Long Term Two Wheeler Insurance Policy

What's the duration of "Long Term Two Wheeler Insurance Policy"

A year can go by really fast. Before you know it, it’s time to renew your Two Wheeler Insurance policy. Switch to Bajaj Allianz’s Long Term Two Wheeler Insurance Policy for a comprehensive 2 wheeler insurance cover.

Our Long Term Two Wheeler Insurance Policy gives you 2 wheeler insurance coverage up to 3 years. That’s 3 years of continued protection for your two-wheeler. So you see, good things do last long!

Whether it’s a minor scratch or total loss, our Long Term Insurance Policy covers you for any claim arising from third party liability and cost of damage, whether due to natural calamities or accidents.

With Bajaj Allianz Long Term Two Wheeler Insurance policy, you can satisfy your ‘need for speed’ without worry!

Benefits of Long Term Two Wheeler Insurance Policy

Yes, that’s what you get with our Long Term Motor Insurance Policy. Packed with a range of features, our Long Term Two Wheeler Insurance offers you:

• 24X7 Call Assistance

  Have any question regarding claim settlement and even otherwise? We’re just a phone call away 24X7, 365 days a year, even on holidays.

• Transfer of No Claims Bonus (NCB)

  A beneficial feature of our two wheeler insurance policy, NCB rewards you for your responsible driving behaviour by lowering the premium you pay on renewing your policy. We allow 50% transfer of your NCB from another insurer when you opt for a Bajaj Allianz two wheeler insurance policy.

• No Need For Inspection On Online Policy Renewal

  When you renew your policy with us online, we don’t inspect your bike. That’s our way of saying we trust you!

• Coverage For 3 Years

  Our Long Term Two Wheeler Insurance Policy means that you don’t need to worry about renewing your policy annually. One less thing to remember!

• Savings In The Long Run

  Our policy helps you save money which would be otherwise lost every year due increased third party premium rates and service taxes. Over a period of three years, you can save a substantial amount and invest it instead!

• NCB Benefit Continues

  We don’t let your responsible behaviour on the road go unnoticed or unrewarded.In an event of any claim made during the policy period, the NCB earned reduces but it doesn’t become zero unlike an annual term two wheeler policy.

Two Wheeler Insurance Claim Process

Register your claim

First and foremost, you need to register your claim with us. You can do it:

✓        Online

Click here to register your claim online.

✓        Over the phone

Dial our Toll-free number 1800-209-5858, following which our customer care executive will get in touch with you and guide you through the claim settlement process. Keep these with you for ready reference:

1.       Engine and Chassis number.

2.       Vehicle registration number.

3.       Date and time of the accident.

4.       Description and location of the accident.

5.       Address for inspection of the affected two wheeler.

6.       Kilometre reading.

7.       Police complaint document, in case of theft.

1.       Book your vehicle for repair

In case of an accident, act of vandalism or damage due to any other cause, you need to take your two-wheeler to the garage for repair if it’s in a movable condition. If not, you can get it towed.

2.       The last step

The final step of claim settlement involves submission of the required documents and getting them verified with the original ones. The surveyor will inform you if you need to pay any part of the claim amount, as per the policy terms & conditions.

Motor OTS

Now you can get your Two wheeler claims settled in an instant! With the Motor On the Spot (Motor OTS) facility, get your claims settled on the go, for your damages up to INR 10,000/- just within 20 minutes* through our mobile app - Insurance wallet

To use Motor OTS  -

✓       Sign in to the Insurance Wallet app (link for download or IW app page/playstore)

✓       Take clear pictures of the damage caused to your two wheeler and upload the same on the mobile app

✓       Your approved claim amount will be credited to your bank account directly

Add-on Covers in Long Term Two Wheeler Insurance

The add-on covers with our Bike Insurance Policy offer an extra layer of protection for your bike and some added peace of mind for you.

24X7 spot assistance

Our 24X7 spot assistance add on cover ensures that you have a pleasant journey on the bumpiest of roads. If you do need assistance with a flat tyre, flat battery, fuel, legal advice or towing facility, all you need to do is reach out to our team at 1800 209 5858 to receive instant support. Leave your worries to us and don’t let potholes stop you from enjoying the ride!

Zero Depreciation Cover

From the moment you zoom out of the show room with your two-wheeler, its price starts to depreciate. In the event of a claim, the amount paid will include the depreciating value of your insured vehicle. Our zero depreciation covers you against the depreciation value of your two wheeler. With this add-on, you can minimise out of pocket expenses during a claim and add more protection to your existing cover. For example, if you do not opt for this cover and your bike tyres are damaged in an accident, you will only get 50% of the cost.

LONG TERM TWO WHEELER INSURANCE COMPARISION

WITH REGULAR TWO WHEELER INSURANCE

When it comes to Long Term Two Wheeler Insurance, you have two options – Two year and Three year policy. As the name suggests, a Long Term Two Wheeler Insurance policy gives you and your bike a 360-degree cover against losses suffered due to damage or theft of the insured vehicle for 2 or 3 years as per the cover opted. And this is over & above the coverage for third party liabilities.

It offers an additional benefit with NCB at the time of renewal. A hassle free process which will reduce the renewal frequency and has no effect in case of Third Party premium increase.