Suggested
Travel Insurance
The Real Ace in your Travel Pack
Coverage Highlights
Comprehensive travel protection under a single planDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Pre- Existing (PEDs) covered
Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases
Truly Cashless
Worldwide cashless hospitalisation
Ease of buying
No medical health check up required to purchase the policy
Discounts
Upto 10% discount depending upon the number of people travelling
Extension of medical coverage post policy expiry
If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry
24x7 support
Enjoy round the clock support to travel worryfree
Direct Discount
Enjoy 5% direct discount by purchasing online
From reimbursements to fixed payouts
Some coverages reimburse actual expenses while others provide a pre-fixed amount
One trip or many? We have got you covered
A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs
Additonal Coverage
What else can your get?Trip Delay Delight
Pays an agreed amount in case the flight gets delayed beyong the defined period
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Extended Pet Stay
Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays
Weather Guarantees
Offers compensation for costs due to trip disruptions caused by extreme weather conditions
Note
Please read policy wordings for detailed coverage
Having a Dubai travel insurance policy safeguards you from numerous unanticipated crises and situations, such as lost luggage, cancelled or delayed flights, accidents, diseases, and much more, aside from the obligatory Dubai visa for Indians.
If you are an Indian travelling to Dubai for any reason, you must have the appropriate visa. If you currently have a valid Dubai visa, you can also transit from the international transit areas of the Dubai airport.
Based on the type of Dubai visa you apply for, you will get to plan and facilitate your entry into the city. Indians can obtain a Dubai tourist visa when they are travelling on vacation or in transit there. You can select a single-trip or multiple-trip visa. For Indians with a Green Card or a US visa, Dubai offers a visa-on-arrival option (unless it’s a work visa). Certain foreign visitors are required to put down a security deposit for their visa, which they will receive back once they have left the country. You must apply for your Dubai visa before departing if you have an Indian passport but no Green Card or US visa. Let's examine the many Dubai visas and permissions offered:
● Study Visa:
A study visa, as the name implies, enables someone who is not a citizen of the United Arab Emirates to train or study in Dubai. A university headquartered in the UAE can, if necessary, sponsor the education and the visa on your behalf if you travel to Dubai for further education or to obtain any educational or vocational training.
● Visit Visa:
A visit visa and international travel insurance are recommended when visiting family members or other loved ones in Dubai. Given that you cannot apply for a UAE visit visa, the family member you are visiting should be a UAE citizen.
● Tourist Visa:
If you are visiting Dubai for a vacation, you will require a tourist visa. This visa form must be applied for by the hotel, airline, or travel agency you are affiliated with; the UAE Embassy is not engaged in the process.
● Work Permit:
In Dubai, the Labour Ministry issues work permits to anyone looking for a job. You must be at least 18 years old and under 60 to be eligible for a permit if you are joining a company in Dubai, and your employer must apply for permission on your behalf.
● Medical Permit:
You need permission to receive treatment in a Dubai hospital if you are ill and wish to travel there for medical attention. So, people from other countries can use the medical facilities in Dubai.
You must also choose from the types of travel insurance accordingly.
The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Dubai visa for Indians.
If you're an Indian national and wish to see if you qualify for a Dubai visa for Indians, you must meet these requirements:
● Avoid having a criminal history, background, or active legal matters
● Provide legal documentation proving you have enough money to cover your trip's expenses
● Own a six-month-valid Indian passport with at least two blank pages
● Possess a current travel insurance policy with the appropriate coverage
The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Dubai visa for Indians.
Take these simple actions:
● Visit a reputed visa application centre to get the application form
● Send the form and the necessary documentation to the respective authority
● Wait for the visa to be processed. You can also apply for a visa online.
Different visa types will have different fees. To know the latest fee value for your visa type, visit the official Government of India’s visa portal, or the official website of the Indian Embassy in UAE, or the official website of the Consulate General of India in UAE.
Indian nationals can obtain a 14-day visa upon arrival in Dubai (UAE). It is only valid for Indian citizens with a valid US visa and can only be extended once for an additional 14-day term.
There is always a possibility of your visa application being denied. Therefore, you must apply for your Dubai visa with care and follow all the rules and regulations.
While rejection may not occur frequently, it is always safe to be careful and be aware of some common causes for your visa to be denied:
● Extending the Duration of the Previous Trip
If you've been to the UAE before and unintentionally stayed there after your visa expired, there may be fines and legal repercussions.
● Single Woman Traveller
If you are a woman under 25, it is best to travel in Dubai with your parents, a relative, or a guardian. Make sure you know this before applying for a visa, because Dubai has strict restrictions for the same, so it shouldn't be one of the reasons to have your visa rejected.
● Previous Infractions of the Law
If you have ever been a part of any criminal activity in your home country or the UAE, your visa application is likely to be denied. Immigration officials in Gulf nations like the UAE adhere to very stringent guidelines when placing those with a criminal past on a blacklist.
● Previous Unused Visa for Dubai
If you have previously made an application for a Dubai work visa but did not arrive within the allotted deadline, your visa application may also be denied. If this happens, you should get your identity cleared with the immigration office as quickly as possible to avoid future visa applications being denied.
With the beautiful Burj Khalifa and recognisable Palm Jumeirah islands, Dubai is a well-known tourist attraction and one of the most well-known technologically advanced cities in the world.
Keep in mind that if you intend to travel to Dubai for any reason, you must have adequate travel insurance for Dubai in addition to a visa. The following emergencies and circumstances can be dealt with by availing foreign travel insurance for Dubai:
● Illness and accidents when travelling.
● Covid-19 (if you test positive and end up in the hospital while travelling).
● Lost or late check-in luggage.
● Travel and hotel cancellations, lost passports, and delayed flights.
For a Dubai visa, you can obtain coverage in US dollars by paying Indian rupees. You can buy travel insurance online without medical examinations.
The paperwork required for Dubai visa applications is as follows:
● A copy of your passport's first and last pages (valid for at least 6 more months).
● Recent colour photo (passport-size).
● Evidence of a resident visa (if your country of permanent residency is not the same as your nationality).
● A legitimate international travel insurance plan.
● Sponsorship from a hotel, airline, or travel company in Dubai.
● Properly filled visa application form.
● Evidence of at least USD 8000 in investments or income (income tax documents are accepted).
● Confirmed reservations for your accommodation and flights with the company, property, or organisation applying for your visa.
The UAE has implemented many travel regulations to guarantee everyone's safety in the wake of the pandemic. The following is a list of the documentation you must have with you to visit Dubai without a COVID-19 infection:
● Complete immunisation record for any covid-19 vaccine that has received WHO approval
● Only a negative PCR (polymerase chain reaction) test result with a QR code performed 72 hours before departure from India
● A quarantine undertaking form, and a health declaration form, along with the DXB smart app
● Rapid polymerase chain reaction (PCR) test performed at the airport upon arrival
● Vaccination certificate signed and stamped by an appropriate authority in either English or Arabic
Tourist Attractions in Dubai
There are several tourist destinations and attractions in Dubai, so there is something for every type of traveller. If you're unsure where to go, don't worry. To make things simpler for you, here is a list of locations in Dubai you absolutely must visit:
● Dubai Miracle Garden
● Dubai Aquarium and Underwater Zoo
● Dubai Fountain
● Burj Khalifa
● Sheikh Zayed Grand Mosque
Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
0
Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
A Dubai visa is required for travel to the city since it is a crucial official document that certifies the date, duration, and purpose of your stay and permits you to enter Dubai legally.
It could take up to a week or longer for you to receive your visa once you submit your application for a UAE visa with the proper information and supporting documentation.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
Download Caringly Yours App!
Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
11th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2019
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
Quick Assistance
I am highly impressed by the efficiency of the Bajaj Allianz call centre executive who helped me with my travel insurance.
Paromik Bhattacharyya
Kolkata
25th Dec 2018