Family Travel Insurance Plans with Worldwide Cover

What is Family Travel Insurance?

Family travel insurance is designed to protect you and your family from unforeseen expenses during your trip. It covers medical emergencies, check-in baggage loss, trip cancellations, and more. Bajaj Allianz General Insurance Company provides you with the best family travel insurance that fits your needs and budget. With options for worldwide family travel insurance, you can travel confidently anywhere.

Planning a family vacation? Protect your loved ones with Bajaj Allianz comprehensive family travel insurance plans. Whether you're exploring domestic destinations or travelling internationally, our family travel insurance ensures your entire family is covered against medical emergencies, trip cancellations, baggage loss, and more.

Features of Family Travel Insurance

When planning a vacation, ensuring the safety and well-being of your family is paramount. The best family travel insurance from Bajaj Allianz General Insurance Company offers comprehensive coverage, including medical expenses, evacuation, repatriation, and emergency dental pain relief. It also covers losses related to baggage, passport, and personal liability. For instance, the Travel Companion Plan provides up to $50,000 for medical expenses and $250 for lost baggage. Such extensive coverage ensures that you and your loved ones are protected from unforeseen incidents while traveling abroad, making it the best family travel insurance for peace of mind.

Policy Information For Online Family Travel Insurance Plan

Getting Family Travel Insurance becomes an absolute necessity especially when you consider health hazards like excessive pollution, adulterated food and accidents, especially knowing how excited kids can get on a vacation. Medical treatment in a foreign land may also be many times more expensive.

Road accidents and stolen baggage are also common in some parts of the world. While you should be careful of your belongings, Family Travel Insurance can give you protective cover in an emergency.

Whether you are going to Japan or exploring the mysteries of Europe, being prepared can make all the difference!

That is why, Bajaj Allianz offers a range of Family Travel Insurance solutions online that give you value for money and comprehensive coverage. If you’ve been unable to make up your mind about which policy to buy or wondering what a certain policy covers, you’ll find answers to all your Family Travel Insurance Policy questions on our website. Browse, select, pay within a few clicks, and all at your convenience!

Immediate and Accurate Quotes

The most important benefit that you get by purchasing Family Travel Insurance online is that you get accurate quotes instantly. So, whenever you need to purchase a Family Travel Insurance policy, you can compare the policy covers, terms and conditions etc. easily, and make an informed decision.

Easy Access To Policy Related Information

The best thing about purchasing Travel Insurance Plan online is that you have easy access to all relevant information. Instantly check what different policy covers have to offer and choose one that suits you the most. Making the process even easier, BOING, our interactive chatbot gets you quick answers to any policy related questions.

Did we mention that our website also helps you avoid ‘information overload syndrome’ by presenting the product and its features in an easy & interesting way?

Saves Time

There are so many things to take care of when planning an international trip that you are always running short of time. Whether you’re a student scouting for a university programme abroad or a senior citizen hoping to get your feet wet in the sunny surf at a beach in Hawaii, you can find tailored travel insurance solutions, in an absolutely hassle free manner

Don't take our word for it! Visit our website and see for yourself how our online travel insurance options can save you hours of research. Use that time to fantasize about your upcoming trip instead!

What Does Our Family Travel Insurance Cover?

Each of these sub plans offer different amounts of coverage and you can opt for any one of them depending upon your needs and preferences.

Things to Consider Before Buying Family Travel Insurance

Here are the key points to consider before buying family travel insurance:

Coverage Details:

- Understand what the policy covers, including medical and hospitalization expenses.

- Check for coverage on trip cancellation and trip curtailment.

Exclusions:

- Be aware of exclusions such as pre-existing conditions.

- Note that self-inflicted injuries and non-allopathic treatments may not be covered.

Policy Period:

- Ensure the policy covers the entire duration of your trip.

Cost Considerations:

- If seeking affordable options, compare different policies to find the best value.

Avoid Unexpected Expenses:

- Reviewing these details helps avoid unexpected costs and ensures you get the most out of your family travel insurance investment.

Why Do I Need Family Travel Insurance?

Whether you’ve just given in to your kids’ persistent demand to go on an African Safari or have had it on your bucket list for a while, we’re sure you’ll enjoy every moment of your travels! But travelling with family involves a lot of planning.

Even if you’ve checked off every last thing that you might need on the trip, there’s always something more that you think you should carry along, just in case! Like that shiny new selfie stick you got last week for taking panoramic family shots!

And then you remind yourself that packing everything but the kitchen sink will do nothing but give you sore wrists carting around all that luggage. Ah, and then there are the baggage limits to think about too! Whew! Now, let’s see, booking flights, hotels...all done. But wait, what about Family Travel Insurance?

Travelling abroad is not free from risk. Family Travel Insurance covers you from a host of different risks that might arise during your travel to international destinations. Delayed baggage, bodily injuries or loss of passport are just a few of the problems you might have to contend with. Thankfully, Family Travel Insurance saves you from the financial hassles involved.

When you are at an international destination, a skiing accident or loss of baggage can turn your dream holiday into an unfortunate saga! Family Travel Insurance takes care of it for you!

So, fasten your seatbelts, and head off, worry-free, for some quality time with your loved ones!

Benefits of Family Travel Insurance

Bajaj Allianz General Insurance Company is a trusted name for travel insurance in India, offering plans with comprehensive coverage and competitive pricing. Key benefits include:

- Medical expenses, including evacuation and repatriation

- Coverage for lost check-in baggage, passports, or trip delays

- Emergency cash assistance during incidents like theft or burglary

Whether you’re travelling for a short getaway or planning a long trip, Bajaj Allianz General Insurance Company ensures your family stays protected.

How to Choose/Buy Family Travel Insurance?

1) Evaluate Your Requirements : Determine your family's specific travel insurance needs based on your trip details.

2) Explore Bajaj Allianz Options : Review plans such as Travel Companion, Travel Elite, and Travel Prime offered by Bajaj Allianz General Insurance Company.

3) Visit the Website : Go to the Bajaj Allianz General Insurance Company website.

4) Get Quotes : Enter your travel details to receive immediate and accurate quotes.

5) Compare Plans : Evaluate the coverages and benefits of each plan.

6) Select the Best Fit : Choose the plan that best meets your requirements.

7) Complete Purchase : Finalize and buy the insurance plan online.

8) Budget-Friendly : Find an affordable plan without sacrificing essential coverage.

Why Bajaj Allianz Family Travel Insurance?

When it comes to choosing something for your family, you’d only want the best. Family Travel Insurance is no different! Over the years, we’ve gained an intimate understanding of your travel insurance needs which forms the basis for our customised Family Travel Insurance plans.

CNBC has honoured us with the coveted ‘Best Travel Insurance Company’ award in the insurance companies segment. Here are some of the distinct features and benefits of our Family Travel Insurance plan:

- 24X7 toll-free Customer Support anywhere in the world.

- Quick and easy settlement of claims.

- Emergency Cash feature lets you get cash anywhere in the world.

- Emergency assistance in case of loss of baggage, loss of passport or other incidental expenses.

- Hospitalization expense cover in case of bodily injuries to you or your family.

- Flight cancellation or curtailment coverage.

- Burglary coverage.

- Global network of claims servicing partners spanning multiple countries.

- Cashless treatment facility.

Is buying Family Travel Insurance worth the money? Certainly. Consider this: For a premium of just Rs. 1400, you can get coverage worth US $50,000 for your family for a 15 day trip to UK.

Awards and Recognitions

We were the proud recipients of the CNBC Best Travel Insurance Company Award in 2010, 2011 and 2014. Thank you for your trust in us. It drives us to exceed your expectations every day!

Important Points to Note Before Buying Family Travel Insurance

Inclusions

- Medical and hospitalization

- Trip cancellation and curtailment

- (not available for travel companion family plan)

- Loss of passport/baggage

- Personal Liability

- Flight delay

Exclusions

- Pre-existing condition or illness

- Medical expenses beyond the expiry of the policy period.

- Suicide, attempted suicide or willfully self-inflicted injury or illness, anxiety/stress/ depression/nervousness, abuse of drugs.

- Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.

- Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.

- Experimental, unproven or non-standard treatment.

- Treatment by any other system other than modern medicine (also known as Allopathy).

- The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.

- Delay of baggage when the intended destination is in India.

- Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.

- Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.

- Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport.

Tips to Follow for a Safe Family Holiday

Planning a safe family holiday begins with thoughtful preparation. Start by booking tickets and accommodations well in advance to avoid last-minute hassles. Pack smartly, focusing on essentials and leaving out unnecessary items to keep luggage manageable. Prioritise your family’s safety by investing in comprehensive family travel insurance, like Bajaj Allianz General Insurance Company Family Travel Insurance, which provides coverage for medical emergencies, trip cancellations, and more. Stay informed by researching your destination, understanding local customs, and noting emergency contact numbers. With these proactive measures, you can enjoy a worry-free, memorable vacation, knowing your family is protected against unforeseen circumstances.

What is the Claim Process of Family Health Insurance Plan?

We always hope that your travels are free from any signs of trouble. But just in case something goes wrong, and you need to file a claim, we’ll be there for you round the clock. All you need to do is give us a missed call on our Global Travel Helpline Number +91 124 6174720 or call us on our Toll Free Number 1800 209 5858. Once you connect with us, our representative will walk you through the entire process.

The travel insurance claim process will change depending on whether your claim is to be settled on a cashless basis or reimbursement basis.

If your claim is a cashless claim:

- You get in touch by phone or email. Our advisor will help you with any issues regarding the further process

- For quick and hassle-free settlement, do keep the necessary documents handy

- Once you share the document and we’re able to verify the claim, we will share an update on the acceptance of it

- In case we need some additional information, we’ll get in touch with you for clarification through a query letter

- If your claim is approved, you can rest assured that we’ll take care of the rest. We will take up coordination with the healthcare provider and issue them a Guarantee of Payment letter

- If, unfortunately, your claim is denied, you will have to settle the bills with the provider accordingly

- If your claim will be processed via reimbursement, these are the steps:

- You will have to file a claim with us by submitting your medical documents from the healthcare provider. These will be processed by our dedicated, in-house Health Administration Team (HAT), who will quickly process the same

- Once processed, your claim will be verified on the basis of the details you provided, vis-à-vis the benefits you’ve opted for and authenticity of the documents and other details shared

If the documents are found to be insufficient:

You will be asked to shared supplementary documents, as per your case

- The details of the documents required will be communicated to you via mail

- Once you share the additional documents, the processing of your claim will resume. If we don’t receive the same from your within 15 days of the initial notification letter, we will send you a reminder. We will send you 3 reminders, post which, if we still don’t receive the documents, your claim will be denied citing lack of sufficient information

- You will receive your claim approval/denial details via mail as well

If your claim is declined:

- After reviewing your claim request and the documents shared, your claim may be declined based on the terms and conditions of the policy

- In this event, you will receive a repudiation letter from us, conveying our stand

- If your claim is approved:

- If everything is in order, and your claim is as per the conditions laid down in the policy, we will fast-track the process to settle your claim. You should receive the payment towards your claim via NEFT, directly into the bank account that you’ve shared the details for

Click here to register your claim online.

Why Choose Bajaj Allianz Family Travel Insurance?

Bajaj Allianz offers comprehensive family travel protection with extensive coverage for medical emergencies, trip cancellations, baggage loss, and more. Trusted by millions, we provide 24/7 global assistance, cashless hospitalisation, quick claim settlements, and affordable premiums. Travel confidently knowing your entire family is protected by India's leading insurance provider.

Medical Emergency Coverage for Entire Family

Comprehensive medical protection for your entire family while traveling abroad. Coverage includes emergency hospitalization, doctor consultations, prescription medicines, and medical evacuations. With cashless treatment at network hospitals worldwide and 24/7 assistance, ensure your family receives immediate quality healthcare anywhere. Travel worry-free knowing everyone's health is protected.

Baggage & Personal Belongings Protection

Protect your valuables while traveling with comprehensive coverage against theft, loss, or damage. This protection covers luggage, electronics, clothing, and personal items during your trip. Whether belongings go missing at airports or are stolen from hotels, you're covered for replacement costs, ensuring worry-free travel.

Trip Cancellation & Delay Benefits

Get reimbursed for non-refundable trip costs due to unexpected cancellations caused by illness, family emergencies, or unforeseen circumstances. Coverage includes flight delays, missed connections, and additional accommodation expenses. Protect your travel investment with compensation for prepaid bookings, ensuring financial security when plans change beyond your control.

Family Travel Insurance Coverage Details

Comprehensive protection covering medical emergencies, hospitalization, trip cancellation, baggage loss, flight delays, and personal liability for your entire family. Includes emergency evacuation, repatriation, adventure sports coverage, and 24/7 global assistance. One policy protects all family members with age-appropriate benefits, ensuring complete peace of mind during domestic and international travel.

Who is Covered Under Family Plans?

Family travel insurance covers spouse, dependent children (typically up to 25 years), and sometimes parents or grandparents under one convenient policy. Coverage includes newborns, adopted children, and unmarried dependent children studying or living at home. Each family member receives age-appropriate benefits with shared or individual coverage limits as specified.

Worldwide Destination Coverage

Travel anywhere in the world with comprehensive protection across all international destinations. Coverage includes popular tourist spots, business destinations, and remote locations worldwide. Whether visiting Europe, Asia, Americas, or Australia, enjoy consistent medical emergency protection, trip benefits, and 24/7 assistance. One policy covers multiple countries during your journey, ensuring global peace of mind.

How to Buy Family Travel Insurance Online

Visit Bajaj Allianz website, select family travel insurance, enter trip details and family member information. Compare available plans, choose suitable coverage, and complete secure online payment. Receive instant policy confirmation via email. Our streamlined digital process ensures quick, convenient purchase with transparent pricing and immediate policy activation for your travel dates.