1
Claim Assistance
Get In Touch

Comprehensive Householder Package Policy

We protect what you love

Let's create a suitable plan for you.

Please enter name
Call Us
Retrieve quote
Please enter valid quote reference ID
Get a Quote

What’s in it for you?

Covers contents from perils such as fire and burglary

Affordable premium

Covers Jewellery and precious items

Why Bajaj Allianz Householders Package Policy?

Ever wish that all new houses came fully furnished as a norm rather than an exception? After all, package deals give you better value for money and save valuable time and effort in the process. Piecemeal purchases - furniture or pieces of art - are often impulsive, may not fit well with the overall decor of your house and over a period of time may become difficult to maintain. Home insurance plans are no different. You should not have to choose between protecting your house or the contents within. Our comprehensive householder policy covers both, depending on your needs!

Bajaj Allianz Householder Policy gives you all round coverage and is one of the most competitively priced home insurance plans available today. When it comes to protecting your dear ones, Home insurance plans provide you greater control and predictability in the face of adversity. 

Whether you want to leave it behind as a legacy for your children or use it as an asset to secure a steady rental income, a home insurance plan is an asset that will serve you well.

Comprehensive Householder Insurance for You

 

With Bajaj Allianz Householder Policy, other than an occasional coat of paint, any worries you might have about your home or property coverage will soon evaporate and you’ll feel financially more secure than ever before!

Key Benefits for Householder Insurance

 

  • Protects your property

    The householder policy gives you a sense of continuity in case of a theft, fire or other natural and man-made calamities. From caves to multi-storied high rises, human living spaces have evolved in all dimensions- horizontal and vertical. While our ancestors relied on their tribe members for protection from the wild, we cannot rely on fortune or the goodwill of others to keep our homes or properties safe in today’s complex world.

    Call it a sign of the times but risks to the safety of your property and belongings have grown exponentially. Landslides, fire, earthquakes, floods and other natural calamities were perhaps common even in the early ages, however, riots, theft and burglary, military conflict and other threats that exist today are unpredictable and can have long term consequences for your financial and psychological well-being. Bajaj Allianz Householder Policy is the answer to your needs.

  • Protection to your domestic and electronic appliances

    If your trusty food processor or microwave suffers an electrical short circuit due to load shedding, your repair technician is probably your only hope for respite. However, if he opines that the appliance is beyond repair, you’d have to be content with fast food for a few days and even risk an upset stomach.

    With Bajaj Allianz Householder Policy, you can ensure that any unexpected surprises from your household appliances are catered for. By averting a crisis such as this, you can ensure that you are spared the unpleasant frowns from your family and domestic help. Your kitchen would probably also wear a brighter look!

    We wager that you’d have a much better day at work, knowing that your home appliances are covered under our Householder Policy. 

  • Interests of the insured and their family members in a single policy

    Our Householder Policy is designed as an all-purpose home insurance plan that provides comprehensive protection from a range of threats to your home and those who live within it. The wellbeing of your family probably occupies your mind a lot more than you might acknowledge, however rather than leaving it to chance, opt for a proven Householder Policy that provides affordable and comprehensive coverage .

Why Home Insurance?

To register the claim

If you need to register a claim under our Householder’s Policy, you can call us on our Toll Free Number (1800 209 5858) or send an email to bagichelp@bajajallianz.co.in

To help you understand this better, here is a step-by-step breakdown of the claim process:

 

1.  Once we receive the claim intimation, we will appoint a surveyor who will visit you for assessing the loss

 

2.  Based on his survey, the claim is registered and the claim number will be shared with you for tracking

 

3.   We will share a list of required documents within 48-72 hours of the survey. You will have to submit the same to us within 7-15 working days

 

4.   After the receipt of the documents, the loss adjuster will submit a report to us

 

5.   Once we receive both – the report and your documents, your claim will be processed within 7-10 working days and the payment will be deposited via NEFT

Click here to register your claim online.

Read more Read less

LET’S SIMPLIFY HOME INSURANCE, SHALL WE?

What is Householders package policy?

Being handed the keys to your own home is a dream come true for almost everybody. However to keep your home and belongings safe, you need an affordable home insurance solution that also provides comprehensive coverage. 

Bajaj Householders Package Policy is an insurance policy specially designed to cover various risks and contingencies faced by householders under a single policy. It provides protection to your property, domestic and electronic appliances and family members.  

What are the losses covered under Householders package policy?

Your home can only become a true oasis of peace when your loved ones and belongings are secure. With Bajaj Allianz Householders package policy, you and your family are protected from a host of threats such as fire and allied perils, burglary and theft, jewellery and/or precious items, plate glass, breakdown of domestic appliances, electronic equipment, pedal cycles, baggage insurance and personal accident insurance.

What is the entry age under this policy?

Every Indian home and family deserves to be protected. Given the unpredictable nature of fate, the sooner you opt for home insurance, the better. Anyone aged 18 and above can buy a home insurance plan from Bajaj Allianz. 

When it comes to personal accidents, the entry age for the proposer and spouse is 18 to 65 years. Dependent children can be covered from 5 years to 21 years. From your family’s youngest to the oldest, Bajaj Allianz offers lasting protection to the people closest to you.

What is the policy period?

Bajaj Allianz Householders Package Policy is an annual policy that provides extensive coverage to your home and belongings from a number of risks.

Who can be covered under this policy?

Under personal accident coverage, both proposer and spouse can be covered. Dependent children can be covered from 5 years to 21 years. 

Our happy customers!

PRAKHAR GUPTA

I had a word with Bajaj Allianz executive and he explained me everything about the Home insurance which is appreciated

ANISA BANSAL

Bajaj Allianz your customer service agent was courteous, guided me throughout the transaction and quick in responding

MAHESH

Home insurance online process was simple and easy. Bajaj Allianz keep up the good work

Online Householders Package Policy

All you need to know about your Insurance plan

IMPORTANT POINTS TO NOTE BEFORE BUYING Easy Householders Package Policy

  • Inclusions
  • Exclusions

Fire and Allied Perils

Covers against against the risk of loses or damages due to fire, storms, earthquakes and many more

Baggage Burglary and Theft

Covers against loss or damage caused by burglary and theft 

Personal Accident

Provides protection to the insured against uncertainties such as accidental death, disabilities etc

1 of 1

If you suffer consequential or indirect losses such as loss of rental income due to a fire rendering your property unlivable for a certain period of time, we can only empathize with you.

With time, all things grow old and eventually must make way for the new. Depreciation or natural wear and tear is inevitable and therefore not covered under the terms of your House Holder Policy.

LPG cylinders, foodgrain and other types of consumables are beyond the scope of coverage under this home insurance plan.

For both work and play, we know that you need to be connected 24X7. As precious as your mobile phone or other communication devices are, we ask that you follow the manufacturer’s instructions regarding fair use, however, this home insurance plan is not intended to cover them.

In case of loss or theft of jewelry or other valuables, we extend our best wishes that the perpetrators will be apprehended. However, under the purview of the householder policy offered by us, such events are not covered.

We highly recommend that you read the policy wordings of our householder policy carefully. There may be certain other exceptions under our terms of service that are also excluded from coverage under our home insurance plans.

1 of 1

Comprehensive Householder Insurance for You:

Predicting the future is best left to the experts; for the rest, Bajaj Allianz Householder Policy offers a way to secure homes from uncertainty. While modern homes are built to be more resistant to natural calamities, the possibility of damage cannot be entirely precluded. On the other end of the spectrum, the possibility of events such as theft or riots also need to be taken into consideration.

Just like uninvited guests, these natural and man-made threats may knock on your door at any time. While you may still treat unexpected relatives or acquaintances with courtesy, threats like burglars and miscreants need tough security measures and a high level of vigilance. The Comprehensive Householder Policy from Bajaj Allianz help you fortify your home and protect your family against such risks.

Consider this: Most Indians prefer extra locks, grilles and multiple doors over CCTV cameras and other forms of electronic surveillance systems to protect their homes. The simple padlock may be significantly cheaper than sophisticated home security technology but is also much easier for thieves to tackle.

Whether you’re for or against adopting the latest home security systems, Bajaj Allianz Householder Policy serves as the last line of defence against the psychological trauma of financial loss, should the unthinkable happen to you.

For a nominal premium, our householder policy help you regain control after a tragedy and enable you to resume living a normal life once again. With friends and family rallying by your side for emotional support, our team at Bajaj Allianz moves quickly to settle your home insurance claims in a timely manner.

Download Home Insurance Documents

Your previous policy has not yet expired ?

Set Renewal Reminder

Set Renewal Reminder

Please enter name
+91
Please enter valid mobile number
Please select date

Thank you for your interest. We will send you a reminder when your policy is due for renewal.

Customer Stories

PRAKHAR GUPTA

I had a word with Bajaj Allianz executive and he explained me everything about the Home insurance which is appreciated

ANISA BANSAL

Bajaj Allianz your customer service agent was courteous, guided me throughout the transaction and quick in responding

MAHESH

Home insurance online process was simple and easy. Bajaj Allianz keep up the good work

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Excecutive will call you back shortly to assist you through the Process.

Request Call Back

Please enter name
+91
Please enter valid mobile number
Please select valid option
Please select the checkbox

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Please enter valid quote reference ID

  • Select
    Please select
  • Please write your comment

Getting In Touch With Us Is Easy

  • Customer Login

    Go
  • Partner Login

    Go
  • Employee Login

    Go