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Travel Insurance

Bhutan Visa For Indians

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Key Features

The Real Ace in your Travel Pack

Coverage Highlights

Comprehensive travel protection under a single plan
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Pre- Existing (PEDs) covered

Medical expenses upto USD 3000 for emergeny medical care of pre existing diseases

  • Truly Cashless

Worldwide cashless hospitalisation

  • Ease of buying

No medical health check up required to purchase the policy

  • Discounts

Upto 10% discount depending upon the number of people travelling

  • Extension of medical coverage post policy expiry

If hospitalised within the policy period, treatment can be continued upto a maximum of 75 days beyond policy expiry

  • 24x7 support

Enjoy round the clock support to travel worryfree

  • Direct Discount

Enjoy 5% direct discount by purchasing online

  • From reimbursements to fixed payouts

Some coverages reimburse actual expenses while others provide a pre-fixed amount

  • One trip or many? We have got you covered

A Single-Trip Policy covers just one trip, perfect for occasional travelers. A Multi-Trip Annual Policy covers unlimited trips within a year, ideal for frequent travelers. If you travel often, save time and money with an annual plan. Choose what fits your travel needs

Key Inclusions

What's covered?
  • Personal Accident Cover

Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

  • Medical Treatment & Evacuation Expenses Cover

Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

  • Hospitalization Daily Allowance

Pays agreed per day compensation in case of hospitalisation abroad

  • Trip Cancellation, Interruption & Extension

Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or interrupted mid-journey or extended under pre-defined circumstances

  • Return of Minor Child

Pays travel expense incurred to return your child/ children to India in case your are hospitalized abroad

  • Missed Connection

Reimburses you in case you miss a connecting flight

  • Ticket Overbooking

Compensation for denied boarding caused by overbooking, ensuring you are reimbursed for the inconvenience

  • Loss and Delay of Checked-in Baggage

Pays compensation if the airline delays or misplaces your checked-in-baggage

  • Loss of Passport and Driving License

Covers cost of replacing your passport / driving licensein case if they are lost during the journey

  • Loss of Personal Belonging

Pays for loss or damage to personal belongings including mobile, laptop, camera etc. due to theft, larceny, robbery or hold up at international airport

  • Bounced Hotel

Indemnfies you for a superior room /alterante hotel booking in case you dont get your pre booked stay

  • Sporting Activities Cover

Provides coverage for accidents or injuries that occur while participating in professional or semi-professional sports or adventure activities during travel

  • Note

Please read the policy wordings for detailed inclusions

Key Exclusions

What's not covered?
  • Pre-existing Condition

Any disability or injury arising from a medical condition that existed before purchasing the policy, if not opted, is generally excluded

  • Intoxication

Accidents occurring while under the influence of alcohol or drugs are excluded from coverage

  • Routine Examination

It doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy

  • Self-Inflicted Injuries

Injuries resulting from intentional harm or attempted suicide are not covered

  • Criminal or unlawful act

Actual or attempted engagement in any criminal or other unlawful act

  • War and Related Perils

Losses due to war, rebellion, or terrorism are not covered

  • Cosmetic and Weight Loss Treatments

No reimbursement for cosmetic surgery or weight reduction programs while travelling abroad

  • Adventure Sports

Injuries from adventure sports are excluded unless the benefit is opted for

  • Deductible & Co- Pays

Part of the claim will have to be borne by you if you have Deductible or Copay

Additonal Coverage

What else can your get?
  • Trip Delay Delight

Pays an agreed amount in case the flight gets delayed beyong the defined period

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

  • Extended Pet Stay

Covers expenses for your pet’s extended stay at a boarding facility due to unforeseen travel delays

  • Weather Guarantees

Offers compensation for costs due to trip disruptions caused by extreme weather conditions

  • Note

Please read policy wordings for detailed coverage

Travel Smart: Insurance for Bhutan 

Bhutan is a country well-known for its hilly terrain, monasteries, and peaceful culture. If Bhutan is on your checklist of countries you wish to visit, it is a country rich in scenery for the traveller in you. Before visiting Bhutan, make sure your itinerary contains essentials such thick clothes, medication, and documentation. It might benefit you to also add a travel insurance policy in this itinerary to have a memorable trip without having to worry about financial burdens during an emergency.

Knowing that the travel insurance you purchased online/offline will protect you in case of any difficulty you may face in Bhutan allows you to sleep a little easier. You must be diligent about buying travel insurance online

What is a Bhutan Visa? 

Wondering if you can receive a Bhutan visa for Indians on arrival? Indian citizens do not need a Bhutan visa. However, this does not imply that you can visit Bhutan without the necessary travel documentation & permission. The Department of Immigration of Bhutan provides this travel authorisation once you are in the nation.

What Does it Mean to Have a Bhutan Visa? 

This nation, officially known as the Kingdom of Bhutan, is along the Silk Road. It is hardly surprising that being one of India’s closest neighbours, it is one of the most sought-after vacation spots for Indians.

For citizens of countries that need a visa to visit Bhutan, the document is the equivalent of official permission granted to them by Bhutanese authorities to allow them to enter the country and spend some time there (as long as their visa is valid).

What are the Different Types of Bhutan Visas? 

As mentioned before, Indians may not require a visa to visit Bhutan. However, they may still require permits. Here are some entry permits you should be aware of

Bhutan Entry Permit By Air 

At the Paro airport, you can obtain your entry permission if you travel to Bhutan by plane. Obtaining the permit takes longer if you don’t have your documents in order.

Bhutan Entry Permit By Road 

Road travellers to Bhutan must obtain an entry permit at the checkpoint in Phuentsholing to enter the country, which is situated at the end of Phuentsholing in Bhutan and Jaigaon in West Bengal, on the border between India and Bhutan.

Bhutan Travel Permit For Cars 

In addition to an entry permit, you’ll need a special permit if you’re driving into Bhutan. As part of this permit, a foreign car will be granted special permission, known as an Extension Permit, to drive on Bhutanese roads.

Bhutan Special Area Permit 

You must obtain a special permit to go beyond Paro and Thimpu in Bhutan. This is available from the RGoB Immigration Office in Thimphu.

No Permit 

There is no need for a permit if you are travelling to Phuentsholing under certain circumstances. Although Phuentsholing is located on the border between India and Bhutan, you can travel up to 5 kilometres through the city throughout the day.
The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Bhutan visa for Indians.

Validity of the Different Types of Bhutan Visa 

Unlike some other nationals, Indians do not require a Bhutan visa for Indians to enter Bhutan. The list of documents required to enter Bhutan is provided further in this article.

What are the Eligibility Criteria for Bhutan Visa? 

The following requirements must be met before visiting Bhutan:

Have medical travel insurance

Conduct each mandatory COVID-19 test

Entry permit if travelling by car

Stay updated with all travel limitations imposed due to COVID-19

Completely adhere to the COVID-19 protocols

The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Bhutan visa for Indians.

What are the Documents Required to Apply for Bhutan Visa? 

When visiting Bhutan, you must have the following documents with you:

A valid passport, or if travelling by car, an entry permit

Verified voter identification issued by the Indian Election Commission

Further travel restrictions may have been implemented due to the COVID-19 outbreak to stop the virus's spread. You may be required to present a negative RT-PCR test result acquired no more than 72 hours before you arrive in Bhutan.

Are There Any Changes in Documents After Covid-19 For Bhutan Visa? 

One of the last nations to reopen its borders after COVID-19 is Bhutan. To protect the interests of its residents, the nation has been quite stringent in how it has dealt with the virus. You must adhere to these few regulations when visiting Bhutan:

Individuals who are fully vaccinated need to carry their immunisation certificates.

You may be requested to undergo a COVID-19 test at any time and must abide by any requests made by the authorities.

Unvaccinated individuals must spend 21 days in quarantine.

All visitors to Bhutan must show proof of a negative PCR test.

You will pay for any COVID-19 tests you take while in Bhutan.

Recognize and adhere to all applicable COVID-19-related legislation in the nation.

Always have your immunisation record on you, especially if you travel by car.

Inform the authorities and initiate quarantine immediately if your PCR results are positive.

All visitors to Bhutan will be required to pay a Sustainable Development Fee (SDF), the amount of which will vary depending on the visitor's nationality. Indians would now be required to pay an SDF of Rs. 1200 for adults and Rs. 600 for kids aged 6 to 12 years (per day).

The above information is an overview of the complete list of requirements. Please refer to the official website of the Embassy/Consulate/Visa office of the respective country for additional information on Bhutan visa for Indians.

What are the Fees Applicable for Bhutan Visa? 

Indian citizens may enter Bhutan with no additional fees thanks to a permit provided by the country's immigration department.

Is a Bhutan Visa Available on Arrival for Indian Citizens? 

Indians must get entry permission from the Phuentsholing Immigration Office to enter Bhutan. Anyone travelling to Bhutan by road must present this permit at each checkpoint for verification, valid for a week. Indian nationals who want to remain longer than seven days must apply for an extension of the permit's validity period in person at the Thimphu immigration office.

Why your Bhutan Visa Can Get Rejected 

You may be denied entry into Bhutan for any of the following reasons:

If you have a history of committing immigration crimes

If you refuse to assist authorities

If you lack the necessary paperwork to obtain a travel permit

If there are any signs that you are trying to harm the nation

Should you choose not to submit to a COVID-19 PCR test

Why is Travel Insurance Essential for Bhutan Visa? 

Having more security is always preferable, especially in a foreign location. You can get this protection via travel insurance coverage.

Choosing from various types of travel insurance can be a tremendous help when you lose your bags or experience sporadic flight delays.

Also, you should always purchase family travel insurance if you travel with family because you do not want to take any chances.

You ought to have international travel insurance to enter Bhutan; if you want an added layer of financial protection.

Your international travel insurance will offer assistance in all instances where you require it, from lost luggage to evacuation.

Tourist Attractions in Bhutan 

When visiting Bhutan, you will never run out of activities and sights to see Some of them are listed below:

Visit the Trongsa Dzong to experience Bhutan's royal past

With the Bhutanese monks, try the cham dance

Explore the royal city of Thimpu and climb to the Tiger Nest Monastery

See Mt. Everest up close

Experience archery at several nearby locations that provide you with a brief introduction

Benefits You Deserve

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Cashless Worldwide

Provides direct settlement of medical bills without upfront payments

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

Get paid for long flight delays

Download Policy Document

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Step-by-Step Guide

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How to Buy

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    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

  • 2

    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

  • 5

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

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    Please reach out to us for policy extensions

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    Phone +91 020 66026666

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    Fax +91 020 66026667

Cashless Claim

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    Applicable for overseas hospitalization expenses exceeding USD 500

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    Submit documents online for verification.

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    Upon verification Payment Guarantee to be released to the hospital

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    Please complete necessary formalities by providing missing information

Reimbursement

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    On complete documentation receipt, reimbursement takes approx. 10 days

  • 1

    Submit original copies (paid receipts only) at BAGIC HAT

  • 2

    Post scrutiny, receive payment within 10 working days

  • 3

    Submit incomplete documents to our document recovery team in 45 days

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    Policy deductible will be applicable as per policy copy

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FAQ's

What is the cost of a visa-on-arrival for Bhutan?

Bhutan is not a visa-required country for Indians, but visitors must obtain an entry permit.

How long may I stay in Bhutan once I've been granted entry?

Following your admission permission, you have seven days to stay in Bhutan. You may apply for an extension if required

What protections does my travel insurance provide?

Most travel insurance plans provide a range of essential coverages to ensure a safe and worry-free journey. These typically include protection against flight delays and cancellations, as well as coverage for lost or stolen passports. Travelers are also covered for baggage loss or delays, and in rare but serious situations, hijack incidents. Health and accident insurance is a key component, offering financial support in case of medical emergencies during the trip. Additionally, many modern plans now include COVID-19 coverage, providing peace of mind in the event of pandemic-related disruptions or illness.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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