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Motor Blog
27 Aug 2025
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When you think of driving through the crowded lanes of Mumbai Central or cruising past the busy streets of Andheri, one name comes up frequently, and that is Mumbai West RTO (MH-02). Whether you’re buying a new car, applying for a driving licence, or ensuring your vehicle complies with road safety norms, the RTO Andheri is where it all begins.
But this RTO office does more than just paperwork. It plays a vital role in ensuring safe, regulated, and efficient road transportation across the Mumbai West zone.
Here, we’ll break down the services of RTO Mumbai, especially the MH-02 office, along with its fee structure, traffic norms, and the importance of motor insurance in today’s traffic-heavy city.
The RTO Andheri is the official authority for handling vehicle registration, issuing driver’s licences, collecting road taxes, and implementing traffic regulations in Mumbai West.
The RTO Mumbai MH-02 office provides a wide range of public services for residents of Andheri and adjoining areas. These services ensure that vehicle owners comply with the Motor Vehicles Act, 1988, and maintain road safety standards.
Here’s a breakdown of the common charges at the Mumbai West RTO office:
Service | Fees (INR) |
New Vehicle Registration | INR 600 |
Hypothecation Charges | INR 1,500 |
Number Plate Change (HSRP) | INR 230 – INR 400 |
Temporary Registration | INR 1,200 – INR 1,500 |
Parking/State Development Fee | INR 2,000 (below INR 4L car) INR 4,000 (above INR 4L car) |
FastTAG Charges | INR 500 |
Also Read: RTO Gurgaon: Office Code, Services & Contact Details
The road tax is a one-time payment at the time of vehicle registration. The rates are as follows:
Vehicle Price | Petrol | Diesel | CNG |
Under INR 10 Lakhs | 11% | 13% | 7% |
INR 10 – INR 20 Lakhs | 12% | 14% | - |
Above INR 20 Lakhs | 13% | 15% | - |
Make sure you have the following documents when registering your vehicle at RTO Mumbai West:
The Mumbai RTO enforces traffic rules under the Motor Vehicles Act, 2019. Here's a look at some common fines:
Violation | Fine (INR) |
Driving Without a Seatbelt | INR 1,000 |
Using Mobile While Driving | INR 5,000 |
Over-speeding or Racing | INR 5,000 or Jail |
Overloading a Two-Wheeler | INR 2,000 + Licence Cancellation |
Carrying Extra Passengers in a Car | INR 200 per person |
Driving Without Insurance | INR 2,000 + 3 Months Jail |
The RTO Andheri area saw multiple traffic disruptions in 2024 due to metro construction and seasonal events:
These challenges underline the importance of proper documentation, motor insurance, and timely service availing from RTO Mumbai.
Mumbai’s heavy traffic, unpredictable weather, and busy intersections make motor insurance not just mandatory, but essential. According to the law, every vehicle must have at least third-party insurance.
But in real-world conditions, even third-party cover might fall short.
Also Read: RTO In Ghaziabad: All About RTO Offices In Ghaziabad
Bajaj Allianz General Insurance Company offers tailored motor insurance plans that suit your needs and driving style. With digital claim settlement, cashless garages, and 24x7 support, your vehicle is always in safe hands.
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Navigating through the busy lanes of Mumbai West RTO services doesn’t have to be overwhelming. With the right documents, awareness of service charges, and a reliable motor insurance plan, you can breeze through the process with ease.
And when it comes to choosing a trustworthy insurer, Bajaj Allianz General Insurance Company is your go-to choice for hassle-free motor insurance with options like zero depreciation insurance, 24/7 support, and digital claim settlement.
So, the next time you're passing through RTO Andheri or getting your vehicle registered at Mumbai RTO, make sure you are road-ready, with the protection of Bajaj Allianz General Insurance Company.
The RTO Andheri (MH-02) office is located at D/111, Ambivali Village, Versova Road, near Manish Nagar in Andheri West, Mumbai – 400053. It operates between 10 AM to 5 PM on weekdays. This location caters to all vehicular and license-related services for residents of Mumbai West, ensuring streamlined transportation administration
Yes, under Indian law, third-party motor insurance is mandatory for all new vehicles. It offers financial protection against third-party liabilities. However, for broader coverage against theft, damage, and accidents, Bajaj Allianz General Insurance Company strongly recommends opting for a comprehensive plan with zero depreciation insurance, which ensures no deduction in claim amounts for vehicle parts replaced.
While you can book appointments, fill forms, and make payments online through the Parivahan portal, the actual car registration process still requires a physical vehicle inspection at the Mumbai West RTO office. This ensures that the vehicle meets road safety and regulatory norms before issuance of the Registration Certificate (RC).
A temporary registration issued by the dealer or RTO Andheri is valid for up to 1 month. Within this period, the vehicle owner must complete the process of permanent registration. Failing to do so can result in penalties or vehicle impoundment, as driving without a valid RC is a traffic violation.
Driving a vehicle with an expired Registration Certificate (RC) or driving licence can result in fines ranging from INR 500 to INR 5,000, depending on the violation. Additionally, repeat offences could lead to licence suspension. To avoid penalties, always renew your RC and licence on time through the RTO Mumbai West office or online portals.
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
Claims are subject to terms and conditions set forth under the motor insurance policy.
Vehicle specifications, features, and pricing may vary, and it is essential for readers to verify the latest information from authorised dealerships, manufacturers, or reliable sources before making any purchasing decisions.
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