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Motor Insurance

Drivesmart OBD Device

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Prevent breakdowns by monitoring your vehicle's health.

Your Device, Our trusted protection

Key Benefits

Easy to Use

  • Stay safe with us

Stay safe with over-speed alerts, live location tracking, SOS, and security boundaries.

  • Track your vehicle

Track your vehicle and driver anytime, anywhere.

  • Geofencing security

Receive instant alerts on ignition, battery health, and driving history with added geofencing security.

  • Save fuel and earn discounts

Save fuel and earn discounts on car accessories with improved driving habits through Driving Score.

  • Prevent breakdowns

Prevent breakdowns by monitoring your vehicle's engine health.

Drivesmart Device

The Drivesmart telematics is an easy-to-use OBD device that plugs into your car’s OBD-II port, usually located under the dashboard near the steering wheel. It provides valuable insights into your car’s health, real-time location, and performance, keeping you and your family safe and connected.

Key Features:

  1. Driving Analytics
  2. Driving Score
  3. Geofence Alerts
  4. Document Wallet
  5. Trip Replays
  6. Accessories
  7. Speeding
  8. Location Sharing
  9. Fuel Stations

Warranty: 12 months device warranty

Shipping: Free Shipping

Box Includes: Drive Smart Device, Installation Guide, 12 Months Subscription

Reach Us at: drivesmart@bajajallianz.co.in

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

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Download Policy Document

Get instant access to your policy details with a single click.

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Brochure
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Policy Wordings
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Proposal Form
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Claims Form
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Customer Info Sheet
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Why Insure Your Car with Bajaj Allianz?

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Affordable Premium

Wide range of plans that suit your pocket

Tailored Plans

Customise the coverage as per your needs
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7200+ Cashless Garages

Network of garages for hassel-free repairs

Quick Claim Settlement

Easy claim settlement process

Easy Renewal

Continued coverage for your vehicle
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24x7 Assistance

Round the clock dedicated support team
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Drive Safely

4.6 lacs+ road accidents reported (Ministry of Road Transport & Highways)
Assistance

Avoid Legal Fines

Motor Vehicles Act, mandates Third Party Liability Cover for vehicles
Assistance

Unfortunate Accident

File your claim immediately to ensure swift processing

Discover More of Our Covers

24x7 Spot Assistance

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Round-the-clock roadside assistance.

Towing, fuel delivery, tyre repair and many more

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Eco Repairs

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Repairs using refurbished parts

Cost-effective repairs with no depreciation on parts

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V Pay

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Ultimate car protection with the option of 22 covers

Towing, pick up and drop, fuel service, flat tyre and more

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Pay As You Consume

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Pay less based on miles driven

Carry forward unconsumed kilometers to the next plan

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Motor & Health Companion

Healthmanager

Drive Confidently with Bajaj Allianz

Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

Healthassetment

Track, Manage & Thrive with Your All-In-One Health Companion

Discover a health plan tailored just for you–get insights and achieve your wellness goals

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Take Charge of Your Health & Earn Rewards–Start Today!

Be proactive about your health–set goals, track progress, and get discounts!

Start Your Journey

Frequently Bought Together

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HERizon

  • Women centric health insurance 
  • Covers critical illness, maternity, surrogacy expenses and holistic wellness support

Pet Insurance

  • Vet bills covered for accidents, illnesses & emergencies
  • Explore covers like OPD, long term, care, lost pet & more
  • Fast claims with hassle-free reimbursements

Travel Ace Insurance

  • Medical & trip cover for a stress-free journey
  • Flight delays? No worries! Get reimbursed fast
  • 24/7 global support wherever you travel

Cyber Safe Insurance

  • Protects you online from fraud, hacks & cyber threats
  • Covers financial loss due to phishing & identity theft
  • 24/7 expert support for quick cyber incident response
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My Health Care Plan

  • Customize your health insurance with 'My Healthcare Plan' to suit your needs
  • Choose from various coverage options to create your ideal plan
  • Premium tailored to your coverage

Step-by-Step Guide

DriveSmart Installation Guide

How To Buy

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    Buy the Policy with Drivesmart addon

  • 1

    Download the Caringly Yours App from the App Store or Google Play

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    Register your policy on the app

  • 3

    The Device will be received

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    Link the Device with the App

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    Plug the Device into your car’s OBD-II port.

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    Use the App for a better driving experience

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Add/Remove

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    Login to the app

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    Enter your current policy details

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    Review and update coverage if required

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    Check for renewal offers

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    Add or remove riders

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    Confirm details and proceed

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    Complete renewal payment online

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    Receive instant confirmation for your policy renewal

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How to Claim

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    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

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    Fill in the digital claim form and submit NEFT details

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    Upload photos of damaged parts as instructed

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    Upload your RC and driving license

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    Receive an SMS with the proposed claim amount

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    Use the SMS link to agree/disagree with the claim amount

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    Agree to receive the amount in your bank account

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    Track your claim status using the Insurance Wallet App

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Know More

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    For any further queries, please reach out to us

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    Toll Free : For Sales :1800-209-0144

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    Email ID: bagichelp@bajajallianz.co.in

Contact Us

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Motor Insurance Portability: All You Need to Know

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Break-in period in Car Insurance: All you need to know

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  • How to renew car insurance during the break-in period?

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Create a Profile With Us to Unlock New Benefits

  • Customised plans that grow with you
  • Proactive coverage for future milestones
  • Expert advice tailored to your profile
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Why Choose Us

Awards
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Bajaj Allianz General Insurance won IBEX award
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Bajaj Allianz wins Product Innovator of the Year
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Bajaj Allianz earns top honours for customer excel

Bajaj Allianz won best usage of data analytics

What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

What documents are required to purchase motor insurance?
To purchase a motor insurance policy, you typically need to provide your vehicle's registration certificate, your driving license, proof of identity and address. Some insurers may also require additional documents like a previous insurance policy if you're renewing your policy with them.

Can I add multiple drivers to my motor insurance policy?
Yes, you can add multiple drivers to your motor insurance policy; however, coverage for additional drivers may vary based on the insurance provider. You will need to provide the necessary details of each driver, such as their name, age, and driving history. This may affect your premium depending on the risk profile of the additional drivers.

How do I update my vehicle details on my motor insurance policy?
To update your vehicle details on your motor insurance policy, such as a change in registration number or modifications to the vehicle, you need to inform your insurance provider. This can usually be done online through the insurer's website or mobile app, or by contacting their customer service.

What is a motor insurance policy endorsement?
An insurance policy endorsement is a modification or addition to your existing motor insurance policy. It can include changes like adding a new driver, updating your address, or including additional coverage options. Endorsements ensure that your policy accurately reflects your current needs and circumstances.

What is a motor policy lapse and how can I avoid it?
A policy lapse occurs when your motor insurance policy expires due to non-renewal. To avoid a lapse, ensure you renew your policy before the expiration date. Most insurers send reminders via email or SMS. You can also set up automatic renewals or mark the renewal date on your calendar to stay alert.

What should I do if I lose my motor insurance policy document?
In case of document loss, contact your insurance provider immediately. Most insurers offer the option to download a duplicate copy from their website or mobile app. You may also request a physical copy to be mailed to you.

Can I transfer my existing motor insurance policy to the new owner?
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.

What risks are covered under an insurance policy for a vehicle?
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.

Why should I buy comprehensive vehicle insurance policy?
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.

What is a Third-Party Liability Cover?

Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.

Differenciate Third-Party Liability and Comprehensive Motor Insurance?
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"

Will my no claims bonus be transferred if I renew my motor insurance?
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.

What is premium reduction process if no claim aquired previously?
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.

What should be my first action to initiate a claim?
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.

How do I register my claim?
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.

What is a "deductible" or "compulsory excess" in motor insurance?
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.

Why does my vehicle insurance premium change during renewal?
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.

How 'no claim bonus' is calculated at the time of renewal?
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.

What is break-in insurance? What should I do in case of break-in?
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.

When is vehicle inspection mandatory in motor insurance?
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.

Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
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What makes our insurance unique

With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144