WHY BAJAJ ALLIANZ TRAVEL INSURANCE?
When it comes to choosing something for your family, you’d only want the best. Family Travel Insurance is no different! Over the years, we’ve gained an intimate understanding of your travel insurance needs which forms the basis for our customised Family Travel Insurance plans.
CNBC has honoured us with the coveted ‘Best Travel Insurance Company’ award in the insurance companies segment. Here are some of the distinct features and benefits of our Family Travel Insurance plan:
✓ 24X7 toll-free Customer Support anywhere in the world.
✓ Quick and easy settlement of claims.
✓ Emergency Cash feature lets you get cash anywhere in the world.
✓ Emergency assistance in case of loss of baggage, loss of passport or other incidental expenses.
✓ Hospitalization expense cover in case of bodily injuries to you or your family.
✓ Flight cancellation or curtailment coverage.
✓ Burglary coverage.
✓ Global network of claims servicing partners spanning multiple countries.
✓ Cashless treatment facility.
Is buying Family Travel Insurance worth the money? Certainly. Consider this: For a premium of just Rs. 1400, you can get coverage worth US$ 50,000 for your family for a 15 day trip to UK.
AWARDS AND RECOGNITIONS
We were the proud recipients of the CNBC Best Travel Insurance Company Award in 2010, 2011 and 2014. Thank you for your trust in us. It drives us to exceed your expectations every day!
ONLINE FAMILY TRAVEL INSURANCE PLAN
Getting Family Travel Insurance becomes an absolute necessity especially when you consider health hazards like excessive pollution, adulterated food and accidents, especially knowing how excited kids can get on a vacation. Medical treatment in a foreign land may also be many times more expensive.
Road accidents and stolen baggage are also common in some parts of the world. While you should be careful of your belongings, Family Travel Insurance can give you protective cover in an emergency.
Whether you are going to Japan or exploring the mysteries of Europe, being prepared can make all the difference!
That is why, Bajaj Allianz offers a range of Family Travel Insurance solutions online that give you value for money and comprehensive coverage. If you’ve been unable to make up your mind about which policy to buy or wondering what a certain policy covers, you’ll find answers to all your Family Travel Insurance Policy questions on our website. Browse, select, pay within a few clicks, and all at your convenience!
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Immediate and Accurate QuotesThe most important benefit that you get by purchasing Family Travel Insurance online is that you get accurate quotes instantly. So, whenever you need to purchase a Family Travel Insurance policy, you can compare the policy covers, terms and conditions etc. easily, and make an informed decision.
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Easy Access To Policy Related Information
The best thing about purchasing Travel Insurance Plan online is that you have easy access to all relevant information. Instantly check what different policy covers have to offer and choose one that suits you the most. Making the process even easier, BOING, our interactive chatbot gets you quick answers to any policy related questions.
Did we mention that our website also helps you avoid ‘information overload syndrome’ by presenting the product and its features in an easy & interesting way?
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Saves Time
There are so many things to take care of when planning an international trip that you are always running short of time. Whether you’re a student scouting for a university programme abroad or a senior citizen hoping to get your feet wet in the sunny surf at a beach in Hawaii, you can find tailored travel insurance solutions, in an absolutely hassle free manner
Don't take our word for it! Visit our website and see for yourself how our online travel insurance options can save you hours of research. Use that time to fantasize about your upcoming trip instead!
We always hope that your travels are free from any signs of trouble. But just in case something goes wrong, and you need to file a claim, we’ll be there for you round the clock. All you need to do is give us a missed call on our Global Travel Helpline Number +91 124 6174720 or call us on our Toll Free Number 1800 209. Once you connect with us, our representative will walk you through the entire process.
The travel insurance claim process will change depending on whether your claim is to be settled on a cashless basis or reimbursement basis.
If your claim is a cashless claim:
✓ You get in touch by phone or email. Our advisor will help you with any issues regarding the further process
✓ For quick and hassle-free settlement, do keep the necessary documents handy
✓ Once you share the document and we’re able to verify the claim, we will share an update on the acceptance of it
✓ In case we need some additional information, we’ll get in touch with you for clarification through a query letter
✓ If your claim is approved, you can rest assured that we’ll take care of the rest. We will take up coordination with the healthcare provider and issue them a Guarantee of Payment letter
✓ If, unfortunately, your claim is denied, you will have to settle the bills with the provider accordingly
If you’re claim will be processed via reimbursement, these are the steps:
✓ You will have to file a claim with us by submitting your medical documents from the healthcare provider. These will be processed by our dedicated, in-house Health Administration Team (HAT), who will quickly process the same
✓ Once processed, your claim will be verified on the basis of the details you provided, vis-à-vis the benefits you’ve opted for and authenticity of the documents and other details shared
If the documents are found to be insufficient:
You will be asked to shared supplementary documents, as per your case
✓ The details of the documents required will be communicated to you via mail
✓ Once you share the additional documents, the processing of your claim will resume. If we don’t receive the same from your within 15 days of the initial notification letter, we will send you a reminder. We will send you 3 reminders, post which, if we still don’t receive the documents, your claim will be denied citing lack of sufficient information
✓ You will receive your claim approval/denial details via mail as well
If your claim is declined:
✓ After reviewing your claim request and the documents shared, your claim may be declined based on the terms and conditions of the policy
✓ In this event, you will receive a repudiation letter from us, conveying our stand
If your claim is approved:
✓ If everything is in order, and your claim is as per the conditions laid down in the policy, we will fast-track the process to settle your claim. You should receive the payment towards your claim via NEFT, directly into the bank account that you’ve shared the details for
Click here to register your claim online.
LET’S SIMPLIFY TRAVEL INSURANCE, SHALL WE?
What if I need cash urgently while I am travelling in a foreign country?
While travelling in a foreign country, multiple emergency cases might arise. You might require emergency medical assistance in case of a personal accident or there has been theft/ burglary etc.
Your Family Travel Insurance Plan can come in handy during such eventualities. Through the Emergency Cash Advance facility, the policy provides you with emergency cash when needed. The limit of the amount is specified in the policy terms and conditions.
If a family member who is 70 years old is accompanying us on the trip, would he also be covered?
If you have opted for the Travel Companion or Travel Elite plan, it offers coverage to individuals between 18 and 60 years of age.
So, if a 70-year-old family member is travelling with you, it is advisable to go for the Travel Prime Age Plan or any of our senior citizen plans only for this member.
Can I avail cashless service under the policy?
Yes, your Family Travel Insurance Policy offers cashless settlement for settlement of in-hospital medical expenses while you are abroad. For details, please refer to the terms and sub-limits of your policy.
Are there any special features of the Family Travel Insurance Plan?
True to our promise, we’re just a phone call away! If you’re facing an emergency situation, all you need to do is give a missed call on +91-124-6174720 and we will call you back on a priority basis.
Your Family Travel Insurance policy has some exclusive benefits as well. It covers your entire family gets the benefit of a floater cover. This makes the policy a very affordable option.
In addition to this, it covers you against burglary of your home while you are away, along with expenses incurred in the event your trip is cancelled or curtailed.
What are the cases in which I will not be covered under Family Travel Insurance Plan?
A Family Travel Insurance Plan is like an umbrella for you. It protects you from a number of different eventualities that might occur while you are travelling abroad. However, when faced with gusty winds even the sturdiest umbrella may be overturned.
Here are some scenarios under which Family Travel Insurance claims may be declined.
● If you were already suffering from a pre-existing medical condition or were undergoing medical treatment before your policy commenced
● For your routine medical examination abroad
● Medical expenses after the expiry of policy.
● Attempted suicide or self-inflicted wound or illness.
● Venereal disease or alcoholism or drug abuse
● In case you are occupied with some manual work of hazardous nature
● If you exposed yourself to needless peril unless it was an attempt to save the life of a fellow human
● In case you undergo treatment that is unproven or non-standard
● Expenses incurred owing to pregnancy resulting in childbirth, abortion or any complications arising thereof
● For expenses incurred by getting treated through a medicine system other than allopathy
● Cost of spectacles, contact lenses, hearing aid or any other medical appliances used either for diagnosis or for the purpose of treatment
● Loss of Passport owing to confiscation of the same by the customs or police or any such authority
● If you fail to report the loss of your passport within 24 hours of discovering the loss and obtain an official report
● If your luggage is delayed while you are travelling back to India
● In case you lose your passport due to your inability to protect it from being lost
How can I cancel my Travel Insurance?
There might be certain cases when you would want to cancel your travel insurance policy. You might decide to cancel your Travel Insurance Plan either before the start date of the policy or after your policy has started. The procedure for cancellation in either of the cases would be different and listed below-
Before the commencement of the policy
If you wish to cancel your policy before its commencement, then you need to inform us about the same. Remember to quote your policy number or schedule number.
Please note that there will be a cancellation charge applicable.
After commencement of Policy term- if you have not travelled
In this case, you need to send the following list of documents to us.
● A document that proves you have not travelled abroad
● Photocopy or scan copy of all the pages of passport including the empty pages
● Letter stating the reason behind the cancellation
● In case your visa has been rejected by the embassy, then a copy of the Visa rejection letter by the embassy
On the basis of approval from the underwriter on the same, your policy would be cancelled within a period of one working day.
After commencement of Policy term- if you have travelled
If you return back before the expiry of your policy, you would be eligible for a refund subject to the rates given in the table below-
Our happy customers!
ABHIJEET DOIPHODE
Quick and easy, user friendly process to buy travel insurance.
PRADEEP KUMAR
Very good website. Easily obtained policy in few steps.
VINOD V NAIR
Quick and easy, user friendly process to buy travel insurance.
Keep your family protected abroad, with Bajaj Allianz!
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What does Our Travel Policy Cover?
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Travel Companion Plan
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Travel Elite Plan
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Travel Prime Plan
Travel Companion is a basic travel plan that you should have whenever you are travelling internationally. It covers medical expenses of your family while abroad.
Here's what this plan offers:
| Coverages | Benefits in US $ | |
| Medical Expenses, Evacuationand Repatriation | 50000 | |
| Emergency dental pain relief included in (I) above | 500 | |
| Loss of Baggage (Checked) Note: Per Baggage maximum 50 % and per item in the baggage 10 %. |
250** | |
| Delay of Baggage | 100 | |
| Personal Accident Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years |
10,000*** | |
| Loss of Passport | 150 | |
| Personal Liability | 2,000 | |
| **Per Baggage maximum 50 % and per item in the baggage 10 %. *** Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years | ||
This plan gives you much wider protection as compared to Travel Companion Plan. In addition to offering benefits offered by Travel Companion Plan, this plan also covers loss of checked baggage, hijack, emergency cash advance, etc.
| Coverages | Benefits in US $ | |
| Medical Expenses, Evacuation and Repatriation | 50000 | |
| Emergency dental pain relief included in (I) above | 500 | |
| Personal Accident Note: Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years |
10,000** | |
| AD & D Common Carrier | 2,500 | |
| Loss of Checked Baggage Note:Per Baggage maximum 50 % and per item in the baggage 10 %. |
250** | |
| Delay of Baggage | 100 | |
| Loss of Passport | 250 | |
| Hijack | $50 per day to maximum $ 300 |
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| Trip Delay | $ 20 per 12 hrs to max $ 120 |
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| Personal Liability | 1,00,000 | |
| Emergency Cash Advance**** Note: Cash Advance Would include delivery charges |
500 | |
| Golfer's Hole-in-one | 250 | |
| Trip Cancellation | 500 | |
| Home Burglary Insurance | Rs.1, 00,000 | |
| Trip Curtailment | 200 | |
| Hospitalization Daily Advance | $25 per day to max $100 | |
| **Per Baggage maximum 50 % and per item in the baggage 10 %. *** Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years**** Cash Advance Would include delivery charges | ||
Travel Prime Plan also offers similar coverage as Travel Elite Plan. However, in this plan, the coverage amount is much greater.
Under this plan, you get a wide range of policies from which you can have your pick. Each of the policies under this plan is customised to meet your specific needs.
Regardless of whether you’re 21 years of age or 70; a businessman or a student, you can find a policy that is best suited to you. For the various needs of the average traveller, we have dedicated solutions.
The Travel Prime Plan comes in three specialized variants as below:
| Silver | Gold | Platinum | |
| Coverages | Benefit in US$ | Benefit in US$ | Benefit in US$ |
|---|---|---|---|
| Medical Expenses,Evacuation and Repatriation |
50,000 | 2,00,000 | 5,00,000 |
| Emergency dental pain relief included in (I) above |
500 | 500 | 500 |
| Personal Accident Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years |
15,000*** | 25,000*** | 25,000*** |
| AD & D Common Carrier | 2,500 | 5,000 | 5000 |
| Delay of Baggage | 100 | 100 | 100 |
| Loss of Checked Baggage Per Baggage maximum 50 % and per item in the baggage 10 %. |
500** | 1,000** | 1,000** |
| Hijack | $50 per day to max $ 300 | $60 per day to max $ 360 | $60 per day to max $ 360 |
| Trip Delay | $ 20 per 12 hrs to max $ 120 |
$ 30 per 12 hrs to max $ 180 |
$ 30 per 12 hrs to max $ 180 |
| Personal Liability | 1,00,000 | 2,00,000 | 2,00,000 |
| Emergency Cash Advance**** Cash Advance Would include delivery charges. |
500 | 1,000 | 1,000 |
| Golfer Hole-in-one | 250 | 500 | 500 |
| Trip Cancellation | 500 | 1,000 | 1,000 |
| Home Burglary Insurance | Rs.1, 00,000 | Rs.2, 00,000 | Rs.3, 00,000 |
| Trip Curtailment | 200 | 300 | 500 |
| Hospitalization Daily Allowance | $25 per day to max $100 | $25 per day to max $125 | $25 per day to max $150 |
| Loss of Passport | 250 | 250 | 250 |
| **Per Baggage maximum 50 % and per item in the baggage 10 %. *** Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years **** Cash Advance Would include delivery charges. | |||
WHY DO I NEED FAMILY TRAVEL INSURANCE?
Whether you’ve just given in to your kids’ persistent demand to go on an African Safari or have had it on your bucket list for a while, we’re sure you’ll enjoy every moment of your travels! But travelling with family involves a lot of planning.
Even if you’ve checked off every last thing that you might need on the trip, there’s always something more that you think you should carry along, just in case! Like that shiny new selfie stick you got last week for taking panoramic family shots!
And then you remind yourself that packing everything but the kitchen sink will do nothing but give you sore wrists carting around all that luggage. Ah, and then there are the baggage limits to think about too! Whew! Now, let’s see, booking flights, hotels...all done. But wait, what about Family Travel Insurance?
Travelling abroad is not free from risk. Family Travel Insurance covers you from a host of different risks that might arise during your travel to international destinations. Delayed baggage, bodily injuries or loss of passport are just a few of the problems you might have to contend with. Thankfully, Family Travel Insurance saves you from the financial hassles involved.
When you are at an international destination, a skiing accident or loss of baggage can turn your dream holiday into an unfortunate saga! Family Travel Insurance takes care of it for you!
So, fasten your seatbelts, and head off, worry-free, for some quality time with your loved ones!
Download Family Travel Insurance Documents
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Customer Stories
MADANMOHAN GOVINDARAJULU
Straight forward online travel insurance quote and price. Easy to pay and buy
PAYAL NAYAK
Very user friendly and convenient. Appreciate Bajaj Allianz team a lot.
KINJAL BOGHARA
Very nice services with affordable premium of Travel insurance
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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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