Your two wheeler lasts for years, so should its cover
Your two wheeler is important to you, either because it helps you navigate the traffic better or because it helps you find your zen. ...Whatever may be the reason, what’s precious to you is precious to us. No questions asked. Hence, we’ve made our bike insurance renewal process so simple that you never have to ride without two wheeler insurance
While a two wheeler has several benefits – source of adrenaline rush, quicker mobility, easier to find parking space and more – it comes with its own set of risks. Investing in a good helmet and following basic road safety tips is definitely helpful. But what’s really essential is a periodic two wheeler policy renewal to continue enjoying the needed protection. Read more
2 SIMPLE STEPS TO RENEW YOUR TWO WHEELER INSURANCE POLICY ONLINE
Fill in the basic details, which includes details of the policy number and expiry date of your existing policy
Get your renewal quote and make the payment. By offering quick Two Wheeler Insurance renewal online, we take care of the important things for you. We also give you the option of going in for a longer period of cover, so you’re not burdened with the bothersome annual renewals. That only means more free time to do the things that bring joy to you!
THINGS TO NOTE WHILE RENEWING TWO WHEELER INSURANCE POLICY
Key Benefits of Two Wheeler Insurance
We ask you to trust us based on merit, not simply our words. Product innovation and customer centricity are two of our guiding goals, which got us the General Insurance Company of the Year Award at the Insurance Summit & Awards 2018.
We’ve designed our Two Wheeler Insurance plans keeping in mind your needs and how we can best meet them.
Building a good life takes time and effort and we respect that you’re working towards it. We don’t want to take up your valuable time unnecessarily and offer online purchase and renewal of Two Wheeler Insurance. You can buy Two Wheeler Insurance in just 3 minutes and renew your policy in 2 simple steps – all with a few clicks. Yes, it’s that quick and convenient.
No Claim Bonus (NCB) is a reward from an insurance provider for being a good and vigilant driver. You earn this bonus for every claim free year and it gets accumulated over time. We care about what you’ve managed to achieve, and you can transfer up to 50% of your No Claim Bonus from any insurance provider. We ensure that when you switch over to Bajaj Allianz, you don’t lose out on anything.
We won’t let you face any problem related to your two wheeler alone. We’re here for you and offer instant support, whether it’s at 12 pm or 3 am that you need us, enjoy round-the-clock claims assistance. Communication is key to maintaining any relationship, and we keep you in the loop by providing quick SMS updates on your claim status.
We believe in walking the talk and offer you speedy, hassle-free and cashless claims settlement through our network of preferred garages across India. Our processes are specifically designed to offer you quick claims and our average turnaround time is only 60 minutes for cashless claims. Our industry-first facility, Motor On-The-Spot (Motor OTS), empowers you to self-inspect your two wheeler claims of up to Rs 20,000 through our mobile app, Insurance Wallet. With the help of this facility, claims are settled within 20 minutes*.
An expired policy, if lapsed, can make you lose all the accumulated benefits like No Claim Bonus. However, two wheeler policy renewal is hassle-free even after its expiry. No inspection is required and you can do it online within a few clicks to continue enjoying its protection and benefits. You can also opt for a bike insurance renewal reminder online, to stay on track with your policy.
You can renew your insurance policy in two ways – online or offline.
The online renewal process is super quick and simple and takes only a few minutes.
Yes, it is possible to renew your bike or Two wheeler Insurance online. The process is a simple 2-step process.
All you have to do is visit our website and provide the details of your previous policy. You will receive a quote, after which you can make the payment. The entire process can be done within minutes.
We don’t believe in complicated processes and you only need 2 documents to renew your policy:
A copy of the previous insurance policy
Certificate of registration
Longer coverage period: You will only have to renew once in two or three years, depending upon the coverage period you choose
Added Protection: Protection from third party premium rate hikes and service taxes which occur almost every year
Added NCB benefit No Claim Bonus will not be cut down to nil if you make a claim during the policy period. It will be lowered, but it will still remain valid
Proportional Refund You can get a proportional refund in case of cancellation of policy, even if you made a claim during the policy period
The hard copy of your Two Wheeler Insurance will be sent to your address via courier. It usually takes up to 7-10 days to reach you. However, you will get a soft copy via email as soon as the payment is verified, and the policy is issued.
You can also find the policy document on our website's customer portal using your issuance number. Additionally, you can access your account through our Mobile App, Insurance Wallet, or get updates through our twitter page, using our #TweetInsurance service.
If your Two Wheeler Insurance policy has expired, then you become exposed to the risks you were insured against. Some of these negative effects are:
Your NCB is negatively affected
You are exposed to third party liability risks
Cost of repairs for your two wheeler will increase as they are no longer covered by an insurance policy
However, you don’t need to fret. You can renew your Two Wheeler Insurance Policy even after its expiry and continue enjoying the benefits. You just need to do it within 30 days.
We all like something extra, don’t we? Bajaj Allianz Car Insurance provides a host of add-on covers to supplement your car insurance policy. Our add-on covers include:
Natural calamities are the most unpredictable thing out there, other than the behaviour of teenagers, perhaps. The unexpected occurrence of a natural calamity and the destruction in its wake is exactly the kind of situation where Two Wheeler Insurance comes handy. Your insured vehicle is covered against fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.
Man-made calamities throw light on the dark side of humanity and are just as devastating and unpredictable as natural calamities. We don’t quite have superheroes saving the day, but our comprehensive Two Wheeler Insurance policy does help better handle the aftermath. Our Bike Insurance policy covers burglary, theft, riot, strike, malicious act, accident by external means or any terrorist activity. Additionally, any damage in transit via rail, road, inland waterway, lift, elevator or air is also covered by the insurance policy.
When we’re protecting your vehicle, how can we not protect you? Our Two Wheeler Insurance policy comes with a Personal Accident cover of Rs 15 lakh for the owner or driver. It covers accidents that may occur while driving the vehicle, travelling on it and mounting or dismounting from it. You can also add Personal Accident cover for a pillion rider with this policy to offer the same protection to your loved ones.
Someone else’s mistake should not harm you and likewise you should not be the cause of someone else’s loss. Hence, third party liability cover is mandatory in India, to make everyone take responsibility for their actions. We offer Two Wheeler Insurance policies that take care of this statutory requirement for you and cover liability payable as third party property damage or loss. This covers any damage, loss, death or bodily harm caused to another person or property by the insured vehicle.
Renew two wheeler insurance policy today and receive 24x7 roadside assistance. Get SMS updates on claims support even on holidays.Renew
Remain cushioned against third-party liabilities by renewing your private two wheeler only liability insurance. Quick, convenient, and seamless with Bajaj Allianz.Renew
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