Pet Insurance

What is Pet Insurance?

A pet is a part of the family that requires care and nurture, just like humans. As pet parents, we want to ensure their safety and well-being. However, unexpected accidents and illnesses can arise, leading to high veterinary expenses. This is where pet insurance becomes essential.

A pet insurance plan provides financial protection against unforeseen medical costs, helping to manage expensive treatments without compromise. Given the rising costs of pet healthcare, having suitable coverage ensures continuous care and security for your beloved companion. If you want to safeguard your pet against uncertainties, opting for a pet insurance policy is a wise choice.

Who Should Buy Pet Insurance Policy?

If you are a pet parent and look forward to having adequate protection against various expenses in case of an accident or illness.

Multiple pets under the ownership of a single individual will be covered under the pet insurance.

Benefits of Buying Pet Insurance in India

Our plan has been designed to fit the unique needs of your pet. Unexpected vet bills or pet loss, pet parenting has become easier. There are various benefits of buying insurance for pets in India.

- Surgery Expenses Anemia

- Hospitalisation Cover

- Mortality Benefit

- Terminal Diseases Cover

- Long Term Care Cover

- OPD Cover

- Third Party Liability Cover

- Theft/Lost/Straying Cover

Note: For complete information, please refer to the product brochure.

Documents to be Submitted While Buying Insurance for Pets in India

If you are planning to secure your furry friend from the uncertainties of life, here’s a quick rundown of the documents required to buy pet insurance coverage:

- Duly filled pet insurance proposal form

- Diagnostics test result in case the customer chooses PIN cover. This will be effective from the succeeding day

- Description/details about the unique pet and that help to identify the pet

- A self-declaration on timely vaccination of the insured pet

- If the sum insured above the maximum price is as per the pricing matrix opted by the insured, a purchase proof is required

- If the customer has selected the pet of pedigree lineage, a pedigree certificate is required

Note: Basis the type of pet covered, the insurer may relax specific documentation requirements. The list may vary from insurer to insurer.

Is There a Cover for Commercial Use of Pets?

Upon payment of additional premium, pet insurance coverage may be extended to cover the pets for business, occupational, or professional uses. However, this will not be available for those pets who are engaged in any hazardous activity/sports or hunting.

Tips to Keep Your Pet Healthy and Happy

Your pet requires only care and love from you. As a responsible pet parent, follow these handy tips to keep your pet healthy and happy:

Regular Grooming

Pet enjoy grooming, doing it regularly implies that their coat is in good condition.

Timely Vaccination

Take your pet for yearly annual health checkups. It ensures that the pet remains up to date with vaccinations, wormer and flea treatments.

Get it Neutered

Get your pet neutered or spayed. The surgery needs to be carried out by a veterinary only. For female cats, it’s better to be done before they reach four months.

Know the Breed

Different pet breeds have their health and behavior issues, some breeds have exaggerated physical features which may reduce the quality of life. While there are breeds prone to inherited diseases/disorders. Consult a veterinary if you are unsure about anything.

Why Bajaj Allianz Pet Insurance Policy?

At Bajaj Allianz General Insurance, we understand that your pet is an integral part of your family. Our extensive care enables us to provide the best of everything to your pet.

- Wide range of pet insurance coverages at a cost-effective premium

- Cover available on Individual and Group basis

- Annual/Short/Long term policy period options

- Option to use RFID tagging for pet

- Covers surgery expenses and hospitalization costs for the treatment of the pet

- Covers failure of vaccinations

- Covers advertising cost in case of Theft/Straying of the insured pet

- 30-day survival period in case of terminal diseases cover

- Provide a reward to the person who assisted in successfully tracing out of lost or stolen pet

- Covers third-party Liability of the pet owner with um insured options up to INR 15,00,000

- No mandatory section, you can choose any cover