A home insurance policy is designed to financially secure your house and/or its belongings against the losses or damages caused due to any natural or made-made calamity. You can get coverage for the structure of your building, its contents such as electronic appliances, jewellery, furniture, art works etc., or both.
However, it’s not necessary that misfortune would strike only when you’re at home. There can be instances when you’re out for a vacation or joyous occasion, only to realize that you’ve lost your precious jewellery and belongings. Also, there can be situations where your prized gadget may get damaged in an accident.
In such a scenario, you can face a dilemma as to whether you can file a claim against your home insurance policy or not.
Worldwide coverage extension for building’s content and other valuables
For the first time in India, Bajaj Allianz General Insurance Company, has introduced an exclusive ‘Worldwide Coverage Extension for Jewellery, Valuables, and Portable Equipment” plan which lets you protect precious belongings anywhere in the world.
In other words, if you incur any loss or damage to your insured belongings even during a foreign trip, your insurer will compensate for the financial losses incurred by you. Even if you prefer to travel light, it can give valuables like mobile phones and cameras a cover of protection.
What items will be covered under the extended coverage?
The extended coverage plan will work just like your general home insurance policy, the only difference being that the coverage will be applicable to the valuables irrespective of its location. You will be compensated for any loss or damage to your furniture, fixtures, electronic items, jewellery, clothing, portable equipment, and other valuables in case of an unfortunate event.
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