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Travel Insurance

UK Visa For Indians

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Key Inclusions

What's covered?
  • Personal Accident Cover

Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

  • Medical Treatment & Evacuation Expenses Cover

Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

  • Hospitalization Daily Allowance

Pays agreed per day compensation in case of hospitalisation abroad

  • Trip Cancellation, Interruption & Extension

Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

  • Return of Minor Child

Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

  • Missed Connection

Reimburses you in case you miss a connecting flight

  • Ticket Overbooking

Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

  • Loss and Delay of Checked-in Baggage

Pays compensation if the airline delays or misplaces your checked-in-baggage

  • Loss of Passport and Driving License

Covers cost of replacing your passport / driving licensein case if they are lost during the journey

  • Loss of Personal Belonging

Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

  • Bounced Hotel

Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

  • Sporting Activities Cover

Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

  • Note

Please read the policy wordings for detailed inclusions

Key Exclusions

What's not covered?
  • Pre-existing Condition

Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

  • Intoxication

Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

  • Routine Examination

It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

  • Self-Inflicted Injuries

Injuries resulting from intentional harm or attempted suicide are not covered

  • Criminal or unlawful act

Actual or attempted engagement in any criminal or other unlawful act

  • War and Related Perils

Losses due to war, rebellion, or terrorism are not covered

  • Cosmetic and Weight Loss Treatments

No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

  • Adventure Sports

Injuries from adventure sports are excluded unless the benefit is opted for

  • Deductible & Co- Pays

Part of the claim will have to be borne by you if you have Deductible or Copay

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

What Is a UK Visa?

A UK visa is a document that officially lets foreigners enter the UK for a temporary or permanent duration. Despite unfounded myths, obtaining a normal UK visa for Indians from India takes only about two weeks, as long as you ensure you have everything you need for a UK visa.

What Does It Mean to Have a UK Visa?

The following are the characteristics of a UK visa:

- With a UK visa for Indians, you can travel to Scotland, Wales, England, and Northern Ireland.

- A standard visitor visa is available for either six or eleven months.

- For an additional cost, you can expedite the processing of your UK visa application

- Both short-term and permanent residence in the UK is possible with a UK visa.

- Regular visiting visas are available in tenures of two, five, and ten years.

What Are the Different Types of UK Visas?

UK Visitor Visa

Those travelling to the UK for pleasure, business, medical treatment, reunions with family and friends, participation in sports, or other cultural activities are eligible to apply for this visa.

UK Transit Visa

A UK Transit Visa enables travellers from other countries to pass through the airports' international transit areas.

UK Permitted Paid Engagement Visa

Foreign nationals invited by a UK-based organisation or entity because of their expertise in a particular field are eligible for a UK-permitted paid engagement visa.

UK Study Visa

The UK student visa is required by individuals that the wish to pursue studies at a UK institution.

UK Child Student Visa

Children under 18 who want to pursue studies in an educational institution in the UK must apply for this type of UK Study Visa. If you are over 16 years of age and hold this type of visas, you are permitted to work part-time. The length of a UK student visa for children may be extended.

UK Short-term Study Visa

Those who want to pursue an English language course in the UK can apply for a UK Short-term Study Visa. Typically, this type of UK visa is provided for the length of your course with an additional 30 days. However, the entire stay should not be more than 11 months.

UK General Student Visa

Foreign nationals may apply for a UK General Student Visa if they wish to enrol in a protracted graduate or postgraduate programme at a UK institution of higher learning. If the student's course of study is expected to last more than six months, this Tier 4 visa may also be extended.

UK Work Visa

A non British national may enter the UK with this visa to work for a company. Applicants must have a minimum of 945 pounds in their bank accounts for up to 90 days before applying for this visa. To obtain a UK Work Visa, Indian applicants must also pay a healthcare cost.

 

Validity of the Different Types of UK Visa

Visa Type

Validity Duration

Standard Visitor Visa

6 months, 11 months (for medical treatment), 12 months (for scholars), 2/5/10 years (long-term applicants)

Marriage Visitor Visa

6 months

Transit Visa

24 to 48 hours

Parent of a Tier 4 Child Visa

6 to 12 months

Permitted Paid Engagement Visa

1 month

 

What is the Eligibility Criteria for a UK Visa?

- You must have valid and good intentions for travelling to the country.

- You must have sufficient funds to support yourself and any dependents during the stay.

- You must showcase strong ties to your home country, which may ensure you return to your country after your stay.

- You must have a clean criminal track record. To showcase that you are a person of good character, you may have to provide a PCC (Police Clearance Certificate).

- You must meet at least the minimum health requirements set by the authorities.

 

What are the Documents Required to Apply for a UK Visa?

The following is a list of all the documents you must provide with your visa application to obtain a UK visa:

- A valid Indian passport of India

- For business owners, documentation proving the company's registration, the owner's identity, etc.

- Academic documentation and a letter on the organisation’s letterhead confirming a student’s enrollment in any UK college or university

- A letter from the employer on a business letterhead for the employee, detailing their present position and pay information

- Documents proving your financial situation (bank statements, information about your sponsor's finances, and information about your employment)

- Legal address for residents of India for travellers from India

How Can You Apply for a UK Visa?

Filling Out the Application

Apply for a UK visitor or tourist visa at gov.uk. Your application for a UK visa for Indians could be refused if any information given is wrong.

Pay for the UK Visa Processing Fee

Pay the UK visa processing fee with a valid debit or credit card.

What Are the Fees Applicable for a Uk Visa?

The processing charge for a tourist visa to the UK can be checked online for updated information. Also, a travel agent may charge an additional commission fee if you use them to speed up or simplify your application procedure. Currently as of 2023, the fees for a UK Visa across different types of Visa ranges between Free of Charge INR 3,800 to INR 1,05,7000.

Is a UK Visa available on Arrival for Indian citizens?

Unfortunately, Indian citizens flying to the UK cannot obtain a visa upon arrival. Hence, applying for a regular UK tourist visa is the sole option.

Know Why Your Uk Visa Can Get Rejected H2

Your request for a UK visa could be denied for the following reasons:

- Incorrect or incomplete information in your visa application

- No concrete evidence of one's travel or return intentions from the UK

- A history of immigration offences or criminal activity

- Insufficient documentation to support your visa application

Why is Travel Insurance Essential for a UK Visa?

- Whether organising a vacation or a business trip, you must be completely equipped to handle any challenges. Therefore, picking the top travel insurance for the UK is essential.

- If you are travelling with family, get a family international travel insurance policy so that you may all be protected from unforeseen crises and enjoy your trip to the fullest.

- Most medical or accident concerns that could complicate your journey to the UK are addressed by international travel insurance. Accidents can happen at any time. You could get sick or have an accident. Hence, travel insurance is a must.

- You might misplace your bags,passport, or other important items. Hence,the need to buy travel insurance online.

Are There Any Changes in Documents After Covid for a UK Visa?

The ongoing COVID-19 pandemic has significantly altered how individuals travel abroad. However, the UK government has, for now, relaxed entry restrictions for foreign visitors.

Tourist Attractions in the UK

The following are the top UK attractions for you to check out:

- Explore the Lake District, the second-largest national park in the UK, and take in its breathtaking splendour.

- Come to Chester to experience the city's 2000-year-old culture.

- Visit Cambridge to get a sense of the city's authentic culture.

- Take a trip to the UK's westernmost point, Cornwall, which is quaint and charming.Schedule your Interview H3

Schedule your interview and ensure your appointment date is fixed when you are available. You will have to start over with the UK visa application if you need to reschedule your appointment.

Carry your Documents

Ensure you bring printed copies of your application form, UK visa fee receipt, and passport before your appointment.

Additional Documents

It's also helpful to have extra paperwork available, such as tentative reservations for flights and hotels, world cup tickets, copies of your passport, and so on, just in case.

UK Tourist Visa Processing Time

Generally, it could take up to 2 weeks to process an Indian tourist visa for the UK. But applying at least three weeks in advance is usually advisable, just to be safe.

Travel insurance for the UK

It's always advisable to be safe and have offline or online travel insurance.

Travel insurance for the UK will safeguard you from unfavourable circumstances when travelling.

Depending on the nature and duration of your trip, you can have varying types of travel insurance coverage leading up to your trip. The process of obtaining travel insurance is also simple and convenient.

Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

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    Download the Caringly Yours Mobile App and use your login credentials

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    Select the travel insurance option by providing necessary details

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    Allow the application to process your information & get quotes

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    Choose the plan aligning with your travel itinerary & include add-ons

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    Finalise the plan selection and complete the payment process

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    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

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    Please reach out to us for policy extensions

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    Phone +91 020 66026666

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    Fax +91 020 66026667

Cashless Claim

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    Applicable for overseas hospitalization expenses exceeding USD 500

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    Submit documents online for verification.

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    Upon verification Payment Guarantee to be released to the hospital

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    Please complete necessary formalities by providing missing information

Reimbursement

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    On complete documentation receipt, reimbursement takes approx. 10 days

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    Submit original copies (paid receipts only) at BAGIC HAT

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    Post scrutiny, receive payment within 10 working days

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    Submit incomplete documents to our document recovery team in 45 days

  • 4

    Policy deductible will be applicable as per policy copy

What Our Customers Say

Simple Process

Straightforward online travel insurance quote and price. Easy to pay and buy

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Madanmohan Govindarajulu

Chennai

5

11th Apr 2019

Convenient

Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.

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Payal Nayak

Pune

4.8

15th Mar 2019

Affordable

Very nice service with an affordable premium for travel insurance.

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Kinjal Boghara

Mumbai

4.5

5th Mar 2019

User Friendly

Quick, easy, and user-friendly process to buy travel insurance.

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Abhijeet Doiphode

Pune

4.5

6th Feb 2019

Customer Support

Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.

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Ushaben Pipalia

Ahmedabad

5

31st Jan 2019

Quick Assistance

I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.

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Paromik Bhattacharyya

Kolkata

5

25th Dec 2018

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FAQ's

Before I apply for a visa to visit the UK, how long must my passport be valid?

When you apply for a visa to the UK, your passport must still be valid for at least six more months.

How can I convince the relevant authorities that I am financially secure?

You must provide copies of your bank statements from the past three months as part of the evidence of your financial security and stability.

If my visa application is denied, what happens to my application fees?

Even if your application is denied, there is no way to get your application money back. To avoid this situation, it is best to carefully follow all instructions before applying.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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