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मोटर इन्श्युरन्स

एथर इलेक्ट्रिक बाईक इन्श्युरन्स खरेदी करा/रिन्यू करा

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Premium Starts At ₹457*

Electric Bike Insurance That Powers Your Peace of Mind

Coverage Highlights

Get comprehensive coverage for your electric bike
  • Care for your Electric Bike

Round-the-clock assistance for your electric Bike with 11 Roadside Assistance Services

  • ऑन-साईट चार्जिंग, पिक-अप आणि ड्रॉप

A convenient service offering electric bike charging at the user's location, combined with vehicle pickup and drop-off. Enhances user experience by saving time and effort

  • एसओएस सह समर्पित ईव्ही हेल्पलाईन

A specialized service providing 24/7 support for electric bike users, including emergency assistance, towing-out of energy, breakdown, accidental and much more

  • सर्वसमावेशक संरक्षण

Electric bike insurance offers financial cover for damages to your electric bike. Depending on the policy type, it can protect against third-party damages or damages to your bike or yourself. Comprehensive policies are recommended, providing extensive protection and various add-ons, such as personal accident cover. This cover offers financial support in case of an unfortunate incident

  • Drive Legal, Stay Safe

Avoid hefty fines and legal troubles—Third-Party liability Insurance is mandatory under the Motor Vehicles Act, ensuring financial protection against damages to others on the road

  • कस्टमाईज करण्यायोग्य ॲड-ऑन्स

Choice of add ons to enhance your EV bike insurance coverage

  • टीप

*TP EV Bike Insurance Premiums starting at ₹457

समावेश

What’s covered?
  • Third Party Liability for Bodily Injury & Death (Unlimited Cover)

If an accident is caused by your electric bike and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court. This cover is mandatory by law.

  • Third Party Liability for Property Damage (Limited)

If an accident is caused by your bike and you are liable to compensate for any damage to property of others then we will pay amount up to the SI limit. This cover is mandatory by law.

  • ओन डॅमेज कव्हर

Protects your electric bike against accidental damages, fire, theft, and natural calamities like floods or earthquakes. This ensures financial relief for repair costs or vehicle replacement, helping you get back on the road without worries

  • In Transit Damage

If your electric bike is damaged while being transported, this covers the repair costs

  • वैयक्तिक अपघात

Coverage if your electric bike accident results in death or disability of car owner. This helps provide security for you and your family in case of unfortunate events on the road

  • नो-क्लेम बोनस (एनसीबी)

This bonus is a discount offered by insurance companies for not making any claims during the previous policy period. The NCB applies from the second year onwards and can reduce your premium by upto 50%, based on consistent claim-free renewals. It rewards careful driving and helps lower overall insurance cost

  • टीप

Please read policy wordings for detailed inclusions

अपवाद

What’s not covered?
  • डेप्रीसिएशन

Normal wear and tear of the electric bike due to usage and depreciation in value is not covered

  • Intentional Damage

Any damage caused to the electric bike intentionally

  • Damages due to Failure

The damages due to electrical or mechanical failure are not covered

  • Illegal Activities

Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric bike for criminal activityAny type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the electric Vehicle for criminal activity

  • Geographic Limits

Your insurance policy is only valid within India. If your vehicle meets with an accident outside the country, your claim will be rejected

  • War-related Damages

Losses caused by war or nuclear risks are not covered

  • Overloading the Vehicle

If you exceed the weight or passenger limit specified for your electric bike , leading to an accident.

  • टीप

Please read policy wording for detailed exclusions

अतिरिक्त कव्हर्स

What else can you get?
  • Motor Protector Cover for Electric Cars

The motor is essential to your electric bike, but standard e-car insurance policies often don't cover its repairs. A motor protector cover is an add-on that helps with necessary repairs, saving you from hefty expenses. With this cover, the insurance company handles motor repair costs, ensuring your EV remains in top condition without financial strain

  • झिरो डेप्रीसिएशन कव्हर

This add-on helps cover depreciation, which is typically excluded from standard EV insurance policies. With this add-on, your claim amount won't deduct the depreciation on components during reimbursement

  • उपभोग्य वस्तूंचे कव्हर

This ensures the replacement of necessary fluids and components is worry-free, as your electric bike policy covers these expenses, enhancing your vehicle's overall performance

  • टीप

Please read policy wording for detailed exclusions

Benefits You Deserve

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Reliable Customer Support

24x7 roadside assistance, on- spot charging, ensuring help is just a call away

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पिक-अप आणि ड्रॉप

Towing & Taxi Benefit

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On The Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

At-A-Glance

Compare Insurance Plans Made for You

फीचर
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Third Party Liabilty Cover

ओन डॅमेज कव्हर

कॉम्प्रिहेन्सिव्ह कव्हर

ओव्हरव्ह्यू Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. Covers expenses arising out of damage to your bike. Full fedged cover comprising of Third Party Liability cover and Own Damage covers
पॉलिसीचा कालावधी 1/2/3 वर्षे 1 वर्ष 1/2/3 वर्षे
Third Party Liability for Injury, Death & Property Damage होय नाही होय
अपघात आणि टक्कर नाही होय होय
Natural or Man-Made Disasters नाही होय होय
आगीमुळे होणारे नुकसान नाही होय होय
चोरी नाही होय होय
Compulsory Personal Accident होय होय होय
नो क्लेम बोनस नाही होय होय
Add-on: Zero Depreciation Cover नाही होय होय

पॉलिसी दस्तऐवज डाउनलोड करा

Get instant access to your policy details with a single click.

Motor & Health Companion

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Track, Manage & Thrive with Your All-In-One Health Companion

Discover a health plan tailored just for you–get insights and achieve your wellness goals

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Take Charge of Your Health & Earn Rewards–Start Today!

Be proactive about your health–set goals, track progress, and get discounts!

Step-by-Step Guide

To help you navigate your insurance journey

खरेदी कसे करावे

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    तुमच्या मोटरसायकलचा तपशील लिहा

  • 3

    You will be redirected to the bike Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value(IDV) that reflects your bike value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

  • 8

    Review the premium and other coverage details

  • 9

    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How to Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

अधिक माहिती घ्या

  • 0

    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

इन्श्युरन्स समझो

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ग्लोबल पर्सनल गार्ड पॉलिसी

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24x7 Missed Facility

ट्रॅव्हल इन्श्युरन्स क्लेम दाखल करणे

My Home–All Risk Policy

होम इन्श्युरन्स क्लेम प्रोसेस

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What Our Customers Say

तत्काळ असिस्टन्स

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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विक्रम सिंह

दिल्ली

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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दीपक भानुशाली

मुंबई

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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नवीन त्यागी

दिल्ली

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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प्रमोद चंद लाकडा

जयपूर

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

सिबा प्रसाद मोहंती

पुणे

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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राहुल

लखनऊ

5.0

26th Jul 2020

FAQs

मला ई-स्कूटरसाठी इन्श्युरन्सची आवश्यकता आहे का

तुम्हाला तुमच्या इलेक्ट्रिक स्कूटर किंवा बाईकसाठी किमान थर्ड-पार्टी लायबिलिटी इन्श्युरन्सची आवश्यकता आहे. तथापि, सर्वसमावेशक इन्श्युरन्स चांगले कव्हरेज ऑफर करण्यास बांधील आहे.

मी माझ्या एथर इलेक्ट्रिक स्कूटरसाठी इन्श्युरन्स कसा खरेदी करू शकतो/शकते?

तुमच्या एथर इलेक्ट्रिक स्कूटरसाठी, तुम्ही ऑनलाईन तसेच ऑफलाईन इन्श्युरन्स पॉलिसी खरेदी करू शकता.

मला सर्वसमावेशक कव्हरेजची आवश्यकता का आहे?

सर्वसमावेशक इन्श्युरन्स प्लॅन थर्ड-पार्टी पॉलिसीपेक्षा चांगले कव्हरेज ऑफर करू शकते. तुम्ही सर्वसमावेशक प्लॅनसह ओन डॅमेज तसेच पर्सनल ॲक्सिडेंट कव्हरेज मिळवू शकता.

What does an electric bike insurance policy typically cover?

An electric bike insurance policy usually provides coverage against damages, theft, and third-party liabilities. Coverage may also extend to the battery and other electrical components, though specific inclusions can vary.

Is electric bike insurance mandatory?

Third-party coverage for electric bikes is mandatory, similar to other motor vehicles. Investing in a comprehensive electric bike insurance can help you cover damages to your vehicle in case of an accident, for example.

How is the cost of an electric bike insurance policy determined?

The cost of an electric bike insurance policy is influenced by factors such as the bike's make and model, its value, the rider's history, and the level of coverage chosen.

What information is needed to obtain electric bike insurance policy?

Typically, you will need to provide information about your electric bike, such as its make, model, and value, as well as your personal details and driving history.

Are there any common exclusions in electric bike insurance policies?

Common exclusions may include damage resulting from wear and tear, intentional damage, or riding under the influence. Also, modifications to the E-bike that are not factory standard, can void portions of, or the entire policy.

What incidents are commonly covered under Electric Bike Insurance?

Electric bike insurance claims often cover incidents like accidents, theft, and damage caused by natural disasters. Coverage for battery damage may also be included.

What should I do if my electric bike is damaged or stolen?

If your electric bike gets damaged or stolen, let your insurance company know right away. Take pictures of the damage, or anything else that helps explain what happened.

What documents are required to file an electric bike insurance claim?

To file a claim, you'll generally need your policy information, a police report for theft, photos of the damage, and repair quotes. However, because each claim is different, it's really important to confirm the specific documents needed with your insurance provider.

Does electric bike insurance covers replacing a damaged battery?

Whether or not battery replacement is covered depends on the specific policy. Some policies may include coverage for battery damage, while others may not.

How long does it take to process an electric bike insurance claim?

Claim processing timelines can vary depending on the complexity of the claim and the insurance provider's procedures.

Can I renew my electric bike insurance policy?

Yes, electric bike insurance policies are generally renewable.

Can I change my coverage level when renewing my policy?

Usually, you can make changes to your coverage level at the time of renewal, though this is subject to the insurer's approval.

What happens if I don't renew my electric bike insurance policy?

If you do not renew your policy, your electric bike will not be covered, and you will be financially responsible for any damages or losses.

Does my electric bike insurance premium usually change upon renewal?

Your premium may change upon renewal based on factors such as your claims history and any changes to your risk profile.

When should I renew my electric bike insurance policy?

It is recommended that you begin the renewal process prior to your policy expiration. This will help to prevent a lapse in your insurance coverage.
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ज्याप्रमाणे तुमच्या नियमित स्कूटर किंवा बाईकसाठी इन्श्युरन्स कव्हरेज आवश्यक असते, त्याचप्रमाणे तुमच्या एथर इलेक्ट्रिक स्कूटरसाठी देखील आवश्यक असते. तुमचा इलेक्ट्रिक बाईक इन्श्युरन्स तुमच्या इलेक्ट्रिक टू-व्हीलरला दुर्घटनांच्या शक्यतेपासून आर्थिकदृष्ट्या संरक्षित ठेवू शकतो. अशा प्रकारे, तुमचा टू-व्हीलर इलेक्ट्रिक व्हेईकल इन्श्युरन्स जर तुम्हाला तुमच्या इलेक्ट्रिक टू-व्हीलरचा समावेश असलेल्या कोणत्याही प्रतिकूल गोष्टीचा सामना करावा लागल्यास तुमचे फायनान्स सुरक्षित ठेवू शकतो.

तुम्ही तुमच्या ईव्ही स्कूटरसाठी किमान दोन प्रकारच्या इलेक्ट्रिक वाहन इन्श्युरन्स प्लॅन्समधून निवडू शकता. लक्षात ठेवा की ई-स्कूटरसाठी इन्श्युरन्स नियमित इंधन-चालित वाहनाच्या इन्श्युरन्स इतकाच महत्त्वाचा आहे. ते खरेदी करण्याची प्रोसेस ही जवळपास खरेदी करण्यासारखीच असते नियमित व्हेईकल इन्श्युरन्स.

एथर इलेक्ट्रिक स्कूटर्ससाठी प्लॅन्सचे प्रकार

तुमच्या एथर इलेक्ट्रिक स्कूटरसाठी तुम्ही खरेदी करू शकणाऱ्या प्लॅन्सचा प्रकार दोन मुख्य कॅटेगरीमध्ये विभाजित केला जाऊ शकतो. प्लॅन्स पुढीलप्रमाणे

थर्ड-पार्टी लायबिलिटी कव्हरेज

त्यापैकी, एथर इलेक्ट्रिक स्कूटरसाठी थर्ड पार्टी लायबिलिटी इन्श्युरन्स इतरांचे किंवा त्यांच्या वाहनांचे नुकसान झाल्यास तुम्हाला वित्तीय दायित्वापासून संरक्षित करते. मोटर व्हेईकल्स ॲक्ट, 1988 अंतर्गत भारतातील वाहनांसाठी या प्रकारची पॉलिसी अनिवार्य आहे. त्यामुळे, तुमच्याकडे इलेक्ट्रिक वाहन असो किंवा पेट्रोल-आधारित वाहन असो, जर ती इलेक्ट्रिक बाईक असेल तर तुमच्याकडे किमान थर्ड पार्टी लायबिलिटी 450एक्स इन्श्युरन्स असणे आवश्यक आहे.

सर्वसमावेशक इन्श्युरन्स कव्हरेज

दुसऱ्या बाजूला, इलेक्ट्रिक स्कूटरसाठी सर्वसमावेशक इन्श्युरन्स ही अधिक सर्वसमावेशक प्रकारची पॉलिसी आहे. ही पॉलिसी थर्ड पार्टी दायित्व, वैयक्तिक दुखापत, वैयक्तिक अपघात आणि इतर गोष्टींसह इलेक्ट्रिक स्कूटरसाठी सर्वसमावेशक इन्श्युरन्स ऑफर करेल. जरी तुम्ही कायदेशीररित्या एथर इलेक्ट्रिक स्कूटर इन्श्युरन्स मिळवण्यास बांधील नसाल तरीही तुम्ही एक घ्यायला हवे. अशा प्रकारे तुम्ही आर्थिकदृष्ट्या अधिक सुरक्षित राहू शकता.

हे लक्षात घेणे महत्त्वाचे आहे की सर्वसमावेशक एथर स्कूटर इन्श्युरन्स पॉलिसीद्वारे ऑफर केलेले समावेश इन्श्युरन्स प्रोव्हायडर आणि पॉलिसीधारकाच्या विशिष्ट पॉलिसी तपशीलांवर आधारित बदलू शकतात. जर तुमच्याकडे एथर 450एक्स इलेक्ट्रिक स्कूटर असेल तर एथर 450एक्स इन्श्युरन्स पॉलिसी तपशील काळजीपूर्वक रिव्ह्यू करणे महत्त्वाचे आहे.

एथर इलेक्ट्रिक बाईक इन्श्युरन्ससाठी ॲड-ऑन्स

जेव्हा इलेक्ट्रिक स्कूटरसाठी इन्श्युरन्सचा विषय येतो, तेव्हा तुमचे कव्हरेज वाढविण्यासाठी ॲड-ऑन्स एक प्रभावी मार्ग आहेत. इलेक्ट्रिक बाईक इन्श्युरन्ससाठी काही सर्वात सामान्य ॲड-ऑन कव्हरमध्ये समाविष्ट आहे:

✓ मोटर प्रोटेक्शन

✓   24x7 रोडसाईड असिस्टन्स

✓ आऊटस्टेशन इमर्जन्सी

✓ की प्रोटेक्शन

✓ उपभोग्य वस्तू

✓ वैयक्तिक वस्तूंची चोरी किंवा नुकसान

हे लक्षात घेणे महत्त्वाचे आहे की जर तुम्ही थर्ड-पार्टी लायबिलिटी एथर 450एक्स इन्श्युरन्स खरेदी केले तर तुम्ही तुमच्या प्लॅनमध्ये हे ॲड-ऑन्स समाविष्ट करू शकणार नाही. जर तुम्हाला तुमच्या एथर इलेक्ट्रिक बाईकसाठी या अतिरिक्त कव्हरमध्ये रुची असेल तर तुम्हाला सर्वसमावेशक इलेक्ट्रिक स्कूटर इन्श्युरन्सची निवड करावी लागेल.

क्लेम कसा दाखल करावा?

क्लेमची प्रोसेस सुरू करण्यासाठी तुमच्या इलेक्ट्रिक बाईक इन्श्युरन्ससाठी, तुम्ही इन्श्युरन्स प्रोव्हायडरद्वारे प्रदान केलेल्या विविध पर्यायांमधून निवडू शकता. क्लेम करण्याचे काही सर्वात सामान्य मार्ग खालीलप्रमाणे:

✓ इन्श्युरन्स प्रोव्हायडरद्वारे प्रदान केलेला टोल-फ्री नंबर डायल करणे

✓ त्यांच्या अधिकृत सपोर्ट ईमेल आयडीवर त्यांना ईमेल करणे

✓ त्यांच्या वेबसाईटद्वारे क्लेम करणे

✓ त्यांच्या ॲपद्वारे क्लेम करणे

थर्ड-पार्टी एथर 450एक्स इन्श्युरन्ससाठी, तुम्ही थर्ड-पार्टी लायबिलिटी क्लेमसाठी समर्पित ईमेल चॅनेलद्वारे प्रोसेस आयोजित करू शकता. तुमच्या इलेक्ट्रिक बाईकसाठी इन्श्युरन्स क्लेम करण्याची प्रोसेस यासारखीच आहे जशी इलेक्ट्रिक कार इन्श्युरन्स

एथर स्कूटर इन्श्युरन्ससाठी बजाज आलियान्झ का निवडावे?

जर तुम्ही तुमच्या 450एक्स इन्श्युरन्ससाठी किंवा इतर कोणत्याही इलेक्ट्रिक बाईक किंवा इलेक्ट्रिक कार इन्श्युरन्ससाठी इन्श्युरन्स प्रोव्हायडर शोधत असाल तर तुम्ही बजाज आलियान्झ जनरल इन्श्युरन्सचा का विचार करावा याची काही कारणे खालीलप्रमाणे आहेत:

✓ वाजवी किंमतीचे प्लॅन्स

✓ अनेक ॲड-ऑन्स

✓ जलद आणि त्रासमुक्त क्लेम प्रोसेस

✓ त्वरित क्लेम सेटलमेंट