement the reasonable security practices, procedures and standards as per Policy of BAGIC, which will be as required and or not less than the applicable laws.

iAAA Rating

iAAA Rating

ICRA Limited (an Associate of Moody's Investors Service) has assigned an outstanding rating of "iAAA" (pronounced I triple A) rating for claims paying ability to Bajaj Allianz General Insurance Company Limited. This is the highest rating and indicates highest claims paying ability and a fundamentally strong position. The prospect of meeting policyholder obligations is the best. The reaffirmation of the outstanding rating for the second continuous year takes into consideration the company's strong parentage, strong capitalisation level, prudent underwriting and reinsurance strategy besides the high growth prospects for the general insurance business in the country and satisfactory underwriting performance.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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