Suggested
Travel Insurance
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Key Inclusions
What's covered?Personal Accident Cover
Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted
Medical Treatment & Evacuation Expenses Cover
Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered
Hospitalization Daily Allowance
Pays agreed per day compensation in case of hospitalisation abroad
Trip Cancellation, Interruption & Extension
Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances
Return of Minor Child
Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad
Missed Connection
Reimburses you in case you miss a connecting flight
Ticket Overbooking
Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience
Loss and Delay of Checked-in Baggage
Pays compensation if the airline delays or misplaces your checked-in-baggage
Loss of Passport and Driving License
Covers cost of replacing your passport / driving licensein case if they are lost during the journey
Loss of Personal Belonging
Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport
Bounced Hotel
Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay
Sporting Activities Cover
Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel
Note
Please read the policy wordings for detailed inclusions
Key Exclusions
What's not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act
War and Related Perils
Losses due to war, rebellion, or terrorism are not covered
Cosmetic and Weight Loss Treatments
No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad
Adventure Sports
Injuries from adventure sports are excluded unless the benefit is opted for
Deductible & Co- Pays
Part of the claim will have to be borne by you if you have Deductible or Copay
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Planning a trip to Spain will make you wonder about the requirements of a Spain visa for Indians. Also known as Reino de España, Spain is a member of the Schengen Agreement. Hence, you must have a visa to access its borders.
If the requirements for travel insurance are not met, Schengen countries will not issue travel visas. Every Indian national travelling to Spain must obtain a tourist visa and a Spain travel insurance policy. Any problems you might encounter, such as losing your wallet or passport, can be handled with travel insurance coverage.
Every Indian citizen must obtain a valid Spain visa for Indians application from one of the Spanish consulates or embassies in India before setting out on their trip. This is required as visas cannot be obtained at the airport in Spain, whether you intend to travel there for pleasure or business.
Furthermore, applicants must have travel medical insurance to be eligible for a Spain visa.
In recent years, one of the most well-liked travel destinations for Indians has been Spain. Having a visa for this place means that visitors or tourists can enjoy access to this country for a limited duration (as mentioned in the visa). The kind of access and liberties you may have during your visit may depend on the type of visa you have opted for or have been granted.
A visitor to Spain can apply for one of four distinct types of visas.
- Tourist visa: If someone wants to travel to Spain for leisure, they may apply for a tourist visa and can stay up to 90 days.
- Business/Work visa: A business visa application with a 90-day validity must be applied if someone is visiting Spain for business purposes.
- Visa for family/friend visits: If a person goes to Spain to visit family or friends, they can apply for a visa for family/friend visits.
- Visa for employment: A person who goes to Spain for work can apply for a visa.
- Transit Visa: A Transit Visa through Spain allows you to transit through the region. However, as per this visa, you will not be allowed to leave the transit area of the airport. stay in the region for 5 days before travelling to another country outside the Schengen region.
If a visitor intends to travel to Spain, they must apply for a tourist visa, which entitles them to stay for 90 days. The maximum validity period granted under Spanish visas is 5 years.
Indians are not allowed to enter Spain without a valid Schengen visa. Every applicant for a Schengen visa for Spain is required to acquire travel insurance as part of the requirements for entry into the Schengen area.
You must adhere to the following process to apply for a Spain visa for Indians:
- Visit the official website or office of a reputed visa application centre
- Choose the type of Spain visa you want
- Submit your visa application along with a copy of your travel insurance for Spain
- Share any other supporting documents designated by the consulate or embassy
- Pay for the visa application
- Submit your biometrics if necessaryIn addition to applying online, Indians can do so offline by going to the Spanish Embassy in New Delhi or the consulate general in Mumbai, Kolkata, Chennai, or Bengaluru.
If you approach a visa application centre, you may be required to pay around Rs. 5,000 to Rs. 7,000 per application. You can visit the website of the visa application centre to know the exact cost based on your application type. The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Spain visas for Indians. Along with the fees, each type of visa may require you to submit a few documents. Each Indian applicant may be required to submit the following:
- Current passport-sized pictures
- Passport with two blank pages and a minimum six-month validity
- Salary slips for the last six months
- Booking information for hotels and flights and daily itineraries
- Previous three years' ITR, PAN card, photocopy of the NOC from the employer
- Bank statement from the previous year
- A cover letter stating the purpose of visit to the country.
- Day-to-day itinerary of the Spain trip
Additional documents you may be required to submit if you are applying for a business visa are:
- Spanish-language invitation letter from the Spanish company
- A copy of the confirmation of your hotel and flight reservations
- A letter of recommendation from a company or employer in India
- Salary slips over the previous six months
- Bank statement that has been properly reviewed, signed, and stamped.
- NOC from the recruiter and documentation of authorised leave
- Included in the cover letter for the visa application should be the applicant's name, address, telephone number, and the names and contact details of everybody travelling with them.
- Proof of Accommodation and flights.
- A cover letter stating the purpose of visit to the country.
- Day-to-day itinerary of the Spain trip
- Current passport-sized pictures
- Bank statement from the previous year
- Salary slips for the previous six months
- A record of your financial resources
- Invitation letter from the Spanish friend or family you want to visit
- A cover letter stating the purpose of visit to the country.
- Proof of accommodation in Spain
- Air ticket bookings for entry and return.
- Day-to-day itinerary of the Spain trip
- A photocopy and the original of the admission letter from the Spanish institution
- Acceptance letter for an unpaid training programme or student mobility programme
- Proof of accommodations supplied by the organisation in charge of the student
- A letter from the organisation accepting financial responsibility for the needs of the student
- Proof of civil liability insurance
- Criminal record check certificate
- Current passport-sized pictures
- Passport with two blank pages and a minimum six-month validity
- Salary slips for the last six months
- Booking information for hotels and flights and daily itineraries
- Previous three years' ITR, PAN card, photocopy of the NOC from the employer
- Bank statement from the previous year
- A cover letter stating the purpose of visit to the country.
- Day-to-day itinerary of the Spain trip
- Criminal record check certificate
Unfortunately, bearers of Indian passports cannot obtain a visa for Spain at the airport. You must apply for it and ensure it is granted before you embark on the trip.
Following are some reasons why your visa for Spain may get rejected.
- Present or Prior Criminal Activity
- Forged travel documents that are inadequate in explaining the nature and circumstances of the intended stay
- Absence of travel itinerary proof
- A letter of employment confirmation from their spouse's workplace, no more than three months old, detailing the position held and the start date
Spain is a tourist's dream. However, unexpected events could ruin your trip and leave you in a lurch. It is essential to plan for unforeseen circumstances when making travel arrangements to Spain. This is when having various international types of travel insurance is beneficial.
Moreover, Spain rigorously complies with Schengen standards as a member state. To obtain a Schengen visa, foreign nationals must buy travel insurance online or offline. Obligatory international travel insurance should offer coverage of at least €30,000 (approximately 27,00,000) and, geographically, cover the whole Schengen region.
When submitting your visa application, you will need the following paperwork:
- Passport with at least six months validity and two blank pages.
- Bank statements from the previous three months and your salary slips.
- A cover letter that should clearly explain the visit's purpose and date.
- A verified itinerary and return tickets.
- Travel insurance for Spain (Schengen coverage).
- 2 images of 4.5 cm by 3.5 cm were taken within six months against a white background.
Starting from February 2023, there no additional conditions with respect to COVID-19 that you need to meet for entry into Spain.
Deciding where and what to visit may be demanding. Simply check out our list of the must-visit places and experiences you should not miss in Spain:
Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
0
Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
Download Caringly Yours App!
Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
11th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2019
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
Paromik Bhattacharyya
Kolkata
25th Dec 2018
Yes. Every Indian citizen visiting Spain must purchase offline or online travel insurance. Even if you possess a valid Schengen visa for Spain, you must enter the country with travel insurance.
No. To travel to Spain, every citizen of India with a current passport must obtain a Schengen Visa. You must obtain a current visa from one of Spain's consulates or embassies in India before setting out on your trip because it won't be given to you when you arrive at the airport in Spain, whether you want to go there for business or pleasure.
Only those who live and work in Spain are eligible for free healthcare. Visitors and tourists must get medical travel or international travel insurance to cover medical expenses in Spain to keep their bank accounts intact amid unanticipated medical situations.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.