Suggested
-
health insurance
-
group personal accident
-
bike insurance
-
car insurance
-
cat insurance
-
check car details
-
health insurance plans
-
health cover plans
-
two wheeler insurance
-
2 wheeler insurance
-
renewal of car insurance
-
renew car insurance
-
car insurance renewal
-
car insurance renew
-
car insurance online
-
maruti suzuki car insurance
-
maruti suzuki insurance
-
maruti insurance
-
travel insurance
-
car no details
-
car number details
-
health insurance plans for family
-
medical insurance plans for family
-
best health insurance in india
-
good health insurance in india
Motor Insurance
Long Term Two Wheeler Insurance Policy
Premium Starts At ₹538*
Road trips, commutes, or quick errands—protection that follows you everywhere
Coverage Highlights
Get comprehensive coverage for your bike
Cashless Garages
7,200+ network garages for hassle free services
Own Damage Cover
Covers damage to your bike due to accidents, fire, theft and natural calamities
Third Party Liability
Unlimited liability for third party bodily injuries and INR 1 lac for third party property damage
Personal Accident Cover
Starting from INR 15 Lacs
No Claim Bonus
Up to 50%
Optional Covers
Wide range of Add Ons
On The Spot Claim Settlement
You can instantly register your bike insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
24x7 Spot Assistance
Get 24x7 roadside assistance, ensuring help is always just a call away, no matter when or where your car breaks down
Note
Two-Wheeler TP Insurance Premiums starting at INR 538
Inclusions
What’s covered?Damages Suffered Due To Natural Calamities
Get coverage for your bike against losses and damages due to natural calamities such as fire, earthquake, flood, lightning, storm, landslide, frost, hailstorm and rockslide.
Damages Caused Due To Unfortunate and Unforeseen Events
Our motor insurance policy offers coverage for losses suffered due to theft, social unrest, terrorist activities or other occurrences.
Third Party Liability
Our policy protects you against third party liability due to accidental damages causing injury or death to a third party. Not only this, you are also covered against damages caused to third party property.
Exclusions
What’s not covered?Normal wear and tear and depreciation.
Electrical/mechanical breakdown.
Damages suffered in case the vehicle is used for any other purpose than intended.
Losses suffered in case you are driving under the influence of alcohol, drugs, liquor or any other
Damages caused due to nuclear risk, mutiny, or war.
Wear and tear of consumables like tubes or tyres unless the vehicle is damaged simultaneously.
In such a scenario, we will compensate 50% of the replacement cost.
Note
Please read policy wording for detailed exclusions
Additional Covers
What else can you get?24x7 Road Side Assistance
Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more
Consumable Expenses
Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc
Zero Depreciation Cover
Every year the value of a bike depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands
No Claim Bonus Protector
Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium
Tyre Safeguard
This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle
Conveyance Benefit
If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute
Engine Protector
Covers financial losses incurred due to damage to your car engine
Return to Invoice (RTI) Cover
Recover invoice value of your bike back in case of theft or total loss
What's the duration of "Long Term Two Wheeler Insurance Policy"
A year can go by really fast. Before you know it, it’s time to renew your Two Wheeler Insurance policy. Switch to Bajaj Allianz’s Long Term Two Wheeler Insurance Policy for a comprehensive 2 wheeler insurance cover.
Our Long Term Two Wheeler Insurance Policy gives you 2 wheeler insurance coverage up to 3 years. That’s 3 years of continued protection for your two-wheeler. So you see, good things do last long!
Whether it’s a minor scratch or total loss, our Long Term Insurance Policy covers you for any claim arising from third party liability and cost of damage, whether due to natural calamities or accidents.
With Bajaj Allianz Long Term Two Wheeler Insurance policy, you can satisfy your ‘need for speed’ without worry!
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Benefits of Long Term Two Wheeler Insurance Policy
Yes, that’s what you get with our Long Term Motor Insurance Policy. Packed with a range of features, our Long Term Two Wheeler Insurance offers you:
● 24X7 Call AssistanceHave any question regarding claim settlement and even otherwise? We’re just a phone call away 24X7, 365 days a year, even on holidays.
● Transfer of No Claims Bonus (NCB)A beneficial feature of our two wheeler insurance policy, NCB rewards you for your responsible driving behaviour by lowering the premium you pay on renewing your policy. We allow 50% transfer of your NCB from another insurer when you opt for a Bajaj Allianz two wheeler insurance policy.
● No Need For Inspection On Online Policy RenewalWhen you renew your policy with us online, we don’t inspect your bike. That’s our way of saying we trust you!
● Coverage For 3 YearsOur Long Term Two Wheeler Insurance Policy means that you don’t need to worry about renewing your policy annually. One less thing to remember!
● Savings In The Long RunOur policy helps you save money which would be otherwise lost every year due increased third party premium rates and service taxes. Over a period of three years, you can save a substantial amount and invest it instead!
● NCB Benefit ContinuesWe don’t let your responsible behaviour on the road go unnoticed or unrewarded.In an event of any claim made during the policy period, the NCB earned reduces but it doesn’t become zero unlike an annual term two wheeler policy.
At-A-Glance
Compare Insurance Plans Made for You
| Feature |
Third Party Liabilty Cover |
Own Damage Cover |
Comprehensive Cover Insurance |
Comprehensive Cover with Add-ons |
|---|---|---|---|---|
| Overview | Covers legal liabilities arising due to body injury or property damage to others due to your bike. It is mandatory by law. | Covers expenses arising out of damage to your bike. | Full fedged cover comprising of Third Party Liability cover and Own Damage covers | Enhance coverage by opting for various Add-ons over and above the comprehensive cover |
| Policy Period | 1/2/3 years | 1 Year | 1/2/3/5 years | 1/2/3/5 years |
| Third Party Liability for Injury, Death & Property Damage | Yes | No | Yes | Yes |
| Accidents & Collisions | No | Yes | Yes | Yes |
| Natural or Man-Made Disasters | No | Yes | Yes | Yes |
| Fire Damage | No | Yes | Yes | Yes |
| Theft | No | Yes | Yes | Yes |
| Compulsory Personal Accident | Yes | Yes | Yes | Yes |
| No Claim Bonus | No | Yes | Yes | Yes |
| Add-on: Zero Depreciation Cover | No | Yes | No | Yes |
| Add-on: Lock & Key Replacement | No | Yes | No | Yes |
| Add-on: 24x7 Roadside Assistance | No | Yes | No | Yes |
| Add-on: Consumables Cover | No | Yes | No | Yes |
| Explore more add-ons | No | 25+ Add On's | 25+ Add On's | 25+ Add On's |
Add-on Covers in Long Term Two Wheeler Insurance
The add-on covers with our Bike Insurance Policy offer an extra layer of protection for your bike and some added peace of mind for you.
● 24X7 spot assistance: Our 24X7 spot assistance add on cover ensures that you have a pleasant journey on the bumpiest of roads. If you do need assistance with a flat tyre, flat battery, fuel, legal advice or towing facility, all you need to do is reach out to our team at 1800 209 5858 to receive instant support. Leave your worries to us and don’t let potholes stop you from enjoying the ride!
● Zero Depreciation Cover:From the moment you zoom out of the show room with your two-wheeler, its price starts to depreciate. In the event of a claim, the amount paid will include the depreciating value of your insured vehicle.
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Bike with Bajaj Allianz?
Buy Now
Motor & Health Companion
Drive Confidently with Bajaj Allianz
Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Frequently Bought Together
View All
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
-
0
Download the Caringly Yours app from App stores or click "Get Quote"
-
1
Register or log in to your account.
-
2
Enter your bike details
-
3
You will be redirected to the bike Insurance Page.
-
4
Ensure to check your No Claim Discount
-
5
Choose right Insured Declared Value(IDV) that reflects your bike value
-
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
-
7
Select a plan from the recommended options, or customize your own plan
-
8
Review the premium and other coverage details
-
9
Proceed with the payment using your preferred method
-
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
-
0
Login to the app
-
1
Enter your current policy details
-
2
Review and update coverage if required
-
3
Check for renewal offers
-
4
Add or remove riders
-
5
Confirm details and proceed
-
6
Complete renewal payment online
-
7
Receive instant confirmation for your policy renewal
How to Claim
-
0
Download our Caringly Yours App on Android or iOS
-
1
Register or login to use Motor On the spot claim for a smooth process
-
2
Enter your policy and accident details (location, date, time)
-
3
Save and click Register to file your claim
-
4
Receive an SMS with your claim registration number
-
5
Fill in the digital claim form and submit NEFT details
-
6
Upload photos of damaged parts as instructed
-
7
Upload your RC and driving license
-
8
Receive an SMS with the proposed claim amount
-
9
Use the SMS link to agree/disagree with the claim amount
-
10
Agree to receive the amount in your bank account
-
11
Track your claim status using the Insurance Wallet App
Know More
-
0
For any further queries, please reach out to us
-
1
Phone +91 020 66026666
-
2
Fax +91 020 66026667
Two Wheeler Insurance Claim Process
Register your claim
First and foremost, you need to register your claim with us. You can do it:
✓ Online
Click here to register your claim online.
✓ Over the phone
Dial our Toll-free number 1800-209-5858, following which our customer care executive will get in touch with you and guide you through the claim settlement process. Keep these with you for ready reference:
● Engine and Chassis number.
● Vehicle registration number.
● Date and time of the accident.
● Description and location of the accident.
● Address for inspection of the affected two wheeler.
● Kilometre reading.
● Police complaint document, in case of theft.
1. Book your vehicle for repairIn case of an accident, act of vandalism or damage due to any other cause, you need to take your two-wheeler to the garage for repair if it’s in a movable condition. If not, you can get it towed.
2. The last stepThe final step of claim settlement involves submission of the required documents and getting them verified with the original ones. The surveyor will inform you if you need to pay any part of the claim amount, as per the policy terms & conditions.
Motor OTS
Now you can get your Two wheeler claims settled in an instant! With the Motor On the Spot (Motor OTS) facility, get your claims settled on the go, for your damages up to INR 10,000/- just within 20 minutes* through our mobile app - Insurance wallet
To use Motor OTS -
✓ Sign in to the Insurance Wallet app (link for download or IW app page/playstore)
✓ Take clear pictures of the damage caused to your two wheeler and upload the same on the mobile app
✓ Your approved claim amount will be credited to your bank account directly
Explore Our Articles
View All
Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Special thanks to Bajaj Allianz for hassle free experience and answering all my queries. Good work
Savita Bhutoria
10th Jan 2021
Good thing about insurance online process is that you get updates on mobile and mail both.
Venu Madhavi
15th Dec 2024
Speedy and easy way to renew two wheeler insurance online. Thank you for providing zero entries before renewing it
N Subramanian
5th Feb 2020
Quick Links
Diverse more policies for different needs
Insurance Samjho
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
.webp)
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
FAQ's
What is Long Term Two Wheeler Insurance Policy?
As the name suggests, a Long Term Two Wheeler Insurance Policy offers you and your bike coverage for a long period compared to a regular policy which needs to renewed every year.
Why do I need a Long Term Two Wheeler Insurance Policy?
A Long Term Two Wheeler Insurance Policy relieves you of the pain of renewing your motor insurance policy every year. With Bajaj Allianz Long Term Policy, you get coverage for a period of 3 years. Your policy will be due for renewal after 3 years.
What about the premium rate for this policy? Does it remain the same?
Yes. A Long Term Two Wheeler Insurance Policy freezes the premium rates for the entire policy tenure. It means the premium amount remains the same throughout the policy term. Thus, it eliminates possible hikes in premium and service charges every year.
What factors will determine the premium amount?
Vehicle’s age, Insured declared value, Type of vehicle
How can I purchase Bajaj Allianz Long Term Two Wheeler Insurance Polic
You can easily buy our Long Term Two Wheeler Insurance Policy both offline and online
In case I want to switch my old motor insurance policy with Bajaj Allianz, will I be able to retain the NCB?
Yes. We allow you to transfer up to 50% of the NCB from your old insurer when you buy our Long Term Two Wheeler Insurance Policy.
How can I purchase Bajaj Allianz Long Term Two Wheeler Insurance Policy?
You can easily buy our Long Term Two Wheeler Insurance Policy both offline and online.
How can I know the status of my policy?
To know the status of your policy, call us at our Toll free number 1800-209-5858. Alternatively, you can also get to know your policy’s status on Twitter. Follow our twitter account @BajajAllianz, DM us with the hashtag #TweetInsurance.
Can I transfer my existing motor insurance policy to the new owner?
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
What risks are covered under an insurance policy for a vehicle?
The coverage for vehicle insurance can vary depending on the type of policy chosen. Third party liability, third party property damage, personal accident cover, own damage, theft, natural/manmade calamities, etc. are some of the common risks that are usually covered under motor insurance for a vehicle.
Why should I buy comprehensive vehicle insurance policy?
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle from damages due to an accident, theft, or natural disasters and damages caused to third party etc.
What is a Third-Party Liability Cover?
Third-Party Liability Cover is a type of insurance plan that covers that damages caused to a third-party from your vehicle.
What's the difference between third-party and comprehensive insurance?
Third-Party Liability covers damages incurred by another person or their property; it's mandatory by law to get a third-party insurance plan for your vehicle in order to drive it in India. Whereas, Comprehensive Motor Insurance covers third-party liability and damages to your own vehicle due to accidents, theft, etc. as per the policy terms.
Will my No Claims Bonus be transferred if I renew my motor insurance?
You may be able to transfer your No Claims Bonus (NCB) when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better NCB options and discounts.
What is premium reduction process if no claim acquired previously?
The no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for people who have long-term insurance policies with the same company.
Where can I initiate a claim?
You can use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
How do I register my claim?
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is best to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
What is a "deductible" or "compulsory excess" in motor insurance?
Deductible is the amount a policyholder pays out of their pocket before your insurance coverage kicks in; a higher deductible usually means a lower premium.
Why does my vehicle insurance premium change during renewal?
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
How NCB is calculated at the time of renewal?
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
What is a break in insurance?
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
When is vehicle inspection mandatory in motor insurance?
Usually, vehicle inspection occurs when purchasing a new vehicle insurance policy or during renewal process. Additionally, an inspection may be required when you file a claim for any damages, there is a change in the policy type, new accessories or equipment are added to the vehicle, or there is a change in ownership.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
Popular Search
Why juggle policies when one app can do it all?
Download Caringly your's app!
What makes our insurance unique
With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
