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Travel Insurance

Travel Insurance For USA

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

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Secure Your Dream Trip with Travel Insurance for the USA from India

One of your top priorities when travelling to the US should be travel insurance for the USA from India.

The United States of America is home to various travel destinations, including some of the most revered historical sites in the world and well-known international landmarks. Visitors need to consider obtaining travel health insurance for the USA, as medical expenses can be quite high in the States.

While visiting the United States of America is on your bucket list, you must protect this special trip with travel insurance for the USA from India.

Why Would You Need Travel Insurance From India to the USA?

Since there will always be uncertainties, it's crucial to be ready for everything. As a result, consider getting health insurance for travel to the USA. A US travel insurance policy will be useful for encountering any unfavourable conditions. To financially protect your trip against any unfortunate events that could ruin it, investing in online travel health insurance for the USA is advised.

Benefits of Having a USA Travel Insurance Policy from Bajaj Allianz GIC

The essential requirement for travelling is the tranquillity of mind. And that's precisely what Bajaj Allianz’s travel insurance policy for the US provides. The following are a few of the main advantages of our US travel insurance policy:

- Receive immediate and effective support from anywhere in the US with just one missed call.

- Opt from a variety of US travel insurance policies that are tailored to meet your specific requirements.

- Tailor-made coverage is available for students and senior citizens.

- With quick disbursement of claims, you can take advantage of speedy claims redressal.

- Comprehensive coverage for hospitalisation, trip cancellation, lost baggage, and similar unpredictable events is available when you opt for a Bajaj Allianz General Insurance Company policy.

You Should Know About US Visa and Entry Information

Non-immigrant visas:

Citizens of India visiting the USA may apply for various visitor insurance in the USA that falls under a non-immigrant visa category. The main categories of non-immigrant US Visas for Indian nationals are shown below:

B1/B2 Visa:

You should apply for a B1 visa if you temporarily travel to the US for business purposes. However, a B2 visa is more appropriate if your temporary travel is for personal reasons. This visa is intended for travel with certain goals, including tourism, medical treatment, visiting family and friends, etc.

F1 and M1 Student Visa:

Students who have been admitted to colleges or universities can apply for an F1 or M1 student visa to pursue their academic course of study there.

H-1 B Work Visa:

Foreign nationals in the US are eligible for the H1-B visa. This visa, sponsored by the employers, is typically valid for three years and may be extended for an additional three years. With this, non-US nationals are allowed to bring their relatives too.

H-2 B Work Visa:

Employers based in the US must sponsor applicants for an H2-B visa if they are non-US citizens recruited to work in the US.

J-1 & Q-1 Exchange Visitor Visas:

A J-1 visa is available to people as part of exchange programmes approved in advance. Students, business trainees, research scholars, and visitors to official businesses fall under this category of visitors.

Immigrant Visas:

People can apply for visas if they want to immigrate there permanently. Typically, an employer or an American permanent resident who is a relative of the applicant must sponsor the aforementioned medical insurance for travel to the USA.

Application Process When Applying For USA Visa

By following the instructions listed here, you can apply for international travel insurance to the United States:

1. Choose your visa type and consult the "Common Non-Immigrant Visas" rules for non-immigrant visas.

2. Fill out Form DS-160 online to request a non-immigrant visa for the US.

3. Pay the application fee for your visa.

4. To book your travel insurance from India appointment, create a profile and save your receipt number.

5. After submitting your online DS-160 form, make an appointment at the US Embassy or Consulate in India within 48 hours.

6. Arrive for your appointment on time, and bring the necessary identification and credentials.

7. Your application will either be approved or rejected by the immigration authorities following the second visa interview.

What are the Travel Documents Required While Travelling from India to the USA?

For all tourists travelling to the USA, purchasing travel insurance online is advised.

In addition, there are several other documents required for a passport needed for Indian citizens travelling to the USA, as listed below:

- A valid passport for India (this is valid for at least 6 months from the arrival date).

- A visa that has already been approved.

- A letter outlining your objectives for travelling to the USA.

- Tickets for confirmed travel.

- Prescriptions for certain medications.

- If applicable, Covid-19 coverage for travel insurance for visitors to the USA.

- The names and addresses of the people you will be staying with while visiting the United States.

- Relevant financial documents.

- Proof that you are carrying money to the USA.

Safety and Precautionary Measures to be Undertaken When Travelling to the USA

- Always keep your passport secure, including documents of your online travel insurance for the USA.

- Guard your possessions, especially in crowded areas and popular tourist destinations.

- Observe the rules and laws of the nation.

- Don't engage in any illegal activities.

- To protect your finances from any unforeseen situations, pick from the best travel insurance for the USA.

Important Information to Know: Indian Embassy in the USA

The following address is where you can find the Indian Embassy in case of issues with travel insurance for the USA from India:

Chancery-I, 2107 Massachusetts Avenue, NW, Washington, D.C.

Current Ambassador: Ambassador Taranjit Singh Sandhu

Hours of work: Monday to Friday, 09:30 AM - 06:00 PM EST

Consular Services Timings: Monday to Friday, 10:00 AM to 12:30 PM

Contact details of the embassy:

Telephone number: (202) 939-7000

Fax number: (202) 265-4351

For Visa-related queries:

Telephone: (202) 939 9888

Email: visa.washington@mea.gov.in

For queries regarding passport and miscellaneous services:

Telephone: (202) 939 9864

Email: cons1.washington@mea.gov.in

Which are the International Airports in the USA?

There are many major international airports in the US, as follows:

- John F Kennedy Airport, New York City (JFK)

- Washington Dulles Airport, Washington D.C. (IAD)

- San Francisco International Airport, San Francisco (SFO)

- ‘OHare International Airport, Chicago (ORD)

- Salt Lake City International Airport, Utah (SLC)

Currency and Foreign Exchange for Carrying When Travelling to the USA

The United States Dollar (USD), commonly known as the US Dollar and symbolised by the $ sign, is the official currency of the United States of America. Having enough USD before beginning your travel to the USA is important.

Daily fluctuations can be seen in the United States Dollar ($) value relative to the Indian Rupee (₹). So, before travelling to the USA, keeping an eye on the current currency rate is crucial. To know the current exchange rates, visit the Reserve Bank of India’s official website.

Tourist Places You Can Visit in the USA

Here are a few places in the United States you absolutely must visit. But, for a safe and secure trip, purchasing the best travel insurance for the USA is recommended.

New York City

No trip to the US is complete without a stop in New York City. The ‘Big Apple’, regarded as one of the epicentres of contemporary civilisation and innovation, is home to some of the world's most recognisable landmarks, including the Empire State Building, the Statue of Liberty, Broadway, and the legendary Times Square.

Washington D.C

The White House, the Smithsonian Institution, U.S. Capitol, and the Lincoln Memorial are all located in Washington, D.C., the nation's capital. Washington, D.C., is also a major financial and cultural hub.

Los Angeles

Los Angeles, sometimes known as the "City of Angels", is a major cultural and filmmaking centre and the home of Beverly Hills and Hollywood. Safety on your trip is paramount, so purchasing travel insurance for visitors to the USA is recommended.

Which is the Best Time to Visit the USA?

March to May (Spring) or late September to October (Autumn) is the best time to visit the US. The ideal time to travel is in the Spring because most areas of the country have mild and comfortable temperatures.

When you visit the USA, protect your overseas trip with travel insurance online.

You can choose the finest travel insurance in India for yourself from our extensive selection of travel insurance options.

Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

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    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

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    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

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    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

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    Please reach out to us for policy extensions

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    Phone +91 020 66026666

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    Fax +91 020 66026667

Cashless Claim

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    Applicable for overseas hospitalization expenses exceeding USD 500

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    Submit documents online for verification.

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    Upon verification Payment Guarantee to be released to the hospital

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    Please complete necessary formalities by providing missing information

Reimbursement

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    On complete documentation receipt, reimbursement takes approx. 10 days

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    Submit original copies (paid receipts only) at BAGIC HAT

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    Post scrutiny, receive payment within 10 working days

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    Submit incomplete documents to our document recovery team in 45 days

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    Policy deductible will be applicable as per policy copy

FAQ's

Is travel insurance required for the USA?

While not mandatory, travel insurance for the USA is highly recommended to safeguard against unexpected medical expenses and travel disruptions.

How much does travel insurance cost for the USA?

The cost of travel insurance for the USA varies based on the coverage, duration of the trip, and the traveler’s age. Bajaj Allianz General Insurance Company offers competitive rates fitted to your needs.

How can I buy USA travel insurance USA Online?

Individuals can purchase the best travel insurance from India to the USA online by visiting the insurance company's official website. After choosing a plan, the traveller must complete a proposal form and pay the visa fees online to purchase travel health insurance for the USA.

What factors should I consider when choosing travel insurance for the USA?

When selecting travel insurance for the USA, consider coverage options, the policy’s limits, exclusions, claim process efficiency, and customer support availability.

What does travel insurance for the USA typically cover?

Travel insurance for the USA usually covers medical emergencies, trip cancellations, lost baggage, flight delays, and personal liability, providing comprehensive protection during your trip.

Which travel insurance is best for the USA?

Bajaj Allianz General Insurance Company offers specifically designed travel insurance plans for the USA, providing comprehensive coverage, quick claim disbursement, and 24/7 support, making it an excellent choice for travelers.

Is it better to buy travel insurance from India or the USA?

It is advisable to buy travel insurance from India as it allows you to compare plans, get better rates, and receive pre-trip assistance from providers like Bajaj Allianz General Insurance Company.

Does travel insurance for the USA cover COVID-19 related expenses?

Yes, Bajaj Allianz travel insurance policies for the USA include coverage for COVID-19 related medical expenses, ensuring comprehensive protection during the pandemic.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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What Our Customers Say

Simple Process

Straightforward online travel insurance quote and price. Easy to pay and buy

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Madanmohan Govindarajulu

Chennai

5

11th Apr 2019

Convenient

Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.

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Payal Nayak

Pune

4.8

15th Mar 2019

Affordable

Very nice service with an affordable premium for travel insurance.

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Kinjal Boghara

Mumbai

4.5

5th Mar 2019

User Friendly

Quick, easy, and user-friendly process to buy travel insurance.

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Abhijeet Doiphode

Pune

4.5

6th Feb 2019

Customer Support

Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.

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Ushaben Pipalia

Ahmedabad

5

31st Jan 2019

Quick Assistance

I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.

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Paromik Bhattacharyya

Kolkata

5

25th Dec 2018