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Useful Add-Ons to Customize Policy Under Home Insurance


Useful add-ons to customize your Home Insurance policy

Picture this: It is a Monday morning and you are late for an important business presentation. As you are trying to recall the data you would be speaking about, you rush out of your house and shut the door behind you. A split second later, you remember that the keys are not in your pocket. They were on the side table inside.

Why customize home insurance?

Regardless of whether you are a tenant or own the house you live in, home insurance is a worthwhile investment. While a comprehensive insurance cover protects your house and its contents from a variety of natural and man-made threats, there are certain contingencies, such as getting your lock and key replaced, that require additional coverage.

Supplementing a standard home insurance policy with specific added covers offers better protection against risks such as:

Temporary Immigration- In case your house is destroyed in an unforeseen event, you will have to move to another home temporarily; in such situations, the insurer will compensate for the packing and moving expenses.

Cover for Lock and Key Replacement- If you lose your keys or if your house is broken into, then the insurance provider will cover the cost of the replacement lock and key.

Cover for stolen/ lost wallet- The insurer will take care of the cost of your wallet if you have lost it or have been robbed. Moreover, the insurance provider will also cover the cost of application for replacing the essential documents it contained and your debit/ credit cards.

Cover for your Employee- If your home help is injured in a mishap while working; they will be compensated as per the Employee Compensation Act.

Cover for ATM withdrawal robbery- If you are robbed on withdraw money from an ATM, the insurance company will reimburse you the same amount. 

Explore more Home Insurance Features.

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