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Home Insurance Coverage from 1 Day to 5 Years


What Options Do I Have Regarding Coverage Period in My Home Insurance?

One of the more sought out features in Home Insurance Policies is the proposer’s ability to customize the cover period as per their requirement.

Home insurance has come a long way from being seen as an unnecessary gamble to an essential protection for your biggest investment. This shift in perspective has given Insurance Companies a chance to offer more innovative benefits to its clients.

The most interesting benefit given by Home Insurance Companies is the flexibility in the coverage period starting from 1 day to 5 years.

Is it Practical?

Let’s take an example to understand the application of a micro coverage period better.

Suppose you have to go out of town for a couple of days. You are unable to find anyone willing to stay and guard your house. Also, you know from experience that heavy rains occur at that time of the year.

In this situation, you can go online and arrange to have your home insured for, let’s say, 10 days, including those couple of days you are going to be away. Your policy should include insurance for the contents of your house as well by default.

As soon as the policy is issued, you can rest assured of the following things -

1)      Compensation in the event of a burglary while you were travelling.

2)      Damage to the structural integrity of your house due to heavy rain will be covered by the insurance company.

Having these financial aspects taken care of, going out of town leaving your house unattended won’t be that much worrisome anymore. The term of coverage is flexible enough to allow you to travel without worry for extended periods of time.

Explore more Home Insurance Features.

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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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