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List of Home insurance features

List of Home insurance features

Features under home insurance policy

A home is where your heart is. There is no place quite like home. After all, it is a place filled with memories- the warmth of your elder’s love, endless banter with your siblings, and long cuddles with your partner after a long day at work. That is why it’s often said, “A house is made up of walls and beams; but a home is made up of love and dreams.”


Home Insurance

Like a bird that collects twigs and branches from far and wide, your home is the fruit of years of labour and takes a lifetime of savings to purchase, construct, or maintain. Over the years, your home comes alive with your favourite paintings and the humming of fans and modern electronic appliances.

Nevertheless, all of it can fade away in just one fateful night. Burglary, fire, earthquake, building collapse etc. can eliminate everything that you hold dear. Although, the emotional trauma that you face in such times is impossible to compensate, the Bajaj Allianz family can take care of the financial setback that you may incur.

Our Home Insurance policy can secure the structure of your house as well as its contents. The result: reduced stress levels and a sense of quiet confidence.

The flexibility of Bajaj Allianz Home Insurance plans empowers you regardless of the loss. Backed by years of experience and industry expertise, we bring hope and cheer after a crisis. Choose from a range of add-ons to enhance your policy coverage even further.

That’s not all! You can extend insurance coverage to precious belongings such as jewellery, valuables, and portable equipment by paying an additional premium on your base policy. Travel worry-free to any part of the world, knowing that we’ve got your back.

Choose a trusted insurance partner and live carefree!

  • Agreed Value Basis

    Agreed value basis is a clause related to home insurance. The purpose of insurance policies is to provide the insured an indemnity against monetary losses. By availing an insurance plan, a policyholder can manage to be in the same financial position which he/she was, prior to a misfortune.

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  • Worldwide coverage extension for building, contents, jewellery

    A home insurance policy is designed to financially secure your house and/or its belongings against the losses or damages caused due to any natural

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  • Loss of rent cover

    For a large number of Indians, buying their own home is an uphill task given the high cost of real estate especially in the major metros. Renting property is the only alternative that they are left with. For real estate investors, however, this segment represents a large market in terms of rental income.

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  • Portable Equipment Covered

    A home isn’t truly a home without a host of electronic devices such as laptops, cameras, television sets and audio entertainment systems. They are easily among the most expensive items in a typical home, constituting a large share of its overall value.

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  • Coverage starts for 1 day to 5 years

    Home insurance has come a long way from being seen as an unnecessary gamble to an essential protection for your..

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  • Key and Lock replacement cover

    Key and lock replacement cover is an add-on which can be taken with a Home Insurance policy. It provides financial assistance should you need to replace the locks and keys of your home..

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  • Rent for alternate Accomodation and Brokerage

    A home insurance policy is essential to protect your house and its belongings against physical damages and liability claims arising due to unforeseen calamities. .

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  • Curios, Paintings and Work of Art covered

    As a collector of arts, you do a service to society by acquiring and taking care of priceless curios and paintings...

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  • Emergency expense cover

    Emergency Expense Cover is a feature in certain Home Insurance Policies which which indemnifies policyholders if they ever have to ...

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  • Useful add-ons to customize policy

    Picture this: It is a Monday morning and you are late for an important business presentation. As you are trying to recall the data..

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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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