Industrial All Risk

Covers all risks except those explicitly excluded

Provides comprehensive protection making it suitable for diverse risks

Inclusive protection for property damage, accidental damage, business interruption, machinery breakdown, and on-site transit risks

Automatic protection against under-insurance upto 15% of the value at risk

No depreciation considered for machinery breakdown partial losses

Covers damage to buildings, machinery, furniture, fixtures, fittings, and electrical systems

Provides coverage for accidental damage to insured property

Compensates for loss in profits due to interruption caused by insured perils

Covers losses due to machinery breakdown, including optional coverage for business interruption due to machinery failure

Covers risks associated with the transit of equipment and machinery within the industrial compound

Protects against losses due to burglary and theft

Please read policy wording for detailed inclusions

Damages arising due normal wear and tear due to regular use

Faulty or defective design, material or workmanship

Losses resulting from intentional acts or willful misconduct by the insured

Losses due to fraudulent or dishonest acts by employee

Livestock, growing crops or trees are excluded under policy

Money, cheques, stamps, bonds, credit cards, bullion, precious stones, works of art, unless specifically mentioned in the policy

Property in transit other than within the premises specified in the policy

Goods held in trust or commission, business books, computer records, manuscripts, unless specifically mentioned in the policy

Losses arising from international war, invasion, civil war, rebellion, revolution, insurrection, or nuclear contamination are excluded

Please read policy wording for detailed exclusions

Allows for the adjustment of coverage limits to account for inflation or cost increases during the policy period

Covers unintentional omissions to insure new additions, alterations, or extensions to the property

Choose from 100+ add-on covers to further enhance your coverage