Suggested
Travel Insurance
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
A UK visa is a document that officially lets foreigners enter the UK for a temporary or permanent duration. Despite unfounded myths, obtaining a normal UK visa for Indians from India takes only about two weeks, as long as you ensure you have everything you need for a UK visa.
The following are the characteristics of a UK visa:
- With a UK visa for Indians, you can travel to Scotland, Wales, England, and Northern Ireland.
- A standard visitor visa is available for either six or eleven months.
- For an additional cost, you can expedite the processing of your UK visa application
- Both short-term and permanent residence in the UK is possible with a UK visa.
- Regular visiting visas are available in tenures of two, five, and ten years.
Those travelling to the UK for pleasure, business, medical treatment, reunions with family and friends, participation in sports, or other cultural activities are eligible to apply for this visa.
A UK Transit Visa enables travellers from other countries to pass through the airports' international transit areas.
Foreign nationals invited by a UK-based organisation or entity because of their expertise in a particular field are eligible for a UK-permitted paid engagement visa.
The UK student visa is required by individuals that the wish to pursue studies at a UK institution.
Children under 18 who want to pursue studies in an educational institution in the UK must apply for this type of UK Study Visa. If you are over 16 years of age and hold this type of visas, you are permitted to work part-time. The length of a UK student visa for children may be extended.
Those who want to pursue an English language course in the UK can apply for a UK Short-term Study Visa. Typically, this type of UK visa is provided for the length of your course with an additional 30 days. However, the entire stay should not be more than 11 months.
Foreign nationals may apply for a UK General Student Visa if they wish to enrol in a protracted graduate or postgraduate programme at a UK institution of higher learning. If the student's course of study is expected to last more than six months, this Tier 4 visa may also be extended.
A non British national may enter the UK with this visa to work for a company. Applicants must have a minimum of 945 pounds in their bank accounts for up to 90 days before applying for this visa. To obtain a UK Work Visa, Indian applicants must also pay a healthcare cost.
Visa Type | Validity Duration |
Standard Visitor Visa | 6 months, 11 months (for medical treatment), 12 months (for scholars), 2/5/10 years (long-term applicants) |
Marriage Visitor Visa | 6 months |
Transit Visa | 24 to 48 hours |
Parent of a Tier 4 Child Visa | 6 to 12 months |
Permitted Paid Engagement Visa | 1 month |
- You must have valid and good intentions for travelling to the country.
- You must have sufficient funds to support yourself and any dependents during the stay.
- You must showcase strong ties to your home country, which may ensure you return to your country after your stay.
- You must have a clean criminal track record. To showcase that you are a person of good character, you may have to provide a PCC (Police Clearance Certificate).
- You must meet at least the minimum health requirements set by the authorities.
The following is a list of all the documents you must provide with your visa application to obtain a UK visa:
- A valid Indian passport of India
- For business owners, documentation proving the company's registration, the owner's identity, etc.
- Academic documentation and a letter on the organisation’s letterhead confirming a student’s enrollment in any UK college or university
- A letter from the employer on a business letterhead for the employee, detailing their present position and pay information
- Documents proving your financial situation (bank statements, information about your sponsor's finances, and information about your employment)
- Legal address for residents of India for travellers from India
Apply for a UK visitor or tourist visa at gov.uk. Your application for a UK visa for Indians could be refused if any information given is wrong.
Pay the UK visa processing fee with a valid debit or credit card.
The processing charge for a tourist visa to the UK can be checked online for updated information. Also, a travel agent may charge an additional commission fee if you use them to speed up or simplify your application procedure. Currently as of 2023, the fees for a UK Visa across different types of Visa ranges between Free of Charge INR 3,800 to INR 1,05,7000.
Unfortunately, Indian citizens flying to the UK cannot obtain a visa upon arrival. Hence, applying for a regular UK tourist visa is the sole option.
Your request for a UK visa could be denied for the following reasons:
- Incorrect or incomplete information in your visa application
- No concrete evidence of one's travel or return intentions from the UK
- A history of immigration offences or criminal activity
- Insufficient documentation to support your visa application
- Whether organising a vacation or a business trip, you must be completely equipped to handle any challenges. Therefore, picking the top travel insurance for the UK is essential.
- If you are travelling with family, get a family international travel insurance policy so that you may all be protected from unforeseen crises and enjoy your trip to the fullest.
- Most medical or accident concerns that could complicate your journey to the UK are addressed by international travel insurance. Accidents can happen at any time. You could get sick or have an accident. Hence, travel insurance is a must.
- You might misplace your bags,passport, or other important items. Hence,the need to buy travel insurance online.
The ongoing COVID-19 pandemic has significantly altered how individuals travel abroad. However, the UK government has, for now, relaxed entry restrictions for foreign visitors.
The following are the top UK attractions for you to check out:
- Explore the Lake District, the second-largest national park in the UK, and take in its breathtaking splendour.
- Come to Chester to experience the city's 2000-year-old culture.
- Visit Cambridge to get a sense of the city's authentic culture.
- Take a trip to the UK's westernmost point, Cornwall, which is quaint and charming.Schedule your Interview H3
Schedule your interview and ensure your appointment date is fixed when you are available. You will have to start over with the UK visa application if you need to reschedule your appointment.
Ensure you bring printed copies of your application form, UK visa fee receipt, and passport before your appointment.
It's also helpful to have extra paperwork available, such as tentative reservations for flights and hotels, world cup tickets, copies of your passport, and so on, just in case.
Generally, it could take up to 2 weeks to process an Indian tourist visa for the UK. But applying at least three weeks in advance is usually advisable, just to be safe.
It's always advisable to be safe and have offline or online travel insurance.
Travel insurance for the UK will safeguard you from unfavourable circumstances when travelling.
Depending on the nature and duration of your trip, you can have varying types of travel insurance coverage leading up to your trip. The process of obtaining travel insurance is also simple and convenient.
Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
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Please reach out to us for policy extensions
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Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
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Applicable for overseas hospitalization expenses exceeding USD 500
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Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
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On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
11th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2019
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
Paromik Bhattacharyya
Kolkata
25th Dec 2018
Download Caringly Yours App!
When you apply for a visa to the UK, your passport must still be valid for at least six more months.
You must provide copies of your bank statements from the past three months as part of the evidence of your financial security and stability.
Even if your application is denied, there is no way to get your application money back. To avoid this situation, it is best to carefully follow all instructions before applying.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.