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Health Insurance

Maternity Health Insurance Plan

HealthGuard

Key Features

This Time, Prioritise Your Health

Coverage Highlights

Comprehensive coverage for a worry-free tomorrow
  • Choose from Best of Plans

Choose from multiple plans to meet your requirements

  • Wide Sum Insured Options

Select adequate sum insured that suits you starting INR 3 lacs to INR 1 crore

  • Unlimited Reinstatement Benefit & Recharge

Get the option of unlimited reinstatement of sum insured even after it is exhausted after claims

  • Maternity & Newborn Care

Medical expenses related to delivery of baby and towards treatment of the new born baby are covered under select plans

  • Preventive Health Check-Up

Start receiving annual preventive health check-ups after 2/3 policy renewals as per the chosen plan

  • Online Discount

Get flat 5% discount when you buy a policy on our website or our Caringly Yours app

  • Zone Discount

Avail discounts of 20% for Zone B and 30% for Zone C depending on where you live

  • Fitness Discount & Wellness Discount

Avail up to 12.5% wellness discount for healthy habits on renewal

  • Note

Please read policy wording for detailed terms and conditions

Inclusions

What’s covered?
  • In-Patient Hospitalisation Treatment

Offers comprehensive in-patient hospitalisation cover for your planned surgery or an unexpected illness to help you focus on your recovery not on your expenses

  • Hospital Room Coverage

Covers the cost of standard air-conditioned room ensuring you get the best care in a comfortable setting

  • ICU Cover

Covers your critical care expenses while ensuring you receive the best treatment without any financial burden

  • Pre-Hospitalisation Medical Expenses

Provides coverage for medical expenses for 30 days leading up to your hospital stay, ensuring you're prepared for the unexpected

  • Post-Hospitalisation Medical Expenses

Covers your post-hospitalisation medical expenses, including follow-up treatments and consultations, for up to 60 days after discharge

  • Day Care Treatment

Ensures that through advanced procedures you get back on your feet in less than 24 hours

  • Organ donor expenses

Offers coverage for organ transplant as per the policy terms, supporting the costs involved in the treatment

  • AYUSH Hospitalisation Cover

Coverage for ayurvedic, yoga, Unani, Siddha, and homoeopathic (AYUSH) treatment on a doctor’s advice for treating illness or physical injury

  • Road Ambulance

Covers emergency ambulance services to ensure you get swift and safe transport to the nearest medical facility

  • Domiciliary Hospitalisation

Ensures you receive the necessary medical care in the comfort of your home

  • Modern Treatment Methods and Advancement in Technologies

Covers modern treatments, like robotic surgeries and stem cell therapy, ensuring you have access to the latest medical advancements

  • Floater & Individual Sum Insured

Option to cover your family members under shared SI in case of a floater plan or separate SI in case of an individual plan

  • Note

Please read policy wording for detailed inclusions

Exclusions

What’s not covered?
  • Investigation & Evaluation

Expenses related to any admission primarily for diagnostics and evaluation purposes only are excluded even if the same requires confinement at a hospital

  • Cosmetic or Plastic Surgery

Expenses for cosmetic or plastic surgery or any treatment to change appearance unless for reconstruction following an accident, burn(s) or cancer or as part of medically necessary treatment to remove a direct and immediate health risk to the insured are not covered

  • Hazardous or Adventure sports

Expenses related to any treatment necessitated due to participation as a professional in hazardous or adventure sports, including para-jumping, rock climbing, mountaineering, rafting, motor racing, horse racing, scuba diving, hand gliding, sky diving, and deep-sea diving, are not covered

  • Dietary Supplements & Substances

Cost of supplements that are purchased without a prescription by a certified doctor as a part of treatment, including vitamins, minerals and organic substances is not covered

  • Treatment for Self-Inflicted Acts

Medical expenses incurred as a result of self-harm, illegal actions, hazardous activities, etc. are not covered

  • Refractive Error

Expenses related to the treatment for correction of eyesight due to refractive error less than 7.5 dioptres are excluded

  • Unproven Treatments

Expenses related to any unproven treatment, services, and supplies in connection with any procedures or supplies that lack significant medical documentation to support their effectiveness stay uncovered

  • Sterility and Infertility

Expenses related to sterility and infertility, including any contraception, sterilisation and advanced reproductive technologies (such as IVF, ZIFT, GIFT, and ICSI), gestational surrogacy and reversal of sterilisation are not covered

  • Note

Please read policy wording for detailed exclusions

Additional Covers/Optional Covers

What else can you get?
  • Sum Insured Reinstatement

Choose one-time or unlimited reinstatements each policy year for tailored, continuous protection

  • Procedure-wise/Disease-wise Sublimit

Unlock your full sum insured for key procedures and diseases (with no limitations on critical care)

  • Super Cumulative Bonus

Choose from three flexible growth options that match your health goals, get sum insured raised up to 200% as per the policy terms

  • No Claim Discount

Get accumulated bonus (Cumulative Bonus/Super Cumulative Bonus) with an immediate 1.5% discount on your next Premium payment at renewal

  • Cashless Discount

Enjoy a 5% discount on your premium by choosing cashless claims at our network hospitals for no upfront payments. Reimbursement claims will require a 20% co-pay.

  • Accidental Death Shield

Get financial protection for your loved ones, ensuring they're cared for even when you can't be there due to personal accident

  • Health Prime Rider

Get coverage for in-person or online doctor consultation, dental wellness, emotional wellness, diet & nutrition consultations as per the chosen plan

Your Complete Guide to Pregnancy Insurance Coverage

Parenthood is one of life's most precious experiences, especially for women. During pregnancy, the female body undergoes significant physical and hormonal changes that impact overall well-being. While becoming a parent brings immense joy, it also comes with substantial financial responsibilities, particularly regarding medical expenses.

Bajaj Allianz maternity insurance provides comprehensive coverage to ensure expectant mothers receive the best care without financial stress. This guide covers everything about maternity health insurance plans, helping you make informed decisions for your family's health and financial security.

What is Maternity Health Insurance?

Maternity insurance is specialized coverage that handles all expenses related to pregnancy and childbirth for expecting mothers and newborns. You can purchase pregnancy insurance as:

  • - Standalone maternity insurance policy
  • - Add-on coverage to existing family health insurance
  • - Rider benefits under comprehensive health plans
  • - Group insurance coverage through employers

Why Choose Bajaj Allianz Maternity Insurance?

Modern medical treatments for pregnancy and childbirth are expensive and can strain your finances. Maternity insurance with newborn coverage ensures:

Access to premium medical facilities for mother and baby
Coverage for unexpected complications during pregnancy
Professional fees covered - gynecologists, anesthetists, pediatricians
Comprehensive prenatal and postnatal care
Newborn coverage from 90 days after birth

Key Features of Best Maternity Insurance Plans in India

When selecting maternity health insurance plans, look for these essential features:

1. Comprehensive Pregnancy Coverage

  • - Prenatal care and regular checkups
  • - Normal and cesarean delivery costs
  • - Postnatal care for mother and baby
  • - Maternity insurance with newborn coverage up to specified periods

2. Medical Tests and Medications

  • - Routine pregnancy screenings and ultrasounds
  • - Prescribed medications and supplements
  • - Laboratory tests and diagnostic procedures

3. Cashless Hospitalization

  • - Direct billing at network hospitals
  • - No upfront payment requirements
  • - Streamlined claim processing

4. No-Claim Bonus Benefits

  • - Enhanced coverage for claim-free periods
  • - Increased sum assured over time
  • - Additional benefits for loyal policyholders

Benefits of Maternity Health Insurance Plans

Pregnancy insurance offers significant advantages:

Financial Protection

  • - Reduces medical expense burden
  • - Covers unexpected complications
  • - Protects family savings for child's future

Quality Healthcare Access

  • - Premium medical facilities
  • - Specialist consultations
  • - Advanced medical procedures

Comprehensive Support

  • - Complete pregnancy journey coverage
  • - Prenatal to postnatal care
  • - Newborn insurance coverage included

Key Factors for Choosing Best Maternity Insurance Plans in India

Coverage Scope

Evaluate maternity insurance for:

  • - Health checkup facilities
  • - Pregnancy-related medical tests
  • - Hospitalization during delivery
  • - Emergency complication coverage

Pregnancy Insurance Waiting Period

Pregnancy insurance waiting period typically ranges from 9 months to 4 years. Key considerations:

  • - Plan early before conception
  • - Compare waiting periods across insurers
  • - Understand policy activation timelines

Policy Terms and Conditions

  • - Read all clauses carefully
  • - Understand exclusions and limitations
  • - Compare features across multiple plans

Claims Process Efficiency

  • - Simple documentation requirements
  • - Quick claim settlement
  • - Dedicated customer support

Does Regular Health Insurance Cover Pregnancy?

Most standard health insurance plans don't include comprehensive maternity coverage. Coverage availability depends on:

  • - Insurer policies and product types
  • - Top-up health insurance plans may include maternity benefits
  • - Add-on riders for pregnancy coverage
  • - Limited coverage amounts (₹15,000 normal delivery, ₹25,000 cesarean)

Bajaj Allianz maternity insurance provides dedicated, comprehensive coverage beyond standard health insurance limitations.

Eligibility for Maternity Insurance Plans

Age Requirements

  • - Women aged 18-45 years typically eligible
  • - Specific criteria vary by insurer
  • - Review individual policy requirements

Health Conditions

  • - Medical screening may be required
  • - Pre-existing conditions may affect eligibility
  • - Honest disclosure essential for coverage

Understanding Pregnancy Insurance Waiting Period

Pregnancy insurance waiting period is crucial for planning:

Typical Waiting Periods

  • - 9 months to 4 years depending on policy
  • - Plan well in advance of conception
  • - Early purchase recommended for timely coverage

Benefits of Early Purchase

  • - Ensures coverage when needed
  • - Avoids last-minute exclusions
  • - Better premium rates for younger ages

What's Covered in Maternity Insurance?

Prenatal and Postnatal Care

  • - Regular medical checkups
  • - Ultrasounds and monitoring
  • - Prescribed medications
  • - 30 days pre-delivery and 30-60 days post-delivery coverage

Delivery Costs

  • - Normal delivery expenses
  • - Cesarean section costs
  • - Hospital room charges
  • - Medical professional fees

Newborn Baby Coverage

  • - Maternity insurance with newborn coverage includes:
    • Congenital disease treatment
    • Necessary vaccinations
    • Special care requirements up to 90 days

Emergency Complications

  • - Unexpected pregnancy complications
  • - Emergency medical procedures
  • - Intensive care requirements

What's Not Covered in Pregnancy Insurance?

Pre-existing Health Conditions

  • - Conditions affecting pregnancy safety
  • - Subject to insurer's terms and conditions

Infertility Treatments

  • - Fertility enhancement procedures
  • - IVF and related treatments typically excluded

Congenital Diseases

  • - Inherited medical conditions
  • - Pre-birth developmental issues

Non-prescribed Medications

  • - Self-administered vitamins and supplements
  • - Non-doctor prescribed treatments

Tax Benefits of Maternity Insurance

Bajaj Allianz maternity insurance offers valuable tax advantages:

Section 80D Benefits

  • - ₹25,000 annual deduction for individuals under 60
  • - ₹50,000 deduction for senior citizens
  • - Additional deductions for parents' coverage
  • - Smart financial planning with health protection

How Maternity Health Insurance Secures Mother and Child

Complete Prenatal Care

  • - Regular doctor consultations
  • - Essential medical tests and screenings
  • - Nutritional support and medications

Delivery Coverage

  • - Natural and cesarean delivery costs
  • - Specialist medical equipment
  • - Professional medical team fees

Newborn Protection

  • - 90-day newborn coverage
  • - Congenital condition treatment
  • - Special medical care requirements

Vaccination Coverage

  • - Immunization costs up to 1 year
  • - Essential vaccines: polio, measles, tetanus, whooping cough, hepatitis, diphtheria

Choosing the Best Maternity Insurance Plans in India

Compare Multiple Plans

  • - Coverage benefits comparison
  • - Premium rates analysis
  • - Pregnancy insurance waiting period evaluation
  • - Exclusion clauses review

Network Hospital Coverage

  • - Wide hospital network availability
  • - Preferred delivery locations included
  • - Cashless facility access

Sub-limit Understanding

  • - Normal delivery coverage limits
  • - Cesarean delivery sub-limits
  • - Overall coverage maximums

Additional Benefits

  • - Vaccination coverage
  • - Congenital disease treatment
  • - Comprehensive newborn care

How to Claim Maternity Insurance

Pre-authorization Process

  • - Inform insurer about delivery date
  • - Provide hospital details in advance
  • - Obtain pre-approval for cashless treatment

Documentation Requirements

  • - Discharge summary
  • - Medical bills and receipts
  • - Completed claim forms
  • - Doctor's certificates

Cashless Claims

  • - Network hospital selection
  • - Pre-authorization approval
  • - Direct billing arrangement

Reimbursement Claims

  • - Upfront payment at non-network hospitals
  • - Document submission to insurer
  • - Reimbursement processing

When to Purchase Maternity Insurance?

Optimal Timing

  • - Before planning pregnancy
  • - Early in marriage for future planning
  • - At least 9 months before conception

Benefits of Early Purchase

  • - Complete waiting period fulfillment
  • - Lower premium rates at younger age
  • - Guaranteed coverage when needed

Maternity Insurance Premium Calculator Factors

Maternity insurance premium calculator considers:

Personal Factors

  • - Age of policyholder
  • - Sum assured amount
  • - Coverage details selected
  • - Medical history

Policy Features

  • - Waiting period duration
  • - Network hospital access
  • - Additional benefits included
  • - Claim settlement ratio

Benefits You Deserve

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Region-Specific Premiums

Avail fair and local pricing for premiums as per the healthcare cost of 16 diffe

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Walk to Win

Enjoy up to 10% discount on policy renewal by completing regular step goals

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Super Cumulative Bonus

Get your Sum Insured raised by up to 50% every year up to 200% of Sum Insured

Download Policy Documents

Get instant access to policy details with a single click

Step-by-Step Guide

To help you navigate your insurance journey

How to Buy

  • 0

    Visit Bajaj Allianz website

  • 1

    Enter personal details

  • 2

    Compare health insurance plans

  • 3

    Select suitable coverage

  • 4

    Check discounts & offers

  • 5

    Add optional benefits

  • 6

    Proceed to secure payment

  • 7

    Receive instant policy confirmation

How to Renew

  • 0

    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Notify Bajaj Allianz about the claim using app

  • 1

    Submit all the required documents

  • 2

    Choose cashless or reimbursement mode for your claim

  • 3

    Avail treatment and share required bills

  • 4

    Receive claim settlement after approval

How to Port

  • 0

    Check eligibility for porting

  • 1

    Compare new policy benefits

  • 2

    Apply before your current policy expires

  • 3

    Provide details of your existing policy

  • 4

    Undergo risk assessment by Bajaj Allianz

  • 5

    Receive approval from Bajaj Allianz

  • 6

    Pay the premium for your new policy

  • 7

    Receive policy documents & coverage details

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What Our Customers Say

Excellent Service

Bajaj Allianz provides excellent service with user-friendly platform that is simple to understand. Thanks to the team for serving customers with dedication and ensuring a seamless experience.

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Amagond Vittappa Arakeri

Mumbai

4.5

27th Jul 2020

Swift Claim Settlement

I am extremely happy and satisfied with my claim settlement, which was approved within just two days—even in these challenging times of COVID-19. 

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Ashish Jhunjhunwala

Vadodara

4.7

27th Jul 2020

Quick Service

The speed at which my insurance copy was delivered during the lockdown was truly commendable. Hats off to the Bajaj Allianz team for their efficiency and commitment!

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Sunita M Ahooja

Delhi

5

3rd Apr 2020

Outstanding Support

Excellent services during COVID-19 for your mediclaim cashless customers. You guys are COVID warriors, helping patients settle claims digitally during these challenging times.

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Arun Sekhsaria

Mumbai

4.8

27th Jul 2020

Seamless Renewal Experience

I am truly delighted by the cooperation you have extended in facilitating the renewal of my Health Care Supreme Policy. Thank you very much!

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Vikram Anil Kumar

Delhi

5

27th Jul 2020

Quick Claim Settlement

Good claim settlement service even during the lockdown. That’s why I sell Bajaj Allianz Health Policy to as many customers as possible.

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Prithbi Singh Miyan

Mumbai

4.6

27th Jul 2020

FAQ's

Is maternity insurance worth it?

Yes, maternity insurance is definitely worth it. It offers comprehensive financial protection for expectant mothers by covering prenatal, delivery, and postnatal expenses. With rising healthcare costs, this coverage ensures quality care without burdening your finances. It also includes newborn benefits, offering peace of mind throughout the maternity journey.

What is the minimum waiting period for maternity insurance?

Bajaj Allianz General Insurance Company's Health Guard Policy has a waiting period of 6 years for maternity insurance. This means benefits are accessible only after the waiting period ends. Planning ahead and buying early ensures you are financially prepared when you actually need the coverage.

Can we claim 2 insurances for maternity?

Yes, you can claim maternity benefits from two insurance policies if both policies offer maternity coverage. In such cases, one policy will be the primary and the other the secondary payer. It’s essential to inform both insurers and provide all necessary documents to avoid claim-related complications.

Are maternity insurance plans with no waiting period available?

Most maternity insurance plans offered by Bajaj Allianz General Insurance Company have a waiting period, making no-waiting-period options extremely rare. If such a policy is available, it usually comes at a higher premium. To bypass waiting period concerns, it’s advisable to purchase a maternity insurance policy well in advance, ideally during family planning.

Is third childbirth covered under maternity insurance plans?

Coverage for a third childbirth is not covered by Bajaj Allianz General Insurance Company’s Health Guard Policy. They pay all expenses only for two children per policy.

What should I consider before buying a maternity insurance policy?

Before buying a maternity insurance policy, consider the waiting period, premium amount, covered and excluded treatments, hospital network, and whether newborn and vaccination costs are included. Assess your personal and family planning goals to ensure the policy you choose aligns with your medical and financial requirements.

What happens if a child is born with any complications?

If a newborn experiences complications, most maternity insurance plans provide coverage for congenital disorders or neonatal intensive care up to 90 days from birth. However, coverage specifics vary by plan. Ensure the policy includes newborn coverage and check the terms for congenital and critical illness treatments for babies.

Is there any maternity insurance without a waiting period?

No, most maternity insurance plans have a waiting period ranging from 9 months to 4 years.

Is third childbirth covered under maternity insurance plans?

Yes, depending on the insurer, some plans cover up to the third childbirth.

What should I consider before buying a maternity insurance policy?

Check waiting periods, coverage limits, exclusions, and premium costs. Ensure it meets your specific needs and budget.

Is it good to take maternity insurance?

Yes, it provides financial security for pregnancy and childbirth expenses, offering peace of mind during this crucial time.

What type of insurance is best for pregnancy?

The best health insurance for maternity should offer comprehensive coverage that encompasses prenatal, delivery, and postnatal care, ensuring both mother and newborn receive the necessary medical attention. Essential features include health insurance for pregnant women that covers routine checkups, doctor consultations, diagnostic tests, and medications required throughout pregnancy. Additionally, a reliable maternity policy covers newborn care, including treatments for congenital conditions and vaccinations. A reasonable waiting period and sufficient sub-limits are also important, as these ensure the policy is practical and accessible. Bajaj Allianz General Insurance Company's maternity insurance provides these benefits, making it an ideal choice.

What is the minimum waiting period for maternity insurance?

The waiting period for maternity insurance plans varies by provider, generally ranging from 9 months to 4 years. A shorter waiting period means quicker access to benefits, which is crucial for families planning a pregnancy in the near term. Bajaj Allianz General Insurance Company offers competitive waiting periods that balance accessibility and comprehensive coverage, making it easier for families to plan their healthcare needs in advance. This flexibility helps policyholders avoid delays in maternity coverage and ensures that families can benefit from the policy’s comprehensive support when needed, alleviating financial stress associated with childbirth expenses.

Is a C-section covered by insurance?

Yes, most maternity insurance policies cover both normal and cesarean (C-section) deliveries. A C-section typically incurs higher costs due to its surgical nature, but health insurance for pregnancy from Bajaj Allianz General Insurance Company offers financial protection for both delivery methods. Coverage may be subject to sub-limits, with certain plans setting different caps for normal versus cesarean deliveries. By covering C-section costs, Bajaj Allianz General Insurance Company ensures that expectant mothers can receive the necessary medical care, whether planned or emergency, without worrying about the financial burden. This support provides peace of mind for families during childbirth.

How to buy Bajaj Allianz maternity insurance?

  • Compare plans online using our platform
  • Select suitable coverage based on needs
  • Apply directly through Bajaj Allianz website
  • Complete documentation for policy activation

What's the sum assured range for pregnancy insurance?

Maternity insurance sum assured typically ranges from ₹50,000 to ₹5,00,000, depending on the insurer and selected plan type.

Does maternity insurance cover newborns?

Yes, best maternity insurance plans in India include newborn coverage. Coverage extent and duration vary by policy terms and conditions.

What's the typical pregnancy insurance waiting period?

Pregnancy insurance waiting period varies from 12 months to 72 months depending on the specific product and insurer policies.

Ready to secure your pregnancy journey?

Explore Bajaj Allianz maternity insurance plans today and ensure comprehensive coverage for you and your baby's health needs.

Standard T&C apply. Insurance is the subject matter of solicitation. For complete details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

Can you get maternity insurance if already pregnant?

Most insurers don't provide pregnancy insurance for already pregnant women, as pregnancy becomes a pre-existing condition. Purchase maternity insurance well before conception.

How to buy Bajaj Allianz maternity insurance?

  • Compare plans online using our platform
  • Select suitable coverage based on needs
  • Apply directly through Bajaj Allianz website
  • Complete documentation for policy activation

What's the sum assured range for pregnancy insurance?

Maternity insurance sum assured typically ranges from ₹50,000 to ₹5,00,000, depending on the insurer and selected plan type.

Does maternity insurance cover newborns?

Yes, best maternity insurance plans in India include newborn coverage. Coverage extent and duration vary by policy terms and conditions.

What's the typical pregnancy insurance waiting period?

Pregnancy insurance waiting period varies from 12 months to 72 months depending on the specific product and insurer policies.

Why is medical insurance necessary for your health?

Medical insurance provides financial protection against unexpected medical expenses, ensuring access to quality healthcare without depleting your savings.

How many dependent members can I add to my family health insurance plans?

You can add your spouse, children, parents, and other dependents as per the policy terms, ensuring comprehensive family coverage.

Why should you compare health insurance plans online?

Online comparison helps you find the best plan that suits your needs and budget, offering a clear understanding of coverage and benefits.

Why should you never delay the health insurance premium?

Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy.

How to get a physical copy of your Bajaj Allianz General Insurance Company?

Request a physical copy from the insurer or take a printout of the digital policy document received via email.

Is there a time limit to claim health cover plans?

Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing.

What exactly are pre-existing conditions in an Individual Health Insurance?

Pre-existing conditions are medical conditions you had before buying your Individual Health Insurance plan. Coverage for these might require waiting periods or exclusions. Be transparent about your health history.

How is the insurer going to pay my hospital bills?

Insurers cover hospital bills through reimbursement (you pay upfront and get reimbursed later) or cashless hospitalisation (insurer settles bills directly with network hospitals).

Are there any tax advantages to purchasing Individual Health Insurance?

Individual Health Insurance premiums often qualify for tax deductions under Section 80D of the Income Tax Act (India).

Why should I need Personal Medical Insurance?

Personal medical insurance offers financial protection against unexpected medical expenses due to illness, accidents, or hospitalisation. It provides peace of mind and safeguards your savings.

How do I go about renewing health insurance plans?

Don’t stress the small things in life! The easiest and quickest way to renew your life insurance policy is by doing it online. Topping up your health cover gives you freedom from worrying about heavy medical expenses.

How is the health insurance renewal premium calculated?

We know that reading through the ponderous terms and conditions section of a health insurance policy isn’t always easy. So, here is the quick answer. Your renewal premium is calculated based on your age and coverage. As always, you can put the power of compounding to good use by investing in health insurance as early as possible.

Can I renew my expired health insurance policy?

Yes, of course. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. With Bajaj Allianz, we turn back the clock to give a grace period where you can renew your expired policy. For 30 days from the expiry date, you can still renew your health cover with ease. Now, you can run the race at yo

Can I renew health insurance online?

Absolutely! All you have to do to renew your health insurance is click or tap a few times! You can definitely renew health insurance policies online and also buy new policy for your family & friends click here to know more.

Will I be able to transfer my health insurance policy from another providers ?

Yes, as per IRDAI regulations, insurance portability between providers is allowed. This also includes transfer of benefits like Cumulative Bonus and credits relating to waiting period for pre-existing diseases.

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