Our highly priced purchases can undoubtedly be our prized possessions. Having said that, we are not only protective but also want the best when it comes to securing our possessions. Such is the case when it comes to our two wheeler vehicles. In order to keep our two wheelers secure for a longer duration of time, we look for those bike insurance policies that will serve us with the best. So if you’re looking for the best two wheeler insurance quotes, then keep reading to find out how to avail them:
5 tricks to avail the best bike insurance quotes:
1. Pick the add-ons wisely
In order to enhance the value of your policy, insurance policies provide its policyholders with additional benefits in the form of add-on covers. In the case of a two wheeler insurance policy, the add-ons provided are zero depreciation, roadside assistance and so forth. The more covers you opt for, the more is the rate of the premiums. Therefore, select the add-on covers only as per your and your vehicle’s requirements.
2. Utilize the accumulated bonus
Popularly known as No Claim Bonus (NCB), the insurance companies provide its customers with the NCB benefits if they haven’t made a claim for a long period of time. When you receive the NCB benefits, utilize those at the time of insurance renewal. Since NCBs are progressive in nature, the rebates on every consecutive claim-free year increase. In order to get concessions on two-wheeler insurance quotes, make use of it during the renewal.
3. Renew the policy on a timely basis
Since most of the two wheeler insurance is provided for a period of 2-3 years, it needs to be renewed on or before the expiry date. Failure to renew the policy leads to higher payments of premium. If you miss the renewal of your policy, you will not only be unable to compare the different policies but also be incompetent to select the best bike insurance quote online. In order to prevent high premium prices, remember the expiry date and renew your policy a day prior to its date.
4. Compare multiple policies
If you want to get your hands on the best policy, it is advisable to compare different plans in order to find the best one. Visit the Bajaj Allianz General Insurance website and start comparing the various two wheeler insurance policies offered by us. However, do not just finalize a policy because of its low premium. Consider the coverage, features, and benefits in order to get the best policy. You can utilize our online two wheeler insurance premium calculator to evaluate bike insurance quote online and compare policies more effectively.
5. Maintain a good record of driving
A policyholder with good driving skills is more likely to avoid risks of accidents. The lesser the risks of driving, the lesser is the need for claims. If a policyholder does not make any claims, then NCBs are higher.
Now that you know these tricks and twists, you can further look into availing the to get the best lowest two wheeler insurance quotes without compromising on your coverage. Another way of ensuring that you have the best 2 wheeler insurance quote is by opting for long term two wheeler insurance. Investing in the long term insurance covers you for a period of 3 years without the hassle of renewing the policy several times. We, at, Bajaj Allianz General Insurance make provision for best two wheeler quotation as well as long term two-wheeler insurance cover.