What are the documents required for Critical Illness Insurance?

The required documents typically include a claim form, medical reports confirming the diagnosis of the critical illness, and diagnostic test results, as per Bajaj Allianz's claim submission requirements.

Why do we need Critical Illness Insurance Coverage?

Critical Illness Insurance Coverage is essential to protect against severe health conditions like cancer, heart attacks, and organ failure. It provides financial support through a lump sum payout upon diagnosis, helping cover medical expenses and other financial needs during recovery.

How much critical illness benefit is required for an individual?

The critical illness benefit required varies based on individual circumstances. Bajaj Allianz offers multiple sum insured options, ensuring flexibility to match coverage needs.

Is it worth buying a critical illness benefit?

A critical illness benefit offers financial protection against high medical costs associated with severe illnesses, ensuring peace of mind and financial stability during challenging health situations.

Is there any medical test required before purchasing a critical illness rider?

Medical tests may be required before purchasing a critical illness rider with Bajaj Allianz. The specific tests and requirements will depend on the applicant's age and health condition per the insurer's underwriting guidelines.

Does the critical illness policy offer tax benefits?

Yes, premiums paid for Bajaj Allianz General Insurance Company Critical Illness Insurance are eligible for tax deductions under Section 80D of the Income Tax Act, reducing taxable income and providing valuable financial savings.

What is the age limit?

The policy covers adults aged 18 to 65, with eligibility extending to dependents aged 6 to 21, ensuring comprehensive coverage for you and your family across different life stages.

What is the waiting period for critical illness insurance?

A 90-day waiting period applies from the start date of the policy, meaning claims can be made only after this period for newly diagnosed critical illnesses as per policy terms.

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కోట్ని పొందండి

ముఖ్యమైన ఫీచర్లు

Protecting You From the Financial Burden of Critical Illness

Coverage Highlights

Get comprehensive coverage for your health

Sum Insured as per Severity

The claim disbursal will be as per the severity of the disease covered under the policy

Extensive Critical Illness Coverage

Get coverage for 43 critical illnesses as per policy terms

Wide Sum Insured (SI) Options

Choose adequate sum insured from 5 lacs to 5 crores that suits your need

Lump Sum Payout

Get a lumpsum payout regardless of treatment costs

జీవితకాలపు రెన్యువల్

Option to avail lifetime renewal services (applicable for continuous coverage)

Flexible Usage

Avail the payout amount as needed for treatment, medication, or rehabilitation

Design your own plan

Option to choose from 5 types of covers that best suits your needs

గమనిక

Please read policy wording for detailed terms and conditions

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