Is it necessary to have insurance for an e-scooter?

Yes, you are required to have at least third-party liability insurance for your electric scooter or bike, while comprehensive insurance can provide wider coverage.

What are the options for purchasing insurance for my Bajaj Chetak electric scooter?

You can purchase an insurance policy for your Bajaj Chetak electric scooter either online or offline.

What is the significance of having comprehensive coverage?

Having a comprehensive insurance plan offers greater coverage compared to a third-party policy. With comprehensive coverage, you can avail of coverage for damages to your vehicle as well as personal accident cover.

मोटर इन्श्युरन्स

बजाज चेतक इलेक्ट्रिक स्कूटर इन्श्युरन्स

कोटेशन मिळवा

Premium Starts At ₹457*

Electric Bike Insurance That Powers Your Peace of Mind

Coverage Highlights

Get comprehensive coverage for your electric bike

Care for your Electric Bike

Round-the-clock assistance for your electric Bike with 11 Roadside Assistance Services

ऑन-साईट चार्जिंग, पिक-अप आणि ड्रॉप

A convenient service offering electric bike charging at the user's location, combined with vehicle pickup and drop-off. Enhances user experience by saving time and effort

एसओएस सह समर्पित ईव्ही हेल्पलाईन

A specialized service providing 24/7 support for electric bike users, including emergency assistance, towing-out of energy, breakdown, accidental and much more

सर्वसमावेशक संरक्षण

Electric bike insurance offers financial cover for damages to your electric bike. Depending on the policy type, it can protect against third-party damages or damages to your bike or yourself. Comprehensive policies are recommended, providing extensive protection and various add-ons, such as personal accident cover. This cover offers financial support in case of an unfortunate incident

Drive Legal, Stay Safe

Avoid hefty fines and legal troubles—Third-Party liability Insurance is mandatory under the Motor Vehicles Act, ensuring financial protection against damages to others on the road

कस्टमाईज करण्यायोग्य ॲड-ऑन्स

Choice of add ons to enhance your EV bike insurance coverage

टीप

*TP EV Bike Insurance Premiums starting at ₹457

समावेश

What’s covered?

Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your electric bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court. This cover is mandatory by law.

Third Party Liability for Property Damage (Limited)

If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount up to the SI limit. This cover is mandatory by law.

ओन डॅमेज कव्हर

Protects your electric bike against accidental damages, fire, theft, and natural calamities like floods or earthquakes. This ensures financial relief for repair costs or vehicle replacement, helping you get back on the road without worries

In Transit Damage

If your electric bike is damaged while being transported, this covers the repair costs

वैयक्तिक अपघात

Coverage if your electric bike accident results in death or disability of car owner. This helps provide security for you and your family in case of unfortunate events on the road

नो-क्लेम बोनस (एनसीबी)

This bonus is a discount offered by insurance companies for not making any claims during the previous policy period. The NCB applies from the second year onwards and can reduce your premium by upto 50%, based on consistent claim-free renewals. It rewards careful driving and helps lower overall insurance cost

टीप

Please read policy wordings for detailed inclusions

अपवाद

What’s not covered?

डेप्रीसिएशन

Normal wear and tear of the electric bike due to usage and depreciation in value is not covered

Intentional Damage

Any damage caused to the electric bike intentionally

Damages due to Failure

The damages due to electrical or mechanical failure are not covered

Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric bike for criminal activityAny type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric Vehicle for criminal activity

Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected

War-related Damages

Losses caused by war or nuclear risks are not covered

Overloading the Vehicle

If you exceed the weight or passenger limit specified for your electric bike , leading to an accident.

टीप

Please read policy wording for detailed exclusions

अतिरिक्त कव्हर्स

What else can you get?

Motor Protector Cover for Electric Cars

The motor is essential to your electric bike, but standard e-car insurance policies often don't cover its repairs. A motor protector cover is an add-on that helps with necessary repairs, saving you from hefty expenses. With this cover, the insurance company handles motor repair costs, ensuring your EV remains in top condition without financial strain

झिरो डेप्रीसिएशन कव्हर

This add-on helps cover depreciation, which is typically excluded from standard EV insurance policies. With this add-on, your claim amount won't deduct the depreciation on components during reimbursement

उपभोग्य वस्तूंचे कव्हर

This ensures the replacement of necessary fluids and components is worry-free, as your electric bike policy covers these expenses, enhancing your vehicle's overall performance

टीप

Please read policy wording for detailed exclusions

Top Features of the New Bajaj Chetak Electric Scooter

बजाज चेतक हे एक असे नाव आहे ज्याला कोणत्याही परिचयाची आवश्यकता नाही. 80 आणि 90 च्या दशकात प्रत्येकाच्या हृदयाची धडकन असलेले आयकॉनिक स्कूटर 2020 मध्ये बजाज ऑटोद्वारे इलेक्ट्रिक स्कूटर म्हणून पुन्हा सुरू करण्यात आले. जरी डिझाईन बदलले असेल तरीही, लाखो लोकांच्या भावना मात्र बदलल्या नाहीत. जर तुम्ही तुमचे पहिले इलेक्ट्रिक स्कूटर खरेदी करू इच्छित असाल तर बजाज चेतक एक चांगली निवड ठरेल. तुम्ही अशी वैशिष्ट्ये मिळवू शकता जसे की:

● Front and under-seat storage

● USB charging port

● Digital display

● Reverse mod

● Daytime running lights

If you wish to safeguard your brand-new Bajaj Chetak from any mishaps that can take place on the road, you should opt for two wheeler insurance for e-scooter. The policy will provide financial coverage to your Bajaj Chetak from damages and also third-party liabilities. It also covers the loss of your e-scooter due to fire or calamities.

Benefits You Deserve

Reliable Customer Support

24x7 roadside assistance, on- spot charging, ensuring help is just a call away

पिक-अप आणि ड्रॉप

Towing & Taxi Benefit

On The Spot Claim Settlement

आत्ताच खरेदी करा

सुरक्षितपणे ड्राईव्ह करा

4.6 lacs+ road accidents reported (Ministry of Road Transport & Highways)

Avoid Legal Fines

Motor Vehicles Act, mandates Third Party Liability Cover for vehicles

Unfortunate Accident

File your claim immediately to ensure swift processing

At-A-Glance

Compare Insurance Plans Made for You

फीचर	Third Party Liabilty Cover Third Party Liabilty Cover ओन डॅमेज कव्हर कॉम्प्रिहेन्सिव्ह कव्हर	ओन डॅमेज कव्हर Third Party Liabilty Cover ओन डॅमेज कव्हर कॉम्प्रिहेन्सिव्ह कव्हर	कॉम्प्रिहेन्सिव्ह कव्हर Third Party Liabilty Cover ओन डॅमेज कव्हर कॉम्प्रिहेन्सिव्ह कव्हर
ओव्हरव्ह्यू	Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law.	Covers expenses arising out of damage to your bike.	Full fedged cover comprising of Third Party Liability cover and Own Damage covers
पॉलिसीचा कालावधी	1/2/3 वर्षे	1 वर्ष	1/2/3 वर्षे
Third Party Liability for Injury, Death & Property Damage	होय	नाही	होय
अपघात आणि टक्कर	नाही	होय	होय
Natural or Man-Made Disasters	नाही	होय	होय
आगीमुळे होणारे नुकसान	नाही	होय	होय
चोरी	नाही	होय	होय
Compulsory Personal Accident	होय	होय	होय
नो क्लेम बोनस	नाही	होय	होय
Add-on: Zero Depreciation Cover	नाही	होय	होय

बजाज चेतक इलेक्ट्रिक स्कूटर्ससाठी प्लॅन्सचे प्रकार

तुमच्या बजाज चेतक इलेक्ट्रिक स्कूटरसाठी तुम्ही खरेदी करू शकणाऱ्या प्लॅन्सचा प्रकार दोन मुख्य कॅटेगरीमध्ये विभाजित केला जाऊ शकतो. प्लॅन्स पुढीलप्रमाणे:

थर्ड-पार्टी लायबिलिटी कव्हरेज

Of these, third-party liability insurance for Bajaj Chetak electric scooters is what protects you from financial liability if you were to get involved in a mishap and cause any damages to another person or their vehicle. This type of policy is mandatory for all vehicles in India as per the Motor Vehicles Act of 1988. So, whether you have an electric vehicle or a conventional fuel-based one, you are required to have at least third-party liability insurance, if that is the electric bike you have.

सर्वसमावेशक इन्श्युरन्स कव्हरेज

On the other hand, comprehensive bike insurance for Bajaj Chetak electric scooters is a more inclusive policy. Along with third-party liability coverage, comprehensive insurance for Bajaj Chetak electric scooters offers other coverage such as own-damage cover, personal accident cover, and more. While you may not be legally bound to get comprehensive Bajaj Chetak electric scooter insurance, it helps to have broader insurance coverage.

पॉलिसी दस्तऐवज डाउनलोड करा

Get instant access to your policy details with a single click.

ब्रोशर

https://www.bajajallianz.com/motor-insurance/motor-insurance

पॉलिसी मजकूर

प्रपोजल फॉर्म

Claims Form

Customer Info Sheet

डाउनलोड

Why Insure Your Electric Bike with Bajaj Allianz?

आत्ताच खरेदी करा

सर्वसमावेशक कव्हरेज

Enhanced insurance coverage with 11 roadside assistance services

समर्पित ईव्ही हेल्पलाईन

For On-site Charging, Pickup & Drop and SOS

7200+ Cashless garages

Network of garages for hassel-free repairs

क्विक क्लेम सेटलमेंट

सुलभ क्लेम सेटलमेंट प्रोसेस

सोपे रिन्यूवल

Continued coverage for your vehicle

बजाज चेतक स्कूटर इन्श्युरन्ससाठी बजाज आलियान्झ का निवडावे?

येथे काही कारणे दिली आहेत की तुम्ही बजाज आलियान्झ जनरल इन्श्युरन्सची निवड का करावी तुमच्या बजाज चेतक इन्श्युरन्ससाठी किंवा इतर कोणत्याही इलेक्ट्रिक व्हेईकल इन्श्युरन्स.

● Reasonably priced plans

● Host of add-ons

● Quick and hassle-free claims process

● Instant claim settlements

Step-by-Step Guide

To help you navigate your insurance journey

खरेदी कसे करावे

0

Download the Caringly Yours app from App stores or click "Get Quote"
1

Register or log in to your account.
2

तुमच्या मोटरसायकलचा तपशील लिहा
3

You will be redirected to the bike Insurance Page.
4

Ensure to check your No Claim Discount
5

Choose right Insured Declared Value(IDV) that reflects your bike value
6

Evaluate Covers, Add Ons, Optional Covers and Exclusions
7

Select a plan from the recommended options, or customize your own plan
8

Review the premium and other coverage details
9

Proceed with the payment using your preferred method
10

Receive confirmation of your purchased policy via email and SMS

आत्ताच खरेदी करा

How to Renew

0

Login to the app
1

Enter your current policy details
2

Review and update coverage if required
3

Check for renewal offers
4

Add or remove riders
5

Confirm details and proceed
6

Complete renewal payment online
7

Receive instant confirmation for your policy renewal

लगेच रिन्यू करा

How to Claim

0

Download our Caringly Yours App on Android or iOS
1

Register or login to use Motor On the spot claim for a smooth process
2

Enter your policy and accident details (location, date, time)
3

Save and click Register to file your claim
4

Receive an SMS with your claim registration number
5

Fill in the digital claim form and submit NEFT details
6

Upload photos of damaged parts as instructed
7

Upload your RC and driving license
8

Receive an SMS with the proposed claim amount
9

Use the SMS link to agree/disagree with the claim amount
10

Agree to receive the amount in your bank account
11

Track your claim status using the Insurance Wallet App

Claim Now

अधिक माहिती घ्या

0

For any further queries, please reach out to us
1

Phone +91 020 66026666
2

Fax +91 020 66026667

आमच्याशी संपर्क साधा

क्लेम कसा दाखल करावा?

तुम्ही क्लेमची प्रोसेस सुरू करू शकता तुमच्या इलेक्ट्रिक बाईक इन्श्युरन्स साठी ज्यात इन्श्युरन्स प्रोव्हायडरद्वारे ऑफर केलेल्या अनेक मार्गांची निवड करू शकता.

तुम्ही क्लेम करू शकणारे काही सामान्य मार्ग खालीलप्रमाणे:

● Dialling the toll-free number provided by the insurance provider

● Emailing them at their official support email id

● Raising a claim through their website

● Raising a claim through their app

थर्ड-पार्टी बजाज चेतक इन्श्युरन्ससाठी, तुम्ही थर्ड-पार्टी लायबिलिटी क्लेम्ससाठी समर्पित ईमेल चॅनेलद्वारे प्रोसेस आयोजित करू शकता.

The process of making insurance claims for your electric bike are similar to making claims for electric car insurance.

Explore our articles

view all

मोटर इन्श्युरन्स पोर्टेबिलिटी: तुम्हाला माहित असावे असे सर्वकाही

What are the benefits of this feature?
What are the eligibility criteria for vehicle insurance portability?
Key considerations when switching car insurance providers

कार इन्श्युरन्समधील ॲड-ऑन कव्हरेज: परिपूर्ण गाईड

तुमच्या कार इन्श्युरन्स पॉलिसीसाठी ॲड-ऑन्सचे प्रकार
ॲड-ऑन्स कसे निवडावे?
कार इन्श्युरन्स ॲड-ऑन्स विषयी एफएक्यू

दायित्वाच्या पलीकडे: कार इन्श्युरन्समधील असामान्य कव्हरेज पर्याय शोधणे

Understanding car insurance coverage
Comprehensive coverage: More than just accidents
Add-on covers for enhanced protection

कार इन्श्युरन्समध्ये ब्रेक-इन कालावधी: तुम्हाला माहित असावे असे सर्वकाही

What is a break-in period in car insurance?
Myths about car insurance break-in period
How to renew car insurance during the break-in period?

Create a Profile With Us to Unlock New Benefits

Customised plans that grow with you
Proactive coverage for future milestones
Expert advice tailored to your profile

Download App

Award and Accolades

अवॉर्ड्स

Bajaj Allianz General Insurance won IBEX award

Bajaj Allianz wins Product Innovator of the Year

Bajaj Allianz earns top honours for customer excel

Bajaj Allianz won best usage of data analytics

What Our Customers Say

तत्काळ असिस्टन्स

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

विक्रम सिंह

दिल्ली

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

दीपक भानुशाली

मुंबई

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

नवीन त्यागी

दिल्ली

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.

प्रमोद चंद लाकडा

जयपूर

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

सिबा प्रसाद मोहंती

पुणे

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.

राहुल

लखनऊ

5.0

26th Jul 2020

FAQs

ई-स्कूटरसाठी इन्श्युरन्स असणे आवश्यक आहे का?

होय, तुमच्याकडे तुमच्या इलेक्ट्रिक स्कूटर किंवा बाईकसाठी किमान थर्ड-पार्टी लायबिलिटी इन्श्युरन्स असणे आवश्यक आहे, तर सर्वसमावेशक इन्श्युरन्स व्यापक कव्हरेज प्रदान करू शकते.

माझ्या बजाज चेतक इलेक्ट्रिक स्कूटरसाठी इन्श्युरन्स खरेदी करण्याचे पर्याय कोणते आहेत?

तुम्ही तुमच्या बजाज चेतक इलेक्ट्रिक स्कूटरसाठी ऑनलाईन किंवा ऑफलाईन इन्श्युरन्स पॉलिसी खरेदी करू शकता.

सर्वसमावेशक कव्हरेज असण्याचे महत्त्व काय आहे?

सर्वसमावेशक इन्श्युरन्स प्लॅन असल्याने थर्ड-पार्टी पॉलिसीच्या तुलनेत अधिक कव्हरेज मिळते. सर्वसमावेशक कव्हरेजसह, तुम्ही तुमच्या वाहनाच्या नुकसानीसाठी तसेच पर्सनल ॲक्सिडेंट कव्हरसाठी कव्हरेज प्राप्त करू शकता.

What does an electric bike insurance policy typically cover?

An electric bike insurance policy usually provides coverage against damages, theft, and third-party liabilities. Coverage may also extend to the battery and other electrical components, though specific inclusions can vary.

Is electric bike insurance mandatory?

Third-party coverage for electric bikes is mandatory, similar to other motor vehicles. Investing in a comprehensive electric bike insurance can help you cover damages to your vehicle in case of an accident, for example.

How is the cost of an electric bike insurance policy determined?

The cost of an electric bike insurance policy is influenced by factors such as the bike's make and model, its value, the rider's history, and the level of coverage chosen.

What information is needed to obtain electric bike insurance policy?

Typically, you will need to provide information about your electric bike, such as its make, model, and value, as well as your personal details and driving history.

Are there any common exclusions in electric bike insurance policies?

Common exclusions may include damage resulting from wear and tear, intentional damage, or riding under the influence. Also, modifications to the E-bike that are not factory standard, can void portions of, or the entire policy.

What incidents are commonly covered under Electric Bike Insurance?

Electric bike insurance claims often cover incidents like accidents, theft, and damage caused by natural disasters. Coverage for battery damage may also be included.

What should I do if my electric bike is damaged or stolen?

If your electric bike gets damaged or stolen, let your insurance company know right away. Take pictures of the damage, or anything else that helps explain what happened.

What documents are required to file an electric bike insurance claim?

To file a claim, you'll generally need your policy information, a police report for theft, photos of the damage, and repair quotes. However, because each claim is different, it's really important to confirm the specific documents needed with your insurance provider.