Suggested
मोटर इन्श्युरन्स
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your Carप्रीमियम
सुरुवात ₹2094 पासून*
Cashless Garages
7,200+ network garages for hassle free services
ओन डॅमेज कव्हर
Covers damage to your car due to accidents, fire, theft and natural calamities
थर्ड पार्टी लायबिलिटी कव्हर
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
पर्सनल ॲक्सिडेंट कव्हर
Starting from INR 15 Lacs
नो क्लेम बोनस
50% पर्यंत
पर्यायी कव्हर्स
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 स्पॉट असिस्टन्स
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
समावेश
What’s covered?Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your car and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court.
Third Party Liability for Property Damage (up to INR 7.5 lacs)
If an accident is caused by your car and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit
अपघात
Damages and losses that arise out of accidents and collisions
Natural or Man-Made Disasters
Damages and losses to car by events like floods, cyclones, earthquakes, riots or vandalism
आगीमुळे होणारे नुकसान
Damages and losses if your car catches fire or explodes
चोरी
Financial losses when your car is stolen
In Transit Damage
If your car is damaged while being transported, this covers the repair costs
वैयक्तिक अपघात
Coverage if your car accident results in death or disability of car owner
अॅड-ऑन कव्हर्स
Multiple Add-Ons which you can buy with your car insurance policy to enhance your coverage
अपवाद
What’s not covered?Intentional Damage
Any damage caused to the car intentionally
डेप्रीसिएशन
Normal wear and tear of the car due to usage and depreciation in value is not covered
मेकॅनिकल किंवा इलेक्ट्रिकल ब्रेकडाउन
If your car suffers an electrical or mechanical breakdown, the cost of repairs would not be covered
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the car for criminal activity
Geographic Limits
Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected.
War-related Damages
Losses caused by war or nuclear risks are not covered
Overloading the Vehicle
If you exceed the weight or passenger limit specified for your car, leading to an accident.
Unauthorised Vehicle Modifications
If you modify your vehicle(electrical components or other illegal modifications), your policy may become invalid.
Racing or Speed Tests
If you participate in racing, speed tests, or illegal stunts and damage your car, your claim will be denied
टीप
Please read policy wording for detailed exclusions
अतिरिक्त कव्हर्स
What else can you get?24x7 रोड साईड असिस्टन्स
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
उपभोगासाठीचा खर्च
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
झिरो डेप्रीसिएशन कव्हर
Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
तुम्ही वापरत असताना देय करा
If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
कन्व्हेयन्स लाभ
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
इंजिन प्रोटेक्टर
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your car back in case of theft or total loss
आधुनिकतेच्या सोबत नाव जोडले गेले असल्यामुळे जेव्हा कस्टमर मॉडर्न कार खरेदीचा विचार करतील. जी हॅचबॅक, सेडान किंवा एसयूव्ही असो तेव्हा नक्कीच ह्युंदाई ला प्राधान्य देतील. दक्षिण-कोरिया स्थित कार उत्पादकाला भारतात मोठी पसंती लाभली आहे आणि संभाव्य खरेदीदारांसाठी विस्तृत श्रेणीतील कार उपलब्ध आहेत.
If you are planning to buy a Hyundai car, or already have one, you may be doing everything possible to keep your possession in the best shape possible. If so, you also ought to consider comprehensive four-wheeler insurance. This is the sort of car insurance that will offer your coverages such as own damage, zero depreciation, personal accident, and more, alongside a third-party liability coverage.
तुमच्या ह्युंदाई कार साठी कार इन्श्युरन्स खरेदी करण्यासाठी तुम्हाला निवडीसाठी दोन पर्याय उपलब्ध असतील:
This basic insurance is mandatory under the Motor Vehicles Act of 1988. It is designed to cover damages specifically to third-party property and vehicles. Additionally, it covers injuries and deaths caused to the third-party. You must also pay a personal accident purchase with the policy.
This policy provides coverage for both own damages and third-party damages under the same policy. Own damages include damages caused by accidents, natural, and man-made calamities. Damage or loss caused by fire or theft is also covered by the policy. You may enhance the policy's coverage by including add-ons. It is essential to note that the cost of this policy is higher than that of a third-party car insurance policy.
तुमच्या नवीन ह्युंदाई साठी कार इन्श्युरन्स ऑनलाईन खरेदी करण्याचे फायदे पाहूया:
तुमच्या कारसाठी मोटर इन्श्युरन्स ऑनलाईन खरेदी करण्याची सोय म्हणजे तुम्ही कोणत्याही लोकेशनवरून तुमचा मोबाईल किंवा कॉम्प्युटर वापरून खरेदी करू शकता. तुम्हाला फक्त इन्श्युररच्या वेबसाईटला भेट देणे आवश्यक आहे किंवा त्यांच्या ॲपचा वापर करणे आवश्यक आहे आणि पॉलिसी खरेदी करण्यासाठी काही सोप्या स्टेप्सचे पालन करणे आवश्यक आहे.
By buying car insurance online , you can take advantage of cost savings. As you are purchasing the policy directly from the insurer without any intermediary agents, the price for your Hyundai car insurance will be lower than purchasing it offline. There will be no additional charges for your purchase as well.
जर तुमची इन्श्युरन्स पॉलिसी लवकरच कालबाह्य होणार असल्यास तुम्ही तुमच्या इन्श्युररच्या वेबसाईटद्वारे त्यास सहजपणे ऑनलाईन रिन्यू करू शकता. फक्त काही सोप्या स्टेप्ससह, तुम्ही तुमची पॉलिसी रिन्यू करू शकता आणि सर्वोत्तम बाब म्हणजे रिन्यूवल दरम्यान तुमची ह्युंदाई इन्श्युरन्स किंमत समानच राहील.
खरेदी करताना ह्युंदाई सर्वसमावेशक कार इन्श्युरन्स , तुमच्याकडे खालील ॲड-ऑन्स जोडण्याचा पर्याय आहे:
या ॲड-ऑनसह, इन्श्युरर तुम्हाला तुमच्या कारच्या डेप्रीसिएट मूल्याचा विचार न करता तुमच्या क्लेमसाठी कमाल मूल्याची भरपाई देतो.
जर ड्रायव्हिंग दरम्यान तुमची कार ब्रेक-डाउन झाली असल्यास हे ॲड-ऑन तुमच्या इन्श्युररकडून आपत्कालीन सर्व्हिस प्रदान करते.
जर आकस्मिकपणे तुमची चावी गहाळ झाली असल्यास तुमचा इन्श्युरर तुम्हाला या ॲड-ऑन अंतर्गत तुमच्या डीलरकडून नवीन चावी मिळेपर्यंत वापरासाठी तात्पुरती चावी प्रदान करेल.
हे ॲड-ऑन आपल्या कारच्या इंजिनला त्याच्या योग्य कार्यावर परिणाम करू शकणाऱ्या समस्यांसाठी कव्हरेज प्रदान करते.
ह्युंदाई इन्श्युरन्स क्लेम करण्यासाठी आवश्यक विविध डॉक्युमेंट्स आहेत:
● इन्श्युरन्स पॉलिसी डॉक्युमेंट:
तुमच्या वर्तमान इन्श्युरन्स पॉलिसीची कॉपी आवश्यक आहे.
● वाहन रजिस्ट्रेशन सर्टिफिकेट (आरसी):
वाहनाच्या रजिस्ट्रेशन डॉक्युमेंटची कॉपी आवश्यक आहे.
● वाहन परवाना:
घटनेच्या वेळी वाहन चालवत असलेल्या व्यक्तीने त्यांचा वाहन परवाना प्रदान करणे आवश्यक आहे.
● क्लेम फॉर्म:
इन्श्युरन्स कंपनीने दिलेला योग्यरित्या पूर्ण आणि स्वाक्षरी केलेला क्लेम फॉर्म आवश्यक आहे.
● फर्स्ट इन्फॉर्मेशन रिपोर्ट (एफआयआर):
If the event includes third-party damage, theft, or serious property damage, an FIR copy must be provided.
● नुकसानीचे फोटो:
वेगवेगळ्या बाजूंनी नुकसानीचे स्पष्ट फोटो घेणे तुमच्या क्लेमला सपोर्ट करण्यास मदत करू शकते.
तुमच्या ह्युंदाई क्रेटाचा इन्श्युरन्स घेताना, अनेक कारणे प्रीमियम पेमेंटवर प्रभाव पाडतात. तपशीलवार माहिती असल्याने तुम्हाला चांगले निर्णय घेण्यास मदत होईल. ह्युंदाई क्रेटा इन्श्युरन्सच्या प्रीमियमवर परिणाम करणारे घटक खालीलप्रमाणे आहेत:
● कार मॉडेल आणि प्रकार :
सर्वोत्तम आणि अधिक महागड्या क्रेटा मॉडेल्स सामान्यपणे क्रेटा वाहनांसाठी जास्त प्रीमियम आकर्षित करतात.
● वाहनाचे वय :
जुन्या कारसाठी सामान्यपणे कमी प्रीमियम असतो.
● भौगोलिक स्थान :
मोठ्या चोरी आणि व्यस्त ट्रॅफिक असलेल्या प्रदेशांमध्ये जास्त प्रीमियम होऊ शकतो.
● कव्हरेजचा प्रकार :
सर्वसमावेशक कव्हरेजच्या तुलनेत थर्ड-पार्टी कव्हरेज स्वस्त आहे.
● अॅड-ऑन :
झिरो डेप्रीसिएशन, इंजिन संरक्षण आणि रोडसाईड असिस्टन्स सारखे जोडणे तुमचे प्रीमियम वाढवेल.
● ड्रायव्हिंग रेकॉर्ड :
कोणत्याही क्लेमशिवाय चांगल्या ड्रायव्हिंग रेकॉर्डमुळे प्रीमियम कमी होऊ शकतो.
● इन्श्युररची प्रोफाईल :
विविध इन्श्युरर प्रीमियमची गणना करण्याची वेगवेगळी तंत्र आणि ऑफरिंगचा वापर करू शकतात.
● नो क्लेम बोनस (एनसीबी) :
If you haven't made any claims in the previous years, you can get NCB, which lowers your premiums.
तुमच्या ह्युंदाई कार इन्श्युरन्सच्या किंमतीवर परिणाम करणारे सर्वात महत्त्वाचे पेपरवर्क आणि तपशील समजून घेणे जलद क्लेम प्रक्रिया आणि योग्य कव्हरेजसाठी महत्त्वाचे आहे. अनपेक्षित घटनेच्या स्थितीत अतिरिक्त सुरक्षा आणि आर्थिक स्थिरतेसाठी रोडसाईड असिस्टन्स आणि झिरो डेप्रीसिएशन सारखे ॲड-ऑन्स पाहण्यास विसरू नका.
Compare Insurance Plans Made for You
फीचर |
Third Party Liabilty Cover |
ओन डॅमेज कव्हर |
कॉम्प्रिहेन्सिव्ह कव्हर |
Comprehensive Cover with Add-ons |
---|---|---|---|---|
ओव्हरव्ह्यू | Covers legal liabilities arising due to body injury or property damage to others due to your car. It is mandatory by law. | Covers expenses arising out of damage to your car. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
पॉलिसीचा कालावधी | 1 or 3 years | 1 वर्ष | 1 and 3 years | 1 and 3 years |
Third Party Liability for Injury, Death & Property Damage | होय | नाही | होय | होय |
अपघात आणि टक्कर | नाही | होय | होय | होय |
Natural or Man-Made Disasters | नाही | होय | होय | होय |
आगीमुळे होणारे नुकसान | नाही | होय | होय | होय |
चोरी | नाही | होय | होय | होय |
Compulsory Personal Accident | होय | होय | होय | होय |
Add-on: No Claim Bonus | नाही | नाही | नाही | होय |
Add-on: Zero Depreciation Cover | नाही | नाही | नाही | होय |
Add-on: Lock & Key Replacement | नाही | नाही | नाही | होय |
Add-on: 24x7 Roadside Assistance | नाही | नाही | नाही | होय |
Add-on: Consumables Cover | नाही | नाही | नाही | होय |
Explore more add-ons | नाही | Up to 27 Add Ons | Up to 27 Add Ons | Up to 27 Add Ons |
Get instant access to your policy details with a single click.
Drive Confidently with Bajaj Allianz
Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Step-by-Step Guide
खरेदी कसे करावे
0
Download the Caringly Yours app from App stores or click "Get Quote"
1
Register or log in to your account.
2
Enter your car details
3
You will be redirected to the Car Insurance Page.
4
Ensure to check your No Claim Discount
5
Choose right Insured Declared Value (IDV) that reflects your car value
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
7
Select a plan from the recommended options, or customize your own plan
8
Review the premium and other coverage details
9
Proceed with the payment using your preferred method
10
Receive confirmation of your purchased policy via email and SMS
How to Renew
0
Login to the app
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Download our Caringly Yours App on Android or iOS
1
Register or login to use Motor On the spot claim for a smooth process
2
Enter your policy and accident details (location, date, time)
3
Save and click Register to file your claim
4
Receive an SMS with your claim registration number
5
Fill in the digital claim form and submit NEFT details
6
Upload photos of damaged parts as instructed
7
Upload your RC and driving license
8
Receive an SMS with the proposed claim amount
9
Use the SMS link to agree/disagree with the claim amount
10
Agree to receive the amount in your bank account
11
Track your claim status using the Insurance Wallet App
अधिक माहिती घ्या
0
For any further queries, please reach out to us
1
Phone +91 020 66026666
2
Fax +91 020 66026667
ह्युंदाई कार इन्श्युरन्स ऑनलाईन खरेदी करण्यासाठी, तुम्ही या स्टेप्स फॉलो करू शकता:
1. Visit the website of your insurer.
2. Enter your car details and your city of residence.
3. Select the insurance plan that meets your requirements.
4. You will be presented with a quote based on the type of policy selected.
5. If you choose comprehensive car insurance, you can customize it with add-ons. Keep in mind that add-ons will increase the price of the policy.
6. वेबसाईटवर तुमच्या पॉलिसीसाठी ऑनलाईन पेमेंट करा.
या सोप्या स्टेप्स फॉलो करण्याद्वारे, तुम्ही सहजपणे तुमची पॉलिसी खरेदी करू शकता. खरेदी करण्यापूर्वी, तुम्हाला खरेदी करावयाच्या पॉलिसीसाठी अंदाजित किंमत मिळवण्यासाठी तुम्ही कार इन्श्युरन्स कॅल्क्युलेटरचा वापर करू शकता.
तुमची ह्युंदाई कार इन्श्युरन्स पॉलिसी ऑनलाईन रिन्यू करण्यासाठी, तुम्ही खाली नमूद स्टेप्स फॉलो करू शकता:
1. Go to the website of your insurance provider.
2. Enter the required details, such as your car's details, existing policy details, and any claims made during the previous policy term.
3. You will receive a quote based on the details you entered.
4. You can customize your policy by selecting add-ons or changing the coverage options.
5. After reviewing and finalizing your policy, pay for the renewal online on the website.
6. Once the payment is confirmed, your policy will be renewed, and you will receive a confirmation via email or SMS.
कोणत्याही दुर्दैवी घटनेच्या बाबतीत तुम्हाला नेहमीच कव्हर केले जाते याची खात्री करण्यासाठी तुमची कार इन्श्युरन्स पॉलिसी कालबाह्य होण्यापूर्वी रिन्यू करणे आवश्यक आहे. ऑनलाईन रिन्यूवल सह प्रोसेस जलद, सोयीस्कर आणि त्रासमुक्त आहे.
कार इन्श्युरन्स क्लेम दोन प्रकारचे असू शकतात: कॅशलेस क्लेम आणि रिएम्बर्समेंट क्लेम.
To file a cashless claim , you need to follow these steps:
1. Contact your insurer through their website, app, or helpline number to report the accident.
2. File an FIR if required.
3. Submit all necessary documents and evidence related to the damage caused.
4. Get your vehicle surveyed by a surveyor appointed by the insurer.
5. Get your car repaired at a network garage, where the insurer will directly pay the garage.
रिएम्बर्समेंट क्लेमच्या स्टेप्स कॅशलेस क्लेमच्या सारखेच आहेत, एकमेव फरक म्हणजे तुम्ही दुरुस्तीसाठी तुमच्या आवडीचे गॅरेज निवडू शकता. तुम्ही दुरुस्तीसाठी पैसे भरल्यानंतर, इन्श्युरर तुम्हाला झालेल्या खर्चासाठी परतफेड करेल.
Diverse more policies for different needs
क्रिटिकल इलनेस इन्श्युरन्स
Health Claim by Direct Click
वैयक्तिक अपघात पॉलिसी
ग्लोबल पर्सनल गार्ड पॉलिसी
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 रोडसाईड/स्पॉट असिस्टन्स
Caringly Yours (Motor Insurance)
ट्रॅव्हल इन्श्युरन्स क्लेम्स
कॅशलेस क्लेम
24x7 Missed Facility
ट्रॅव्हल इन्श्युरन्स क्लेम दाखल करणे
My Home–All Risk Policy
होम इन्श्युरन्स क्लेम प्रोसेस
होम इन्श्युरन्स सुलभ
होम इन्श्युरन्स कव्हर
तत्काळ असिस्टन्स
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
विक्रम सिंह
दिल्ली
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
दीपक भानुशाली
मुंबई
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
नवीन त्यागी
दिल्ली
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
प्रमोद चंद लाकडा
जयपूर
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
सिबा प्रसाद मोहंती
पुणे
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
राहुल
लखनऊ
26th Jul 2020
होय, भारतातील सर्व कारसाठी कार इन्श्युरन्स असणे अनिवार्य आहे. मोटर व्हेईकल्स ॲक्ट 1988 नुसार, भारतीय रस्त्यांवर धावणाऱ्या प्रत्येक कारसाठी किमान थर्ड-पार्टी कार इन्श्युरन्सची आवश्यकता आहे. पॉलिसी नसल्यास अधिकाऱ्यांकडून थेट दंडाची आकारणी केली जाऊ शकते.
रोडसाईड असिस्टन्स अंतर्गत कोणत्या सर्व्हिसेस प्रदान केल्या जातात?
आपत्कालीन रोडसाईड असिस्टन्स टायर रिप्लेसमेंट/रिफिलिंग, इंधन रिफिलिंग, बॅटरी रिचार्ज आणि जवळच्या गॅरेजमध्ये मोफत टोईंग यासारख्या अनेक सेवा प्रदान करू शकतात.
तुमचे इन्श्युरन्स प्रीमियम कमी करण्यासाठी तुम्ही अनावश्यक ॲड-ऑन्स काढून टाकू शकता, तुमच्या कारमध्ये सुरक्षा डिव्हाईस इंस्टॉल करू शकता आणि लहान नुकसानीसाठी क्लेम दाखल करणे टाळू शकता.
तुमच्या पॉलिसीसाठी तुम्ही भरत असलेल्या प्रीमियमची किंमत तुमच्या कारचा इंधन प्रकार, क्युबिक क्षमता, तुमचे निवासाचे क्षेत्र आणि ड्रायव्हिंग रेकॉर्ड यासारख्या घटकांद्वारे प्रभावित होते.
थर्ड-पार्टी कार इन्श्युरन्स केवळ थर्ड-पार्टीचे नुकसान, इजा किंवा मृत्यू कव्हर करते आणि स्वत:च्या नुकसानीला कव्हर करत नाही.
रोडसाईड असिस्टन्स कव्हर टोईंग, इंधन वितरण, फ्लॅट टायर बदल आणि ऑन-द-स्पॉट दुरुस्तीसाठी कव्हरेज सुनिश्चित करते, आपत्कालीन परिस्थिती आणि कार ब्रेकडाउन दरम्यान सपोर्ट प्रदान करते.
झिरो डेप्रीसिएशन कव्हरसह, एखाद्या व्यक्तीला कारच्या डेप्रीसिएटेड मूल्याचा विचार न करता स्टँडर्ड वजावट लागू क्लेम रक्कम मिळते, ज्यामुळे भरपाई वाढते आणि मोठ्या दुरुस्तीच्या कामावर पैसे वाचतात.
इन्श्युअर्ड डिक्लेर्ड वॅल्यू (आयडीव्ही) ही इन्श्युरन्स क्लेमच्या वेळी वाहनाच्या मार्केट मूल्यासारखी असते. ही कमाल क्लेम रक्कम निर्धारित करण्यास मदत करते. उच्च आयडीव्हीचा प्रीमियम जास्त असतो, परंतु कमी आयडीव्ही असलेल्या इतरांपेक्षा रिटर्न चांगले असते.
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
The coverage for vehicle insurance can vary depending on the type of policy chosen. For instance, under third party insurance, you get coverage for third party liability, third party property damage, personal accident cover, etc. Similarly, comprehensive insurance covers own damage vehicle, theft, natural/manmade calamaties etc.
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle. There are certain add-ons for comprehensive motor insurance that can be added to give your vehicle an extra protection like damages for an accident, theft, natural disasters, damage to third party etc. as derived by the policy terms.
Third-Party Liability covers the legal liability one has to pay to the third party to whom damage is being caused. While opting for vehicle insurance, one has to choose between a comprehensive plan, which provides coverage for the policyholder and the third party, and a third-party policy, which provides coverage only for the third party.
"Third-Party Liability: Covers damages you cause to another person or their property. It's mandatory by law. Comprehensive: Covers third-party liability plus damages to your own vehicle due to accidents, theft, natural disasters, etc. as per the policy terms"
You may be able to transfer your no claims bonus when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better no claims bonus options and discounts.
Certainly, the no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for long-term insurance policies with the same company.
Use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is highly appreciated to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
It's the amount you have to pay out of pocket before your insurance coverage kicks in. A higher deductible usually means a lower premium.
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
Download Caringly your's app!