Kawasaki Bike Insurance

Owning a Kawasaki sports bike is a dream for many biking enthusiasts. These high-performance two-wheelers are known for their speed, power, and reliability. However, ensuring financial protection against unforeseen accidents, theft, or damages is crucial. Bajaj Allianz General Insurance Company’s Kawasaki Bike Insurance offers comprehensive coverage tailored to protect your bike from any mishap.

This insurance plan provides security and peace of mind, from covering accidental damages to safeguarding against natural calamities. With cashless claim settlements, 24x7 roadside assistance, and customisable add-ons, Bajaj Allianz General Insurance Company’s 2 wheeler insurance ensures a smooth ride for Kawasaki owners.

Whether you own a Kawasaki Ninja 300, Ninja 650, Z900, or any other model, you can find the perfect insurance coverage with Bajaj Allianz General Insurance Company. Let’s explore the key aspects of Kawasaki motorcycle insurance and why Bajaj Allianz General Insurance Company should be your top choice.

Popular Kawasaki Two Wheeler Models 

Kawasaki has a strong presence in the Indian sports bike market with premium two-wheeler models. Bajaj Allianz General Insurance Company provides coverage for all Kawasaki models, ensuring protection at every stage of your journey. Here are some of the most popular models:

-        Kawasaki Ninja 300 – A budget-friendly sports bike with a 296cc engine, producing 38.88 bhp and 26.1 Nm torque.

-        Kawasaki Ninja 650 – A mid-range sports bike powered by a 649cc engine, generating 67.3 bhp and 64 Nm torque.

-        Kawasaki Ninja H2R – A 998cc superbike, producing 305.75 bhp, designed for track racing and high-speed performance.

-        Kawasaki Z900 – A 948cc streetfighter with an impressive 123.64 bhp and 98.6 Nm torque, perfect for aggressive riders.

No matter which model you own, Bajaj Allianz General Insurance Company ensures that your bike is covered against damages, accidents, and third-party liabilities.

Types of Kawasaki Two Wheeler Insurance

When insuring your Kawasaki bike, you can choose from different types of policies with Bajaj Allianz General Insurance Company:

- 3rd Party Two Wheeler Insurance – This covers legal liabilities arising from injuries or damages caused to a third party. It is mandatory by law.

- Standalone Own Damage Cover – Protects your bike against theft, fire, accidents, and natural calamities.

- Comprehensive Bike Insurance – A complete plan covering third-party liabilities and your own damage.

- Bundled Insurance Policy – Includes five years of third-party cover and one year of own-damage cover.

- Long-Term Two-Wheeler Insurance – Provides 2-3 years of coverage, ensuring savings on renewal costs.

Bajaj Allianz General Insurance Company allows you to customise your policy with additional add-ons for enhanced protection.

Benefits of Kawasaki Bike Insurance

With Bajaj Allianz General Insurance Company’s Kawasaki Two Wheeler Insurance, you gain extensive benefits that offer financial security and peace of mind. The primary benefit is financial protection, which ensures that you are covered against repair costs, accidental damages, and losses due to theft, fire, or natural disasters. Without insurance, these costs can be overwhelming, making it essential to have the right coverage.

Another significant advantage is cashless claims, where Bajaj Allianz General Insurance Company’s 7,200+ network garages across India allow you to get repairs done without having to pay upfront. This simplifies the claim process and reduces financial stress. 

The No Claim Bonus (NCB) feature rewards policyholders with up to 50% savings on premiums for claim-free years, making insurance more affordable over time. Furthermore, instant online renewal allows for a seamless process where you can renew your policy within minutes from the comfort of your home.

Overall, Kawasaki Motorcycle Insurance is designed to provide complete protection, convenience, and affordability, ensuring you can ride with confidence and financial security.

Kawasaki Bike Insurance Calculator

Bajaj Allianz General Insurance Company offers a bike insurance premium calculator to help you estimate your insurance cost. Simply enter details like your bike model, registration number, city, and IDV (Insured Declared Value) to get an instant premium quote. The calculator ensures transparency and allows you to compare different coverage options before purchasing.

Inclusion & Exclusions of Kawasaki Two Wheeler Insurance

What is Covered?

The Bajaj Allianz General Insurance Company’s Kawasaki Two Wheeler Insurance Policy provides comprehensive coverage designed to protect you and your motorcycle. Key coverage areas include:

● Third-Party Liability:
○ Unlimited coverage for injury or death to third parties, as determined by court rulings.
○ Up to INR 1 lakh for damages to third-party property caused by your vehicle.

● Own Damage:
○ Protection against accidental damage, fire, theft, and damages caused by natural or man-made disasters.
○ Coverage for damages resulting from events like floods, earthquakes, riots, and vandalism.
○ Compensation for theft is based on the bike's Insured Declared Value (IDV).
○ Coverage for damages that occur while the bike is in transit.

● Personal Accident Cover:
○ Financial support up to INR 15 lakh in case of death or disability resulting from a motorcycle accident.

● Optional Add-On Covers:
○ Enhanced protection through add-on options like zero depreciation, roadside assistance, and engine protection, allowing for a tailored insurance experience.

What Is Not Covered?

The Bajaj Allianz General Insurance Company’s Kawasaki Two Wheeler Insurance Policy, while comprehensive, does not cover the following exclusions:

● Intentional Damage: Damages deliberately inflicted on the motorcycle.

● Normal Wear and Tear: Depreciation and damage resulting from routine use.

● Illegal Activities: Damages incurred while engaging in illegal activities, including driving without a license, driving under the influence, or using the bike for criminal purposes.

● Geographic Limitations: Accidents occurring outside of India.

● War and Nuclear Risks: Losses caused by war or nuclear events.

● Overloading: Accidents resulting from exceeding the vehicle's weight or passenger capacity.

● Unauthorized Modifications: Damages stemming from unapproved vehicle alterations.

● Racing and Stunts: Damages incurred during racing, speed tests, or illegal stunts.

It is strongly advised to review the policy wording for a complete and detailed understanding of all exclusions.

Add-ons for Kawasaki Bike Insurance

Bajaj Allianz General Insurance Company provides several add-ons to enhance your Kawasaki Bike Insurance policy:

- 24x7 Roadside Assistance:

Provides immediate help for emergencies such as flat tires, towing, and fuel assistance, ensuring you're never stranded.

- Consumable Expenses:

Covers the cost of consumable items like grease, lubricants, engine oil, oil filters, and brake oil, which are often excluded from standard policies.

- Zero Depreciation Cover:

Ensures you receive the full claim amount without depreciation deductions, even if your bike's value has decreased.

- No Claim Bonus (NCB) Protector:

Safeguards your NCB savings, preventing loss of benefits even if you file a claim.

- Tyre Safeguard:

Covers replacement expenses for damaged tires and tubes, providing financial protection against tire-related accidents.

- Conveyance Benefit:

Reimburses transportation costs for daily commutes when your bike is under repair.

- Engine Protector:

Provides coverage for financial losses due to engine damage, a crucial protection for costly repairs.

- Return to Invoice (RTI) Cover:

Ensures you receive the full invoice value of your bike in case of theft or total loss, bridging the gap between IDV and actual cost.

These add-ons offer additional financial security, ensuring that unexpected expenses are minimised.

How to Buy Kawasaki Two Wheeler Insurance?

Purchasing Kawasaki Bike Insurance is simple and can be done online within minutes. Follow these steps:

1. Visit the required section on the website. Go to the two-wheeler insurance section.

2. Enter your bike details. Provide information such as the bike model, registration number, manufacturing year, and city of registration.

3. Based on your needs, you can select from third-party insurance, standalone own-damage cover, or comprehensive insurance.

4. Customise your plan and enhance coverage with add-ons like Zero Depreciation Cover, NCB Protection, or 24x7 Roadside Assistance.

5. The premium amount will be displayed based on your inputs.

6. Complete the process using a secure payment method.

7. The policy document will be sent to your registered email, ensuring a paperless, hassle-free experience.

With Bajaj Allianz General Insurance Company, you get a transparent, quick, and convenient process to insure your Kawasaki bike.

How to Renew Kawasaki Two Wheeler Insurance?

Renewing your Kawasaki 2 wheeler Insurance from Bajaj Allianz General Insurance Company ensures uninterrupted coverage and financial security. Follow these simple steps:

1. Visit the Bajaj Allianz General Insurance Company renewal page – Log in to your existing account or enter your policy details.

2. Enter bike and policy details – Provide information like your previous policy number, bike registration number, and personal details.

3. Review your coverage – Modify or retain your existing insurance type (third-party or comprehensive) based on your requirement.

4. Check for NCB Savings – If you haven’t made a claim in the previous policy term, you may be eligible for a No Claim Bonus (NCB) savings of up to 50%.

5. Select add-ons – Enhance your policy with Zero Depreciation Cover, Personal Accident Cover, and Engine Protection Cover if needed.

6. Proceed with payment – Use a secure online payment method to complete the renewal process.

7. Receive instant policy renewal confirmation – Your renewed policy will be emailed immediately, ensuring continuous protection.

With Bajaj Allianz General Insurance Company, renewals are fast, hassle-free, and 100% digital, saving you time and effort.

How to Claim Kawasaki Bike Insurance Online?

Filing a Kawasaki Motorcycle Insurance claim is a simple process designed to ensure quick and hassle-free settlements. Follow these steps:

1. Report the claim – Visit the website or call the customer care helpline to initiate your claim.

2. Submit necessary documents – Provide essential paperwork, including your bike registration certificate, insurance policy document, FIR copy (if applicable), and repair bills.

3. Schedule an inspection – A surveyor will assess the damage and determine the repair cost at a network garage.

4. Approval and repair – Once the claim is approved, the bike can be repaired at a Bajaj Allianz General Insurance Company network garage, ensuring a cashless settlement.

5. Receive claim settlement – If using a non-network garage, pay for the repairs upfront and submit the original invoices for reimbursement.

Documents Needed to File Kawasaki Insurance Claims

- Policy document

- Bike registration certificate

- FIR copy (in case of theft/accident)

- Owner’s ID proof

- Repair bills & invoices

What is the Cost of Kawasaki Bike Insurance?

Bajaj Allianz General Insurance Company’s Kawasaki bike insurance costs depend on factors like model, year, IDV, and location. Higher engine capacity bikes attract higher premiums. Savings like NCB and voluntary deductibles help lower the cost.

Why Choose Kawasaki Two Wheeler Insurance from Bajaj Allianz General Insurance Company?

Choosing Bajaj Allianz General Insurance Company for your Kawasaki two wheeler insurance ensures reliability, financial security, and convenience. As one of India’s leading insurers, we offer a hassle-free claim process, where 98.50% of claims are settled within one day. This ensures quick financial support during emergencies. 

Policyholders can benefit from savings of up to 50% on premiums, including NCB and voluntary deductibles, making the insurance plan more cost-effective. Additionally, Bajaj Allianz General Insurance Company’s vast network of 7200+ garages ensures cashless repairs, reducing financial stress and making servicing easier.

Bajaj Allianz provides 24x7 roadside assistance, helping bikers in case of breakdowns, towing needs, or fuel shortages. This ensures that Kawasaki owners never feel stranded while riding.

Moreover, with an easy online policy renewal process, riders can conveniently extend their coverage without paperwork or lengthy procedures. Bajaj Allianz General Insurance Company’s customisable add-ons further enhance the protection of Kawasaki bikes, ensuring that riders receive the coverage they need based on their specific requirements.

With Kawasaki Bike Insurance, you can enjoy comprehensive coverage, financial benefits, and seamless claim processes, making it the ideal choice for all Kawasaki bike owners.