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Motor Insurance
Maruti Suzuki Car Insurance
Get Up To 85% Off*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your car
Premium
Starting from INR 2094*
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your car due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Inclusions
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
Accidents
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
Fire Damage
Damages and losses if your car catches fire or explodes
Theft
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
Personal Accident
Coverage if your car accident results in death or disability of car owner
Add-On Covers
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
Exclusions
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
Depreciation
Normal wear and tear of the car due to usage and depreciation in value is not covered
Mechanical or Electrical Breakdown
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
Pay As You Consume
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
Protect Your Maruti Suzuki with the Right Car Insurance
With a range of car variants to offer, Maruti Suzuki has been a leading manufacturer of four-wheelers in India. Their offerings include an array of hatchbacks, sedans, SUVs & MUVs, as well as vans. This makes them the preferred choice for a variety of customers across the country.
If you have a Maruti Suzuki car, or are planning to buy one, ensure that you protect it with an insurance plan.
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Benefits of Buying Maruti Suzuki Car Insurance Online
Purchasing Maruti Suzuki insurance online offers major convenience. You can buy or renew your policy from anywhere using a mobile phone or computer. The online process is quick and hassle-free, saving time and money. Additionally, buying Maruti car insurance online often means lower prices as you bypass the need for intermediaries.
Let’s look at the benefits of buying car insurance online for your brand-new Maruti Suzuki car -
Convenience from Anywhere
The convenience of buying Motor insurance online is unparalleled. You can purchase it from anywhere, using your mobile phone or computer. Simply visit the insurer's website or use their app, and you're good to go.
Save Money on Your Purchase
By purchasing car insurance online, you can take advantage of the cost savings. Since you are buying the policy directly from the insurer without the involvement of agents, the Maruti Suzuki car insurance price is significantly lower compared to offline purchases.
Instant Policy Renewal
Renewing your insurance policy online is quick and easy if it is approaching its expiry date. Visit the insurer's website and renew your policy with just a few simple steps. Moreover, your Maruti Suzuki insurance price remains unchanged during the renewal process.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1 or 3 years | 1 Year | 1 and 3 years | 1 and 3 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| Add-on: No Claim Bonus | No | No | No | Yes |
| Add-on: Zero Depreciation Cover | No | No | No | Yes |
| Add-on: Lock & Key Replacement | No | No | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | No | No | Yes |
| Add-on: Consumables Cover | No | No | No | Yes |
| Explore more add-ons | No | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Types of Car Insurance Plans for Maruti Suzuki
If you are planning to buy car insurance for your Maruti Suzuki, you can choose between the following options:
Third-party Maruti Suzuki Car Insurance
Third-party car insurance is the fundamental insurance policy that you can buy for your car. This policy is mandatory under the Motor Vehicles Act and is designed to cover damages caused to third-party vehicles or property. It also provides coverage for third-party injuries and deaths. Along with this policy, you are required to purchase a personal accident cover.
Comprehensive Maruti Car Insurance
comprehensive car insurance offers coverage for both own-damages and third-party damages under a single policy. Own damages may include damages caused by accidents, natural disasters, and man-made calamities. The policy also covers loss or damage caused by fire or theft. You can choose to include add-ons in your policy to enhance its coverage. However, it is essential to note that this policy's cost is comparatively higher than that of a third-party insurance policy.
Maruti Suzuki – Bestselling Models
Maruti Suzuki offers a variety of bestselling models like Swift, Wagon R, Ertiga, and Brezza, catering to diverse needs. Whether you prefer a compact hatchback or a spacious SUV, the Maruti Suzuki ensures reliability and performance, making it a top choice for Indian car owners.
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Car with Bajaj Allianz?
Buy Now
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
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0
Download the Caringly Yours app from App stores or click "Get Quote"
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1
Register or log in to your account.
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2
Enter your car details
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3
You will be redirected to the Car Insurance Page.
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4
Ensure to check your No Claim Discount
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5
Choose right Insured Declared Value (IDV) that reflects your car value
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6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
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7
Select a plan from the recommended options, or customize your own plan
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8
Review the premium and other coverage details
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9
Proceed with the payment using your preferred method
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10
Receive confirmation of your purchased policy via email and SMS
How To Renew
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Login to the app
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1
Enter your current policy details
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2
Review and update coverage if required
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3
Check for renewal offers
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4
Add or remove riders
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5
Confirm details and proceed
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6
Complete renewal payment online
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7
Receive instant confirmation for your policy renewal
How to Claim
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0
Download our Caringly Yours App on Android or iOS
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1
Register or login to use Motor On the spot claim for a smooth process
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2
Enter your policy and accident details (location, date, time)
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3
Save and click Register to file your claim
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4
Receive an SMS with your claim registration number
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5
Fill in the digital claim form and submit NEFT details
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6
Upload photos of damaged parts as instructed
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7
Upload your RC and driving license
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8
Receive an SMS with the proposed claim amount
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9
Use the SMS link to agree/disagree with the claim amount
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Agree to receive the amount in your bank account
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11
Track your claim status using the Insurance Wallet App
Know More
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For any further queries, please reach out to us
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Phone +91 020 66026666
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Fax +91 020 66026667
How to Raise a Claim for Your Car Insurance?
There are two types of car insurance claims, namely cashless claim and reimbursement claim.
1. Cashless Claim
To file a cashless claim, you need to follow these steps:
● Contact your insurer through their website, app, or helpline number after the accident has occurred
● File an FIR if it is required
● Submit all the required documents and evidence related to the damage caused
● Get your vehicle surveyed by a surveyor arranged by the insurer
● Take your car to a network garage where the insurer will pay directly for the repairs
2. Reimbursement Claim
For a reimbursement claim, you need to follow the first four steps mentioned above. The only difference is that you can get your car repaired at a garage of your choice. Once the repair work is completed and the payment is made by you, your insurer will reimburse you for the amount paid.
Quick Links
Diverse more policies for different needs
Smart Reads, Right Coverage
View All
Add-ons for Maruti Suzuki Car Insurance
In addition to the basic coverage, Maruti Suzuki's comprehensive car insurance offers several add-ons that you can opt for, including:
Zero Depreciation Cover
This add-on ensures that you receive the full value of your claim without considering the depreciated value of your car.
Emergency Roadside Assistance
If your car breaks down suddenly, this add-on provides you with emergency services from your insurer.
Key And Lock Replacement Cover
If you lose your key, this add-on provides you with a temporary key until you get a new one from your dealer.
Engine Protection Cover
This add-on covers any problems that might affect the proper functioning of your car's engine.
Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
Is car insurance mandatory?
In India, having car insurance is compulsory for all vehicles. According to the Motor Vehicles Act of 1988, it is mandatory for every car being driven on Indian roads to have at least third-party car insurance. If you do not have a policy, you may face penalties from the authorities.
What are the services provided under roadside assistance?
Emergency roadside assistance services include tyre replacement/refilling, fuel refilling, battery charging, and free towing to the nearest garage.
How to reduce your premium?
Reducing unnecessary add-ons, installing safety devices in your car, and avoiding filing claims for minor damages are some ways to lower your insurance premium.
What factors affect the price of insurance?
The price of your insurance premium is influenced by factors such as the fuel type of your car, cubic capacity, your area of residence, and your driving record.
Does third-party insurance cover own damages?
Third-party car insurance only provides coverage for damages and injuries/deaths caused to third-party individuals and property, and does not cover damages to your vehicle.
How can I buy car insurance for my Maruti Suzuki car without much hassle?
You can purchase Maruti Suzuki car insurance online by visiting the Bajaj Allianz General Insurance Company website. Enter your car details, select a plan, customise it as per your needs, and pay online for instant policy issuance.
Which documents do I need while buying car insurance?
Essential documents include your car registration certificate, driving license, previous policy details (if any), and proof of personal ID. These ensure smooth and quick processing of your insurance application.
What is the procedure for Maruti insurance renewal?
Visit the Bajaj Allianz General Insurance Company website, provide your car and existing policy details, review the renewal options, and pay online. You can also customise your policy during renewal to enhance coverage.
Can I transfer my existing motor insurance policy to the new owner?
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
What risks are covered under an insurance policy for a vehicle?
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Why should I buy comprehensive vehicle insurance policy?
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
What is a Third-Party Liability Cover?
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
Differenciate Third-Party Liability and Comprehensive Motor Insurance?
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
Will my no claims bonus be transferred if I renew my motor insurance?
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
What is premium reduction process if no claim aquired previously?
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
What should be my first action to initiate a claim?
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
How do I register my claim?
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
What is a "deductible" or "compulsory excess" in motor insurance?
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Why does my vehicle insurance premium change during renewal?
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
How 'no claim bonus' is calculated at the time of renewal?
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
What is break-in insurance? What should I do in case of break-in?
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
When is vehicle inspection mandatory in motor insurance?
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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