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हेल्थ इन्श्युरन्स
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कार इन्श्युरन्स रिन्यू करणे
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car no details
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car number details
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कुटुंबासाठी हेल्थ इन्श्युरन्स प्लॅन्स
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सायबर इन्श्युरन्स
भारतात सायबर इन्श्युरन्स
Plans starting at ₹ 1/day*
Shielding You in the Cyberverse
Coverage Highlights
Key benefits of this plan
कोणतीही कपात नाही
Enjoy peace of mind with “no upfront payments” required for covered claims
No Sublimits
Benefit from comprehensive coverage with “no sublimits” for different areas
Smart Home Protection
Get coverage for the costs of restoring or decontaminating your smart home devices affected by malware attacks
Family Coverage Extension
Extend your coverage to include your family with an additional premium
टीप
*Premium for SI of Rs. 50,000 starts at INR 365 annually excluding taxes
समावेश
What's covered?Digital Theft of Funds
Pays agreed amount in case of financial losses due to unauthorized access to your accounts caused by phishing or email spoofing
ओळख चोरी
Pays agreed amount in case of lost wages, credit monitoring costs, and the cost of prosecution related to identity theft.
Data Restoration
Pays for IT services to recover data or fix devices after a cyber attack
Cyber Bullying, Cyber Stalking, and Loss of Reputation
Covers the cost of prosecution against a third party for committing cyber bullying or stalking
सायबर खंडणी
Covers Loss that the Insured Beneficiary incurs solely and directly as a result of a Cyber Extortion Threat first Discovered during the Period of Insurance
Social Media/Media Liability
Covers Legal liability that directly results from the Identity Theft of the Insured Beneficiary from a legitimate Social Media account of the Insured Beneficiary by Cyber Attack
Privacy Breach and Data Breach Liability
Pays agreed amount for costs including legal fees incurred by the Insured Beneficiary for a Claim for Damages lodged by the Insured Beneficiary
Malware Cover
Covers cost incurred due to damage caused by Malware received through SMS, File transfer, downloaded programs from Internet or any other digital means by the Insured Beneficiary’s Computer System which has resulted in information stored in the Insured Beneficiary’s Computer System being damaged or altered or disrupted or misused
फिशिंग कव्हर
Pays agreed amount for Direct and Pure Financial Loss sustained by the Insured Beneficiary by being an innocent victim of an act of Phishing by a third party
टीप
Please read policy wording for detailed terms and conditions
अपवाद
What's not covered?Dishonest or Improper Conduct
Any: a) deliberate, criminal, fraudulent, dishonest or malicious act or omission; or b) intentional or knowing violation of any duty, obligation, contract, law or regulation; by the Insured Beneficiary c) Any losses that are caused intentionally & against the law
Bodily Injury
Any actual or alleged bodily injury, sickness, mental anguish or emotional distress or disturbance, disease or death of any person howsoever caused
Property Damage
Any damage to or destruction of any tangible property, including loss of use thereof
काँट्रेक्चुअल दायित्व
Any liability under any contract, agreement, guarantee or warranty assumed or accepted by an Insured Beneficiary except to the extent that such liability would have attached to an Insured Beneficiary in the absence of such contract, agreement, guarantee or warranty
Unsolicited Communication
Any distribution of unsolicited correspondence or communications (whether in physical or electronic form), wiretapping, audio or video recordings or telephone marketing
Trade Secrets and Intellectual Property
Any actual or alleged plagiarism or infringement of any Trade Secrets, patents, trademarks, trade names, copyrights, licenses or any other form of intellectual property
War, Terrorism including Cyber Terrorism and Governmental Acts and Trading
Any losses or liabilities connected with any types of purchase or sale transactions or other dealing in securities, commodities, derivatives, foreign or Federal Funds, currencies, foreign exchange, cryptocurrencies and the like
टीप
Please read policy wording for detailed terms and conditions
Benefits You Deserve
Variety of Plans Available
Select from a wide range of coverages
कोणतीही कपात नाही
Protection without the extra cost: Zero deductibles, zero worries
No sub-limits
Unlimited coverage: No sub limits, maximum protection
At-A-Glance
Find the best coverage options side by side, tailored to your needs.
| Coverage Name |
प्लॅन 1 |
प्लॅन 2 |
प्लॅन 3 |
प्लॅन 4 |
|---|---|---|---|---|
| Digital Theft of Funds | होय | होय | होय | होय |
| ओळख चोरी | होय | होय | होय | होय |
| Data Restoration | होय | होय | होय | होय |
| Cyber Bullying/Stalking/Loss of reputation | होय | होय | होय | होय |
| सायबर खंडणी | होय | होय | होय | होय |
| Online Shopping | होय | नाही | होय | होय |
| Online Sales | नाही | नाही | नाही | होय |
| Social Media/Media Liability | नाही | होय | नाही | होय |
| Network Security Liability | नाही | नाही | नाही | होय |
| Privacy Breach and Data Breach Liability | नाही | होय | नाही | होय |
| Privacy Breach and Data Breach by Third Party | नाही | नाही | नाही | होय |
| Loss of Professional Income | नाही | नाही | नाही | होय |
पॉलिसी दस्तऐवज डाउनलोड करा
Get instant access to your policy details with a single click.
Why Insure Individual Cyber Safe Insurance with Bajaj Allianz?
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इतर उत्पादने
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How To List
To make sure that we are always listening to our customers,
खरेदी कसे करावे
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0
Visit Bajaj Allianz website
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वैयक्तिक तपशील प्रविष्ट करा
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Compare cyber insurance plans
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Select suitable coverage
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Check discounts & offers
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Add optional benefits
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Proceed to secure payment
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Receive instant policy confirmation
How to Renew
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Login to the renewal portal
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Enter your current policy details
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Review and update coverage if required
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Check for renewal offers
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Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Notify Bajaj Allianz about the claim
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Submit all the required documents
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Choose cashless or reimbursement mode for your claim
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Avail treatment and share required bills
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Receive claim settlement after approval
How to Port
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Check eligibility for porting
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Compare new policy benefits
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Apply before your current policy expires
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Provide details of your existing policy
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Undergo risk assessment by Bajaj Allianz
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Receive approval from Bajaj Allianz
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Pay the premium for your new policy
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Receive policy documents & coverage details
इन्श्युरन्स समझो
क्रिटिकल इलनेस इन्श्युरन्स
Health Claim by Direct Click
वैयक्तिक अपघात पॉलिसी
ग्लोबल पर्सनल गार्ड पॉलिसी
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 रोडसाईड/स्पॉट असिस्टन्स
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Caringly Yours (Motor Insurance)
ट्रॅव्हल इन्श्युरन्स क्लेम्स
कॅशलेस क्लेम
24x7 Missed Facility
ट्रॅव्हल इन्श्युरन्स क्लेम दाखल करणे
My Home–All Risk Policy
होम इन्श्युरन्स क्लेम प्रोसेस
होम इन्श्युरन्स सुलभ
होम इन्श्युरन्स कव्हर
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What Our Customers Say
Excellent Service
Bajaj Allianz provides excellent, hassle-free service with a user-friendly platform that is simple to understand and operate. Thanks to the team for serving customers with dedication and ensuring a..
अमागोंड विट्टप्पा अराकेरी
मुंबई
27th Jul 2020
तत्काळ असिस्टन्स
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process
Priya K
बंगळुरू
27th Sep 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you, Keep it up!
आदर्श उपुंदा
दिल्ली
15th Feb 2022
Claim Support
I really appreciate the way I was treated regarding my claim. The customer service was professional and friendly, which enhanced my confidence in Bajaj Allianz.
दीपक भानुशाली
मुंबई
4th Jun 2023
FAQs
व्यक्तींना भारतात सायबर इन्श्युरन्स मिळू शकेल का?
Yes, any individual aged 18 or above can purchase cyber insurance in India. Recognising that internet use is now a regular part of life, we've made our Individual Cyber Safe Policy easily accessible.
पॉलिसीचा कालावधी काय आहे?
This is an annual policy. Renewing your policy is quick and easy, allowing you to maintain your cyber protection for as long as you're online.
What plans are available under the policy?
We understand that everyone has different needs. Coverage requirements vary depending on internet usage habits and other factors. Our Cyber Insurance Policy offers plans ranging from ₹1 lakh to ₹1 crore. The Personal Cyber Insurance cost varies accordingly, with several affordable options available.
Is there an excess on this policy?
There is no excess on the Cyber Insurance Policy. An excess is the amount you pay towards a claim before the insurer settles it. Our policy removes this extra cost.
What if I am the victim of more than one cybercrime simultaneously?
We're sorry to hear that. In such a situation, you can claim under the policy. However, only one insuring clause per event can be claimed.
What is a cyber insurance policy?
A cyber insurance policy safeguards businesses and individuals against financial losses from cyberattacks, data breaches, and other cyber incidents. It typically covers costs associated with data recovery, legal fees, and notification expenses.
Can I get a cyber insurance policy for my business?
Yes, cyber insurance policies are designed for businesses of all sizes. The range of available coverage options can vary significantly based on the specifics of your business and its online activities, ensuring that you can find a plan that effectively meets your unique needs.
What is the cost of cyber insurance policy?
The cost of a cyber insurance policy varies depending on factors such as your business size, the types of data you handle, the coverage level you select, and your company's cybersecurity measures.
What documents do I need to get a cyber insurance policy?
Usually, you will need to provide information about your business's cybersecurity practices, data storage methods, and incident response plan. Some insurers may require documentation related to your company's risk assessments and security audits. It's always best to check with the specific insurance provider for their documentation requirements.
What types of incidents are covered by cyber insurance?
Generally, it covers a range of incidents, including data breaches, ransomware attacks, phishing scams, and network security failures. Coverage extends to costs associated with data restoration, legal representation, customer notification, and financial losses due to business disruptions. Specific coverage may vary based on the policy and provider.
How is the cost of cyber insurance determined?
The cost of cyber insurance is influenced by several factors, such as the size of the business, the type of data handled, the strength of existing security measures, and the industry in which the business operates. Insurers assess risk based on these factors to determine premiums. Companies with robust security protocols may qualify for lower rates
What steps should I take after a cyber incident?
Following a cyber incident, it is crucial to immediately notify your cyber insurance provider. You should also preserve all relevant evidence, initiate your incident response plan, and engage with cybersecurity professionals to access and mitigate the damage. Timely reporting and action are essential for a successful claim and minimizing losses.
Does cyber insurance cover all financial losses from a cyberattack?
While cyber insurance aims to cover a broad range of financial losses, certain exclusions may apply. Policies often have limits and may not cover indirect losses, such as reputational damage or future business opportunities. It's essential to carefully review your policy to understand the scope of coverage and any potential limitations.
Can I renew my cyber insurance policy?
Yes, cyber insurance policies are usually renewable. Most insurers offer renewal options, though the specific terms may depend on your company's risk profile.
How can I extend my cyber insurance plan?
Cyber insurance policies are preferably renewed rather than extended. It is better if you contact your insurance provider before the policy's expiration date to initiate the renewal process.
What happens if my cyber insurance expires?
If your cyber insurance expires, it remains uncovered. The owner will be financially responsible for any losses resulting from data breaches, cyberattacks, or other events which are usually covered under cyber insurance.
What is the validity period of cyber insurance?
The validity period for cyber insurance typically lasts one year, although some insurers may offer policies with different durations. Always verify the validity period with your insurance provider when purchasing or renewing your policy.
Why juggle policies when one app can do it all?
Download Caringly your's app!
वैयक्तिक सायबर सेफ इन्श्युरन्स
चला आपण एक शब्दांचा खेळ खेळूया? जेव्हा आपण 'इंटरनेट' हा शब्द म्हणतो, तुमच्या मनात काय येते?
Social media, Friends, Entertainment Ah, the gift of the internet. A time before the internet is quite unimaginable to us now. If we push our imagination a little, we may conclude that it was boring and sort of like a dark age. However, it was safer by a massive measure
तथापि, आजच्या जगात, काही प्रमाणात आपल्या स्वतःस ऑनलाईन जगासमोर न आणता कार्य करणे जवळजवळ अशक्य आहे. आणि यामुळे एखादी गोष्ट दुसऱ्या बाजूने असुरक्षित होते
फसवणूक, फिशिंग, सायबर स्टॉकिंग ओळखा
तुम्हाला जवळपास रोजच या धोक्यांचा सामना करावा लागतो. अशावेळी काय करावे? इंटरनेट वापरणे बंद करायचे का? अर्थातच नाही! सायबर धोके व जोखमींपासून स्वतःचे संरक्षण करण्यासाठी बजाज आलियान्झ सायबर इन्श्युरन्स नक्कीच तुमच्या मदतीला हजर आहे
भारतातील सायबर इन्श्युरन्सची वाढती गरज लक्षात घेऊन आम्ही पर्सनल सायबर इन्श्युरन्स मार्केटला सपोर्ट करण्यासाठी आमची पॉलिसी तयार केली आणि सायबर इन्श्युरन्स ऑफर करणारे पहिले भारतीय इन्श्युरर बनलो.
इंटरनेट, कदाचित, मानवजातीने शोधलेली सर्वोत्तम आणि सर्वात वाईट निर्मिती आहे. कनेक्टिव्हिटी, कम्युनिकेशन आणि सुविधेच्या लाभांसह, ते नवीन-युगातील जोखमींचा संच आपल्यासोबत आणते. यामध्ये तुमच्या आर्थिक माहितीचा गैरवापर आणि डाटा चोरीपासून ते सायबर स्टॉकिंग आणि ओळख चोरीपर्यंतचा समावेश असू शकतो.
बजाज आलियान्झला असे नवीन जोखीम घटक आणि त्यांचे परिणाम ज्ञात आहेत. आमची इंडिव्हिज्युअल सायबर सेफ इन्श्युरन्स पॉलिसी तुम्हाला सायबर धोके व जोखमींपासून सर्वोत्तम संरक्षण प्रदान करण्याची खात्री देते.
आमच्या सायबर इन्श्युरन्सद्वारे काय कव्हर केले जाते
सायबर धोक्यांबद्दल सर्वात धोकादायक बाब म्हणजे ते घडण्यापूर्वी सामान्यत: ते ओळखण्यायोग्य नसतात. वास्तविक जीवनातील स्टॉकरसारखे, सायबर स्टॉकरला पाहिले जाऊ शकत नाही आणि एटीएमजवळ थांबलेल्या संशयास्पद व्यक्तीसारखे, फिशर्स समजणे सोपे नसते. तुम्ही प्रत्येक वेळी जेव्हा ऑनलाईन असता तेव्हा तुम्हाला सामना करावा लागणाऱ्या सर्व संभाव्य सायबर धोके आणि जोखमींचा विचार करून आम्ही तुमचे संरक्षण करण्यास मदत करण्यासाठी आमची सायबर इन्श्युरन्स पॉलिसी तयार केली आहे.
ओळख चोरी
ओळख चोरी ही फसवणूक आहे, ज्यात तुमच्या डिजिटल डिव्हाईससह तुमच्या कॉम्प्युटर सिस्टीममध्ये संग्रहित तुमच्या वैयक्तिक डाटाचा वापर करणे, नष्ट करणे किंवा बदल करणे आणि अनधिकृत ॲक्सेस मिळवणे यांचा समावेश होतो. हे वास्तविक शक्यता म्हणून भितीदायक आहे.
ऑफर केलेले कव्हरेज
- बाधित पार्टीच्या कोणत्याही क्लेमचा परिणाम म्हणून संरक्षण खर्च
- ओळख चोरीसाठी थर्ड पार्टी विरूद्ध खटला चालवण्याचा खर्च
- कोर्टात वाहतुकीचा खर्च आणि डॉक्युमेंट्सच्या फोटोकॉपी काढण्याचा खर्च
सोशल मीडिया
सोशल मीडिया वरचे सायबर-हल्ले आपल्याला हवे त्यापेक्षा खूप सामान्य आहेत. परंतु आमच्या पर्सनल सायबर इन्श्युरन्स पॉलिसीद्वारे आम्ही तुमच्या कायदेशीर सोशल मीडिया अकाउंटवर सायबर-हल्ल्याच्या परिणामी ओळख चोरीच्या विरूद्ध संरक्षण आणि खटल्याच्या खर्चाची काळजी घेतो.
ऑफर केलेले कव्हरेज
- बाधित पार्टीच्या कोणत्याही क्लेमचा परिणाम म्हणून संरक्षण खर्च
- सोशल मीडिया वरच्या ओळख चोरीसाठी थर्ड पार्टी विरूद्ध खटला चालवण्याचा खर्च
- कोर्टात वाहतुकीचा खर्च आणि डॉक्युमेंट्सच्या फोटोकॉपी काढण्याचा खर्च
सायबर स्टॉकिंग
Cyber stalking is a frightening fate we wish no one ever had to meet. It’s the repeated use of digital communication to harass or frighten a person. It makes one feel attacked and unsafe all the time, no matter where they are.
ऑफर केलेले कव्हरेज
- सायबर स्टॉकिंगसाठी थर्ड पार्टीविरूद्ध क्रिमिनल केसच्या खटल्यासाठी तुम्ही केलेला खर्च
मालवेअर अटॅक
Take a minute to think of the number of text messages you receive daily or the number of downloads you make form the internet. The number is considerable, isn’t it?
म्हणूनच, मॅलिशियस हेतू असणाऱ्या एखाद्या व्यक्तीस आपल्या माहितीशिवाय किंवा एसएमएस, इंटरनेट डाऊनलोड, फाईल ट्रान्सफर व इतर गोष्टींद्वारे कॉम्प्युटर प्रोग्रामच्या मदतीशिवाय आपली माहिती किंवा संमतीशिवाय आपल्या डिजिटल डिव्हाईसमध्ये घुसखोरी करणे आणि नुकसान करणे एवढे सोपे झाले आहे.
ऑफर केलेले कव्हरेज
- मालवेअरमुळे झालेल्या नुकसानीमुळे तुमच्या कॉम्प्युटर सिस्टीमच्या रिस्टोरेशनचा खर्च
- तुमच्या कॉम्प्युटर सिस्टीममधील मालवेअरमुळे झालेल्या कायदेशीर उत्तरदायित्वासाठी बाधित पार्टीने केलेल्या कोणत्याही क्लेमच्या परिणामी संरक्षण खर्च
- कोर्टात वाहतुकीचा खर्च आणि डॉक्युमेंट्सच्या फोटोकॉपी काढण्याचा खर्च
आयटी थेफ्ट लॉस
Convenience of banking transactions online and cyber theft are two sides of the same coin. You can continue enjoying the good side because our Cyber Safe Policy will cover you against the bad one.
तुमच्या कॉम्प्युटर सिस्टीममध्ये थर्ड पार्टीच्या अनधिकृत लक्ष्यित सायबर घुसखोरीचा थेट परिणाम म्हणून तुम्ही चुकीच्या किंवा चुकून पेमेंट केलेल्या फंडांमुळे होणारी आर्थिक हानी आमच्याद्वारे भरून दिली जाईल.
ऑफर केलेले कव्हरेज
- आयटी थेफ्टमुळे आर्थिक नुकसान
- आपण एखाद्या वित्तीय संस्था किंवा पेमेंट सिस्टीम ऑपरेटरविरूद्ध दाखल केलेल्या क्लेमच्या कायदेशीर शुल्कासह झालेला खर्च
- आयटी थेफ्ट लॉस झाल्याबद्दल थर्ड पार्टी विरूद्ध खटला चालवण्याचा खर्च
फिशिंग
Phishing is a new avenue for fraudsters and swindlers to cheat unsuspecting people. It’s any attempt to obtain your sensitive information such as usernames, passwords, and credit card details (and sometimes, indirectly, money), often for malicious reasons, by masquerading as a trustworthy entity through an electronic communication.
आमची इंडिव्हिज्युअल सायबर इन्श्युरन्स पॉलिसी न केवळ तुमची आर्थिक हानी भरून काढते तर तुम्हाला त्यासोबत लढण्यासाठी देखील मदत करते.
ऑफर केलेले कव्हरेज
- एखाद्या थर्ड पार्टीद्वारे फिशिंग करण्याच्या कृतीतून बळी पडून तुमच्या द्वारे सोसण्यात आलेले आर्थिक नुकसान
- फिशिंग हल्ल्यासाठी थर्ड पार्टी विरूद्ध खटला चालवण्याचा खर्च
ईमेल स्पूफिंग
Email spoofing is a forgery or a wrongful manipulation of an E-mail header so that the message appears to have originated from the actual source.
ऑफर केलेले कव्हरेज
- एखाद्या थर्ड पार्टीद्वारे ईमेल स्पूफिंग करण्याच्या कृतीतून बळी पडून तुमच्या द्वारे सोसण्यात आलेले आर्थिक नुकसान
- ईमेल स्पूफिंगसाठी थर्ड पार्टी विरूद्ध खटला चालवण्याचा खर्च
मीडिया लायबिलीटी क्लेम
Our Personal Cyber Insurance will help you in event of any liability arising out of unintended publication or broadcasting of any digital content resulting out of a cyber attack on your computer system including your digital devices.
ऑफर केलेले कव्हरेज
- मीडिया चुकीच्या कृतीतून तुमच्या विरूद्ध थर्ड पार्टीने केलेल्या क्लेममुळे उद्भवणारा संरक्षण खर्च
- मीडिया चुकीच्या कृत्यासाठी एखाद्या थर्ड पार्टी विरूद्ध खटला चालवण्याचा खर्च
- कोर्टात वाहतुकीचा खर्च आणि डॉक्युमेंट्सच्या फोटोकॉपी काढण्याचा खर्च
सायबर खंडणी
Cyber extortion is any threat to cause a privacy breach, data breach or cyber-attack. It’s scarier than an actual person holding a knife because online, people can hide behind the shield of anonymity and you can often feel defenceless.
आमच्या सायबर लायबिलीटी इन्श्युरन्सच्या सहाय्याने तुम्हाला लढण्यासाठी सक्षम बनण्यास मदत करण्याचे आमचे ध्येय आहे.
ऑफर केलेले कव्हरेज
- सायबर खंडणीच्या धोक्यामुळे होणारे सायबर खंडणी नुकसान
- सायबर खंडणीसाठी थर्ड पार्टी विरूद्ध खटला चालवण्याचा खर्च
What makes our insurance unique
With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
