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Global NCAP Safety Rating For Volvo XC60 & XC90

  • Motor Blog

  • 03 Aug 2025

  • 150 Viewed

Contents

  • Understanding NCAP Ratings and Their Importance
  • Euro NCAP Safety Ratings for Volvo XC60
  • Euro NCAP Safety Ratings for Volvo XC90
  • Detailed Analysis of Crash Test Results
  • Safety Features Contributing to High NCAP Ratings
  • Comparison with Other SUVs in the Same Segment
  • Impact of NCAP Ratings on Car Insurance Premiums
  • FAQs

Volvo’s commitment to safety is legendary, and the 2025 Euro NCAP results for the Volvo XC60 and XC90 continue this tradition. Both models manufactured in Sweden, boast a prestigious five-star rating, highlighting their superior crash protection and advanced safety systems. The Volvo XC60 NCAP rating and Volvo XC90 NCAP rating reflect outstanding performances across adult occupant, child occupant, and pedestrian safety categories. Their robust build, intuitive driver-assist technologies, and crash avoidance systems position them among the safest SUVs globally.
Protecting such premium vehicles with a trusted partner like Bajaj Allianz General Insurance ensures your peace of mind, supported by their extensive 7,200+ cashless garage network.

Understanding NCAP Ratings and Their Importance

The New Car Assessment Programme (NCAP) plays a critical role in helping buyers make informed safety decisions. These ratings are awarded based on comprehensive crash tests that measure the protection offered to adults, children, and pedestrians, along with a car's active safety technology. A five-star NCAP rating indicates a vehicle offers excellent crash protection and collision avoidance features, while a lower score highlights areas for improvement.
In today’s market, buyers increasingly consider safety ratings before purchasing a vehicle. High NCAP scores not only boost a car’s appeal but also contribute to its resale value and insurance affordability. For example, the outstanding Volvo XC60 NCAP rating and Volvo XC90 NCAP rating underline Volvo’s dedication to building some of the safest SUVs. Choosing Bajaj Allianz Motor Insurance further strengthens this confidence, offering extensive coverage and seamless claims support through their wide cashless garage network. Safety ratings and reliable insurance together ensure complete peace of mind on the road.

Euro NCAP Safety Ratings for Volvo XC60

The Volvo XC60 NCAP rating proudly stands at five stars, reaffirming its position as one of the safest mid-sized luxury SUVs. It scores an impressive 98% in Adult Occupant Protection, thanks to a strong passenger cell and effective restraint systems. For Child Occupant Protection, the XC60 earns a remarkable 87%, reflecting Volvo’s meticulous approach to family safety.
Pedestrian and cyclist protection sees a score of 76%, aided by an active bonnet system and advanced driver-assistance technologies. Safety Assist features, including automatic emergency braking (AEB), lane-keeping aid, and speed assistance, contribute to a 95% score in this category. For drivers, opting for comprehensive Bajaj Allianz Motor Insurance ensures this level of protection is matched by responsive insurance support, safeguarding both the vehicle and its occupants effortlessly.

Also Read: Global NCAP Rating for Hyundai Venue

Euro NCAP Safety Ratings for Volvo XC90

The Volvo XC90 NCAP rating also proudly holds a full five-star score, a benchmark in the large SUV category. The XC90 achieves an outstanding 97% score for Adult Occupant Protection, attributed to its strong frame and advanced airbag systems. For Child Occupant Protection, it earns an impressive 87%, reinforcing Volvo’s focus on young passengers.
The model scores 72% for Vulnerable Road Users, supported by Volvo’s innovative active safety features, including a pedestrian airbag and comprehensive autonomous emergency braking. The XC90 shines in the Safety Assist category with a remarkable 95% score, offering top-notch features like pilot assist, run-off road mitigation, and collision avoidance systems. Given its top-tier safety credentials, combining the Volvo XC90 with Bajaj Allianz Motor Insurance ensures superior protection, complete with access to over 7,200+ cashless garages across India.

Detailed Analysis of Crash Test Results

Crash test results for the Volvo XC60 and XC90 reveal their engineering excellence. Both models excel in frontal offset, full-width frontal, and side impact tests, demonstrating minimal cabin deformation and excellent occupant protection. In the side pole test, the strong B-pillars of both models prevent critical injuries, further elevating their safety profile.
During whiplash protection tests, both SUVs score high thanks to robust seat designs and head restraints, minimising neck injuries in rear-end collisions. Child dummies, used in specific crash tests, also recorded excellent levels of protection, showing minimal forces on critical body areas.
Pedestrian protection evaluations show proactive measures, like the deployable bonnet system that reduces head injury risks. These impressive performances across various crash scenarios explain why the Volvo XC60 NCAP rating and Volvo XC90 NCAP rating are both five stars. Such strong safety credentials make these SUVs ideal candidates for comprehensive protection through Bajaj Allianz Motor Insurance.

Safety Features Contributing to High NCAP Ratings

Both the Volvo XC60 and XC90 are packed with an extensive list of safety features, helping them achieve five-star NCAP ratings.

Key safety features include:

  • City Safety with Autobrake: Helps detect other vehicles, pedestrians, cyclists, and large animals, automatically applying brakes when needed.
  • Run-off Road Protection: Minimises injuries if the vehicle unintentionally leaves the road.
  • Pilot Assist: A semi-autonomous driving assistance feature for smoother, safer highway drives.
  • Oncoming Lane Mitigation: Alerts and assists if the driver inadvertently crosses into oncoming traffic.
  • Lane Keeping Aid: Gently steers the vehicle back into its lane if it begins to drift.
  • Collision Avoidance System: Offers steering support to avoid obstacles at critical moments.
  • Whiplash Protection System (WHIPS): Protects passengers against rear-end collision injuries.
  • Pedestrian Airbag: Exclusive to Volvo, deploying from under the bonnet to cushion impacts with pedestrians.

These advanced technologies significantly contribute to the impressive Volvo XC60 NCAP rating and Volvo XC90 NCAP rating.

Comparison with Other SUVs in the Same Segment

Vehicle

NCAP Rating

Adult Occupant

Child Occupant

Safety Assist

Volvo XC60

5 Stars

98%

87%

95%

Volvo XC90

5 Stars

97%

87%

95%

Audi Q5

5 Stars

93%

86%

73%

BMW X5

5 Stars

89%

86%

75%

Mercedes-Benz GLE

5 Stars

91%

90%

78%

The Volvo XC60 and XC90 clearly stand out in terms of adult occupant protection and safety assist scores, showcasing Volvo’s unrivalled dedication to safety. Choosing these models alongside Bajaj Allianz Motor Insurance ensures maximum peace of mind with unmatched roadside support.

Also Read: Global NCAP Safety Rating For Kia Carens

Impact of NCAP Ratings on Car Insurance Premiums

A high NCAP safety rating often translates to lower car insurance premiums. Insurers view five-star-rated vehicles like the Volvo XC60 and XC90 as lower-risk assets due to their advanced crash protection and accident avoidance technologies. This reduced risk typically leads to better premium pricing and greater policy benefits for the owner.
Furthermore, vehicles with strong NCAP ratings often suffer less damage in collisions, resulting in lower repair costs. Bajaj Allianz Motor Insurance recognises the value of safer vehicles and offers competitive premiums, alongside quick claims settlement and 7,200+ cashless garages nationwide.
For buyers of top-rated SUVs like the XC60 and XC90, investing in high-quality insurance is essential. Comprehensive policies safeguard not only against accidents but also theft, natural disasters, and third-party liabilities. Strong NCAP scores also enhance the car’s resale value, making it a prudent financial choice in the long run.

FAQs



1. What is the significance of NCAP ratings in vehicle safety?


NCAP ratings help consumers assess how safe a vehicle is during crashes. Based on rigorous crash tests and safety evaluations, these ratings provide insights into occupant protection, child safety, and pedestrian impact—making them a trusted benchmark for comparing vehicle safety across models and segments.

2. Is the Volvo XC60 considered a safe vehicle for families?

Yes, the Volvo XC60 is among the safest in its class, boasting a 5-star Euro NCAP rating. With high scores in child occupant protection and a suite of advanced driver-assistance systems, it's a top pick for families prioritising both passive and active safety features.

4.How do the Volvo XC60 and XC90 compare to other SUVs in terms of safety?

Both the Volvo XC60 and XC90 consistently outperform rivals in safety tests, thanks to robust structural design and cutting-edge safety tech. Their Euro NCAP ratings reflect superior adult and child protection scores, placing them ahead of many luxury SUVs in overall crash safety performance.

5. What impact do NCAP ratings have on car insurance premiums?

Higher NCAP ratings often translate to lower insurance premiums, as insurers view safer vehicles as less risky. Cars with advanced safety features tend to reduce accident severity, potentially lowering repair costs—factors insurers consider when calculating premiums.

6. How often are NCAP ratings updated for vehicles?

Euro NCAP ratings are updated when a new generation or facelifted model is released. Additionally, NCAP periodically revises its testing protocols, making newer ratings more stringent. It’s important to check the year of the rating to understand the safety context.

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