COVID-19 is an infectious disease that is caused by newly discovered coronavirus. It is a contagious disease that spreads through droplets generated by coughing and sneezing of an infected person.

How can I buy health insurance plans covering COVID-19 online?

It is very easy to buy health insurance plans covering Coronavirus online. You can visit our website and buy health insurance for COVID-19. You can also download our Caringly Yours App to get the health insurance plan online.

Is home care covered under health insurance plans covering Coronavirus?

No, home care treatment is not covered under health insurance plans covering Coronavirus.

Will my medical expenses be covered if I am placed under home quarantine?

No, health insurance plans covering Coronavirus will not cover the medical expenses if you are placed under home quarantine.

Are medical expenses covered for private hospitalization?

Yes, medical expenses for private hospitalization are covered under health insurance plans covering COVID-19

Are there any waiting periods applicable to health insurance plans covering Coronavirus?

Yes, a standard waiting period of 30 days is applicable to health insurance plans covering COVID-19 treatment.

Will my health insurance policy cover medical expenses related to Coronavirus?

Yes, most of the health insurance policies cover you in case you fall ill due to any viral infection. And, since coronavirus is a viral infection, your health insurance plan can provide you the required coverage.

Is there any delay in providing health insurance services during the lockdown?

No. All of our health insurance services like buying & renewing your health insurance policy and claim processing (Cashless and Reimbursement) are completely available online. Hence, there will be no delay in providing health insurance services during the lockdown.

What if the evaluation report results are negative, will my claim still be honored?

Irrespective of the blood reports being positive or negative for COVID-19, the claim will be honored if you are hospitalized, subject to other terms and conditions of the respective health insurance plan.

Are Bajaj Allianz General Insurance branches open?

Yes, we have opened up more than 100 branches and going forward we will be a providing a hybrid model of servicing. As many norms will have to be followed and we will have to be real time updated with ground situations, we will update as and when the rules relax for opening up the offices.

How can I intimate health insurance claims during the lockdown period due to COVID-19?

With Bajaj Allianz’s smooth claim settlement process, here is how you can register and settle your health insurance claim during the lockdown: • With our Caringly Yours app, you can register health insurance claims up to INR 20,000 via paper-less procedure - Health CDC (Claim by Direct Click) available on our Caringly Yours App. • You can give us a missed call on +91 80809 45060, and we’ll call you back to take you through the process. • You can also SMS ‘WORRY’ to 575758. • You can choose to send us a mail on bagichelp@bajajallianz.co.in to register your claim as well. • Another way to register and track your claim is visiting our online claim portal, where you can enter some of your basic details such as your policy number and quickly make a claim.

How can I check health insurance claim status?

You can check your claim status using our Caringly Yours App or by visiting our health insurance online claim portal.

How do I pay my health insurance policy premium during the lockdown period?

You can use various online payment modes, available on our website, to pay the premium of your health insurance policy during the lockdown period.

Can COVID-19 be transmitted from person to person?

Yes, COVID-19 can be transmitted from person to person, usually after close contact with an infected patient, for example, in a household, workplace, or health care centre.

How does COVID-19 spread ?

People can catch COVID-19 from others who have the virus. The disease can spread from person to person through small droplets from the nose or mouth which are spread when a person with COVID-19 coughs or exhales.

Can COVID-19 be caught from a person who has no symptoms?

Many people with COVID-19 experience only mild symptoms in early stages of the disease. It is therefore possible to catch COVID-19 from someone who has, for example, just a mild cough and does not feel ill.

Is there a vaccine for a novel coronavirus?

Yes, the vaccines are now widely available, and people are getting vaccinated. Anyone who is 18 years of age and above is eligible to get the vaccine.

Is there a treatment for a novel coronavirus?

There is no specific treatment for disease caused by a novel coronavirus. However, many of the symptoms can be treated and therefore treatment based on the patient’s clinical condition. Moreover, supportive care for infected persons can be highly effective.

Who is at risk of developing severe illness ?

While we are still learning about how COVID-2019 affects people, older persons and persons with pre-existing medical conditions (such as high blood pressure, heart disease, lung disease, cancer or diabetes) appear to develop serious illness more often than others.

What can I do to protect myself?

Standard recommendations to reduce exposure to and transmission of a range of illnesses include maintaining basic hand and respiratory hygiene, and safe food practices and avoiding close contact, when possible, with anyone showing symptoms of respiratory illness such as coughing and sneezing. Maintaining social distance is of prime importance.

Need any further help?

Give a missed call on +91 80809 45060 OR SMS <WORRY> To 575758 and our care specialist will call you back.

कोरोनाव्हायरससाठी हेल्थ इन्श्युरन्स | COVID कव्हर

कोरोनाव्हायरसच्या आजारासाठी योग्य कव्हरेज मिळवण्यासाठी हेल्थ इन्श्युरन्स खरेदी करणे सक्तीचे आहे. परंतु कोविड-19 कव्हर करणारे हेल्थ इन्श्युरन्स प्लॅन्स खरेदी करण्यापूर्वी तुमच्या कंपनीसोबत तुम्ही खालील गोष्टी तपासून घेणे गरजेचे आहे:

तुम्ही नेटवर्क हॉस्पिटलची लिस्ट तपासली पाहिजे, म्हणजे तुम्हाला कळेल की तुमचे प्राधान्याचे हॉस्पिटल तुमच्या विमा कंपनीसोबत भागीदारीत आहे की नाही आणि तुम्हाला तेथे दाखल होण्याची गरज असल्यास कॅशलेस सुविधा मिळेल की नाही.
तुम्ही किमान मूलभूत कव्हरेज जसे प्री आणि पोस्ट हॉस्पिटलायझेशन खर्च, आयसीयू शुल्क आणि रोड अ‍ॅम्ब्युलन्स खर्च यांच्यासारखे कव्हरेज कोरोनाव्हायरससाठी हेल्थ इन्श्युरन्स खरेदी करण्यापूर्वी पाहिले पाहिजेत.
त्यानंतर तुम्ही प्रतीक्षा कालावधी पाहिला पाहिजे. अनेक नियत हेल्थ इन्श्युरन्स प्लॅन्सचा प्रतीक्षा कालावधी 30 दिवसांचा असतो. त्यानंतर ते तुम्हाला आजारासाठी कव्हर करू लागतात. अर्थात, हे प्रत्येक पॉलिसीनुसार बदलत जाते. त्यामुळे कोविड-199 साठी तुम्ही जो हेल्थ इन्श्युरन्स खरेदी करणार आहात त्यात प्रतीक्षा कालावधी तपासणे गरजेचे आहे.
तुम्ही देण्यात येणारी विम्याची रक्कम (एसआय)ही तपासणे गरजेचे आहे. कोरोनाव्हायरससाठी हॉस्पिटलायझेशनचा खर्च खूप जास्त असल्यामुळे तुम्ही जास्त एसआयसोबत कोविड-19 कव्हर करणारे हेल्थ इन्श्युरन्स प्लॅन्स खरेदी करणे गरजेचे आहे.

कोरोनाव्हायरससाठी हेल्थ इन्श्युरन्स: कोविड-19 कव्हर

हेल्थ इन्श्युरन्स फॉर कोरोना व्हायरस

कोरोनाव्हायरस कव्हर करणाऱ्या हेल्थ इन्श्युरन्स प्लॅन्सबाबत तुम्ही खालील गोष्टी जाणून घेणे महत्त्वाचे आहे

बजाज आलियान्झकडून कोरोनाव्हायरसला कव्हर करणारा इन्श्युरन्स का खरेदी करायचा?

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